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Business Process: A NASCAR Perspective
This thought was triggered by an article in the February 2005 issue of Harvard Business Review entitled "Breakthrough Ideas for 2005". The article has a brief synopsis of 20 breakthrough ideas for 2005. One of those was subtitled "Seek Validity Not Reliability" and was written by Roger L. Martin, the dean of the Rotman School of Management at the University of Toronto and director of the AIC Institute for Co

s a billing cycle or two for charge-backs on returned items to appear on your credit card bill. Write to the credit card company and enclose copies of your return receipt, asking that the charge be removed from your bill.

5. What do you mean, there's a late fee?

Write an Annual Report on the Business of Your Life
Every major business prepares one.How about you?That is, do you prepare an annual report on your life?Why?Because it keeps a record of what you did and what happened. Because it will make you think about what you want to do with the next year. And because it will help you make plans so that you can achieve the success that you dream about.All in all, it's a powerful plannin

It goes without saying that your first and best defense against paying fraudulent or unfair charges on your credit card is knowing what your bill says! When you receive your credit card statement each month, sit down with it and check each item to make sure that you actually DID purchase it. If you do run into inaccuracies or problems, there are procedures to follow to report and deal with the charges. If you don't follow the procedure and the card company decides to notify a credit reporting agency, it could affect far more than just your balance on that one credit card.

What are the most common billing problems and how should you deal with them?

1. Hey, I didn't buy that!

If you notice a charge on your credit card statement that you didn't make, take steps to deal with it IMMEDIATELY. It could be a store error - but it could be the first sign that someone else is using your identity. Heading off problems before they start is vital. Call your credit card company and report the charge that's in error - but don't leave it at that. Follow up with a written letter stating that you dispute the charge, and requesting that they investigate the situation. The credit card company has 45-60 days to complete their investigation and notify you of the result. During that time, they can not make any attempts to collect that amount from you, nor report you to a credit reporting agency because of it.

2. Wait - I canceled that subscription!

If you cancel a subscription for which you pay via credit card - to a magazine, a club or internet service provider for instance - it may take a month or two for the cancellation and 'chargeback' to show up on your credit card statement. Again, notify the credit card company that that account has been canceled and request that the charge be removed from the bill.

3. My bill just doesn't add up right!

They're rare, but mathematical and reporting mistakes do happen. If you notice a discrepancy on your bill between their reports and your receipts, write a letter to the credit card company - being sure to use the address for reporting credit card disputes. Include copies of both the bill and your receipts for the disputed charges.

4. I returned that dress!

Like a canceled subscription, it sometimes takes a billing cycle or two for charge-backs on returned items to appear on your credit card bill. Write to the credit card company and enclose copies of your return receipt, asking that the charge be removed from your bill.

5. What do you mean, there's a late fee?

Protect Yourself from Meetings
You check your computer and (surprise) someone has scheduled you for a meeting.Now what do you do? You had planned to work on a project - and this meeting promises to be a repeat of the last meeting, which was a long painful discussion of unrelated ideas, stories, and complaints.You could waste another afternoon. Or, you could:1) Be busy.Fill your calendar with activities that rel

What are the most common billing problems and how should you deal with them?

1. Hey, I didn't buy that!

2. Wait - I canceled that subscription!

3. My bill just doesn't add up right!

4. I returned that dress!

5. What do you mean, there's a late fee?

Dial One if You Have Your Credit Card Handy
Dial one if you have your credit card handy and would like to speak to an intelligent person, in your own country, who can really help you!I've recently have had some incredibly bad experiences when I have tried to phone some very well-known banks in the UK.On the first occasion, I was trying to make an inquiry about my father's bank account. My father is no longer able to look after his own a

y investigate the situation. The credit card company has 45-60 days to complete their investigation and notify you of the result. During that time, they can not make any attempts to collect that amount from you, nor report you to a credit reporting agency because of it.

2. Wait - I canceled that subscription!

3. My bill just doesn't add up right!

4. I returned that dress!

5. What do you mean, there's a late fee?

Five Ways to Use a Meeting
1) Determine a person’s ability to plan. Does the person who called the meeting have a clear goal and a specific plan to achieve it. People who do, recognize the value of preparation and can be trusted with larger projects.2) Measure teamwork. How are the participants working together? Are they making methodical progress toward an agreement, decision, or solution? Are the more skilled participants hel

dit card company that that account has been canceled and request that the charge be removed from the bill.

3. My bill just doesn't add up right!

4. I returned that dress!

5. What do you mean, there's a late fee?

The Origin Of Accounting Theory
If it is to be comprehensible and reliable, accounting must be used in accordance with specific rules and regulations. It would be chaos of Babylonian proportions if each person used his own grammar and vocabulary - nobody would understand anybody else. Likewise, it is essential that accounting is used according to generally accepted rules.The first prerequisite is that accounting should agree or co

5. What do you mean, there's a late fee?

Your best defense against late fees is to make sure you send your payment in plenty of time to reach the credit card company by posting date. Keep in mind that credit card companies date payments by date received and/or posted, not by date mailed. Because of the effect a late payment can have on your credit card billing and your credit history, though, it's sometimes worth a try to get them to 'take it back'. If you have evidence along the lines of a check cleared to your bank account before the payment was posted to your account - and it's before the late payment date, you can write to the credit card company and ask for a review of the charges.

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Company culture is a concept that is highly intangible, yet when there is enough dose of it, whether positive or negative, anyone will sense it almost immediately. My short description of company culture is it is the soul of an organization.

Companies on a budget should outsource to the Philippines to get high-quality services at lower rates. Here's a guide to outsourcing to Manila/ outsourcing to the Philippines.

Each internet millionaire – no matter the specific nature of the online business – has certain traits in common with every other internet millionaire. That's because certain characteristics are required to become a millionaire online, and when you know what they are, you can do it, too.

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