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    I've been in debt. I know what it is like to see your monthly paycheck go out the day it comes in. I've seen the ugly side of credit cards. And after that, I can tell you that the only way to live is debt free. While I recognize that this isn't always possible, it is a great way t

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    been in debt. I know what it is like to see your monthly paycheck go out the day it comes in. I've seen the ugly side of credit cards. And after that, I can tell you that the only way to live is debt free. While I recognize that this isn't always possible, it is a great way t
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    after that, I can tell you that the only way to live is debt free. While I recognize that this isn't always possible, it is a great way to live.

    There are plenty of people out there that have a mortgage and an auto loan and are managing their debt wisely. They have no credit cards. And in return, they have less stress when it comes to finances. Some people are even strong enough to have a credit card and pay it off in full each month.

    But many are not that strong.

    How do you know if your debt is out of control?

    • You only make the minimum payments on your credit cards.
    • You let bills slide for a few days or even a week.
    • You don't have

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