One of the most common issues that comes up for business owners is procrastination -wasting time, putting obstacles in the way of taking action towards goals, making excuses for delays, creating confusion/ busyness etc. Procrastination is a self-defeating behavior.

Limitations of liability are a vital, but seldom studied featured of commercial contracts. Unless carefully reviewed and drafted, standard limitations could provide a customer with less protection than the law provides and less than they may need. This article examines these complex issues in plain English and provides concrete proposals for dealing with the exposures created.

We're about to enter the area of medical billing that is like walking through a maze. In this installment we'll cover the GU0 record, fields 26 through 30.