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    Setting Up Your Chart of Accounts
    While installing your new accounting software you have most likely been asked whether you would like to use one of the default charts of accounts included with the program or develop your own. Unless you are very familiar with setting up a set of financial books you will want to choose from one of the selections offered. And even if you have the experience choosing one of the defaults will save you a great deal of time. But you may ask what if I don’t need all these accounts and how do I know which accounts I should keep. And should I use a numbering system or not? Let me help you by explaining just what a Chart of Accounts is and how to adjust the default list to your needs.First of all a Chart of Accounts in its simplest definition is a list of accounts used to track all financial transactions that flow through a business. Thi
    ect under their belt at a time."

    Look at the big picture.

    Studies show that women-owned businesses have a better success rate than those owned by men. Their businesses generally grow slowly and steadily, and they don’t spend money carelessly.

    For instance, when Jo DeMars, president of DeMars & Associates, Ltd., a dispute resolution firm in Waukesha, Wis., began her business, she borrowed office space, purchased used furniture, and only spent money if she absolutely had to do so. She always paid her bi

    Corporate Gift Giving Guidelines
    Corporate gift giving is a popular practice, and it will only continue to grow in popularity over the next years. Of course, if you are just getting started in corporate gift giving, there are a few things you should know:Who can you give corporate gifts to?· Clients· Employees· Business AssociatesWhich occasions is corporate gift giving best suited to? Practically any occasion:· To promote your company and its products and services· To say “thank you” and show your appreciation to employees, clients, or someone who has referred business to you.· To motivate and to encourage employees and clients· To celebrate and congratulate on a promotion, retirement, wedding, new addition to family, etc.· To welcome new employees· Company anniversary· Holiday gift
    Marketing to women entrepreneurs is not difficult. You just have to follow six easy, but essential, principles.

    As of 2004, there are an estimated 10.6 million privately-held firms in the U.S. that are 50% or more women-owned, accounting for nearly half (48%) of all privately-held firms. These firms generate 2.46 trillion in sales and employ 19.1 million people nationwide according to the April 2004 biennial update on women-owned businesses by the Center for Women’s Business Research. The report was based on U.S. Census Bureau data.

    I’m sure it comes as no surprise to you to learn that selling goods and products to women (especially women business owners) is different than selling to men. If you’d like to do business with this huge segment of the business world, what do you need to know?

    In my business as a marketing consultant for women entrepreneurs, I've discovered six easy, but essential, principles for doing business with women business owners. They are:

    - Start small.

    - Look at the big picture.

    - Sweat the small stuff.

    - Less is more, as long as it’s quality.

    - Build relationships through education.

    - Stay visible and involved.

    Now let's look at these principles a little more closely.

    Start small.

    Women business owners (WBOs) tend to be very cautious. They make very careful decisions that are well-thought-out. Because of this, WBOs will generally purchase something small or hire a consultant to complete one project before committing to an ongoing relationship and a huge investment. Although this isn’t always cost-effective, it gives them the opportunity to try the product or service before they invest significant dollars.

    Sally Falkow, branding strategist with Falkow, Inc. in Pasadena, Calif., agrees. “Women business owners have a tendency to 'stick their toes in the water.' Many of the women business owners I deal with are eager to learn about how the Internet can expand their business. But they do it on a gradient. This way they can cope with the new technologies and get one aspect under their belt at a time."

    Look at the big picture.

    Studies show that women-owned businesses have a better success rate than those owned by men. Their businesses generally grow slowly and steadily, and they don’t spend money carelessly.

    For instance, when Jo DeMars, president of DeMars & Associates, Ltd., a dispute resolution firm in Waukesha, Wis., began her business, she borrowed office space, purchased used furniture, and only spent money if she absolutely had to do so. She always paid her bil

    What Turns Potential Employers ON; What Turns Them OFF?
    According to an annual survey conducted by the National Association of Colleges and Employers, these are the most important qualities that employers are looking for in a job candidate, in priority order: (1) Communication skills; (2) Honesty/integrity; (3) Teamwork skills; (4) Interpersonal skills; (5) A strong work ethic. Be sure to highlight those skills in your resume, during your interview, and in your thank-you letter. That same survey discovered the number-one thing that can turn potential employers off -- a job candidate's appearance! Specifically, they cited unusual hair color or style, body piercings, tattoos, and unusual clothing as
    Census Bureau data.

