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Small Business Opportunities - Make Money Fast In Costa Rica!
If you have a sense of adventure and want to run a business with low costs, bigger profits, less taxation (with government encouragement!) and enjoy sun, sea, sand, surf and rainforest - then you should consider a small business in Costa Rica.There are several ways to take advantage of this opportunity, with a service industry to the growing US population, or one that simply takes advantage of lower costs and taxation.Let’s look at the opportunities open to you.More For Your MoneyWith this small business opportunity you can reduce costs straight away by swapping your current real estate for real estate in Costa Rica, which costs up to 70% less than real state in the southern US states.You can then cut the cost of utility bills and daily living expenses by 70 – 80%. ( a three bedroom house can be purchased for just $60,000 ) and consider this you can live comfortably on around $2,000 a month.What type of business?With a growing foreign population, obvious opportunities are open in service, leisure and entertainment and the population you will be servicing has cash to spend.A Trained workforceYou can of course, with Costa Rica’s excellent communications and trained work force (Costa invests 6.5 percent of its GDP to an educati

e cases which are bogus forward? Is this to add to the “Law Enforcement Experience” add to the list of important law enforcement actions of the commission? Why continue such an obviously fraudulent case? Is it because I have been critical of the FTC, I am a citizen? Does that mean that the FTC has to lie to keep up its facade? Unable to do it’s law enforcement actions legitimately, misrepresenting its abilities with unsubstantiated record of law enforcement? Is this all we get as consumers? Is this what is expected of those critical of dishonesty in our government?

I have observed bad legislation, abuses of power and ridiculous barriers to entry through over regulation and had stated so in the comments on the FTC’s franchise rule in 1997? Equally telling that my concerns in 1997 were not addressed in this report as were all the lawyers and attorneys. Entrepreneurs who produce everything we have come to enjoy in our civilization somehow are less important than those who manipulate the intent and letter of the law, rules and regulations. What a sad com

Considering the Advantages and Disadvantages of Owning a Blog
Owning a personal Blog is pretty trouble free as long as you do not do anything stupid like slander or libel another person or make a threat of any kind. And it makes sense to not do anything dumb like bad mouth a high ranking government official, you just never know; Free Speech aside, you must consider your actions.Now days many Blogs are used in business and there are things each Blog Owner should know and perhaps such information can help guide the rule-making of such systems. Below are some research links you might read up on if you want to know all about it.There are certain rules that the administrators of a Blog should consider as to not violate regulatory rules as the company or an individual in the company uses the Blog to reach out to customers, vendor team partners or in this case article authors. These internal policies are much more important than the Blob Rules for the public to post.Too many rules can bog down a blog! Nevertheless, rules are necessary for all the participants so that the Blog sheds a positive light on the organization rather than a negative or disheartening one, which can cause flaming or place a negative impact on the company's brand name or hurt the feelings of a customer or otherwise loyal team member or vendor.Thus oversig

The FTC franchising division purports their law enforcement experience in a recent report on franchising. Yet they are so busy attacking companies without solving the real issues. The entire franchise division seems to be a ploy for consumer confidence using our courts and some media headline grabbers is about all? If so fine, we can use high consumer confidence levels, turn it into a government public relations department, but please spare us the BS in claiming that the FTC has any law enforcement experience? Do you carry guns? Do you carry badges? Do you have ten-year background checks? Doubtful, if you have 26-year old prosecuting attorneys working there, then have you checked their backgrounds thru puberty? Yet these employees of yours have enough power to go and attack the companies, which create, build and employ the rest of America? Ouch.

Speaking of government employees and their work ethic, I would like to point to an article in October 4, 2004 issue of Federal Computer Week Magazine, were a lady was working for six months, looked busy all the time, but was really just screwing around surfing the net, visiting 7600 websites, sent and/or received 13,000 emails during that time and in one day alone visited 599 sites? Is this the reason why the Federal Trade Commission has not done anything with the franchising rule in 10 years? Is this the type of law enforcement experience you are talking about in your report? Well? Is it? How can we be sure that the FTC is not kicking their dog? They seem to believe that there is a lot of fraud out their in franchising, even though their report to Congress admits franchising has no complaints to speak of?

