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Casual Articles - Economic, Environmental, and Social Alchemy
Newbie Cash Machine Really Spits Out Cash or Just Plain Spit? ABOUT WHAT HAPPENS TO IT ONCE THE GARBAGE TRUCK EMPTIES THE BIN(S)… OR OUR TRAILER LOAD OF UNWANTABLES GETS HEAPED INTO THE LANDFILL.Let's face, every time a new product comes out with promises of easy ways of making money online; like the Newbie Cash Machine by Ewen Chia does; we can't help but cringe at the thought of another one of those fast cash promises that we hear of over and over again online, that never deliver.So forgive me for upon hearing about Newbie Cash Machine the first time, I thought to myself, here is another one of those products that just blow smoke; smoke that comes from your pockets burning after spending your hard earned money on them.But then again; the internet just like any business; and an internet opportunity like any other business opportunity has to be checked, scrutinized and well... verified. As entrepreneurs, you can never shrug something off on impulse lest you miss out on a really great opportunity. The keyword here is "opportunity", and successful businessmen will tell you that one of their secrets is to actually keep an open mind about a lot of things... especially new opportunities.This is also your opportunity to find out if your investment of $27 was worth it, or did you just kiss that figure goodbye? But don't worry, there is a money back guarantee in case if it doesn't work for you. But that's just it, you got to make it work by also doing your part, putting in a little effort and time into it, and that's not just about this product, but for any other product or any other thing you do in life, business or what have you... if you do not put in a little effort into it... there's no way it's going to work for you either.But let's go back to the product.I did some checking and well, it turns out it is by Ewen Chia, a very successful Singapore based internet marketer who has had many successful products it in the past, but then well, sure I thought... successful products in the past don't mean future products from the same person could also be equally as successful. After some more digging, I found that Ewen was one of those who presented at the recently concluded World Internet Mega Summit in Singapore Expo Convention Center, where he demonstrated how this new product could work for newbies, and made $60.000 in less than 4 days!So, maybe then I was really interested but not quite convinced, but convinced enough to pay $27 for it? Not just yet, I visited the product website, and got a free pdf report which had more information on the product. ON TOP OF THAT- WE THEN GO OUT AND BUY MORE SOMETHINGS (many of which are all the more un-needed) AND WHICH WERE LIKELY MANUFACTURED IN A FOREIGN NATION. PLACES LIKE THE ORIENT ARE SPEWING OUT MORE GOODS THAN WE CAN BUY: PRODUCT VALUE GOES DOWN- AND SO DOES OUR CURRENCY. OUR EXPORTS ARE VERY LOW. If we can think analytically and use some common sense, it doesn’t take long to mark an “X” and the spot where the cycle of our national economics is plugged. Let’s look at a few figures: 4.6 pounds doesn’t sound like much (and by itself it isn’t) but remember, the oceans are made out of small drops of water and mountains of trash are made out of ever small contribution to it: Every little bit….. Does not help. Every year, the United States generates approximately 230 million tons of "trash"--about 4.6 pounds per person per day. [503,700,000,000 pounds annually] Less than one-quarter of it is recycled; the rest is incinerated or buried in landfills. With a little forethought, we could reuse or recycle more than 70 percent of the land-filled waste, which includes valuable materials such as glass, metal, and paper [and Plastic]. This would reduce the demand on virgin sources of these materials and eliminate potentially severe environmental, economic, and public health problems. http://www.learner.org/exhibits/garbage/intro.html Folks, this means that most of you throw away some 1,680 pounds of solid trash annually. By the time it’s your turn to lie in the ground, most of you will have made a mountain of trash that is over a thousand times your mass…. Not to be reused again – given the methods we are currently using, if any at all. FINDING THE MOST BENEFICIAL SOLUTION FOR ALL FACTORS INVOLVED: How have we so far addressed this crisis? Let’s see: (see URL link) http://www.learner.org/exhibits/garbage/solidwaste.html (Click on “more solutions” on the bottom of the page too) The final and reasonably most effect solution many of you are already stewing over is ………………………. RECYCLE NO DUH! Mass recycling at competitive rates to the amount we throw away will make raw materials available for re-use and thus not need to import as many raw materia Website Traffic: Build It and They May Come Back ECONOMIC, ENVIRONMENTAL, AND SOCIAL ALCHEMYKeep the Content ComingYour website is finally built. It’s professionally designed, has compelling content, and it has vast amounts of helpful information about your products or services. But, and this is an important but…is your website working for you?Your offline tools and advertisements may get your customers and prospects to go to your website home page once. But you want them to return many times. Here are some things to improve your website’s sales power:1. Update Your Portfolio: If you have a portfolio of your work (photographers, architects, landscapers, designers, writers, etc.), keep your "latest and greatest" work current. Send an enthusiastic e-mail to your customers to let them know it’s been updated.2. Write Articles: You are an expert in your field. Customers are hungry for the information only you can provide. Give them helpful advice and tips. On your homepage, let website visitors know about this section.3. Add a Discussion Forum: Your website designer can help you add a discussion forum. This allows visitors to communicate with each other, and your staff can provide helpful answers.4. Create a "Links" Page: Customers like being able to find out more information regarding their purchasing decisions. With a links page, you can map the way for them to visit other related websites.5. Publish an Ezine: Publishing an ezine will help position your business as an expert in your field. In addition, you will be providing tips to your customers that will help them. It sets you apart from your competitors and instills confidence and trust in your readers, making it easier for them to do business with you. Archive your articles on your website on an ongoing basis to refresh your content for business.6. Ask Your Site Visitors: Is there something in your business you are considering? Do you want some feedback on a service? Why not ask for your customers’ opinion? You can post an online opinion poll and down the road, post customers’ responses.7. Start a Blog: If you are committed to posting regularly, a blog can be a great way to build relationships with your customers and leads. You can give them advice about services or products, you can offer them helpful advices, and you can give business updates. Best of all, a blog is