Casual Articles - Business

A List of Direct Mail Fundraising List Brokers and Managers for Acquisition or Prospect Mailings
Nothing is more important in direct mail fundraising than who you mail to. A terrific letter mailed to the wrong list of people will flop. I have a client who mailed a donor acquisition package to people who had not supported his organization but had supported another. The response to his appeal was zero.The reason is simple. He mailed to a terrible list. His organization helps offenders leave prison and integrate back into society. But he mailed his donor acquisition letter to a list of people who support a non- profit organization that tries to throw offenders in prison and keep them there.With over 75,000 lists currently on the market, choosing one is no simple task. To find a good list you need a good list broker. Since my agency is asked all the time to where to find good list brokers, we have drawn up a list of some of the best list brokers and list managers in North America that specialize to one degree or another in non-profit fund

ter, collecting contaminants, copper particles and babbitt.

• Copper particlesusually appear as bright yellow particles both before and after heat treatment but the surface may change to verdigris after heat treatment. These also will be randomly deposited across the slide surface with larger particles resting at the entry point of the slide and gradually getting smaller towards the exit point of the slide.

• Babbitt particles consisting of tin and lead, appear gray, sometimes with speckling before the heat treatment. After heat treatment of the slide, these particles still appear mostly gray, but with spots of blue and red on the mottled surface of the object. Also, after heat treatment these particles tend to decrease in size. Again, these nonferrous particles appear randomly on the slid

How's Business? Don't Rush For the Life Boats
A couple of years ago I was having a bad time. Sales were down. Business was non-existent. The wind had gone out of my sails. I had a sinking feeling, like I was going down for the third time . . . and I couldn’t even recall the first two. Yet, each time someone asked me, “How’s business,” I would reply, “Good.” It’s kind of a natural reply to a rhetorical question. No one really expects an answer. No one wants to hear bad news, or so you would think.One day, however, a friend asked the same question and I replied, “Horrible.” His response was, “You, too?” We then openly shared information about how we were coping, and what we thought the problem was. I left the conversation feeling much better.A day of so later I visited my A/V supply store, where I have ordered video and photographic gear for years. I looked around and asked, “Where’s Jorge?” I was told Jorge didn’t work there any more. I was shocked. So, my next question was, “Who took his place?” The response was even

Analytical ferrography is frequently excluded from oil analysis programs because of its comparatively high price and a general misunderstanding of its value. The test procedure is lengthy and requires the skill of a trained analyst. As such, there are significant costs in performing analytical ferrography not present in other oil analysis tests.

But, if time is taken to fully understand what analytical ferrography uncovers, most agree that the benefits significantly outweigh the costs and elect to automatically incorporate it when abnormal wear is encountered.

Principle To perform analytical ferrography, the solid debris suspended in a lubricant is separated and systematically deposited onto a glass slide. The slide is examined under a microscope to distinguish particle size, concentration, composition, morphology and surface condition of the ferrous and non-ferrous wear particles.

This detailed examination uncovers the mystery behind an abnormal wear condition by pinpointing component wear and how it was generated.

Ferrogram Analytical ferrography begins with the magnetic separation of machine wear debris from the lubricating oil in which it is suspended. This is accomplished using a ferrogram slide maker. The lubricating oil sample is diluted for improved particle precipitation and adhesion. The diluted sample flows down a specially designed glass slide called a ferrogram. The ferrogram rests on a magnetic cylinder which attracts ferrous particles out of the oil.

Due to the magnetic field, the ferrous particles align themselves in chains along the length of the slide with the largest particles being deposited at the entry point. Nonferrous particles and contaminants, unaffected by the magnetic field, travel downstream and are randomly deposited across the length of the slide. The deposited ferrous particles serve as a dike in the removal of non-ferrous particles. The absence of ferrous particles substantially reduces the effectiveness with which nonferrous particles are removed.

