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    Individual Taxpayer Identification Number (ITIN)
    What is an ITIN?Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the Internal Revenue Service. Individuals who are required to have a U.S. taxpayer identification number but who do not have, and are not eligible to obtain a Social Security Number (SSN) from the Social Security Administration (SSA), may apply and obtain ITIN issued by the IRS.
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    A Brand New Recipe For Branding
    In a recent article, I told the story of when I was a young whippersnapper, attending classes at what was then and still is called “one of the more famous hotel schools in North America", the marketing professor gave us an interesting, but quite challenging assignment.We were to find a hospitality business that marketed itself by using the participation of the owner as part of the “di
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    21st Century Home Buying and the Down Payment Dilemma
    In the 20th century we used to provide a 5% to 20% down payment when buying a home. A good down payment is not as much in demand for some lenders today. We are constantly bombarded with invitations to buy a home with little or no money down! Some lenders even offer to pay your closing costs!We hear about these specialty loans every day. They are sold in support of the adjustable rate
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    Home Inspections: Why Should You Get One
    If you are trying to sell your home or if you are in the market for purchasing one, a step you might want or need to take in order to finalize the sale is a home inspection. A home inspection is simply an examination of the structure of your home, as well as its systems. The systems typically inspected by a home inspector include the central air conditioning system, the hea
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    Car Loans After Bankruptcy - Tips to Getting Approved
    A car loans after a bankruptcy is one way to help build back your credit history. In fact, once your bankruptcy closes, you can apply for a car loan the next day. To get approved with the best rates for your car loan, follow these tips.Review Your Credit ReportBefore you start applying for a car loan, check out your credit report and make sure all your accounts are in ord
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    Mutual Fund Investing Basics
    Have you been considering investing money in mutual funds but you don't know where to start? With several thousand mutual funds to choose from it can be a daunting task. Do not let this discourage you from investing in mutual funds. Over time, the stock market and mutual funds have proven to be a good long term investment. Sure they can go down, but the longer your time frame, the more li
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