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  • Casual Articles - Couponing 101: Saving Money Clipping Coupons

    Get More Clients Networking
    Most of the small business owners I know (and I know a lot of them) are not really happy with the return they get from their networking. They keep going because there is a positive return, but they want more. There are easy actions you can take to improve your return!One of the most important things to remember for most small business owners is NOT to sell your product/service at the meeting. You're selling the appointment! For example, I give a fr'ee coaching session – that's what I focus on selling at the meeting. If you have a Mary Kay business, you are selling the fr'ee facial. Perhaps you are trying to build your list for your email newsletter, in which case you are selling the fr'ee newsletter. Find a way for people to sample your product, and ‘sell' the sales meeting – whatever form that takes.Before you even enter the room, set an intention. What do you expect to gain at this meeting? Collect business cards from 4 potential strategic alliance partners, make 2 sales meeting appointments, give out samples to 12 potential clients, collect 6 email addresses – these are only a few possible examples of clear intentions.Many networkers have been trained to network further with others by meeting for coffee or lunch to build a closer relationship. This activity is great – in concept.
    k the Newspaper in the Newsstand on Mother's Day before searching the couch cushions for pocket change. And not all Sunday newspaper carry the same inserts. Some may have one, and another three. And even if they carry the same inserts, the amounts of the coupons may be different! It is common that coupons have a higher dollar va
    Company Liability: Sexual Harassment and Inappropriate Rewards
    Sexual Favoritism falls under the Hostile Environment category of the federal law that governs harassment and discrimination in the workplace.Sexual Favoritism is not a federal law unto itself (although some states declare it as such), but an aspect of either Quid Pro Quo or Hostile Environment that is worth exploring.This type of harassment occurs when employees, who submit to a manager or supervisor's sexual demands, are rewarded by that manager or supervisor. It is important to note however, that the wronged party(ies) is not the one who submitted, but those who did not and are denied the benefits of the submission.In other words, employees who are otherwise denied raises or promotions may claim that they were penalized by the sexual attention directed at the favored coworkers.How has the court ruled in these cases? Isolated events and non-coerced submission to sexual demands have not been upheld by the courts as sexual harassment.The employer may be held liable for unlawful sex discrimination against other persons who were qualified for but were denied that employment opportunity or benefit.Supervisors may also be held liable. Court CaseAstra AB, a Swedish compan
    You've probably stood in a checkout line behind someone who has a coupon for every item they've purchased, and it seems like eternity until they are finished. But, they probably saved over 50% to 80% off their grocery bill in that few minutes!

    How, you ask?

    If you want to try your hand at snipping scissors for savings, first you need the coupons! The best source for coupons is in the Sunday newspapers. The inserts are tucked in the middle with the advertisements.

    With the cost of a Sunday paper usually ranging from $1.00 - $1.50, it is a good investment with sometimes hundreds of dollars worth of coupons. And can you believe most people throw them away? Ask your friends, relatives and neighbors to save the inserts for you. Be on the lookout for businesses who subscribe and leave papers around for customers to read (ie Gas Stations, Laundry Mats). Check recycling bins. "Dumpster dive" if you have to.

    On Monday, ask your newspaper carrier and stores if they have any leftover Sunday papers that didn't sell. Vendors usually only have to send in certain parts of the newspaper (ie the heading) of those that didn't sell to get credit for unsold papers. But they still have the coupons inside!

    Unfortunately around Holidays, coupon inserts aren't as plentiful. So, you may want to check the Newspaper in the Newsstand on Mother's Day before searching the couch cushions for pocket change. And not all Sunday newspaper carry the same inserts. Some may have one, and another three. And even if they carry the same inserts, the amounts of the coupons may be different! It is common that coupons have a higher dollar val

    Sell Fine Art
    Over the past few years the practise of selling art online has become increasingly popular as sellers have found the online marketplace as competitive and profitable as the traditional bricks and mortar one. Of course, the primary reason why it is so much cheaper selling fine art online is that in the virtual world your picture doesn’t take up any physical space hanging in a gallery, so a part of its sale price doesn’t go towards subsidising the rent or paying the gallery staff. And galleries are naturally restricted to traditional opening hours and dependant upon reputation, word of mouth, customer loyalty, marketing campaigns and the passer-by on the street, whereas your online presence reaches a global audience twenty four hours a day every day of the week, including weekends and bank holidays! So you not only save money by cutting out the middle man, but you can also reach a global audience of art collectors and enthusiasts. However, as with all things in life, some methods of selling online are more successful than others.To start off with it is advisable to learn as much as you can about the art you intend to sell in advance, including determining its provenance and historical significance. Look into the circumstances surrounding its creation. Was the year in which it was produced a particularly sign
    first you need the coupons! The best source for coupons is in the Sunday newspapers. The inserts are tucked in the middle with the advertisements.

    With the cost of a Sunday paper usually ranging from $1.00 - $1.50, it is a good investment with sometimes hundreds of dollars worth of coupons. And can you believe most people throw them away? Ask your friends, relatives and neighbors to save the inserts for you. Be on the lookout for businesses who subscribe and leave papers around for customers to read (ie Gas Stations, Laundry Mats). Check recycling bins. "Dumpster dive" if you have to.

    On Monday, ask your newspaper carrier and stores if they have any leftover Sunday papers that didn't sell. Vendors usually only have to send in certain parts of the newspaper (ie the heading) of those that didn't sell to get credit for unsold papers. But they still have the coupons inside!