Folks, the Federal Trade Commission does not have in my opinion any real or relevant law enforcement experience at all in the franchising sector. I believe I personally have more law enforcement experience than they do;

http://www.lancewinslow.org/nmwp.shtml

The Federal Trade Commission is in my personal opinion; especially the franchising section for which I have first hand knowledge is an agency run amuck, much like many other agencies we often read about. It is at best a completely fascinating and interesting waste of taxpayer’s money. How can we cut taxes and lower the deficit? Well, perhaps by cutting out the fat at the FTC. The franchising department in particular is a fraud in my opinion, a complete misrepresentation to the public and the consumers they pretend to protect. In our company’s case with the Federal Trade Commission, which was cited in this report. They received complaints from 4-5 franchisees, who had been refused private attorney representation because they had no case and no attorney would take it. Two franchisees who complained to the Federal Trade Commission about our company had paid only two franchisee royalty payments, they defrauded our company. Additionally these two franchises coaxed a couple of others who had paid no franchisee royalty payments to make duplicate or very similar complaints so they got together their stories and submitted complaints to the FTC.

By then these former franchisees had turned into competitors refusing to honor the franchise agreement, yet still used our methods and proprietary equipment, knowledge and know-how. The Federal Trade Commission case-worker (prosecutor) decided to promise these franchisees monetary compensation and told them to embellish the complaint in formal declarations (lie under oath and penalty of perjury). The Federal Trade Commission then took a complaint from a commission only sales person in GA, which fired for giving unsubstantiated earnings claims and allowed him to file a complaint. In the franchise rule this is against the law yet the Federal Trade Commission saw no problem with this and took his complaint anyway. His wife just happened to work for the State of Georgia Consumer Rights Agency (do not remember the exact name of that agency). We even recovered a copy of an email correspondence between the entire set of complaintants, to show collusion, yet the Federal Trade Commission balked at settling or reversing their mistake.

Taking this information along with the embellished complaints former franchisees (competitors) and the FTC went forward? But why? Why move cases which are bogus forward? Is this to add to the “Law Enforcement Experience” add to the list of important law enforcement actions of the commission? Why continue such an obviously fraudulent case? Is it because I have been critical of the FTC, I am a citizen? Does that mean that the FTC has to lie to keep up its facade? Unable to do it’s law enforcement actions legitimately, misrepresenting its abilities with unsubstantiated record of law enforcement? Is this all we get as consumers? Is this what is expected of those critical of dishonesty in our government?

Hi-Profile Identity Theft Scams
Identity theft is a federal crime under the Identity Theft and Assumption Deterrence Act. It occurs when a con artist uses your personal information, such as name, mailing address, Social Security number, credit card number, birth date to set up a clone identity, which then buys merchandise, takes loans and makes other financial transactions. The impersonator keeps the loot, while you get stuck with the bad credit. Identity theft scams have received their fair share of media attention in recent years.The crime of identity theft has reached epidemic proportions, with identity theft scams making headlines more and more every day. One of the high-profile identity theft scams involving a New York's restaurant busboy, Abraham Abdallah, is the largest identity theft in the history of the Internet. Abdallah, a 32-year-old high school dropout, breached the private finances of 217 of the Forbes 400 wealthiest people in America. Using a few web-enabled cell phones, virtual voicemail and a public library computer, the so-called "busboy" is said to have guessed the passwords of his favorite tycoons, input personal information so conveniently available in Forbes magazine, swiped Social Security numbers, and accessed brokerage accounts.Soon Abdallah forged bank's stationeries deployed m

time, but was really just screwing around surfing the net, visiting 7600 websites, sent and/or received 13,000 emails during that time and in one day alone visited 599 sites? Is this the reason why the Federal Trade Commission has not done anything with the franchising rule in 10 years? Is this the type of law enforcement experience you are talking about in your report? Well? Is it? How can we be sure that the FTC is not kicking their dog? They seem to believe that there is a lot of fraud out their in franchising, even though their report to Congress admits franchising has no complaints to speak of?