After the particles are deposited on the ferrogram, a wash is used to remove any remaining lubricant. The wash quickly evaporates and the particles are permanently attached to the slide. The ferrogram is now ready for optical examination using a bichromatic microscope.

Particle Identification The ferrogram is examined under a polarized bichromatic microscope equipped with a digital camera. The microscope uses both reflected and transmitted light to distinguish the size, shape, composition and surface condition of ferrous and nonferrous particles. The particles are classified to determine the type of wear and its source.

Particle composition is first broken down to six categories: white nonferrous, copper, babbitt, contaminants, fibers and ferrous wear. In order to aid the identification of composition, the analyst heat treats the slide for two minutes at 600?F.

• White non-ferrous particles, often aluminum or chromium, appear as bright white particles both before and after heat treatment of the slide. They are deposited randomly across the slide surface with larger particles getting collected against the chains of ferrous particles. The chains of ferrous particles typically act as a filter, collecting contaminants, copper particles and babbitt.

Goal Setting Before You Investigate Franchises
I am always shocked by how many potential Franchisees go and start the discussions with Franchisors and start to carry out due diligence without first having set some goals for their new business.Imagine going and looking at new cars to buy, test driving them, discussing the finance options before you even decided your basic needs for a car. For instance how many seats do you need, what kind of driving will you be doing long distance or short commuting.So before you start to look at which will be the best buy franchise, you really need to set out some high level goals for your new business venture.Do a home budget (this is worth doing even you are not looking at starting a business). What are your monthly fixed out goings, fixed are thing like mortgage, insurance etc. Then list out your variable outgoings such as food, entertainment and so on. You should now have an idea of exactly how much profit you need to make each month to carry on livi

osition, morphology and surface condition of the ferrous and non-ferrous wear particles.

This detailed examination uncovers the mystery behind an abnormal wear condition by pinpointing component wear and how it was generated.

10 Ways To Bring Out The Entrepreneur In Your Child
1. Take time to engage your children in serious conversation. You will be surprised how easy it is to link their world with yours and, at the same time, to build a relationship of open communication, shared knowledge and sound values.2. Don't lecture them. Let your children provide as much input as possible. Let them talk. Listen. Be their business partner, not their boss. Let them develop their own business ideas - then act as the advisor to help them; understand the important real-life issues of running a successful business.3. Explain what income, expenses and profit are - and then what to do with profit.4. Start with a business that suits the child's budget. Build the business around something that the child enjoys doing; whether it is flying kites or working on computers.5. Life can be unpredictable. Tell them to plan for the unexpected.6. Let your children make mistakes. They need to discover that this is sometimes the way one learns.7. G

rgest particles being deposited at the entry point. Nonferrous particles and contaminants, unaffected by the magnetic field, travel downstream and are randomly deposited across the length of the slide. The deposited ferrous particles serve as a dike in the removal of non-ferrous particles. The absence of ferrous particles substantially reduces the effectiveness with which nonferrous particles are removed.

Medical Billing - GU0 Record Fields 31 Through 37
In our previous installment of medical billing, focusing on electronic transmission of claims and the GU0 record, we began our journey into the fields of the GU0 record that need a road map, a degree in advanced mapping and a lot of patience just to understand. In this installment, we pick up our review of the GU0 record with field number 31.GU0 field 31, position 117, is Reply ALN L01 N06. This is the response to the sixth question on any DMERC certification requiring a one position response. The forms supported are 01, 02, 04 and 07 for responses Y, N or D. For form 10, the valid response is either Y or N. Forms 03 and 09 are reserved for future use. The valid responses for form 06 are 1, 2 or 3. These forms also cover generic CMNs, motorized wheelchairs, manual wheelchairs and osteogenesis stimulators.GU0 field 32, position 118, is Reply ALN L01 N07. This is the response to the seventh question on any DMERC certification requiring a one position response. The

microscope uses both reflected and transmitted light to distinguish the size, shape, composition and surface condition of ferrous and nonferrous particles. The particles are classified to determine the type of wear and its source.