easy to set up and update!ACTION ITEM: A PENDING CRISIS: INTRODUCTION TO THE PRESENT STATE America, a few decades ago- just after WWII, led the international market with about 70% of the world economy: This is when other nations looked to us for manufactured goods and technology. Ten years ago, we were still leading the world economy at about 50%. Today (2007) America is shortening out while other nations are going robust and booming: American only makes about 20% of the world economy now. The National Debt is 9.1 trillion dollars…. And it keeps getting bigger. What program is out there that is remedial to reducing it? If the government can’t pay it off, then the American citizens will have to: by labor and/or land. It will be a nightmare for Americans if the Federal government states to the international money market that is filing bankruptcy. While America also leads a war that is costing it billions of dollars each year (spending more than any other nation on it worldwide), it isn’t helping reduce oil costs, food costs, or our labor costs: America- its government and its citizens- for the most part, buy products and labor from foreign markets. Each year, financiers expect- and include on investment accounts, inflation to our US dollar: about 4% inflation. At the same time, Canadian currency is deflating (becoming more valuable). Is there some mystery to this? Not really: the national and international stock and money markets can show you exactly what is happening. OK- so there is doubt here and many ask “how can you prove that to all of us non-trader pros?” Here is the answer: The most important way to tell if a nation’s economy is doing well is to look at its imports and exports. THE NET BALANCE: EXPORTS - IMPORTS = THE NATION’S ECONOMIC STATUS. If a country is selling (exporting) more than it is buying (importing) then it has a positive money flow and its economy gets stronger. If a country is importing more than it is exporting- then just the opposite: it is losing money in exchange for material goods, service or labor. A Biology Lesson in Economics, Sociology, and Environment: The Micro and Macro scales parallel each other. Cells, like people, live off of things going in and out of the body: food goes in- energy and waste goes out. Basically, what isn’t needed for one has a different use and need in some other realm of biology or ecology. Let’s look at the cell now and liken it to-- let’s say, America. Well, cells need certain things to keep it going like: metals (metal products), sugars (food), enzymes (work/ services), proteins (people), etc. and the way these things go in and out of it is by crossing a cell membrane (the American boarder). A certain media, known as water (money/ currency) is very much responsible for the carrying of these cell needs (Products) to where ever there seems to be a need for it (customers/ clients/ buyers). Our Constitution- its articles, amendments, etc. is like the (Nucleolus) DNA at the very center of the cell of which the Federal Government is like the enveloping outer nucleus, protecting the DNA and regulating the overall activities going on inside of the cell according to the same program. Now that we have all the part identified, let us now looks at the international economy of this American cell: its interaction with other cells and it environment (other countries and the earth in general). There are many ways that a cell can die, the prevention of which mostly given to our department of defense within the Federal Government (immune system), but there is much which is handled by its other members (citizens, companies, organizations) to which the majority of the actions actually takes place in inter-cellular economy. The health factor addressed here in cell-biology is call Hypotonic Osmosis and in sociology/economics known as affluenza and inflation. Global Economy is the macro-scale where all entities strive for equilibrium in needs; regulated by the supply and demand that each has to offer. What is happening is that is this American cell, including most of its members, has ingested a whole lot of “needs”- in fact, too much. As a majority, we are actually in excess of “needs,” or “material goods,” and we don’t send out our unwanted excess for re-use. , “All substances are poison; there is none which is not a poison. The dose differentiates a poison and a remedy. The dose makes the poison.” - Paracelsus The way cells and other biological bodies handle excess is by removing it from the system and passing it on to some other body or system that has a method of using what the other can not. This American hypotonic disease occurs because we do not actually give to some other entities (companies and other nations) what we can not use. Instead our unwanted goods go to landfills and they do not get re-used: they are stuck within our American boarders and hence can not pass out of our national cell membrane. Micro-biologically, what happens is that where there are cellular goods/chemicals, water (money) is needed to facilitate the local movement of them around- by natural attraction. If there are too many chemicals, nutrients, etc. it has a high concentration gradient and it creates a demand for more money to make more transaction. Eventually, every member has more than enough of everything- even lots of water (money). Eventually this water (money) isn’t good enough to make any one want to trade unless there is substantially more water (money). This process is called, “hypotonic osmosis” when more and more water comes in: drinking but never satisfied. In national economics, this is the same as inflation where soon even excessive amounts of money are not good enough to make entities want to trade and never enough goods to make one satisfied. The sad thing is, if a cell can not open up a way to get what it has too much of- most importantly the goods to which the money (water), will follow- it will eventually burst and thus is the end of an otherwise perfectly functional cell. If the Federal Government and is People start declaring “Bankrupt” (a critical amount of any one can do it), it can mean national deterioration and even devastation… all in its own way. The economic disease has its roots far back in history where pride and selfishness was clearly observed and solutions of ethic were given. The root to be compared here is a failure to observe and live a line of wisdom given ages ago: “Give and you shall receive.” …..And such similar teachings that many deem are the keys to saving humanity- what ever level or scope you wish to look at it by. If we are a bit dull to grasp this phrase in economics it simply means: Give what you don’t absolutely need to live moderate and healthy to those who must need to live moderate and healthy and you shall soon receive exactly what is really most needed to further the best in your life and in your nation. **Please note: The rest of the world would be better off as well with health and moderate relative equality to all. In other words it might be fair to interpret this thought as: “One man’s Junk is another man’s Gold” An insight in sociology and economics: “The result of this view is clear in America today. Almost every day some statement or report is issued telling us that Americans are saving too little, spending too much, and are too deep in debt. Yet, at the same time, the amount of resources spent on advertising every year continues to increase. Over $100 billion a year is used in America to persuade people to engage in the very same behavior that virtually every economist is telling us is the wrong behavior to engage in. At what point will economists be forced to acknowledge that using an economic model predicated on the assumption that all people are rational and informed about every decision they make results in a nonworking model, upon which it is impossible to structure our economy and our lives? Furthermore, Neo-classical economics makes the basic assumption that self-interest is the appropriate basis for all decisions. Ironically, this is a view that goes contrary to virtually every religion and social system in the history of mankind, and is indeed contrary to our social evolutionary development.