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Casual Articles - New Laws Effect the Way Businesses Must Protect Their Customers
My favorite project management mantra is “Validate Critical Data”. I don’t remember what wise teacher I learned this from but it is one of those sayings that rings through my head when I’m jumping into a new project. After many years it continues to be an important part of my project management success (when it is done right) and an unfortunate contributor to my project failures when it is neglected. Below are some keys to correctly validating critical data.The word critical is not excess flab in this phrase. You shouldn’t try to validate all information – just the information that has been handed to you that effects your project approach. Usually it involves getting the right information about the project deliverables (scope), budget, and schedule. This can not be soft data.Often a project manager will inherit much of their project information. This second-hand information is highly suspect, because just like the old children’s game where the story changes a little bit each time it is retold, until it is far from the truth. The information you inherit is always worthy of validating. Other times, even when the information was correct initially as time passes the project environment or facts chang
While individual laws vary from state to state, approximately 15 states at the time of this writing, including New York, Illinois, Connecticut and Florida, have passed bills that require businesses to notify customers of a network breach that could result in the loss of personal identity. While state legislators are passing notification laws, U.S. Senators Patrick Leahy and
The loan signing agents have plenty of methods of attracting clients and promotion. People usually consider that large organizations are more reliable than just a single person and that is why independent contractors have fewer clients, most of which are permanent. Moreover, loan companies provide insurance from errors and omissions, what is not affordable to single agents. Of course, satisfied customers usually return and recommend the agent, who served them, to their friends. This illustrates the importance of the prestige of the agents. Of course new signing agents have not got their clients base and potential clients do not know them. A signing agent can let know others about his or her services by the following methods: 1) make an own web-site; 2) enter different communities of accomplices; 3) apply for a work in the loan signing company; 4) arrange the advertisement campaign and self-promotion.The first method is running an own web-site, which contains all the necessary information about its owner (in our case – signing agent), the services offered, prices of the services and contact information. The first point is the information about the signing agent. There must be mentioned personal informati
When the California Senate Law 1386 was passed and became effective 1 July, 2004, it was virtually unnoticed by the press or companies doing business in the state, remaining an obscure law in October of 2004 when Georgia-based ChoicePoint, Inc. internally identified that their data network had been compromised.
Almost four months went by from the time ChoicePoint, Inc. recognized that their network had been compromised and the announcement of the breach. During that time, ChoicePoint Inc. executives had decided it was best to attempt to isolate the degree of damage before approaching their customers with the news that their personal identities had been stolen.
ChoicePoint, Inc eventually estimated the number of people, whose personal data had been compromised, at 145,000. The incident might have gone by completely undiscovered if ChoicePoint, Inc. had not contacted the local police at the initial detection of the security violation.
By neglecting to rapidly informing it’s customers of the potential misuse of their consumer identities due to a breach in their network security, ChoicePoint, Inc. violated the California Senate Bill 1386. When it was finally announced in February of 2005 that their data network was compromised, no one knew of the legal firestorm it would produce with legislators all over the country.
Law Makers Reply to Data Loss
Out of the 145,000 individuals believed to have lost their personal identification, only 35,000 California citizens were initially notified because the California law only required notification of California residence. As news spread, outraged politicians threw out the country pressured ChoicePoint, Inc. to disclose the extent of the network breach to all affected individuals and then began drafting bills that would fill the gaps for their constituents.