http://www.lancewinslow.org/nmwp.shtml

Mortgage Refinancing: 3 Tips to Avoid Overpaying Before You Apply
Mortgage refinancing can be a stressful time for anyone. Before choosing a mortgage lender there are several steps you should take to ensure you don’t pay too much for your new mortgage loan. Here are 3 tips to help you prepare for your mortgage application and ensure you don’t overpay when mortgage refinancing.Mortgage Refinancing - Choosing The Right Mortgage TypeMortgage refinancing comes in two basic varieties: loans with adjustable interest rates and those with fixed interest rates. Don’t automatically dismiss adjustable rate mortgages because someone told you that you’ll have payment shock when interest rates go up. Homeowners that fully understand how Adjustable Rate Mortgages Work can save thousands of dollars in finance charges. If you have a low tolerance for financial risk and need a mortgage payment you can plan your budget around, choosing a fixed interest rate could grant you the peace of mind you need.Mortgage Refinancing - Check Your Credit Reports FirstBefore you do anything else, request copies of your credit reports from each of the three credit reporting agencies and carefully review your records for errors. The interest rate you will qualify is based on your credit score, and your credit score is derived from the contents of your cr

read about. It is at best a completely fascinating and interesting waste of taxpayer’s money. How can we cut taxes and lower the deficit? Well, perhaps by cutting out the fat at the FTC. The franchising department in particular is a fraud in my opinion, a complete misrepresentation to the public and the consumers they pretend to protect. In our company’s case with the Federal Trade Commission, which was cited in this report. They received complaints from 4-5 franchisees, who had been refused private attorney representation because they had no case and no attorney would take it. Two franchisees who complained to the Federal Trade Commission about our company had paid only two franchisee royalty payments, they defrauded our company. Additionally these two franchises coaxed a couple of others who had paid no franchisee royalty payments to make duplicate or very similar complaints so they got together their stories and submitted complaints to the FTC.

Market Yourself As An Expert With These 10 Simple Steps
As a small business owner or independent professional offering a service, I'm sure you know a lot about whatever it is you do.For example, if you're a wellness coach or personal trainer, you know a lot about health, fitness and wellness.If you're an accountant or financial planner, you know a lot about financial matters.If you're a massage therapist, chiropractor, or other holistic health professional, you know a lot about the body and healing.And if you're a success, life or business coach, you know a lot about helping people accomplish their goals and achieve success in whatever aspect of their life or business you coach them.It's Time To Proclaim Yourself An ExpertIf you don't consider yourself an expert, I'd like to suggest it's high time you did. Why? Because proclaiming yourself an expert and sharing what you know is an excellent way to market yourself and your services.Especially if you find yourself in a field or industry that's new or not well understood. A big part of your job in this case is education. Who better to educate than an expert! And why not you?!It's Free Marketing At Its BestPlus, this kind of marketing usually won't cost you a dime. So, if you're on a tight budget, this is a great sol

still used our methods and proprietary equipment, knowledge and know-how. The Federal Trade Commission case-worker (prosecutor) decided to promise these franchisees monetary compensation and told them to embellish the complaint in formal declarations (lie under oath and penalty of perjury). The Federal Trade Commission then took a complaint from a commission only sales person in GA, which fired for giving unsubstantiated earnings claims and allowed him to file a complaint. In the franchise rule this is against the law yet the Federal Trade Commission saw no problem with this and took his complaint anyway. His wife just happened to work for the State of Georgia Consumer Rights Agency (do not remember the exact name of that agency). We even recovered a copy of an email correspondence between the entire set of complaintants, to show collusion, yet the Federal Trade Commission balked at settling or reversing their mistake.