“ - http://www.rationalrevolution.net/articles/biology_economics.htm IDENTIFYING THE PROBLEM(S): Now we can see problems and start to grasp the roots of the ideas that will yield solutions and help remedy our personal and national health. Mind you again that we are throwing away (and very seldom re-using) our material goods of which most businesses and hence most economics run off. Remember that money is more of a media of exchange rather than a practical usable good in and of itself. ‘American Life Style’ some 100 years ago and earlier was: -Live frugally: Waste not, want not;” -Take what you can kill and don’t kill more than you can handle…. And use all the meat.” -If your piece is broken, try and fix it, and if you can’t fix it, then make another use for it or sell it to someone who can fix it or find a new use for it. Our economy will never be strong if it is cheaper to buy a new one than it is to fix it and we don’t find a new use for it what is unwanted and out of date. OUR “AMERICAN” LIFESTYLE IS TO THROW AWAY THESE MATERIAL GOODS WHEN THEY BECOME OUT DATED AND NOT TO WORRY ABOUT WHAT HAPPENS TO IT ONCE THE GARBAGE TRUCK EMPTIES THE BIN(S)… OR OUR TRAILER LOAD OF UNWANTABLES GETS HEAPED INTO THE LANDFILL. ON TOP OF THAT- WE THEN GO OUT AND BUY MORE SOMETHINGS (many of which are all the more un-needed) AND WHICH WERE LIKELY MANUFACTURED IN A FOREIGN NATION. PLACES LIKE THE ORIENT ARE SPEWING OUT MORE GOODS THAN WE CAN BUY: PRODUCT VALUE GOES DOWN- AND SO DOES OUR CURRENCY. OUR EXPORTS ARE VERY LOW. If we can think analytically and use some common sense, it doesn’t take long to mark an “X” and the spot where the cycle of our national economics is plugged. Let’s look at a few figures: 4.6 pounds doesn’t sound like much (and by itself it isn’t) but remember, the oceans are made out of small drops of water and mountains of trash are made out of ever small contribution to it: Every little bit….. Does not help. Every year, the United States generates approximately 230 million tons of "trash"--about 4.6 pounds per person per day. [503,700,000,000 pounds annually] Less than one-quarter of it is recycled; the rest is incinerated or buried in landfills. With a little forethought, we could reuse or recycle more than 70 percent of the land-filled waste, which includes valuable materials such as glass, metal, and paper [and Plastic]. This would reduce the demand on virgin sources of these materials and eliminate potentially severe environmental, economic, and public health problems. http://www.learner.org/exhibits/garbage/intro.html Folks, this means that most of you throw away some 1,680 pounds of solid trash annually. By the time it’s your turn to lie in the ground, most of you will have made a mountain of trash that is over a thousand times your mass…. Not to be reused again – given the methods we are currently using, if any at all. FINDING THE MOST BENEFICIAL SOLUTION FOR ALL FACTORS INVOLVED: How have we so far addressed this crisis? Let’s see: (see URL link) http://www.learner.org/exhibits/garbage/solidwaste.html (Click on “more solutions” on the bottom of the page too) The final and reasonably most effect solution many of you are already stewing over is ………………………. RECYCLE NO DUH! Mass recycling at competitive rates to the amount we throw away will make raw materials available for re-use and thus not need to import as many raw material Cheap Mortgage Life Insurance n’t needed for one has a different use and need in some other realm of biology or ecology.
Let’s look at the cell now and liken it to-- let’s say, America. Well, cells need certain things to keep it going like: metals (metal products), sugars (food), enzymes (work/ services), proteins (people), etc. and the way these things go in and out of it is by crossing a cell membrane (the American boarder). A certain media, known as water (money/ currency) is very much responsible for the carrying of these cell needs (Products) to where ever there seems to be a need for it (customers/ clients/ buyers). Our Constitution- its articles, amendments, etc. is like the (Nucleolus) DNA at the very center of the cell of which the Federal Government is like the enveloping outer nucleus, protecting the DNA and regulating the overall activities going on inside of the cell according to the same program.Mortgage life insurance is a type of insurance that ensures the remaining balance on a mortgage is paid in case of death of the borrower. Cheap mortgage life insurance is available which the borrower can obtain with a little research of the market. Cheap mortgage life insurance refers to a policy with low rates. However, the rates depend on the type of mortgage and amount.Mortgage life insurance is necessary for all borrowers who are opting for a mortgage. This is done to offer protection to the homeowners and their families against losing their income in case of unexpected death of the earner. The borrowers are required to fulfill their end of the bargain by making periodic fixed payments to the insurance company. These payments are known as the insurance premium and are determined on the basis of several factors. The insurance company in turn promises to compensate the beneficiaries named in the policy in the unfortunate event of the client?s death. This premium is usually included with the monthly mortgage payment. The borrowers do not have to worry about making another monthly payment towards the insurance policy.Mortgage life insurance provides peace of mind to the borrowers, as they do not have to worry about their families or other dependents losing the house in case of a premature death. Further, getting a life insurance policy for protecting the mortgage is usually not very expensive. As the amount of the coverage goes on decreasing with the mortgage amount, the insurance also gets cheaper. To find out the best and the cheapest mortgage life insurance, borrowers must compare the life insurance prices of as many carriers as they can. This task has become quite easy as it is now possible to request multiple quotes over the Internet by filling out a single form. Now that we have all the part identified, let us now looks at the international economy of this American