Casual Articles - Communications

Health Insurance - Coping with Managed Care
If you are a part of a managed care health insurance plan, such as a PPO or HMO plan, you are probably familiar with the terms "in-network" and "out-of-network".It is important to realize that the network provider list is subject to change at any time. It is the insured's responsibility to keep up to date with the in-network providers. This can be a big task, but in the end you won't regret doing a little extra work.If you are enrolled to a PPO plan and use a doctor who is not part of the network you may be subject to a hefty additional out of pocket expense. If you are enrolled to an HMO plan, you may not be provided with any coverage for services performed by an out-of-network provider.You can prevent this from happening. Never trust a provider book, once again, the list can change at any time, without notice. We suggest that you do one of the following:Search your PPO/HMO network's website. Call your insurance company direct for provider approval. (Most Dependable) Call your doctor's billing departmentThese three are your most reliable source to ensure the provider is still acti

emergency and for everyone to be on the lookout for Debi's truck with a description and license number.

I got back to town and in phone range about 6:30 am and started calling Debi's cell phone again and again, between calls from the City Police, Lane County Sheriff, Oregon State Police and the Three Rivers Casino all wanting to know if we had found her yet.

The call finally came at 7:38 am, my wife called me. She was crying but she sounded good. She had been unconscious for six and a half hours and was just coming to. My phone calls and I believe all the prayers brought her back to a conscious state, but she was very confused. She said honey I need help, I'm stuck in an elevator. I said what do you mean you're stuck in an elevator. She responded in a hesitant tone, I don't know somehow I fell in an elevator and I need help I can't get out. I said honey did you roll the truck. Moments passed as she thought about that, still just coming around from being unconscious for so long she finally said, I think so. I asked her what she could see and she said bushes and trees.

Search Engine Marketing - Why You Should Write Search Engine Friendly Copy?
If you want to take advantage of the way that search engines rank websites, you need to make the words that appear on your website easily understandable by these search engines.The need to style your website copy in a way that the search engine drives visitors to your website is absolutely necessary though it should not mean compromising on the quality of your message and it should not cause visitors to reject the material.You need to write copy for the search engines because that will help you to increase your website traffic and also bring in revenue by getting a better return on investment (ROI). It thus pays to think of your website copy as a sort of investment that will go a long way in helping you with your search engine optimization efforts.You may need to do extensive research on how to write your site copy. It means repeatedly checking every word written including all keywords that must be shaped as good marketing copy and which includes every possible combination.Your website copy should be made of readable and relevant content so that visitors are enthused into making a purchase and further exploring the website and not be c

I first posted this article on RealEstateWebmasters.com. Our Story is in the Oregonian Newspaper Paper in Portland on April 8 th, 2007.

My wife Debi started a new job as Casino Cage Cashier on Thursday April 5th, 2007 at the Three Rivers Casino here in Florence on the Rugged Oregon Coast , working a late swing shift. On her second night Friday the 6th, she was supposed to get off work at 1:30 am Saturday morning, at 1:15 am I received a call from her Cage Supervisor wanting to know if my wife had made it home safely, I asked when she had left and he said about 20 minutes earlier and that she was disoriented and not feeling well. I waited 10 more minutes and decided she should have been home by then so I drove to the Casino and back, she still wasn't home.

I had talked to her at 11 pm and she was feeling real bad, she said she didn't think she was doing her job very well, that she was having a hard time focusing. She is a Type 1 Insulin Dependant Diabetic, her blood sugar had been off all day. When her blood sugar fluctuates a lot like it was that day she doesn't think clearly.

By then it was 2:00 am and I knew something was seriously wrong. I know my wife and she wouldn't do anything but come straight home. So I called the Casino Security Supervisor and told him I need to know all the details. So he told me they let her go home a little early because she couldn't think clear enough to close out her cash drawer. One of the girls took her out back to the break area, she told Debi that she should call me and asked her if there was anything she could do to help her. Debi told her she would like a mint, when her co-worker returned Debi was gone. They looked around and couldn't find her and that is when the Cage Supervisor called me.

At that point I didn't know if she had been kidnapped from the parking lot or what had happened but if you imagine yourself in my shoes, I was scared but I knew what I had to do. I told the Security Supervisor that I need to know exactly what happened, I told him they need to check their parking lot surveillance tapes, I need to know if she was kidnapped or if she left on her own. He said he would check those tapes right away and get back with me.

My next step was to contact all the law enforcement agencies, as far as I was concerned this was a possible abduction. I notified the Florence City Police, Lane County Sheriff and Oregon State Troopers. I asked the state to put out an APB for outlying Counties and they agreed to put out an APB for the entire Oregon Coast to be on the look out for her truck. After making all the calls I could, I returned to the Casino to meet with Security. Sgt. Freeburg told me the tapes showed Debi walked to her truck at 12:50 am, sat in it for 5 minutes and pulled out of the parking lot at 12:55 am.