A Guide for Finding Rockin' Jobs for Your Summer Vacation
As the warm months of summer approach and the schools break for summer vacation, young people hit the streets in search of a summer job. Some seek full time employment while others seek part time, but no matter what type of job they are seeking, one thing remains constant - they all want that pay check. So, where do you go to find summer employment? Where do you even begin to find companies that hire summer help? Actually, it is easier than you may think. There are many resources that are immediately available to you and can direct you to that great summer job.Classified AdsDo not discount your local newspaper's classified advertising. Some newspapers have a specific section in their classified ads that is specifically for summer and part time employment. Check the ads regularly. Many papers run a special edition, such as a Sunday paper that has a large concentration of classifieds.Online Employment SitesThere are many online employment sites such as Hot Job

ter, collecting contaminants, copper particles and babbitt.

• Contaminants are usually dirt and other particulates which do not change in appearance after heat treatment. They can appear as white crystals and are easily identified by the transmitted light source as they are somewhat transparent. Contaminants appear randomly on the slide and are commonly collected by the chains of ferrous particles.

• Fibers, typically from filters or outside contamination, are long strings that allow the transmitted light to shine through. They can appear in a variety of colors and usually do not change in appearance after heat treatment. Sometimes these particles can collect other particles on the ferrogram.

Ferrous particles can be broken down to five different categories, high alloy, low alloy, dark metallic oxides, cast iron and red oxides. Large ferrous particles will be deposited on the entry end of the slide and often clump on top of the other. Ferrous particles are identified using the reflected light source on the microscope. Transmitted light will be totally blocked by the particle.

• High Alloy Steel - particles are found in chains on the slide and appear gray-white before and after heat treatment. The distinguishing factor in the identification between high alloy and white nonferrous is position on the slide. If it is white and appears in a chain, it’s deemed to be high alloy, otherwise, it’s considered white non-ferrous

• Low Alloy Steel - particles are also found in chains and appear gray-white before heat treatment but then change color after heat treatment. After heat treatment they usually appear as blue particles but can also be pink or red.

• Dark Metallic Oxides - deposit in chains and appear dark gray to black both before and after heat treatment. The degree of darkness is indicative of the amount of oxidation.

• Cast Iron - particles appear gray before heat treatment and a straw yellow after the heat treatment. They are incorporated in chains amongst the other ferrous particles.

• Red Oxides (Rust) – can deposit in chains and appear to be sometimes transparent red particles. Sometimes they can be found in chains with the other ferrous particles and sometimes they are randomly deposited on the slide surface. A large amount of small red oxides on the exit end of the slide is generally considered to be a sign of corrosive wear.

After classifying the composition of particles the analyst then rates the size of the particles using a micrometer scale on the microscope. Particles with a size of 30 microns or greater are given the rating of “severe” or “abnormal.” Severe wear is a definite sign of abnormal running conditions with the equipment being studied.

Often, the shape of a particle is another important clue to the origin of the wear particles. Is the particle laminar or rough? Laminar particles are signs of smashing or rolling found in bearings or areas with high pressure or lateral contact. Does the particle have striations on the surface? Striations are a sign of sliding wear. Perhaps generated in an area where scraping of metal surfaces occurs. Does the particle have a curved shape, similar to drill shavings? This would be categorized as cutting wear. C

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Increased productivity - doing more without using more resources - provides higher real wages and lowers prices, improving standards of living.

A clip-on tie, a brightly colored blazer, a tool of their trade- a mop or broom, a spatula, and, or the inevitable frustrating feeling that the choice they made is a dead wringer for years on end of boredom, and the degree of humiliation that results in them having a reason to legitimately bang their head against the wall.

Resumes don't get jobs; they merely get you in the door. Once you've landed the interview, it's up to you to make your resume come alive with memorable stories and examples.

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