    I’m sure it comes as no surprise to you to learn that selling goods and products to women (especially women business owners) is different than selling to men. If you’d like to do business with this huge segment of the business world, what do you need to know?

    In my business as a marketing consultant for women entrepreneurs, I've discovered six easy, but essential, principles for doing business with women business owners. They are:

    - Start small.

    - Look at the big picture.

    - Sweat the small stuff.

    - Less is more, as long as it’s quality.

    - Build relationships through education.

    - Stay visible and involved.

    Now let's look at these principles a little more closely.

    Start small.

    Women business owners (WBOs) tend to be very cautious. They make very careful decisions that are well-thought-out. Because of this, WBOs will generally purchase something small or hire a consultant to complete one project before committing to an ongoing relationship and a huge investment. Although this isn’t always cost-effective, it gives them the opportunity to try the product or service before they invest significant dollars.

    Sally Falkow, branding strategist with Falkow, Inc. in Pasadena, Calif., agrees. “Women business owners have a tendency to 'stick their toes in the water.' Many of the women business owners I deal with are eager to learn about how the Internet can expand their business. But they do it on a gradient. This way they can cope with the new technologies and get one aspect under their belt at a time."

    Look at the big picture.

    Studies show that women-owned businesses have a better success rate than those owned by men. Their businesses generally grow slowly and steadily, and they don’t spend money carelessly.

    For instance, when Jo DeMars, president of DeMars & Associates, Ltd., a dispute resolution firm in Waukesha, Wis., began her business, she borrowed office space, purchased used furniture, and only spent money if she absolutely had to do so. She always paid her bi

    Outside The Box
    Understanding psychology and human behavior can come in handy for the marketer, particularly those who operate at the retail level. There are a few tricks retailers use that play on your unconscious to relax you, or change your in-store behavior.Think about babies for a moment. Are you relaxed now? Some stores add baby powder scent to their air conditioning to make people think about newborns. This is supposed to relax them. What do you call a relaxed shopper? A buyer.Retailers often use other canned smells to make you a more active shopper. Some supermarkets pump the smell of baking bread into their air conditioning all day long. This gives the impression that they are always baking something.Men present a unique problem to retailers. They tend to walk directly to the item they want, pick it up and walk back the w

    - Sweat the small stuff.

    - Less is more, as long as it’s quality.

    - Build relationships through education.

    - Stay visible and involved.

    Now let's look at these principles a little more closely.

    Start small.

    Women business owners (WBOs) tend to be very cautious. They make very careful decisions that are well-thought-out. Because of this, WBOs will generally purchase something small or hire a consultant to complete one project before committing to an ongoing relationship and a huge investment. Although this isn’t always cost-effective, it gives them the opportunity to try the product or service before they invest significant dollars.

    Sally Falkow, branding strategist with Falkow, Inc. in Pasadena, Calif., agrees. “Women business owners have a tendency to 'stick their toes in the water.' Many of the women business owners I deal with are eager to learn about how the Internet can expand their business. But they do it on a gradient. This way they can cope with the new technologies and get one aspect under their belt at a time."

    Look at the big picture.

    Studies show that women-owned businesses have a better success rate than those owned by men. Their businesses generally grow slowly and steadily, and they don’t spend money carelessly.