While individual laws vary from state to state, approximately 15 states at the time of this writing, including New York, Illinois, Connecticut and Florida, have passed bills that require businesses to notify customers of a network breach that could result in the loss of personal identity. While state legislators are passing notification laws, U.S. Senators Patrick Leahy and
During a time when the commercial real estate market is competitive, agents often hire designers to create the right atmosphere. While designers often make a residential home seem more livable, their goal when dealing with commercial properties is to make the space seem workable. Investors want commercial real estate properties that are in a good location. But they want the interior design to match the tenants whether they are doctors, lawyers, dentists, and insurance agents or massage therapists.Texture in office spacesOne key design element for office spaces today is the use of texture. Designers work to achieve a tactile response to a room by cladding walls in Pend O’Reille’s leather. Designers often use cashmere for drapes and chenille upholstery for a handsome office space. Wool flannels and velvets are also used for upholstery. Most commercial real estate agents find new office buildings need to be staged just as new homes are often decorated to make it seem as though someone lives there. It’s always a wise idea to work with a licensed commercial real estate agent or Realtor who can show you different commercial properties in your area. They can save you time by searching MLS or the multip
Almost four months went by from the time ChoicePoint, Inc. recognized that their network had been compromised and the announcement of the breach. During that time, ChoicePoint Inc. executives had decided it was best to attempt to isolate the degree of damage before approaching their customers with the news that their personal identities had been stolen.
ChoicePoint, Inc eventually estimated the number of people, whose personal data had been compromised, at 145,000. The incident might have gone by completely undiscovered if ChoicePoint, Inc. had not contacted the local police at the initial detection of the security violation.
By neglecting to rapidly informing it’s customers of the potential misuse of their consumer identities due to a breach in their network security, ChoicePoint, Inc. violated the California Senate Bill 1386. When it was finally announced in February of 2005 that their data network was compromised, no one knew of the legal firestorm it would produce with legislators all over the country.
Law Makers Reply to Data Loss
Out of the 145,000 individuals believed to have lost their personal identification, only 35,000 California citizens were initially notified because the California law only required notification of California residence. As news spread, outraged politicians threw out the country pressured ChoicePoint, Inc. to disclose the extent of the network breach to all affected individuals and then began drafting bills that would fill the gaps for their constituents.
While individual laws vary from state to state, approximately 15 states at the time of this writing, including New York, Illinois, Connecticut and Florida, have passed bills that require businesses to notify customers of a network breach that could result in the loss of personal identity. While state legislators are passing notification laws, U.S. Senators Patrick Leahy and
Projects, both planned and unplanned, can get out of hand, producing undesired or no results after waste of huge resources and time unless they are monitored accurately with the appropriate tools. The pitfalls of not using Six Sigma tools are extremely complex in nature. It becomes impossible to manage the quantum of data in a systematic way that facilitates pragmatic analysis as desired by the project goals.If you look at it from another angle, which is from the administrative side, pressures like time, lets-see-next-time from management and project cost overruns can help things grow out of hand.Six Sigma Tools: Three Distinct GroupsSix Sigma tools can be broadly categorized into three groups as per their utility and nature.1. Statistical tools 2. Software tools and 3. Judgmental toolsEven though software tools are based on statistics, there is not much difference between them and statistical tools in Six Sigma as they just differ in they way they are made use of. The third one, the judgmental tools, are entirely distinct from the other two, and draw significance by way of aiding decision-making throughout the project phases.Statistical ToolsThe first
ChoicePoint, Inc eventually estimated the number of people, whose personal data had been compromised, at 145,000. The incident might have gone by completely undiscovered if ChoicePoint, Inc. had not contacted the local police at the initial detection of the security violation.
By neglecting to rapidly informing it’s customers of the potential misuse of their consumer identities due to a breach in their network security, ChoicePoint, Inc. violated the California Senate Bill 1386. When it was finally announced in February of 2005 that their data network was compromised, no one knew of the legal firestorm it would produce with legislators all over the country.
Law Makers Reply to Data Loss
Out of the 145,000 individuals believed to have lost their personal identification, only 35,000 California citizens were initially notified because the California law only required notification of California residence. As news spread, outraged politicians threw out the country pressured ChoicePoint, Inc. to disclose the extent of the network breach to all affected individuals and then began drafting bills that would fill the gaps for their constituents.