cell: its interaction with other cells and it environment (other countries and the earth in general). There are many ways that a cell can die, the prevention of which mostly given to our department of defense within the Federal Government (immune system), but there is much which is handled by its other members (citizens, companies, organizations) to which the majority of the actions actually takes place in inter-cellular economy. The health factor addressed here in cell-biology is call Hypotonic Osmosis and in sociology/economics known as affluenza and inflation. Global Economy is the macro-scale where all entities strive for equilibrium in needs; regulated by the supply and demand that each has to offer. What is happening is that is this American cell, including most of its members, has ingested a whole lot of “needs”- in fact, too much. As a majority, we are actually in excess of “needs,” or “material goods,” and we don’t send out our unwanted excess for re-use. , “All substances are poison; there is none which is not a poison. The dose differentiates a poison and a remedy. The dose makes the poison.” - Paracelsus The way cells and other biological bodies handle excess is by removing it from the system and passing it on to some other body or system that has a method of using what the other can not. This American hypotonic disease occurs because we do not actually give to some other entities (companies and other nations) what we can not use. Instead our unwanted goods go to landfills and they do not get re-used: they are stuck within our American boarders and hence can not pass out of our national cell membrane. Micro-biologically, what happens is that where there are cellular goods/chemicals, water (money) is needed to facilitate the local movement of them around- by natural attraction. If there are too many chemicals, nutrients, etc. it has a high concentration gradient and it creates a demand for more money to make more transaction. Eventually, every member has more than enough of everything- even lots of water (money). Eventually this water (money) isn’t good enough to make any one want to trade unless there is substantially more water (money). This process is called, “hypotonic osmosis” when more and more water comes in: drinking but never satisfied. In national economics, this is the same as inflation where soon even excessive amounts of money are not good enough to make entities want to trade and never enough goods to make one satisfied. The sad thing is, if a cell can not open up a way to get what it has too much of- most importantly the goods to which the money (water), will follow- it will eventually burst and thus is the end of an otherwise perfectly functional cell. If the Federal Government and is People start declaring “Bankrupt” (a critical amount of any one can do it), it can mean national deterioration and even devastation… all in its own way. The economic disease has its roots far back in history where pride and selfishness was clearly observed and solutions of ethic were given. The root to be compared here is a failure to observe and live a line of wisdom given ages ago: “Give and you shall receive.” …..And such similar teachings that many deem are the keys to saving humanity- what ever level or scope you wish to look at it by. If we are a bit dull to grasp this phrase in economics it simply means: Give what you don’t absolutely need to live moderate and healthy to those who must need to live moderate and healthy and you shall soon receive exactly what is really most needed to further the best in your life and in your nation. **Please note: The rest of the world would be better off as well with health and moderate relative equality to all. In other words it might be fair to interpret this thought as: “One man’s Junk is another man’s Gold” An insight in sociology and economics: “The result of this view is clear in America today. Almost every day some statement or report is issued telling us that Americans are saving too little, spending too much, and are too deep in debt. Yet, at the same time, the amount of resources spent on advertising every year continues to increase. Over $100 billion a year is used in America to persuade people to engage in the very same behavior that virtually every economist is telling us is the wrong behavior to engage in. At what point will economists be forced to acknowledge that using an economic model predicated on the assumption that all people are rational and informed about every decision they make results in a nonworking model, upon which it is impossible to structure our economy and our lives? Furthermore, Neo-classical economics makes the basic assumption that self-interest is the appropriate basis for all decisions. Ironically, this is a view that goes contrary to virtually every religion and social system in the history of mankind, and is indeed contrary to our social evolutionary development.“ - http://www.rationalrevolution.net/articles/biology_economics.htm IDENTIFYING THE PROBLEM(S): Now we can see problems and start to grasp the roots of the ideas that will yield solutions and help remedy our personal and national health. Mind you again that we are throwing away (and very seldom re-using) our material goods of which most businesses and hence most economics run off. Remember that money is more of a media of exchange rather than a practical usable good in and of itself. ‘American Life Style’ some 100 years ago and earlier was: -Live frugally: Waste not, want not;” -Take what you can kill and don’t kill more than you can handle…. And use all the meat.” -If your piece is broken, try and fix it, and if you can’t fix it, then make another use for it or sell it to someone who can fix it or find a new use for it. Our economy will never be strong if it is cheaper to buy a new one than it is to fix it and we don’t find a new use for it what is unwanted and out of date. OUR “AMERICAN” LIFESTYLE IS TO THROW AWAY THESE MATERIAL GOODS WHEN THEY BECOME OUT DATED AND NOT TO WORRY ABOUT WHAT HAPPENS TO IT ONCE THE GARBAGE TRUCK EMPTIES THE BIN(S)… OR OUR TRAILER LOAD OF UNWANTABLES GETS HEAPED INTO THE LANDFILL. ON TOP OF THAT- WE THEN GO OUT AND BUY MORE SOMETHINGS (many of which are all the more un-needed) AND WHICH WERE LIKELY MANUFACTURED IN A FOREIGN NATION. PLACES LIKE THE ORIENT ARE SPEWING OUT MORE GOODS THAN WE CAN BUY: PRODUCT VALUE GOES DOWN- AND SO DOES OUR CURRENCY. OUR EXPORTS ARE VERY LOW. If we can think analytically and use some common sense, it doesn’t take long to mark an “X” and the spot where the cycle of our national economics is plugged. Let’s look at a few figures: 4.6 pounds doesn’t sound like much (and by itself it isn’t) but remember, the oceans are made out of small drops of water and mountains of trash are made out of ever small contribution to it: Every little bit….. Does not help. Every year, the United States generates approximately 230 million tons of "trash"--about 4.6 pounds per person per day. [503,700,000,000 pounds annually] Less than one-quarter of it is recycled; the rest is incinerated or buried in landfills. With a little forethought, we could reuse or recycle more than 70 percent of the land-filled waste, which