Small Home-Based Businesses - Five Simple Steps to Success
Did you know that, in Australia, 60% of small businesses fail in the first twelve months? For those of us who would like to start a small business -- maybe even work from home -- that’s a very discouraging statistic.Does that mean that your business idea is doomed to failure? Far from it! There are steps you can take that greatly increase your chances of success. With a little time and some serious research you can hit the g

Medical Malpractice - NY Lawyers No Longer Required To Ask Clients To Pay Them Back If Case Lost
MEDICAL MALPRACTICE & PERSONAL INJURY LAW IN NEW YORKA new law just went into effect the other day. Lawyers no longer are required to pursue their clients for expenses the lawyers incurred on their behalf in unsuccessful lawsuits, in cases where the lawyers' fee was payable only if the client won.It used to be that a New York lawyer was obligated to tell their clients that even if they lose their case, they wer

A Possible Bargain: Foreclosed Properties
In the superheated San Francisco Bay Area property market, foreclosed properties are available at as much as 40% below market value, writes Srini Saripalli.The last few months of a calendar year are considered sluggish for transacting real estate, but Silicon Valley seems to be an exception to this. Properties are appreciating rapidly at this time of the year and this year has been one of the best years for selling real estate.of the American Association of “Retired” Persons. At first I thought it was a mistake. No, it wasn’t an error. My name was right there on the front of the envelope. It spoke to me. It said, “Get ready; you will be one of us very soon.” Oh, the horror -- the world of retirement had found me. What to DO? I couldn’t run, I couldn’t hide. My name is now included in the AARP database.

Perhaps some people might have welcomed the “invitation”, but for me it was dreadful. “I’m too young, I pleaded.” The envelope replied, “You are never too young to think about … retirement.” I shuddered. A tingling sensation moved down my spine as I ripped the envelope to bits and tossed it into the trash. But I knew this gesture was in vain. Soon, the mailbox will be filled with financial planning brochures, investment newsletters, and ads aimed at the next retiree -- me.

Will the marketers find me?

Targeting the older American is not proving to be profitable. For example, ten years ago there were 183 magazines published specifically for the over-50 adult. Today that is down by 44 per cent. What is happening here? Why is the older American not responding to retirement advertising? Perhaps the advocates of aging have a total disconnect when it comes to understanding the psyche of the older American. We are dynamic, curious, and thrive on novelty. These qualities are not found in retirement magazines. In fact, I would venture to say that the majority of older adults would rather be labeled “unemployed” rather than “retired”. The former is a temporary condition -- the latter is permanent; it is preparing one’s self for death. Perhaps this is the reason there is so much disdain for the term.

Planning for death includes lingering in a world of leisure. We should go quietly into the sunset, and leave the bustling world of productivity behind us. This is an abnormal and peculiar way to exist for many people. Research has shown that individuals who stop working at 55 have nearly double the death rate of those who continue to work.

In order to avoid the harmful effects of retirement, companies and government agencies provide counseling services and information on how to transition into this stage of “life before death”. Along with the psychological adjustment is the need to review one’s financial portfolio. In fact, planners are now e

red. A tingling sensation moved down my spine as I ripped the envelope to bits and tossed it into the trash. But I knew this gesture was in vain. Soon, the mailbox will be filled with financial planning brochures, investment newsletters, and ads aimed at the next retiree -- me.

Will the marketers find me?

Targeting the older American is not proving to be profitable. For example, ten years ago there were 183 magazines published specifically for the over-50 adult. Today that is down by 44 per cent. What is happening here? Why is the older American not responding to retirement advertising? Perhaps the advocates of aging have a total disconnect when it comes to understanding the psyche of the older American. We are dynamic, curious, and thrive on novelty. These qualities are not found in retirement magazines. In fact, I would venture to say that the majority of older adults would rather be labeled “unemployed” rather than “retired”. The former is a temporary condition -- the latter is permanent; it is preparing one’s self for death. Perhaps this is the reason there is so much disdain for the term.

Planning for death includes lingering in a world of leisure. We should go quietly into the sunset, and leave the bustling world of productivity behind us. This is an abnormal and peculiar way to exist for many people. Research has shown that individuals who stop working at 55 have nearly double the death rate of those who continue to work.

In order to avoid the harmful effects of retirement, companies and government agencies provide counseling services and information on how to transition into this stage of “life before death”. Along with the psychological adjustment is the need to review one’s financial portfolio. In fact, planners are now e

dvertising? Perhaps the advocates of aging have a total disconnect when it comes to understanding the psyche of the older American. We are dynamic, curious, and thrive on novelty. These qualities are not found in retirement magazines. In fact, I would venture to say that the majority of older adults would rather be labeled “unemployed” rather than “retired”. The former is a temporary condition -- the latter is permanent; it is preparing one’s self for death. Perhaps this is the reason there is so much disdain for the term.

Planning for death includes lingering in a world of leisure. We should go quietly into the sunset, and leave the bustling world of productivity behind us. This is an abnormal and peculiar way to exist for many people. Research has shown that individuals who stop working at 55 have nearly double the death rate of those who continue to work.

In order to avoid the harmful effects of retirement, companies and government agencies provide counseling services and information on how to transition into this stage of “life before death”. Along with the psychological adjustment is the need to review one’s financial portfolio. In fact, planners are now e

. We should go quietly into the sunset, and leave the bustling world of productivity behind us. This is an abnormal and peculiar way to exist for many people. Research has shown that individuals who stop working at 55 have nearly double the death rate of those who continue to work.

In order to avoid the harmful effects of retirement, companies and government agencies provide counseling services and information on how to transition into this stage of “life before death”. Along with the psychological adjustment is the need to review one’s financial portfolio. In fact, planners are now encouraging young workers to think about retirement when they receive their first paycheck. Some financial advisers have gone even further, and suggest that children should begin building their savings with their first after-school job. Teaching young people to save is positive; teaching our youth that retirement is the goal in life is extremely detrimental for society. The citizenry becomes conditioned to focus their lives on death. We regress.

Retirement truly is an ugly word.