While individual laws vary from state to state, approximately 15 states at the time of this writing, including New York, Illinois, Connecticut and Florida, have passed bills that require businesses to notify customers of a network breach that could result in the loss of personal identity. While state legislators are passing notification laws, U.S. Senators Patrick Leahy and
Well I have been looking at some data from 2000 and 2001, economic data. And some of the hot trends then are certainly changed now. For instance in August of 2000 in Chain Leader News for QSR-Quick Service Restaurants, national sandwich chains were losing market share to independents, nearly 41% over the previous two years and as much as 9.1% in the first and second quarter of 2000. This trend was changed in part by Wendy’s open late program and the recession where Brand Names and Franchises always thrive. Back then Thursdays and Fridays were the busiest days. 19% of revenue coming from Thursday and 18.5 from Friday, primarily due to the biggest shopping day of Thursday due to grocery ads and fast food coupon inserts. Friday due to increased spendable income from cashing paychecks. A trend we also see in our washing business on the consumer side of things.Fast Food back then drew in a generally married customer 56.7 % of the time and singles 33% with divorcees only 10% of the time. Back then the customer was generally white 83% of the time and had a sizeable household income of 50K plus nearly 30% of the time and the second highest percentage of revenue came from the customers whose household in
Law Makers Reply to Data Loss
Out of the 145,000 individuals believed to have lost their personal identification, only 35,000 California citizens were initially notified because the California law only required notification of California residence. As news spread, outraged politicians threw out the country pressured ChoicePoint, Inc. to disclose the extent of the network breach to all affected individuals and then began drafting bills that would fill the gaps for their constituents.
While individual laws vary from state to state, approximately 15 states at the time of this writing, including New York, Illinois, Connecticut and Florida, have passed bills that require businesses to notify customers of a network breach that could result in the loss of personal identity. While state legislators are passing notification laws, U.S. Senators Patrick Leahy and
ISO 9000 is a set of standards for quality management systems. Perhaps, it is the most popular generic international standard today. First published in 1987 and modified in 1994, it is the true basis for businesses to develop or improve their quality assurance systems. Today, most international businesses document their quality systems according to the ISO 9001 elements.There are a total of 20 elements (sections) in the overall ISO 9000 standard. Each section explains what a company has to do in order to show that it is abiding by the ISO 9000 rules. Each of these elements should be clearly and completely documented.The twenty ISO 9000 elements include management responsibility, quality management system (QMS), contract review, design control, document control, purchasing, purchaser supplied product, process control, inspection and testing, inspection, measuring and test equipment, inspection and test status, control of non-conforming product, corrective action, handling, storage, packaging and delivery, control of quality records, internal quality audits, training, servicing, and statistical techniques and product ID and traceability.Management responsibility addresses the responsibility
While individual laws vary from state to state, approximately 15 states at the time of this writing, including New York, Illinois, Connecticut and Florida, have passed bills that require businesses to notify customers of a network breach that could result in the loss of personal identity. While state legislators are passing notification laws, U.S. Senators Patrick Leahy and Arlen Spector have introduced the “Personal Data Privacy and Security Act” to address compromised data networks with some proposed bills going as far as to require a national registry.
With the passage of these laws, businesses that maintain consumer information, which has been defined by most states as social security number, drivers license numbers, state id numbers, credit and debit card numbers, and account numbers (bank, checking, saving, etc.), are being forced to assume responsibility of the consumer data they maintain and are being penalized with fines if they do not.
Over the last few years, American businesses have begun to get use to the idea of mandatory compliancy programs, the health care industry has Health Insurance Portability and Accountability Act (HIPAA), publicly traded corporations are required to be compliant with Sarbanes-Oxley Act, the Gramm - Leach - Bliley Act (GLBA) affects how financial institutions like banks, and retail organizations must comply with mandatory credit card company's programs requiring secure data networks.
With the rash of new laws being drafted and passed by both state and national legislators, businesses will be compelled to implement best practices for their data network security to protect their consumers data. Company’s now have the choice of either securing their networks or face embarrassment, and negative press associated with insecure data networks. Even worst, if companies do not publicly disclose security breach’s to their customers, they run the risk of being held liable for civil damages or can face class action lawsuits.
Window of Opportunity for Companies in States with Pending Laws
Company’s that exist in states with pending laws have a window of opportunity to tighten up their network security before they become open to potential liability and lawsuits. This window of opportunity is an excellent time to educate employees of the laws concerning network security, and implement security controls in their network that will make them compliant with their respective state law.
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