includes valuable materials such as glass, metal, and paper [and Plastic]. This would reduce the demand on virgin sources of these materials and eliminate potentially severe environmental, economic, and public health problems. http://www.learner.org/exhibits/garbage/intro.html Folks, this means that most of you throw away some 1,680 pounds of solid trash annually. By the time it’s your turn to lie in the ground, most of you will have made a mountain of trash that is over a thousand times your mass…. Not to be reused again – given the methods we are currently using, if any at all. FINDING THE MOST BENEFICIAL SOLUTION FOR ALL FACTORS INVOLVED: How have we so far addressed this crisis? Let’s see: (see URL link) http://www.learner.org/exhibits/garbage/solidwaste.html (Click on “more solutions” on the bottom of the page too) The final and reasonably most effect solution many of you are already stewing over is ………………………. RECYCLE NO DUH! Mass recycling at competitive rates to the amount we throw away will make raw materials available for re-use and thus not need to import as many raw materia Utah Mortgage we do not actually give to some other entities (companies and other nations) what we can not use. Instead our unwanted goods go to landfills and they do not get re-used: they are stuck within our American boarders and hence can not pass out of our national cell membrane. Micro-biologically, what happens is that where there are cellular goods/chemicals, water (money) is needed to facilitate the local movement of them around- by natural attraction. If there are too many chemicals, nutrients, etc. it has a high concentration gradient and it creates a demand for more money to make more transaction. Eventually, every member has more than enough of everything- even lots of water (money). Eventually this water (money) isn’t good enough to make any one want to trade unless there is substantially more water (money). This process is called, “hypotonic osmosis” when more and more water comes in: drinking but never satisfied. In national economics, this is the same as inflation where soon even excessive amounts of money are not good enough to make entities want to trade and never enough goods to make one satisfied. The sad thing is, if a cell can not open up a way to get what it has too much of- most importantly the goods to which the money (water), will follow- it will eventually burst and thus is the end of an otherwise perfectly functional cell.If you live in Utah, undoubtedly you have heard of the bankruptcy problem pinching the whole state. For several years now, Utah has held the devious honor of ranking among the states with the highest annual bankruptcy filing rate. There is likely more than one explanation for such a phenomenon. At the very least, there is no easy answer as to why exactly so many citizens of Utah struggle with financial issues. In fact, one might expect the opposite of Utah citizens, given the strong presence of The Church of Jesus Christ of Latter Day Saints and the powerful admonition the president of the church, Gordon B. Hinckley, stresses to its members. President Hinckley strongly advises against incurring any unnecessary debt in addition to living beyond one’s means.Clearly the State of Utah is full of citizens who understand the dangers and trappings set by debt, yet they are no better off then the rest of America. In fact, relative to the other states, Utah is in considerably worse condition. One of the problems can be explored by examining a Utah mortgage. When you are looking to buy house, many people will advise you to purchase as much house as you can afford. Perhaps this is good advice, as real estate prices traditionally trend upward, and the best homes command the highest appreciation. However, if this advice is taken out of context or misunderstood it can prove devastating.Utah Mortgage ExampleFor example, let’s assume Tom O’Dell received the same advice we just discussed. His neighbor counseled him to take advantage of the low mortgage rates and buy the best house he could afford. All in all, this was sound advice. If you can afford a nice big house than you probably deserve one. So Tom started looking around in upper middle class neighborhoods looking for his dream home. After a week he stumbled across a house that was perfect. It had a great backyard for his kids, his wife would have her own sewing room, and he would get the home office he had always longed for. Based on his income stream, Tom had decided he could afford a $300,000 house. Tom was devastated when he saw the asking price of the house was $3750,000.When Tom told the real estate agent of his dilemma, how he loved the house but it was just out of his price range, the agent responded positively. The agent seemed confident the price could be negotiated down to $365,000, and that given To If the Federal Government and is People start declaring “Bankrupt” (a critical amount of any one can do it), it can mean national deterioration and even devastation… all in its own way. The economic disease has its roots far back in history where pride and selfishness was clearly observed and solutions of ethic were given. The root to be compared here is a failure to observe and live a line of wisdom given ages ago: “Give and you shall receive.” …..And such similar teachings that many deem are the keys to saving humanity- what ever level or scope you wish to look at it by. If we are a bit dull to grasp this phrase in economics it simply means: Give what you don’t absolutely need to live moderate and healthy to those who must need to live moderate and healthy and you shall soon receive exactly what is really most needed to further the best in your life and in your nation. **Please note: The rest of the world would be better off as well with health and moderate relative equality to all. In other words it might be fair to interpret this thought as: “One man’s Junk is another man’s Gold” An insight in sociology and economics: “The result of this view is clear in America today. Almost every day some statement or report is issued telling us that Americans are saving too little, spending too much, and are too deep in debt. Yet, at the same time, the amount of resources spent on advertising every year continues to increase. Over $100 billion a year is used in America to persuade people to engage in the very same behavior that virtually every economist is telling us is the wrong behavior to engage in. At what point will economists be forced to acknowledge that using an economic model predicated on the assumption that all people are rational and informed about every decision they make results in a nonworking model, upon which it is impossible to structure our economy and our lives? Furthermore, Neo-classical economics makes the basic assumption that self-interest is the appropriate basis for all decisions. Ironically, this is a view that goes contrary to virtually every religion and social system in the history of mankind, and is indeed contrary to our social evolutionary development.