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  • Casual Articles - Bankruptcy - Look for the Warning Signs

    Business and Relationships
    Management is relationships; sales is relationships; service is relationships; office politics is relationships. Salaries and bonuses; vacations and office assignments; training and education --- all relationships.Shopping is business; handling the checkbook and cre
    – Credit cards work best when used for convenience, such as when you don’t have cash with you or when it just isn’t convenient to pay cash. They work
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    The Bankruptcy Abuse and Consumer Protection Act, signed into law last April, will take effect this month and bring with it some of the most sweeping changes in debt law in history. As the new requirements are much more strict, expensive, and time consuming than the old ones, consumers with problem debt are rushing to file now. But many others are wondering if their debt problems are serious enough to warrant the rather drastic decision to file for bankruptcy.

    Here are a few things that may help you reach a decision:

  • You have two or more major credit cards with outstanding balances – Credit cards work best when used for convenience, such as when you don’t have cash with you or when it just isn’t convenient to pay cash. They work l
    Top Ten Promotion Checklist for Business Success
    Business slow? Promotion efforts for your coaching practice or other service business not working as well as you hoped?We don't know what we don't know. With just an addition or two of proven marketing/promotion techniques, you can uplevel you business for its fulles
    hanges in debt law in history. As the new requirements are much more strict, expensive, and time consuming than the old ones, consumers with problem debt are rushing to file now. But many others are wondering if their debt problems are serious enough to warrant the rather drastic decision to file for bankruptcy.

    Here are a few things that may help you reach a decision:

  • You have two or more major credit cards with outstanding balances – Credit cards work best when used for convenience, such as when you don’t have cash with you or when it just isn’t convenient to pay cash. They work
    A Word about War and Fear and the Role of the Business Person
    It is easy to get caught up in the bloodshed and threats to our security, no matter where in the world we live. However, being American can be doubly difficult since the fall of the Berlin Wall and the tragedy of 9/11, where as the world's only Superpower we are caught up i
    bt are rushing to file now. But many others are wondering if their debt problems are serious enough to warrant the rather drastic decision to file for bankruptcy.

    Here are a few things that may help you reach a decision:

  • You have two or more major credit cards with outstanding balances – Credit cards work best when used for convenience, such as when you don’t have cash with you or when it just isn’t convenient to pay cash. They work
    Provide a Customer Experience - But What Do They Really Want?
    The move towards global businesses and particularly John Stanley’s global retailing may excite business people, but the challenge is in providing what the customer really wants, not what you think they want.Let me give you two examples.Firstly, from New Zealan
    bankruptcy.

    Here are a few things that may help you reach a decision:

  • You have two or more major credit cards with outstanding balances – Credit cards work best when used for convenience, such as when you don’t have cash with you or when it just isn’t convenient to pay cash. They work
    Master Black Belts And The Art Of Managing A Project
    Ideally speaking, a Master Black Belt is a college graduate or post-grad with an MBA. This is not to suggest that the powerful ways of business process management will remain elusive for others but the complex art of combining Six Sigma with business process management take
    – Credit cards work best when used for convenience, such as when you don’t have cash with you or when it just isn’t convenient to pay cash. They work less well when you use them as a funding source, as they represent a fairly expensive way to borrow money. If you have more than two major credit cards with outstanding balances that are high enough that you cannot pay any one of them off right now, you may have a problem.
  • You make minimum payments only on your credit cards – The minimum payment doesn’t even put a dent in your balance, and until recently, the minimum wouldn’t even cover the interest accrued during the month. If you are only making minimum payments on your credit cards because you cannot afford to send more, then you m

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