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Casual Articles - Chapter 7 vs. Chapter 13 Bankruptcy - What Are The Different Procedures Involved In Filing?
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A sub-factor to consider in this is your eligibility for a discharge. The law states that a person who has received a Chapter 7 discharge in a case that was filed within six years is not eligible for a Chapter 7 discharge. In that case, the only other option you have is to file for a Chapter 13 discharge.
A bankruptcy attorney can help you get fast debt relief and give you the resources, services and expert advice to get your financial situation back in order. With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have t
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The relevant law to consider is the Bankruptcy Code, which defines and outlines the procedures involved in filing for bankruptcy under each chapter.
The two most common types of bankruptcy in the United States are Chapter 7 and Chapter 13. The first is available only to individual consumers while the latter is available to both individual debtors and business organizations. The first involves a liquidation of all nonexempt assets and properties, while the latter allows you to keep your properties in exchange for signing up for a repayment plan.
Dischargeability of Debts
If there is one thing you should take note of bankruptcy, it is that not all debts can be discharged. Keep this always in mind. Because you might think that you can get away with your debts scot-free after filing for bankruptcy only to find out later on that you are still obliged to pay for some certain non-dischargeable debts.
NON-DISCHARGEABLE DEBTS UNDER CHAPTER 7
Recent taxes
Trust fund taxes
Child or family support
Criminal fine or restitution
Accident claims involving intoxication
Unscheduled debts
Penalties payable to the government other than tax penalties
Student loans
Debts listed in prior bankruptcy where debtor was denied a discharge
NON-DISCHARGEABLE DEBTS UNDER CHAPTER 13
Debts for alimony, support, and maintenance
Debts for death or personal injury related to drunk driving
Debts for criminal fines and restitution
Most debts for student loans
Debts not covered by the plan
Installment debts maturing after the close of the plan
It is important to know what debts are dischargeable and what debts are non-dischargeable under any of these two bankruptcy types.
If you have substantial debts that are dischargeable under Chapter 13 but non-dischargeable under Chapter 7, then a Chapter 13 bankruptcy might be preferable to Chapter 7.
A sub-factor to consider in this is your eligibility for a discharge. The law states that a person who has received a Chapter 7 discharge in a case that was filed within six years is not eligible for a Chapter 7 discharge. In that case, the only other option you have is to file for a Chapter 13 discharge.
A bankruptcy attorney can help you get fast debt relief and give you the resources, services and expert advice to get your financial situation back in order. With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have t
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Dischargeability of Debts
If there is one thing you should take note of bankruptcy, it is that not all debts can be discharged. Keep this always in mind. Because you might think that you can get away with your debts scot-free after filing for bankruptcy only to find out later on that you are still obliged to pay for some certain non-dischargeable debts.
NON-DISCHARGEABLE DEBTS UNDER CHAPTER 7
Recent taxes
Trust fund taxes
Child or family support
Criminal fine or restitution
Accident claims involving intoxication
Unscheduled debts
Penalties payable to the government other than tax penalties
Student loans
Debts listed in prior bankruptcy where debtor was denied a discharge
NON-DISCHARGEABLE DEBTS UNDER CHAPTER 13
Debts for alimony, support, and maintenance
Debts for death or personal injury related to drunk driving
Debts for criminal fines and restitution
Most debts for student loans
Debts not covered by the plan
Installment debts maturing after the close of the plan
It is important to know what debts are dischargeable and what debts are non-dischargeable under any of these two bankruptcy types.
If you have substantial debts that are dischargeable under Chapter 13 but non-dischargeable under Chapter 7, then a Chapter 13 bankruptcy might be preferable to Chapter 7.
A sub-factor to consider in this is your eligibility for a discharge. The law states that a person who has received a Chapter 7 discharge in a case that was filed within six years is not eligible for a Chapter 7 discharge. In that case, the only other option you have is to file for a Chapter 13 discharge.
A bankruptcy attorney can help you get fast debt relief and give you the resources, services and expert advice to get your financial situation back in order. With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have t
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NON-DISCHARGEABLE DEBTS UNDER CHAPTER 7
Recent taxes
Trust fund taxes
Child or family support
Criminal fine or restitution
Accident claims involving intoxication
Unscheduled debts
Penalties payable to the government other than tax penalties
Student loans
Debts listed in prior bankruptcy where debtor was denied a discharge
NON-DISCHARGEABLE DEBTS UNDER CHAPTER 13
Debts for alimony, support, and maintenance
Debts for death or personal injury related to drunk driving
Debts for criminal fines and restitution
Most debts for student loans
Debts not covered by the plan
Installment debts maturing after the close of the plan
It is important to know what debts are dischargeable and what debts are non-dischargeable under any of these two bankruptcy types.
If you have substantial debts that are dischargeable under Chapter 13 but non-dischargeable under Chapter 7, then a Chapter 13 bankruptcy might be preferable to Chapter 7.
A sub-factor to consider in this is your eligibility for a discharge. The law states that a person who has received a Chapter 7 discharge in a case that was filed within six years is not eligible for a Chapter 7 discharge. In that case, the only other option you have is to file for a Chapter 13 discharge.
A bankruptcy attorney can help you get fast debt relief and give you the resources, services and expert advice to get your financial situation back in order. With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have t
As podcasting's popularity continues to increase, it's value as a promotional tool, especially for emerging musicians continues to increase. Creating a podcast is easy, and with podcasting’s increasing popularity comes increasing competition into the podcasting market for companies wishing to provide you with their podcasting services.Podcasting itself is a very simple concep
Debts for death or personal injury related to drunk driving
Debts for criminal fines and restitution
Most debts for student loans
Debts not covered by the plan
Installment debts maturing after the close of the plan
It is important to know what debts are dischargeable and what debts are non-dischargeable under any of these two bankruptcy types.
If you have substantial debts that are dischargeable under Chapter 13 but non-dischargeable under Chapter 7, then a Chapter 13 bankruptcy might be preferable to Chapter 7.
A sub-factor to consider in this is your eligibility for a discharge. The law states that a person who has received a Chapter 7 discharge in a case that was filed within six years is not eligible for a Chapter 7 discharge. In that case, the only other option you have is to file for a Chapter 13 discharge.
A bankruptcy attorney can help you get fast debt relief and give you the resources, services and expert advice to get your financial situation back in order. With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have t
When owning or starting a small business one of the first steps in establishing your company's website must include finding the right web hosting provider. Picking the right hosting service for your business can be very frustrating. This post is to assist you in choosing the perfect service for your specific needs. Depending upon the industry you are in and the types of services you
A sub-factor to consider in this is your eligibility for a discharge. The law states that a person who has received a Chapter 7 discharge in a case that was filed within six years is not eligible for a Chapter 7 discharge. In that case, the only other option you have is to file for a Chapter 13 discharge.
A bankruptcy attorney can help you get fast debt relief and give you the resources, services and expert advice to get your financial situation back in order. With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have to deal with because they did not take the time to do some research. Only you can decide what is best for your debt burden.
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