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  • Casual Articles - For Success in Life and Business Surround Yourself with These Five People

    Tax Tips for 2006 - This Will Shock You
    While 90% of the U.S. population is bemoaning the quickly approaching April 15th tax deadline, I am waiting for my gift from the IRS. I big fat refund. How you ask? I take advantage of the one last tax shelter available to the average person. Before I tell you my best tax tips for 2006, I'd like you to be aware of a couple of things.First, do you realize that what you pay in taxes each year is your number one expense?! In fact, the average employee works the first five months of the year for Uncle Sam for free. How does that make you feel about going to work January through May?Second, most people think the way to have more income is to get another job. Adding a second "job" to increase your family's income is in most cases a bad idea. Especially, if it pushes you up into a higher tax bracket! You basi
    ay and do, or the things you don't say and don't do, all for the sake of waking you up. They see things about us we can't, or won't, see about ourselves. Not everyone has the ability to be an effective straight-shooter but those that can are priceless.

    Straight-shooters come in the form of coaches, mentors, therapists AND best friends.

    My straight-shooters are:
    ____________________________________________
    ____________________________________________
    ____________________________________________ 7 Foolish Phrases Owners Say to Wreck Their Business - and What I Think When I Hear Them
    We’ve got the best service How do you know that? Can you prove it? Would you mind if asked your customers instead of taking your word for it? Do you think you might have a biased opinion? Superlatives like this just don’t work in marketing. They’re overused and just don’t carry any weight. Now you might have the best service out there, you can prove it to customers by offering a guarantee, a spotless record, and glowing testimonials. I can’t help you, there’s nothing I can do Ouch. Nothing worse than working with a sales rep that is untrained and unable to make decisions or provide solutions. Always provide some solution, some answer to your customer’s challenge. It might not be her/his ideal solution, but no one likes to hear, “There’s nothing I can do”. What seems eons ago,

    To create the life you really want can be hard work AND it's totally worth it. Why is it so many of us think we have to do it ALL by ourselves! If this sounds like you, stop right now! To create and live the life you really want is much easier if you surround yourself with the five people below -- huggers, straight-shooters, mentors, success teams and experts. Soon, you'll wonder why you ever tried to go it alone!

    Huggers
    Straight-shooters
    Mentors
    Success Teams
    Experts

    Huggers:

    Someone who is there for you with open arms, no matter what.

    We all need "huggers" in our life -- a few special individuals who will be there for us when the chips are down and we feel like we can't go on. Huggers are the people in our life that will be there for us with open arms and a shoulder to lean on while providing words of encouragement when we most need it. They love us unconditionally, without judgment or strings attached.

    Huggers are wise and embody love, compassion and acceptance. For some of us this may be family members and for others of us it may be friends, a spouse or partner. It doesn't matter who your hugger is as long as you have one in your life!

    My huggers include:
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________

    Straight-shooters:

    Someone who will look you in the eye and tell you the truth.

    Sometimes we need a little shake-up to help us get back on track, to see the light or to take a hard look at - whatever! We need straight-shooters! Straight-shooters are people who care for us, want the best for us AND are willing and able to provide us an objective eye. They don't sugar coat. Honesty is their best policy and they know to do anything else would be to sell us short.

    A straight-shooter will sit you down, look you in the eye and challenge the things you say and do, or the things you don't say and don't do, all for the sake of waking you up. They see things about us we can't, or won't, see about ourselves. Not everyone has the ability to be an effective straight-shooter but those that can are priceless.

    Straight-shooters come in the form of coaches, mentors, therapists AND best friends.

    My straight-shooters are:
    ____________________________________________
    ____________________________________________
    ____________________________________________

    Reverse Merger, IPO Or Direct Public Offering (DPO), Which One Is Right For You?
    A direct public offering is when a company raises capital by selling its shares directly to what is refer to as affinity groups, unlike an IPO which are sold by a broker dealer to its customers and the general public through other broker dealers who have customers interested in buying shares in the company.In IPO’s you have a firm commitment underwriting, where the underwriters promise to purchase the securities for their own account if they can not sell them to customers.Best-effort underwriting: The underwriters do not guarantee any specific number of shares to be sold, they merely act as brokers.In an IPO the lead underwriter is refer to as the syndicate manager, he keeps the book and invites other broker dealers to join the syndicate. In an firm commitment underwriting, an eastern underwriters agreement makes me
    who is there for you with open arms, no matter what.

    We all need "huggers" in our life -- a few special individuals who will be there for us when the chips are down and we feel like we can't go on. Huggers are the people in our life that will be there for us with open arms and a shoulder to lean on while providing words of encouragement when we most need it. They love us unconditionally, without judgment or strings attached.

    Huggers are wise and embody love, compassion and acceptance. For some of us this may be family members and for others of us it may be friends, a spouse or partner. It doesn't matter who your hugger is as long as you have one in your life!

    My huggers include:
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________

    Straight-shooters:

    Someone who will look you in the eye and tell you the truth.

    Sometimes we need a little shake-up to help us get back on track, to see the light or to take a hard look at - whatever! We need straight-shooters! Straight-shooters are people who care for us, want the best for us AND are willing and able to provide us an objective eye. They don't sugar coat. Honesty is their best policy and they know to do anything else would be to sell us short.

    A straight-shooter will sit you down, look you in the eye and challenge the things you say and do, or the things you don't say and don't do, all for the sake of waking you up. They see things about us we can't, or won't, see about ourselves. Not everyone has the ability to be an effective straight-shooter but those that can are priceless.