I was extremely relieved to know that she was not abducted. But now what, the drive from the casino to our home is about 5 miles.The casino is on the south side of town east of Hwy 101 about a half mile. She should have come back to Hwy 101, drove North through town and we live about 3 miles North of Florence at Sutton Lake . You can imagine my state of mind, I had been calling her cell phone repeatedly and no answer, why isn't she answering her phone? My wife and I are very close and I knew without a doubt that she would come straight home if she could. As I left the casino I was praying a lot.

I went home and notified all the law enforcement agencies that it was not an abduction, that she is diabetic and the condition she was in, I was afraid she may have went into a diabetic coma or was wondering around lost in a near comatose state. I asked the Oregon State Troopers to contact Verizon Wireless, our cell phone provider to see if they could triangulate her cell phone to determine her location. They were hesitant, she has been missing for about 2 hours. I know what they were thinking.. How many men call the police to help them locate a cheating wife or girlfriend by telling the police some story, so I had to convince them otherwise. I stressed the fact that I am concerned she is in a diabetic coma and she has to be found immediately. I insisted they contact Verizon and try to locate her.

They finally agreed, it took about ten minutes and they called me back. Verizon said she had not used her phone all day but that there had been a lot of calls to it. Well I knew all those calls were me trying to contact her. Verizon said to trace her location she had to use her phone.

I drove all around town looking in parking lots thinking maybe she had to pull over and passed out. By 4 am I was convinced she was not in town, she wasn't answering her phone, so she must have been so disoriented that she got lost and headed out of town the wrong way and possibly wrecked her truck. This is rugged forest country with rivers and lakes near the roads, if you go very far out of town you loose cell phone service and she could have gone any number of directions. There are logging roads everywhere, little roads leading to homes in about every direction.

Even though the police had an APB out on her truck, I knew they didn't have the manpower to find her. I had to do something. What lengths would you go to trying to find your loved one? I knew I had to go out of town looking which meant I would loose phone service on my cell. I got my parents up and had my mom take calls from my home phone in case Debi called or the police called. My dad and I headed in different directions out of town, hoping to find her parked on the side of the road and looking for places she could have run off the road and checking those areas. In this country you could run off the road and not be found for a long time because of the thick forest and brush.

At 5 am my mom started calling friends to help in the search. At 6 am she called church members to start prayers. We felt Debi had to be unconscious to be gone for 5 hours. We were all praying for God to help us find her, for God to wake Debi up and have her call me. My mom had the local radio station broadcasting a diabetic emergency and for everyone to be on the lookout for Debi's truck with a description and license number.

The FOCUS Marketing Method
Entrepreneurs and small business owners know they need to market their business to make more money and attract more customers, but they often don't know how to go about it. That's why my FOCUS Marketing™ Method is such a powerful tool. It gives you specific techniques to make your marketing efforts pay off."F" is for Filtered. Concentrate on targeting people in a specific niche market to attract your ideal clients—those people who you serve well and who you are most alike. Think about what types of people you best identify with and what life experiences, interests, hobbies, and roles you might share with them. Then consider whether they are people you'll want to work with in the long term.Once you have an idea who your "ideal clients" are, you can attract them with your pricing, packaging, and branding—the image you project on your website and in your marketing materials. You'll want to filter out people who are not a good fit for your business, such as those who can't afford your prices, or those who you'll struggle to get access to, and attract only those people who are most likely to purchase the products and services you offer—the ideal clients for your bu

call me and asked her if there was anything she could do to help her. Debi told her she would like a mint, when her co-worker returned Debi was gone. They looked around and couldn't find her and that is when the Cage Supervisor called me.

Learn Some Tips On How To Reduce Debt!
It can be frustrating to feel like money is slipping right through your fingers while bills pile up. Most people are familiar with it. However at times, stepping back to carry out a few simple corrections can make all the difference. If debts are getting you down, find out some great ways of getting rid of them right away. Cash Dieting Start by considering a cash diet for a few months. Keep credit cards away in a safe deposit box or cut them up. You can certainly keep a low interest credit card aside for emergencies but get rid of all store cards. The latter encourage buying unnecessary junk at exorbitant interest rates. Confront Your Lenders In case of difficulties with any lender, use a personal approach to deal with them. Your initiative will be appreciated and they are likely to be a lot more responsive later when you face further repayment problems. What irritates them most is when you duck and dive the problem.If you can afford to pay any loan in one go, offer your lender a reduced final settlement between 25 to 75%. Try to get the best deal. All they can say is no and maybe yes just to get some money back.Various A

101, drove North through town and we live about 3 miles North of Florence at Sutton Lake . You can imagine my state of mind, I had been calling her cell phone repeatedly and no answer, why isn't she answering her phone? My wife and I are very close and I knew without a doubt that she would come straight home if she could. As I left the casino I was praying a lot.

