There are many that plan to start a business that do not realize the many costs and heartaches that are wrapped into the business’s foundation. Yet, you can avoid many of the pitfalls of a business by simply taking preventative measures ahead of time. There is nothing like owning your own business, working for yourself, and making your own money. But, it does offer many challenges that you will need to overcome time and time again, no matter what your business actually is.

People are actually trying to steal your money - identity theft, fake bank accounts, phishing, and every other thing you can imagine. Here's what you need to do to prevent the theft and what to do if you're already a victim.

Millions of business phone calls are made every hour and day. Business people that interact solely over the phone yet never meet still form strong opinions of one another. Practising good business phone etiquette helps encourage clear lines of communication, build rapport and avoid misunderstandings.