“ - http://www.rationalrevolution.net/articles/biology_economics.htm IDENTIFYING THE PROBLEM(S): Now we can see problems and start to grasp the roots of the ideas that will yield solutions and help remedy our personal and national health. Mind you again that we are throwing away (and very seldom re-using) our material goods of which most businesses and hence most economics run off. Remember that money is more of a media of exchange rather than a practical usable good in and of itself. ‘American Life Style’ some 100 years ago and earlier was: -Live frugally: Waste not, want not;” -Take what you can kill and don’t kill more than you can handle…. And use all the meat.” -If your piece is broken, try and fix it, and if you can’t fix it, then make another use for it or sell it to someone who can fix it or find a new use for it. Our economy will never be strong if it is cheaper to buy a new one than it is to fix it and we don’t find a new use for it what is unwanted and out of date. OUR “AMERICAN” LIFESTYLE IS TO THROW AWAY THESE MATERIAL GOODS WHEN THEY BECOME OUT DATED AND NOT TO WORRY ABOUT WHAT HAPPENS TO IT ONCE THE GARBAGE TRUCK EMPTIES THE BIN(S)… OR OUR TRAILER LOAD OF UNWANTABLES GETS HEAPED INTO THE LANDFILL. ON TOP OF THAT- WE THEN GO OUT AND BUY MORE SOMETHINGS (many of which are all the more un-needed) AND WHICH WERE LIKELY MANUFACTURED IN A FOREIGN NATION. PLACES LIKE THE ORIENT ARE SPEWING OUT MORE GOODS THAN WE CAN BUY: PRODUCT VALUE GOES DOWN- AND SO DOES OUR CURRENCY. OUR EXPORTS ARE VERY LOW. If we can think analytically and use some common sense, it doesn’t take long to mark an “X” and the spot where the cycle of our national economics is plugged. Let’s look at a few figures: 4.6 pounds doesn’t sound like much (and by itself it isn’t) but remember, the oceans are made out of small drops of water and mountains of trash are made out of ever small contribution to it: Every little bit….. Does not help. Every year, the United States generates approximately 230 million tons of "trash"--about 4.6 pounds per person per day. [503,700,000,000 pounds annually] Less than one-quarter of it is recycled; the rest is incinerated or buried in landfills. With a little forethought, we could reuse or recycle more than 70 percent of the land-filled waste, which includes valuable materials such as glass, metal, and paper [and Plastic]. This would reduce the demand on virgin sources of these materials and eliminate potentially severe environmental, economic, and public health problems. http://www.learner.org/exhibits/garbage/intro.html Folks, this means that most of you throw away some 1,680 pounds of solid trash annually. By the time it’s your turn to lie in the ground, most of you will have made a mountain of trash that is over a thousand times your mass…. Not to be reused again – given the methods we are currently using, if any at all. FINDING THE MOST BENEFICIAL SOLUTION FOR ALL FACTORS INVOLVED: How have we so far addressed this crisis? Let’s see: (see URL link) http://www.learner.org/exhibits/garbage/solidwaste.html (Click on “more solutions” on the bottom of the page too) The final and reasonably most effect solution many of you are already stewing over is ………………………. RECYCLE NO DUH! Mass recycling at competitive rates to the amount we throw away will make raw materials available for re-use and thus not need to import as many raw materia Which Witch is Which? Part II: D-H e equality to all.Below you will find a little list to help you out. I have not only alphabetize them but cross-referenced them as well.dam.............holds back waterdamn............a cursedammed..........prevented from flowingdamned..........curseddarn............menddarne...........a fish steakdays............more than one daydaze............to bewilderdear............beloveddeer............venisondew.............morning condensationdo..............performdue.............payabledie.............become deaddye.............color by dipping in coloring agentdied............passed awaydyed............colored by dipping in coloring agentdies............passing awaydyes............a substance used for coloringdine............eatdyne............unit of energydire............desperatedyer............one who dyesdisc............a phonograph record, magnetic plate used for storage of computer datadisk............a round, plate-shaped objectdiscreet........confidentialdiscrete........individualdiscussed.......talked overdisgust.........sickeningdo..............first note of diatonic scaledoe.............a female deerdough...........uncooked breaddoc.............a physiciandock............where a boat is keptdoes............several female deerdoughs..........several uncooked breadsdoze............to napdone............completeddun.............demand moneydos.............opposite of don'tsdues............membership paymentsdraft...........a preliminary written versiondraught.........a gust of wind; depth of water needed to float a shipdual............two thingsduel............a fight between two over honore'er............see: airearl............British noblemanURL.............Internet addressearn............come to deserveurn.............a jareffect..........see: affecteh..............see: aeight...........see: ateelicit..........draw outillicit.........unlawfulelude...........escape fromillude..........deceiveepic............a narrative poem or storyepoch...........a noteworthy period in historyere.......... In other words it might be fair to interpret this thought as: “One man’s Junk is another man’s Gold” An insight in sociology and economics: “The result of this view is clear in America today. Almost every day some statement or report is issued telling us that Americans are saving too little, spending too much, and are too deep in debt. Yet, at the same time, the amount of resources spent on advertising every year continues to increase. Over $100 billion a year is used in America to persuade people to engage in the very same behavior that virtually every economist is telling us is the wrong behavior to engage in. At what point will economists be forced to acknowledge that using an economic model predicated on the assumption that all people are rational and informed about every decision they make results in a nonworking model, upon which it is impossible to structure our economy and our lives? Furthermore, Neo-classical economics makes the basic assumption that self-interest is the appropriate basis for all decisions. Ironically, this is a view that goes contrary to virtually every religion and social system in the history of mankind, and is indeed contrary to our social evolutionary development.