Opening a Boutique? First Things First...
If you know (or think you know) exactly what you want your boutique to be about, with some idea of how to get there, then congrats. You are one very big step closer to manifesting your dream.One “law of success” that is universally accepted, by people that have experienced success in any and all areas of life, is this: the more clear and specific you are about what you want and how you will get it, the quicker you will reach your goal.On the other hand, your goal may be slightly ”ambiguous”. In other words, you know you want your own business. Even more specifically, you want to have your own boutique. You want to express your unique vision and creativity through your boutique and share it with others, while earning a good living.But perhaps you don’t know exactly how it will take shape. This is perfectly fine for now, and perfectly normal. Just keep in mind, you must define it, as concretely as possible, in your mind, on paper, in every conceivable way, before you begin to create it.You need to be able to visualize what you are setting out to do, concretely in as much detail as possible. If you do not, what you end up with is being left to chance – and

aybe she had to pull over and passed out. By 4 am I was convinced she was not in town, she wasn't answering her phone, so she must have been so disoriented that she got lost and headed out of town the wrong way and possibly wrecked her truck. This is rugged forest country with rivers and lakes near the roads, if you go very far out of town you loose cell phone service and she could have gone any number of directions. There are logging roads everywhere, little roads leading to homes in about every direction.

Advertising Methods: Understanding & Implementing Key Marketing Strategies
Being the Public Relations' Director for major online websites, I often find myself brainstorming new and creative ways of marketing, and making our sites not only visitor/client-friendly, but informative and entertaining as well. While we offer a broad array of servie-oriented websites, I wanted to explain exactly how successful marketing can lead to maximum, effective exposure.After a little research, I discovered quite a few interesting things about how advertising works. The Nielsen ratings are a classic example of how marketing techniques are applied. In the United States, Nielsen Media Research provides audience estimates for all national program sources. For example, during 'Sweeps' week, Nielsen Media Research mails out diaries to certain households across the country. The diaries are collected and processed at the end of each time period. In addition, Nielsen provides many other data services to display viewing records of television, cable and other multimedia programming. These viewing data reflect what, when and how often programs are watched. So, in essence, commercial advertising agencies depend on Nielsen ratings on what commercials to air, and how to design c

emergency and for everyone to be on the lookout for Debi's truck with a description and license number.

As we continued to talk I was heading for my office just down the street, I am a Florence Oregon Real Estate Broker at Prudential Pacific Properties, I knew her phone battery was very low and I had to get the State to have Verizon triangulate her position before her phone battery died. I unlocked the office and ran to a phone, I didn't even take the time to shut off the alarm, which was soon sounding alarm. I got the state on the phone, kept my wife talking and within 10 minutes they knew within about 3 miles where she was. There are numerous roads in that area and I had asked my wife if she knew where she was. She didn't but she said she could hear cars. I had her count how many she could hear and she said 5 to 10 in a minute or two. With the GPS reading the State Troopers had and that many cars going by we knew she was just south of Florence on Coastal Hwy 101. At 8:38 am Oregon State Troopers found where she had left the road.

We now believe she was unconscious when she drifted across the road and rolled about 75 feet down the embankment until she was stopped by a large fir tree. The truck stopped partially on its side yet nearly over which left my wife on her side but also somewhat hanging upside down by her seat belt. She had been there for seven and a half hours. She is in as good of condition as you can be after rolling down a 75' embankment and hanging by a seatbelt for that long. She was taken to the hospital and released yesterday afternoon with no broken bones, only bruises, very sore ribs and a few minor cuts. One Trooper said we should buy a lottery ticket because this was definitely our lucky day. Not many people live from a wreck like that. If she had left the road just a little sooner or later she would have hit large trees head on. Even though she rolled down the cliff the location where she left the road had slowed her enough that when she did start rolling and hit a tree it kept her from rolling another 75 to 100 feet down the hill.

People that go into Diabetic comas need immediate medical attention and without it they often die.

It was by Gods Grace and all the prayers of my parents, friends and church members that I still have my wife.

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For all of us who have interviewed for jobs, there are certain things that we’ve done that have doomed our chances of getting the job. My following these 10 tips you can go into an interview confidently and not have the interview ruined by not being prepared.

For a wilderness trek, you pack sunscreen, bandages, and insect repellent. When you relocate to a new home or a new job, you face loneliness and upheaval, not...

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Casual Articles - Cell Phone GPS Helped Locate Missing Wife Alive After 7 1/2 Hours

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