    Unfortunately around Holidays, coupon inserts aren't as plentiful. So, you may want to check the Newspaper in the Newsstand on Mother's Day before searching the couch cushions for pocket change. And not all Sunday newspaper carry the same inserts. Some may have one, and another three. And even if they carry the same inserts, the amounts of the coupons may be different! It is common that coupons have a higher dollar va

    How To Write Your Business Plan
    A business plan is a document that summarises where you want to take your business idea from now and for the next 3 to 5 years, and most importantly, how you are going to achieve your goals - specifically.The actual document is a story describing the essentials about your business. Really, this is putting all your ideas down on paper so that either you can review progress over time or a potential investor such as a bank can instantly understand how you are going to achieve your financial projections and to assess the risk of lending you any capital.The length of your plan should be as long as it takes to describe the following :- where are you now with your business - where do you want to take it - how are you going to get thereSimple questions that require detailed answers. Most plans that are submitted to a bank should only be around 20 pages because that should be enough to get the important aspects out. Additionally a bank or any other reader will probably concentrate on 2 elements. Your executive summary and your finances.The summary is just that. It summaries everything from a description about your business, the products, your customers, your management team and your financial forecasts.Most people when thinking about starting a business know they have
    hrow them away? Ask your friends, relatives and neighbors to save the inserts for you. Be on the lookout for businesses who subscribe and leave papers around for customers to read (ie Gas Stations, Laundry Mats). Check recycling bins. "Dumpster dive" if you have to.

    On Monday, ask your newspaper carrier and stores if they have any leftover Sunday papers that didn't sell. Vendors usually only have to send in certain parts of the newspaper (ie the heading) of those that didn't sell to get credit for unsold papers. But they still have the coupons inside!

    Unfortunately around Holidays, coupon inserts aren't as plentiful. So, you may want to check the Newspaper in the Newsstand on Mother's Day before searching the couch cushions for pocket change. And not all Sunday newspaper carry the same inserts. Some may have one, and another three. And even if they carry the same inserts, the amounts of the coupons may be different! It is common that coupons have a higher dollar va

    Fern Reiss's PublishingGame.com: Achieve Media Attention for Your Business
    Do you want to be quoted by the national press on a daily basis?  (How much would that be worth to your business?) In the past six months, I've been quoted in The New York Times, The Wall Street Journal, The Washington Post, The International Herald Tribune, Entrepreneur, The Associated Press, PBS, Voice of America, Family Circle, Glamour, Redbook, Self, Health, Prevention, Parents, Parenting, Women’s World, First for Women, Newsday, Newsweek, Salon, In Touch Weekly--and even The National Enquirer. In fact, I've been quoted in over 100 prestigious U.S. publications.  I call this "Expertizing," and it's good for business, regardless of the business you're in.  Anyone can learn to get this kind of media attention, for any book or any business; my Expertizing workshop attendees are achieving this same level of media recognition.  Here's how: First, syndicate.  This column is syndicated; hundreds of thousands of people read it. Syndicating a newspaper column doesn't pay very well anymore (you'll probably make only $5 or $10 per column) but it gets your name out.  And syndicating online is even easier.  My next title, "The Publishing Game: Syndicate a Column in 30 Days" will cover the topic more thoroughly, but you can get started just by doing a google search for "[Keyword] article submit."
    have any leftover Sunday papers that didn't sell. Vendors usually only have to send in certain parts of the newspaper (ie the heading) of those that didn't sell to get credit for unsold papers. But they still have the coupons inside!

    Unfortunately around Holidays, coupon inserts aren't as plentiful. So, you may want to check the Newspaper in the Newsstand on Mother's Day before searching the couch cushions for pocket change. And not all Sunday newspaper carry the same inserts. Some may have one, and another three. And even if they carry the same inserts, the amounts of the coupons may be different! It is common that coupons have a higher dollar va

    Are You Managing Top-Down or Bottom-Up Or Both?
    There are only three ways to manage your organization, department or branch – Top-down, Bottom-up or a combination.What is Top-down management?- Keeping decision making at the top of the organization- Setting goals, quotas and direction in the board room or at senior executive level- Having strategic planning meetings or events that includes only senior management- Motivating people with fear or incentives only- Not being willing to listen to lower level employees ideas, suggestions or feedback- Coaching and reviews are all top-down- Senior level executives are too involved in the hiring process- Very little top-down delegationThere’s more but let’s move on.What is Bottom-up management?Well we could say the opposite of all of the above to save time but here are a few others.- Ownership and buy-in of initiatives and projects from lower level employees- Improved employee performance and effectiveness- Less wasted resources on activities and programs that don’t last- More motivated employeesWhat are the consequences of a top-down style?- Senior management is not in touch with reality- Poor employee motivation and performance- Poor reaction time to the market place and competitors
    k the Newspaper in the Newsstand on Mother's Day before searching the couch cushions for pocket change. And not all Sunday newspaper carry the same inserts. Some may have one, and another three. And even if they carry the same inserts, the amounts of the coupons may be different! It is common that coupons have a higher dollar value in an urban area over a rural area.

    More ways to obtain coupons is directly from the manufacturers. Call the toll-free number on your favorite brands asking for coupons. Telling them first how much you like their product is a good introduction to your plea. Most will be happy to mail you coupons. Also check out to see if the product has a website. Email them or use their contact form to inquire. Don't forget to include your mailing address.

    Look over your empty canned goods labels and boxed food items before throwing them in the trash. Usually you can find a toll-free number to call (see above) on the package. Some packages also adorn their own coupons good on their next purchase. And many companies are now participating in Boxtops for Education and Campbell's Labels for Education, so take a second to cut out the little symbol for the school of your choice. Those 10? add up fast when many people save, and all schools, public and private alike, appreciate them.

    Also look for "hang-tags" on items in the store. Some will say "Save $$$ now" and if you read the print, it does not have to be used on only that certain item. Look for hang-tags on wine, as some offer $$$ off soda, meat or produce, with NO alcohol purchase required.

    Another plan to acquire coupons is to beg, borrow or ste

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