    Straight-shooters come in the form of coaches, mentors, therapists AND best friends.

    My straight-shooters are:
    ____________________________________________
    ____________________________________________
    ____________________________________________ Invention: The 99% Perspiration Part - Part Two
    What’s it going to cost you - and who will buy it?In figuring profit for your invention, it is NOT just what you will make - or even what you and your investor will make. You have to consider the entire food chain - developer/prototype, to manufacturer, to wholesaler, to retailer, then to you and your investor. It is a long chain and each party takes a cut. Cost estimates have to be determined for each link:Determine the start-up costs to get a prototype and to prepare for and manufacture the invention Find comparable items in the marketplace and estimate their same costs Compare the comparable item’s retail price to what your estimated retail price might be (a rule of thumb for figuring retail cost is to multiply FIVE TIMES COST OF MANUFACTURE. The opposite of this - or 20% of retail price can be used e family members and for others of us it may be friends, a spouse or partner. It doesn't matter who your hugger is as long as you have one in your life!

    My huggers include:
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________

    Straight-shooters:

    Someone who will look you in the eye and tell you the truth.

    Sometimes we need a little shake-up to help us get back on track, to see the light or to take a hard look at - whatever! We need straight-shooters! Straight-shooters are people who care for us, want the best for us AND are willing and able to provide us an objective eye. They don't sugar coat. Honesty is their best policy and they know to do anything else would be to sell us short.

    A straight-shooter will sit you down, look you in the eye and challenge the things you say and do, or the things you don't say and don't do, all for the sake of waking you up. They see things about us we can't, or won't, see about ourselves. Not everyone has the ability to be an effective straight-shooter but those that can are priceless.

    Straight-shooters come in the form of coaches, mentors, therapists AND best friends.

    My straight-shooters are:
    ____________________________________________
    ____________________________________________
    ____________________________________________ Online Job Applicant Beware
    Here are a few of the perils of Internet job searching: e-mail harvesters, affiliate hunters, identity thieves, money launderers, crooks looking for mules, and traffickers in stolen goods.And these are just some of the scams I've come across this year.There are thousands of these job scams online; that's the bad new. The good news is that there are thousands of legitimate jobs online too. The art is in distinguishing between the two -- and yes, it is an art -- and yes, it is possible. But it takes some work.I own an online job service, so I see online jobs every day of the year, and I see a definite trend. The scammers are getting better at scamming.First I'll explain the "tricks" of e-mail harvesters. They sit at their expensive computers and make up non-existent jobs. They are highly creative and write job deok you in the eye and tell you the truth.

    Sometimes we need a little shake-up to help us get back on track, to see the light or to take a hard look at - whatever! We need straight-shooters! Straight-shooters are people who care for us, want the best for us AND are willing and able to provide us an objective eye. They don't sugar coat. Honesty is their best policy and they know to do anything else would be to sell us short.

    A straight-shooter will sit you down, look you in the eye and challenge the things you say and do, or the things you don't say and don't do, all for the sake of waking you up. They see things about us we can't, or won't, see about ourselves. Not everyone has the ability to be an effective straight-shooter but those that can are priceless.

    Straight-shooters come in the form of coaches, mentors, therapists AND best friends.

    My straight-shooters are:
    ____________________________________________
    ____________________________________________
    ____________________________________________ Brand Loyalty...Construction or Destruction Through Service and Value
    How strong is your brand? Can your brand survive poor service or poor value? How you use or lose your customer value perception opportunities tell much about your style of leadership.Every point-of-contact you or your employees have with your customers is an opportunity to increase or decrease your customers’ perceived value of doing business with you. The key idea here is perceived value. No matter how important you believe customer service to be, it is nothing more than a conduit for customer perceived value.The crucial question to you, “Are you embracing, or squandering, your opportunities to deliver perceived value to your customers?” Too many business people today simply focus on customer service, erroneously believing that service is the end game. Further could be from the truth. Delivering customer perceived value is ay and do, or the things you don't say and don't do, all for the sake of waking you up. They see things about us we can't, or won't, see about ourselves. Not everyone has the ability to be an effective straight-shooter but those that can are priceless.

    Straight-shooters come in the form of coaches, mentors, therapists AND best friends.

    My straight-shooters are:
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________

    Mentors:

    Someone who's been there, done that!

    A mentor's been where you want to go and they're willing to share their hard-earned wisdom and expertise. A mentor will save you time and money, shorten your learning curve and build your character. They stand before you on the path you're choosing with an enthusiastic, wise and confident spirit. They are the light posts on an otherwise darkened road, illuminating your passage.

    Mentors are generous with their time and knowledge and all they ask for in return is that we do our best. Mentors like to see their mentees achieve success. Often times a mentor will choose us. Other times we must choose our mentors. Who in your community or business do you admire? Ask them if they'd be willing to mentor you over a period of time.

    When you're lucky enough to keep the company of a mentor consistently "show up"; put all other things aside and give your mentor your full attention. Come prepared with questions and observations.

    I would like the following individual(s) to mentor me:
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________
    ____________________________________________

    Success Teams:

    You can't do it all alone so don't even try!

    Details. Putting the pieces together. Getting things done. Fresh perspectives. Pats on the back. Accountability. These are just some of the things a Success Team can do for you. A Success Team is a group of 3-6 people that meet on a regular basis to support each other, provide feedback, brainstorm new ideas and celebrate each member's successes.

    Creating a Success Team is a great way to reach your goals. Your team will be there for you again and again. Whether you're trying to lose weight, build a business or p

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