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    ou had just cause for spending too much. Medical bills are the largest cause of bankruptcy in America. If you got sick or had a major accident you’ve got big bills to pay and this can devastate
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    Debt consolidation is supposed to help you get free of debt. By combining a lot of smaller debts into one big loan you can pay the debt off with lower repayments. So how come a lot of people have the same debt load two years later?

    Answer is, they treated the symptom, not the cause. Debt consolidation only works if you address the underlying problem, which is that you spend more than you earn. Once you’ve consolidated debt, it can be very difficult to do it again.

    The way it’s supposed to work is that a loan pays off your debts, you sweep away all your past mistakes and extravagances, get a grip on your finances and vow to live within your means. This way you never again have to face the consequences of any more mistakes and extravagances.

    But maybe you had just cause for spending too much. Medical bills are the largest cause of bankruptcy in America. If you got sick or had a major accident you’ve got big bills to pay and this can devastate y

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    e the same debt load two years later?

    Answer is, they treated the symptom, not the cause. Debt consolidation only works if you address the underlying problem, which is that you spend more than you earn. Once you’ve consolidated debt, it can be very difficult to do it again.

    The way it’s supposed to work is that a loan pays off your debts, you sweep away all your past mistakes and extravagances, get a grip on your finances and vow to live within your means. This way you never again have to face the consequences of any more mistakes and extravagances.

    But maybe you had just cause for spending too much. Medical bills are the largest cause of bankruptcy in America. If you got sick or had a major accident you’ve got big bills to pay and this can devastate

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    han you earn. Once you’ve consolidated debt, it can be very difficult to do it again.

    The way it’s supposed to work is that a loan pays off your debts, you sweep away all your past mistakes and extravagances, get a grip on your finances and vow to live within your means. This way you never again have to face the consequences of any more mistakes and extravagances.

    But maybe you had just cause for spending too much. Medical bills are the largest cause of bankruptcy in America. If you got sick or had a major accident you’ve got big bills to pay and this can devastate

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    and extravagances, get a grip on your finances and vow to live within your means. This way you never again have to face the consequences of any more mistakes and extravagances.

    But maybe you had just cause for spending too much. Medical bills are the largest cause of bankruptcy in America. If you got sick or had a major accident you’ve got big bills to pay and this can devastate

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    ou had just cause for spending too much. Medical bills are the largest cause of bankruptcy in America. If you got sick or had a major accident you’ve got big bills to pay and this can devastate your finances. If this is you, face up to your debt situation before it gets out of control. Your hospital probably has someone on staff to help people in your situation. Find the person with a sympathetic ear and use them. It’s better to ask for help than to prevaricate and suffer alone.

    Your aim should be to keep current with all your non-medical bills, but to work out a way of paying your doctor over a longer period of time. If your medical care providers know that they’ll get their money in the end, there is usually a payment plan that you can use. Remember to keep up to date with your household bills: you’ve got to pay your energy bills but the doctors can wait. They can afford it.

    Or maybe the reason you’re still in debt is that you still have to pay y

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