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Casual Articles - The Debt Danger Of Credit Cards
You have a telephone in one hand and a well-rehearsed script in the other. You’re ready to begin teleprospecting.You’ve planned the delivery of your message so well that you’ve anticipated your listener’s objections and can fire quick responses. Finally, you pass the infamous gatekeeper and have your chance to talk to Mr. Big. You feel so close to making that sale...Then reality kicks in: Mr. Big gets annoyed, and before you know it, it’s all over. No appointment, no sale.Time to pick myself up, dust myself off, and try again, you think.But aren’t you sick of this cycle by now? Aren’t you tired of calling numerous people to gain only a handful of appointments (if you’re lucky)?
High Interest
And that’s before we consider the amount of interest that most credit card providers charge. Almost every credit card will charge you between one and two percent interest per mont
You may have very valuable and unique information or products in which I am intensely interested. However, remember that I receive a zillion offers and recommendations a week so I'm going to read your sales letter carefully before I make any commitment.Quite apart from the product quality I expect, I also demand that your offer and description show care, respect for my time, and an attention to detail that suggests you have really thought through what you are selling and haven't just "thrown something together" to make a quick, minimal effort, sale.It starts with the initial e-mail about an exciting new offer. I receive dozens with the salutation "Hello, %FIRSTNAME%. Of course I know your marketing mis
Why? Because it doesn’t feel like spending money!
You don’t have to cross the psychological barrier of handing over a thick wad of notes every time you make a purchase. Instead you hand your card over, the assistant swipes it and then hands it back to you. You’ve not actually parted with anything.
And what’s more, credit cards give you the opportunity to get the goods home and use them long before you have to start paying for them. This can be up to eight weeks later. So by the time you realise you can’t really afford these items, it’s too late to take them back.
Plastic Money
It’s promoted on the grounds that it’s convenient to use and safer to carry than cash.
I agree!
Convenient in the sense that it will help to boost shopkeepers’ profits with money that isn’t yours! And safe in the sense that instead of being mugged by the criminals, you’ll be ‘mugged’ by the allure of snappy advertising and ‘cool’ merchandise.
Going shopping with a credit card (or a storecard for that matter) is just like walking around with a few thousand dollars in your pocket. A few thousand dollars I may add, that’s not yours!
High Interest
And that’s before we consider the amount of interest that most credit card providers charge. Almost every credit card will charge you between one and two percent interest per month
Business counseling fees can be extremely expensive and not knowing where to turn for business advice can be a significant waste of valuable time. That is why there are 80 Business Information Centers (BICs) in the United States and over 1,100 Small Business Development Centers (SBDCs). Not only do they provide small business owners with free counseling, but they also have an extensive reference library of books, publications, and video tapes. Small Business Development centers and Business Information Centers help with start-up business planning or assist in expanding an existing business.BICs are partnered with the Service Corps of Retired Executives (SCORE) to provide businesses with free business counseli
And what’s more, credit cards give you the opportunity to get the goods home and use them long before you have to start paying for them. This can be up to eight weeks later. So by the time you realise you can’t really afford these items, it’s too late to take them back.
Plastic Money
It’s promoted on the grounds that it’s convenient to use and safer to carry than cash.
I agree!
Convenient in the sense that it will help to boost shopkeepers’ profits with money that isn’t yours! And safe in the sense that instead of being mugged by the criminals, you’ll be ‘mugged’ by the allure of snappy advertising and ‘cool’ merchandise.
Going shopping with a credit card (or a storecard for that matter) is just like walking around with a few thousand dollars in your pocket. A few thousand dollars I may add, that’s not yours!
High Interest
And that’s before we consider the amount of interest that most credit card providers charge. Almost every credit card will charge you between one and two percent interest per mont
With the arrival of syndication or RSS technology, many claim the email newsletter is dead. Not true. Newsletters continue to offer companies a marketing tool that allows them to build and retain relationships with their clients.RSS complements, not replaces the email newsletter. Some readers refuse to read email newsletters and only view content in RSS feed readers. So cover your bases by offering both options.The same thing applies to weblogs, also known as blogs. These online journals are updated on a daily, weekly or whenever basis. When you release a new issue, keep your bases covered by linking to your newsletter and its feed in the blog.By the numbers: email marketing prevails<
Plastic Money
It’s promoted on the grounds that it’s convenient to use and safer to carry than cash.
I agree!
Convenient in the sense that it will help to boost shopkeepers’ profits with money that isn’t yours! And safe in the sense that instead of being mugged by the criminals, you’ll be ‘mugged’ by the allure of snappy advertising and ‘cool’ merchandise.
Going shopping with a credit card (or a storecard for that matter) is just like walking around with a few thousand dollars in your pocket. A few thousand dollars I may add, that’s not yours!
High Interest
And that’s before we consider the amount of interest that most credit card providers charge. Almost every credit card will charge you between one and two percent interest per mont
Taking inventions from concept to reality can be difficult. In fact, it's quite confusing. I've been down that path several times myself, and without help simple matters become daunting. Twenty years ago I attempted to go it alone and spent tens of thousands with a prototyping house, an engineer and more. Outside of finances, I also faced challenges when deciding who to talk to, how to patent and the path I should take when pursuing my inventions.Thinking of these subjects, I compiled a list of five things to consider about your inventions.1. Know the problems your invention will solve
Every invention or great idea aims to solve a problem. Everyday people recognize problems on a regular basis.
Going shopping with a credit card (or a storecard for that matter) is just like walking around with a few thousand dollars in your pocket. A few thousand dollars I may add, that’s not yours!
High Interest
And that’s before we consider the amount of interest that most credit card providers charge. Almost every credit card will charge you between one and two percent interest per mont
Press releases are literary compositions submitted to the press for distribution by companies and individuals with news worthy content. The releases usually contain creditable information about the release of a new product, expansion etc.As time has gone by the notion to marketers in small business that the news released needs to be worthy of promotion seems to be dwindling. This method of advertising is rapidly developing into a cunning method of self promotion.Press releases distributed by some of the larger well known distribution companies have the ability of getting the release indexed on the first page of ‘Google’ in a matter of hours. For this reason, some marketers are distributing them numerou
High Interest
And that’s before we consider the amount of interest that most credit card providers charge. Almost every credit card will charge you between one and two percent interest per month on any outstanding balance (another attractive sounding words for debt!) So for every thousand you owe on credit cards, you’ll be charged somewhere between $10 and $20 per month in interest!
Now that may not seem like much, but what if you owe $5000, $10000, or even more? And remember, that’s before you start to repay the money you owe. It’s easy to see how you could be paying two or three hundred dollars a month on credit card interest alone.
Low Interest
Okay, I’ll admit that there are always a number of attractive looking credit card offers available. You know, the type that promise 0% interest on all balance transfers for 6 months, or an extra low rate of 1.9% per annum on all new purchases for 12 months, blah, blah, blah!
But there’s a downside to these offers. Because surprise, surprise, all that these deals will encourage you to do is to spend more!
First, your debts will become much easier to service. Instead of costing $300 a month to avoid repossession, it will cost you perhaps $50. All of sudden you feel rich. Now what do you think your first thought would be? Using that money to pay off your debts? I don’t think so!
Second, when you’re out shopping and see another ‘must have’ item, six months intere
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