“ - http://www.rationalrevolution.net/articles/biology_economics.htm IDENTIFYING THE PROBLEM(S): Now we can see problems and start to grasp the roots of the ideas that will yield solutions and help remedy our personal and national health. Mind you again that we are throwing away (and very seldom re-using) our material goods of which most businesses and hence most economics run off. Remember that money is more of a media of exchange rather than a practical usable good in and of itself. ‘American Life Style’ some 100 years ago and earlier was: -Live frugally: Waste not, want not;” -Take what you can kill and don’t kill more than you can handle…. And use all the meat.” -If your piece is broken, try and fix it, and if you can’t fix it, then make another use for it or sell it to someone who can fix it or find a new use for it. Our economy will never be strong if it is cheaper to buy a new one than it is to fix it and we don’t find a new use for it what is unwanted and out of date. OUR “AMERICAN” LIFESTYLE IS TO THROW AWAY THESE MATERIAL GOODS WHEN THEY BECOME OUT DATED AND NOT TO WORRY ABOUT WHAT HAPPENS TO IT ONCE THE GARBAGE TRUCK EMPTIES THE BIN(S)… OR OUR TRAILER LOAD OF UNWANTABLES GETS HEAPED INTO THE LANDFILL. ON TOP OF THAT- WE THEN GO OUT AND BUY MORE SOMETHINGS (many of which are all the more un-needed) AND WHICH WERE LIKELY MANUFACTURED IN A FOREIGN NATION. PLACES LIKE THE ORIENT ARE SPEWING OUT MORE GOODS THAN WE CAN BUY: PRODUCT VALUE GOES DOWN- AND SO DOES OUR CURRENCY. OUR EXPORTS ARE VERY LOW. If we can think analytically and use some common sense, it doesn’t take long to mark an “X” and the spot where the cycle of our national economics is plugged. Let’s look at a few figures: 4.6 pounds doesn’t sound like much (and by itself it isn’t) but remember, the oceans are made out of small drops of water and mountains of trash are made out of ever small contribution to it: Every little bit….. Does not help. Every year, the United States generates approximately 230 million tons of "trash"--about 4.6 pounds per person per day. [503,700,000,000 pounds annually] Less than one-quarter of it is recycled; the rest is incinerated or buried in landfills. With a little forethought, we could reuse or recycle more than 70 percent of the land-filled waste, which includes valuable materials such as glass, metal, and paper [and Plastic]. This would reduce the demand on virgin sources of these materials and eliminate potentially severe environmental, economic, and public health problems. http://www.learner.org/exhibits/garbage/intro.html Folks, this means that most of you throw away some 1,680 pounds of solid trash annually. By the time it’s your turn to lie in the ground, most of you will have made a mountain of trash that is over a thousand times your mass…. Not to be reused again – given the methods we are currently using, if any at all. FINDING THE MOST BENEFICIAL SOLUTION FOR ALL FACTORS INVOLVED: How have we so far addressed this crisis? Let’s see: (see URL link) http://www.learner.org/exhibits/garbage/solidwaste.html (Click on “more solutions” on the bottom of the page too) The final and reasonably most effect solution many of you are already stewing over is ………………………. RECYCLE NO DUH! Mass recycling at competitive rates to the amount we throw away will make raw materials available for re-use and thus not need to import as many raw materia What To Do When People Aren't Buying ABOUT WHAT HAPPENS TO IT ONCE THE GARBAGE TRUCK EMPTIES THE BIN(S)… OR OUR TRAILER LOAD OF UNWANTABLES GETS HEAPED INTO THE LANDFILL.Did you know that almost every person who visits your website will leave without buying? I know that sounds disheartening but it's true. Just think of all the sites you've been on yourself that you haven't bought from, right?But don't be discouraged. There are things you can do to get the most from your website visitors that can make a big difference in your bottom line. Here are 4 of them:1. Use Pop-Ups...Pop-unders, or pop-up-tomorrow, or whatever latest 'pop' technology is available today. Yes, they do annoy some people, but internet marketing stats tell us that they work. And the one that works the best is the "exit pop", those ones that say "wait! before you leave... take advantage of this...".If you do decide to use pop-ups, use them sparingly so as not to annoy your visitor. You can also use pop-ups to implement any of the following strategies:2. Invite them to be on your list...Most people won't buy from you on the first pass. You need to build a relationship with your prospects in order for them to feel comfortable investing any of their hard-earned cash with you.Give them an opportunity to join your list so you can build that relationship. Invite them to receive a free taste of what it is that you're offering - ezine, special report, checklist - so they get on your list. You then have the opportunity to market to them over time, which will build that relationship which will lead to more sales.3. Find out why the are leaving...Ask them why they are leaving your site. Not everyone will tell you, but the feedback you do receive is gold. You can then make any appropriate adjustments to your website to increase your sales and opt-in conversion rates.4. Make another offer...If they didn't purchase on the first pass, make them another offer. Offer them another product or program of yours that's at a lower price point, or send them to someone else's site whose offering might benefit them instead, preferable one of which you highly recommend and are an affiliate of so you can earn a small commission for your referral.Pick one of the above, test it and see how it works for you. You're sure to increase your list numbers and well as your sales numbers if you start implementing even one of these strategies today.Copyright 2007 Alicia M Forest and Client Abundance ON TOP OF THAT- WE THEN GO OUT AND BUY MORE SOMETHINGS (many of which are all the more un-needed) AND WHICH WERE LIKELY MANUFACTURED IN A FOREIGN NATION. PLACES LIKE THE ORIENT ARE SPEWING OUT MORE GOODS THAN WE CAN BUY: PRODUCT VALUE GOES DOWN- AND SO DOES OUR CURRENCY. OUR EXPORTS ARE VERY LOW. If we can think analytically and use some common sense, it doesn’t take long to mark an “X” and the spot where the cycle of our national economics is plugged. Let’s look at a few figures: 4.6 pounds doesn’t sound like much (and by itself it isn’t) but remember, the oceans are made out of small drops of water and mountains of trash are made out of ever small contribution to it: Every little bit….. Does not help. Every year, the United States generates approximately 230 million tons of "trash"--about 4.6 pounds per person per day. [503,700,000,000 pounds annually] Less than one-quarter of it is recycled; the rest is incinerated or buried in landfills. With a little forethought, we could reuse or recycle more than 70 percent of the land-filled waste, which includes valuable materials such as glass, metal, and paper [and Plastic]. This would reduce the demand on virgin sources of these materials and eliminate potentially severe environmental, economic, and public health problems. http://www.learner.org/exhibits/garbage/intro.html Folks, this means that most of you throw away some 1,680 pounds of solid trash annually. By the time it’s your turn to lie in the ground, most of you will have made a mountain of trash that is over a thousand times your mass…. Not to be reused again – given the methods we are currently using, if any at all. FINDING THE MOST BENEFICIAL SOLUTION FOR ALL FACTORS INVOLVED: How have we so far addressed this crisis? Let’s see: (see URL link) http://www.learner.org/exhibits/garbage/solidwaste.html (Click on “more solutions” on the bottom of the page too) The final and reasonably most effect solution many of you are already stewing over is ………………………. RECYCLE NO DUH! Mass recycling at competitive rates to the amount we throw away will make raw materials available for re-use and thus not need to import as many raw materials. (This means Americans pay less shipping because the importer almost always pays the shipping too). Less shipping also means less fuel spent in the process and is a plus for our atmosphere and the ozone layer. Companies will have an opportunity to manufacture and re-use here in the States and that makes our economy stronger. We could even start Exporting to other nations the raw materials we save if we don’t want to re-make products here at home: Remember- the goal is to reduce imports and increase exports. The Federal Government and private industries could make excellent income too by helping regulate such a process and it could even help take a huge step toward reducing our national debt. Think of it: America actually producing materials and goods again with “Made in America” stickers on them- back how it was in “the good old days.’ Some are keenly aware that recycling is good for the environment (the environment and our Earth has been doing it for as long as earth and life have been around- so why not us?) and just as good for the economy. But the current situation shows it is just not making any real head-way: only a quarter of this sea of trash is getting recycled. This is pittance to what we are still throwing away! IDENTIFYING WHY RECYCLING IS ONLY MINIMALLY EFFECTIVE: So what is the huge big deal why recycling just isn’t working? What’s the Opposition? What is the Problem anyway? Well let’s see: There are many (or many trying to) “going- green” businesses out there and Participating in Recycling is one of their top-burner subjects. But the problem always at hand is: “Trash gets mixed up…. Sorting it out is a huge pain and we would have to have our own little bins for each type of waste: one for paper, one for glass (and types of Glass), One for plastics (and types of plastics), and one for metals, one for toxic waste (and types of toxic waste) etc. Managing trash isn’t what we had in mind for business, it looks like it might be a bit more expensive too. So…. Let the land-fill guys worry about it and decide what’s worth saving. Let’s just throw it away and forget about it.” WHAT IS PLUGGING THE SOLUTION AND MAKING IT UN-EFFECTIVE? TRASH GETS LUMPED TOGETHER AND THUS NO ONE WILL TAKE TIME TO UNDO THE MIX. TOO MANY DON'T WANT TO TAKE THE TIME TO DO THIS: NO CITIZEN AND NO BUSINESS. The only things that landfills and dumps will take out are large pieces of metal and some electronics… and this is what is making up most that less-than-a-quarter of our total recycled waste! WHERE CAN THE SEPARATION OF WASTE HAPPEN? ►HAVE EACH RESIDENT AND BUSINESS SORT OUT TRASH INTO SEPARATE CONTAINERS ACCORDING TO THE TYPE OF MATERIAL: EACH LOCATION WOULD NEED: --A few to many separate bins according to what materials that are chosen to be recycled. --And a service to come and pick up each locations bins- one at a time. FOR RECYCLING, this is the BEST program implemented yet. And yet, only so many want to sort out trash because it is so inconvenient… and in many places it still costs them fees to have a separate recycle truck from their regular waste, (or it is included in the cost they have on their waste disposal fees). Many businesses and families try to participate in recycling to this method and they more often loose money than gain any because of time, effort, and transportation costs to the nearest recycler facility. The result of almost all is that they try to recycle for a while, but eventually give it up and default back to the regular trash bin. They don’t know what else can be done about it. BUT WE ALL KNOW THAT WE OUGHT TO RECYCLE- but where else can the waste be separated? ANSWER: LAND FILLS AND PROCESSING FACILITIES. There is already some of this going on if the workers spot large or valuable metal objects or techno-stuff…. But that is it. PLASTICS, PAPER, SOME RUBBER, WOOD, ETC. ARE MOSTLY NOT RECYCLED. And yet we know that recycling is what still needs to happen…. And the only way that recycling can happen is if we have sorted material….. And the only way that materials are going to be sorted out of our mixed trash is…. If some machine or some one is going to do it: People and/or machines MACHINES: To get a machine to recognize material by density, composition, size, toxicity etc. and be able to then sort it out nice and neat would be up there with state-of-the-art technology and cost millions of dollars just to assemble a single facility. Machines can do some work for us, but unless some thing amazing and cheap comes through, machines can’t cut it good enough. We are back to people again…. PEOPLE: This comes to the formidable question of: who? Here are the options: ►Minimum wage workers or those who get paid by how much they sort. They would probably quit the same day they started. ***Possibility: Pay workers higher wages -$8 to $12 and hour or more. ►Volunteers, Philanthropists, got-nothing-else-in-life-to-doers -Very few would sign up- And even then, fewer would likely stay very long. ►Desperate college students -They could earn extra incentives like reduced taxes, get food stamps, or receive college tuition money for working there for a set length of time. ►Start-up businessmen -Get similar incentives as students. ►Those who want to earn a surprise/ reward of sorts as the end for doing a good service -Yeah right. ►Couch potatoes, bums, and excessive TV and video game players who are on Government Welfare -many qualify for welfare because they don’t do anything do get themselves out of their current situation. Don’t you think that many need a nudge and need to start doing something that say: dear Feds: I’m broke. Could you send me money to live on for the next few years? Some really do need help and do qualify for welfare… but there are many who take advantage of the system. Don’t you kind of get sick to your stomach knowing that your tax dollars go to supporting tens of thousands of bums who get paid better than you do for doing nothing? ►Inmates/ prisoners -Some are down-right impossible to work with and can’t be trained to do anything that involves following rules…. That is why they are in jail. ***Possibility: many are in jail for less heinous crimes and could qualify to work if they show good behavior over time: have a program to start making them qualified to work. Instead of paying them wages (and more of your tax dollars), they could earn days off of their prison sentence by working in a mass-waste materials separation program. OUR NEXT BIGGEST OBSTACLE IN MAKING ANY PROGRESS IS CONVINCING ANY ONE THAT WE CAN ACTUALLY (OR SHOULD) MAKE ANY CHANGES. MOST PEOPLE HATE AND AVOID CHANGE. THEY WOULD RATHER KEEP THINGS AS THEY ARE THAN ACTUALLY DO SOMETHING OUTSIDE OF THE ORDINARY. “INSANITY: Doing the same thing over and over again and expecting different results.” -Albert Einstein But, Don’t you think that we ought to do something about this problem and Make a little change though? INWARDLY, WE ALL KNOW THAT WE OUGHT TO OR AGAIN WE HAVE GOTTEN NO WHERE. THAT IS AS GOOD AS JUST SAYING “OH WELL” AND ACCEPTING THE CURRENT SYSTEM AS-IS.
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