The Right Speaker Makes a BIG DIFFERENCE
MORE and more corporations in Malaysia have awoken to the necessity of training and developing their people these days. Hence, many local speakers have emerged in recent years just as many foreign ones have already been flocking to Malaysia as far back as two decades ago. With so many speakers available in the market, the success of your event lies in selecting the right speaker who would make a big difference in your conference or seminar.Here are some tips.First, discard the “white is superior” mindset. Although there are some really good foreign speakers from the West, there are also many who are unable to deliver. To select a speaker to grace your conference or engage one to run an in-house seminar primarily on the basis of skin color alone could end in disappointment.Selection of a speaker should be based on the desired content appropriate to your conference theme or meeting your training needs, and the competence of the speaker to deliver. If you care to look around our own backyard – Malaysia – you may find some local speakers who are really good in their respective specialization.The next thing to consider is: Can you afford the really good ones?There are many people representing cash-rich corporations and yet could become quite niggardly whe

The FTC targeted me, personally slandering my name and went after my company causing serious issue with our brand name, which had taken decades to build. Then using this they attempted to profile myself as a fraudster, money launderer and bring my wife into the loop who was not even an officer of the company. No kidding and it gets worse. After profiling me and filing some 1300 pages of declarations and so called proof of guilt and profiling, they filed the paper work in a secret Federal Court. The Federal Trade Commission then went all out on this one, even convinced the judge, with their overwhelming evidence (1300 pages of misrepresentation), that they must immediately seize all assets since I might flea the country?

That is insane, I run a company I have built up since I was 12 years old, one they were trying to destroy, why would I leave my country; a country I love? www.carwashguys.com . This of course one of those typical slander jobs you hear about, but never really believe. What kind of law enforcement experience is that? Who is watching the Federal Trade Commission. To make things worse we had tracked the last name of one of the case-workers to another huge company with 5000 franchisees in a similar service business which competes in some of our markets. Incidentally the first complaint came from a franchisee use to work for that same fortune 500 company in one of their franchise service divisions. Then we find that a caseworker at the FTC who was involved in our case went to college with other competitors in the car washing industry.

We also discovered that a person of the exact same name living in the same area (an uncommon name) and also going to school in the same area who had worked on our case had written gay porn on the Internet (yes we have documentation back-up). And the caseworker is also gay, I assume to this day as he was seen on TV bad mouthing our President in a protest over gay marriage? You know sodomy is still illegal. If you do not like it change the law, isn’t that what you tell entrepreneurs? To hell with your agency; hypocrisy has never been greater and my apology from the agency never so over do. How wonderful to know such a person might still be working in the computer consumer fraud division at the Federal Trade Commission. I certainly hope everyone is on top of these things and there is some internal affairs division, because if this is the Federal Trade Commission’s idea of law enforcement in the Franchise Field, well then, perhaps we are better off without rules or regulations in the franchising industry at all. After all no fraud exists. The only fraud I have observed first hand is that which resides inside the very agency, which is suppose to be watching all of us. If the FTC is watching franchising, then who is watching the FTC’s franchising group? And when are we going to start investigating them?

I would not even believe the story myself as it sounds like a conspiracy novel, except that it happened to our company and to me personally. I have proved my innocence and that the company did nothing wrong in 2200 pages of rebuttal and it was settled out of court, yet a black mark remains on our company and my name. And due to the actions or “Law Enforcement Experience” of the FTC and the seizing of assets for over a year we were unable to help our franchisees and 30 of them had failed, not all, but 30 consumers lost everything due to this action. If attempting to destroy businesses on behalf of competitors is what the FTC is up to, then we need to destroy and terminate the Federal Trade Commission’s Franchising efforts by cutting off all funding and laying off all employees associated as this would be the best for all concerned. I think we in the franchising arena need a timeline of when this will end and when that division will be completely cut.

No apology has been given to our company and the case against us still remains as an example of the Federal Trade Commission’s Law Enforcement Actions and now is cited in this 400 plus page report as part of their law enforcement experience. I believe that it is not right for the Federal Trade Commission to purport any law enforcement action until it comes clean itself. Simply f

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If you have an existing gift basket business, or are planning to start up a gift basket business or home based gift basket business or just add a sideline to a business you have now, one of the most important things to consider is the type of gift baskets you'll offer.

Depending on what homeowners intend to change in their homes, the task of improving one’s home can cost a lot of money. For those who wish to improve their homes but do not have resources to spend, there are home improvement loans that can enable homeowners to complete their home improvement projects.

As interest rates have risen in the last six weeks from record lows, homeowners are once again face with finding viable options to reduce the amount of interest paid on their home loans. The rush to...

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Casual Articles - Fraud From FTC Insiders, Who Can You Trust?

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