    For instance, when Jo DeMars, president of DeMars & Associates, Ltd., a dispute resolution firm in Waukesha, Wis., began her business, she borrowed office space, purchased used furniture, and only spent money if she absolutely had to do so. She always paid her bi

    Is Turnover Back in Vogue? One Trend to Pay Attention to in 2005
    Upper Saddle River, N.J. - January 10, 2005 - With the start of the year, a flurry of articles have appeared, talking about what we can expect in the way of business trends during 2005. One of the most alarming issues is the intention of many employees to seek new jobs now that the economy is starting to improve. A recent joint survey by Society for Human Resources Management (SHRM) and CareerJournal.com indicated that 75% of the employees polled said they would like a different job; 43% want to increase their compensation. Similarly, a recent survey by Monster.com indicated “93% of the respondents plan to job hop.”Many companies have taken credit for the lower level of voluntary turnover that they have enjoyed during the last few years. Although some improvements in turnover are based on positive actions that companies hav
    nvestment. Although this isn’t always cost-effective, it gives them the opportunity to try the product or service before they invest significant dollars.

    Sally Falkow, branding strategist with Falkow, Inc. in Pasadena, Calif., agrees. “Women business owners have a tendency to 'stick their toes in the water.' Many of the women business owners I deal with are eager to learn about how the Internet can expand their business. But they do it on a gradient. This way they can cope with the new technologies and get one aspect under their belt at a time."

    Look at the big picture.

    Studies show that women-owned businesses have a better success rate than those owned by men. Their businesses generally grow slowly and steadily, and they don’t spend money carelessly.

    For instance, when Jo DeMars, president of DeMars & Associates, Ltd., a dispute resolution firm in Waukesha, Wis., began her business, she borrowed office space, purchased used furniture, and only spent money if she absolutely had to do so. She always paid her bi

    Evergreen Ads the Six Common Mistakes Found in the Yellow Pages
    Evergreen advertising is defined an ad that is intended to be used for a long time. The most common evergreen ad the majority of us use is yellow page advertising. Another common trait about evergreen ads is that most of them are awful!Yellow page ads are one of three types of advertising that should, or could be used for any business. Today, we’ll concentrate on the yellow pages. Here are three things (in addition to the cost) you need to be aware of about yellow page advertising: 1. Whatever you put into the ad, you have to live with that decision for a full year. 2. You are not looking for customers/clients. Readers are shoppers and they are looking to fill their needs. 3. You don’t get a second chance to make a good impression. Shoppers respond to your ad or they don’t.Here are the six most common
    ect under their belt at a time."

    Look at the big picture.

    Studies show that women-owned businesses have a better success rate than those owned by men. Their businesses generally grow slowly and steadily, and they don’t spend money carelessly.

    For instance, when Jo DeMars, president of DeMars & Associates, Ltd., a dispute resolution firm in Waukesha, Wis., began her business, she borrowed office space, purchased used furniture, and only spent money if she absolutely had to do so. She always paid her bills on time and was very careful about who she hired.

    “When I got client work, I wouldn’t hire for the position until I had the contract signed,” says DeMars. She now has 27 employees and contracts with Ford Motor Company and Daimler Chrysler in Calif., among others. Looking at the big picture helped her stay on track.

    Sweat the small stuff.

    If you get the little stuff right, women will be less concerned about the big stuff. That’s because women are into details. They want to know everything about a product or service before they buy it—-not only how it works and what it costs, but also what kind of support can be expected and how long it will last.

    Gathering information is an ongoing process for women. How are you dressed? Did you shine your shoes? Were you genuine and honest? Have you done what you said you would do? Do you send professional follow-up notes? Does your office run smooth as silk? All this makes a difference for women.

    “As a woman business owner, I not only look for this in my vendors, but at Rowena’s we only hire people who are detail minded. In a retail and wholesale foods business like ours, focusing on details is absolutely essential,” says Rowena Fullinwider, president of Rowena’s, a gourmet cake and foods company in Norfolk, Va.

    Less is more, as long as it’s quality. Women business owners often have an overflowing plate. They usually work many long hours building their businesses, while also taking care of children, a husband, parents and pets; volunteering for charities; and managing the family’s social calendar. So they don’t have time to spend lots of time researching and analyzing everything they buy.

    As a business owner who sells mostly to women, Sandra Weaver of Fragrant Expressions at Dayton Farmer’s Market in Dayton, Va., agrees wholeheartedly with this idea. “This is true not just for women business owners but for all women. I have spent a lot of time researching what women need so I can help them feel they can give themselves permission to nurture and express themselves in healthy and appro

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