blame others for our misfortunes,including our poor financial state.It’s common place to hear employees say,’I'm poor because my boss has not increased my salary for the past one year’. For others,it is So,you want to achieve wealth and success? You want to have more than enough money to meet your needs and also help others?

You need to understand that there is one key ingredient to wealth creation and that is taking absolute responsibility for your financial situation now and how to better your lot.

What do I mean by that? I have a young sister who was not promoted to a senior class this semester.She came to me with all sorts of complaints about a certain teacher being the cause of her woes and I said ‘no,no,no.That teacher is not the problem,you are your own problem.If you had taken absolute responsiblity for your academics and passed beyond every reasonable doubt,that same teacher you are complaining about would have promoted you.’

Now.what am I driving at? Most times,we tend to blame others for our misfortunes,including our poor financial state.It’s common place to hear employees say,’I'm poor because my boss has not increased my salary for the past one year’. For others,it is t

and that is taking absolute responsibility for your financial situation now and how to better your lot.

What do I mean by that? I have a young sister who was not promoted to a senior class this semester.She came to me with all sorts of complaints about a certain teacher being the cause of her woes and I said ‘no,no,no.That teacher is not the problem,you are your own problem.If you had taken absolute responsiblity for your academics and passed beyond every reasonable doubt,that same teacher you are complaining about would have promoted you.’

Now.what am I driving at? Most times,we tend to blame others for our misfortunes,including our poor financial state.It’s common place to hear employees say,’I'm poor because my boss has not increased my salary for the past one year’. For others,it is

emester.She came to me with all sorts of complaints about a certain teacher being the cause of her woes and I said ‘no,no,no.That teacher is not the problem,you are your own problem.If you had taken absolute responsiblity for your academics and passed beyond every reasonable doubt,that same teacher you are complaining about would have promoted you.’

Now.what am I driving at? Most times,we tend to blame others for our misfortunes,including our poor financial state.It’s common place to hear employees say,’I'm poor because my boss has not increased my salary for the past one year’. For others,it is

lute responsiblity for your academics and passed beyond every reasonable doubt,that same teacher you are complaining about would have promoted you.’

Now.what am I driving at? Most times,we tend to blame others for our misfortunes,including our poor financial state.It’s common place to hear employees say,’I'm poor because my boss has not increased my salary for the past one year’. For others,it is

blame others for our misfortunes,including our poor financial state.It’s common place to hear employees say,’I'm poor because my boss has not increased my salary for the past one year’. For others,it is the Government that should be blamed. Yes,everybody should be blamed but not you.

But I tell you,the moment you take charge of your financial responsibility and decide to be blamed for whatever happens,that is the only time you can really begin to create wealth for yourself.

For instance,an employee who has not been given a salary raise should look for an alternative means of earning income to augment whatever he or she is earning.

Most times,our hobbies,talents and pastimes can be turned into money spinners but we never harness same for such,so,from this moment,look inwards,what is it that you are blessed with that you can turn into an income earner?

Resolve to take responsibility for your finances from today and see your wealth creation ability soar.