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    Managing Change - The First Key to Helping People to Embrace Change
    “Life is a movie and you’re the star, give it a happy ending.” Joan Rivers the actress and comedienne said that and it really applies to dealing with and coping with change in your organization and life. I learned about this as a Marine sniper in the jungles of Vietnam. I might have found myself there as part of the United States Marine Corp but what I made of the experience was up to me. It is serving me to this day.When you are leading or managing change the people under your charge will have varying reactions to the changes taking place. Few will embrace it out of the blocks, many will struggle. You can help. As popular speaker Larry Winget says, “Shut up, stop whining and get a life!”The very first thing you must help people do, in a kind, yet straightforward way, is to help them go home and look in the mirror. Each of us needs to have a stop kidding yourself day. Teach them to ask, “Where are my present practices taking me?” That means that if I continue to react and behave in the way I am, regarding these changes – where will I be?You see people need to understand that once you launch the ‘change’ it is going to proceed in that direction … the choice is in how they react. Understanding this principle came early to me. My firs
    l be coming from mommy.. I was actually even thinking of asking my friend if we can have separate bills if I were to take her out..

    Small gambling, as some of my friends do (just small stakes), I have been always avoiding... I rarely gambled, and each time I lose, I felt VERY BAD deep inside, because I know that money came from mommy... I was their money that I just threw away..

    I lived my teenage life without an allowance... I'm not saying that I didn't have money or I wasn't given money, actually if I wanted money, my mom would give it to me... If I wanted to buy some bling bling, I know my mom will give it to me... I never had daily allowance during my high school days, but rather, I just spend, and when I'm low with cash, then I ask for more money... just that simple, no rules... But I was WISE with money, I spent way less than the average high school student... I wasn't a heavy spender..

    I remember that I always go straight to the sale rack whenever I go shopping... If it ain't in the sale rack, although if I wanted something badly, I would never buy it!

    I often also reject money when my mom offers to give me money when times that I know that I still have enough money still... But money was always there when I needed it.

    Closeout Merchandise: How A Product Become A Closeout
    Closeout merchandise is lucrative because of its nature. Merchandise is considered to be a closeout when its original seller loses the original sales venue for it.In other words, closeout merchandise can be a case of socks which were manufactured for an upcoming movie. Once the movie is no longer shown in the theaters, the movie licensed socks need to be sold as a closeout.Since the original event the socks were produced for has passed, the socks must be sold at a steep discount in order to find a buyer.As you can see, if you purchase this closeout at the right price you can make a good deal of money when you resell it.The question now becomes how to sell the socks?First thing you need to remember is that in order for the socks to be sold you will need to be creative.If you simply try to offer the socks for sale you might not find any buyers. The movie is already old news and people might not be interested in any product related to it.A creative solution for selling closeouts is exporting.If you buy the merchandise cheap enough you can sell it to a poorer country where the people will not care what is printed on the socks, but where their concern is the quality and durability of the socks.Y
    I remember way back around a year ago, about exactly a year ago, I was talking with my workers that pack envelopes. those times, I was making many checks per bi-month. There were checks that were SO high that was somewhat the peak of my business, that we worked every other day just packing envelopes about 6-7 hours a day.

    I think I told these to my workers one day when I was gonna give the paychecks.. I think I was giving bonuses that time, I cant really remember..

    But I explained to them during my speech about it..

    I told them that I see money differently than most people especially at that point of my life where my business was just unbelieveable. I told them that for me, money is just an award for my hardwork... I made an analogy to compare it with basketball... Say for example we because the champions in our high school basketball team, we then earn a big shiny gold trophy as a reward... But the trophy is really nothing, what really matters is the fame and pride of being champions.. it is the hard work and determination and how we never failed that makes me happy about myself.. Even if it weren't a gold shiny trophy, rather it was just a crappy medal that looks so ugly, it doesn't matter, what's important and what I will be happy of is that we were the champions of the basketball in high school. a trophy I can just have it made at a custom trophy shop. And put on it "Chris, high school champion", and magic! I am the champion! I can be happy about it, but deep inside I don't feel successful.

    For business, money is the reward of being successful. but in reality, money is not all my goal and passion... It is not the main thing I'm after, but its the fame and pride of being able to support myself financially, and the service of business to others, making it a better economy. it is to prove to myself, my family and friends, that I am successful. it is to show my hard work and how persistent I am..

    In fact, even at first when I started business when I was about in my early 17s, I never started that business coz I needed money... Or because I wanted to buy something.. Or I wanted to put new stuff in my car... NO! I just enjoyed business and wanted to try it out..

    Business was more like a HOBBY to me... Until now, it is still something I enjoy doing.. people that love basketball love to play basketball -- they look forward to play everyday and enjoy it... I love business, so I love to work and do business -- Its something I look forward also doing everyday!

    Until now, even my real estate investment, even although there are problems and I am spending more than how much I expected to earn, also including the problems I had with my contractor that I had to switch contractors, I was a big pain in the ass for me... Even marketing and dealing with unhappy tenants that I have been promising their move in date to be last June 1, then June 12, then now July 1, I have been embarrassed of myself.. but all of these challenges I ENJOY! they make me a better person... I love challenges, and overcoming them is an obstacle... Its like playing a game, to beat the enemy.. The enemy which is the problem or the challenge..

    With money, during my earlier years, before I was successful at the age of my late 18s, I knew how to spend money.. Spend it very wisely.. Well yes, my mom isn't selfish with money, that whatever I want, she will give me.. When we bought a car when we first went to the US, I wanted just a normal used corolla, maybe something we can buy for $5,000 and get us to places... I wanted to start with that car, and to spend money on more important things... my mom said no, lets get a better car than that... I still insisted on just getting a cheap reliable car... Well we ended up deciding to get a brand new car that will last, at the decision of my mom..

    Well I said that lets just go for a brand new civic... Its one of the most reliable cars, and one of the best buys at the lowest price... Its very practical.. I suggested that... well when we were at the Honda shop, my uncle was insisting that I just get a Mercedes Benz, and my mom was also agreeing with him.. A Benz would just be around $5,000 more than the civic.. my mom kept on asking me if I should just get the civic, or maybe I wanted a Benz instead? I said, lets just stay with the civic... Although if I wanted the Benz, we could of got that instead...

    That's how I look on money before...

    There were times that my friends go to Starbucks, and I don't even buy anything, but I REALLY was craving for some iced frap... But I stopped myself...

    I was a very wise person with money before. I really didn't spend too much... All I spent was on was just cheap fast food and gas... Maybe $100 should last me about 3 weeks (not including gas)... I obviously didn't have a job that time..

    I was planning of taking out some friends of mine to a date before, but I have been holding back, to the fact that I don't want to pay for their food.. As I know that the money ill be spending will be coming from mommy.. I was actually even thinking of asking my friend if we can have separate bills if I were to take her out..

    Small gambling, as some of my friends do (just small stakes), I have been always avoiding... I rarely gambled, and each time I lose, I felt VERY BAD deep inside, because I know that money came from mommy... I was their money that I just threw away..

    I lived my teenage life without an allowance... I'm not saying that I didn't have money or I wasn't given money, actually if I wanted money, my mom would give it to me... If I wanted to buy some bling bling, I know my mom will give it to me... I never had daily allowance during my high school days, but rather, I just spend, and when I'm low with cash, then I ask for more money... just that simple, no rules... But I was WISE with money, I spent way less than the average high school student... I wasn't a heavy spender..

    I remember that I always go straight to the sale rack whenever I go shopping... If it ain't in the sale rack, although if I wanted something badly, I would never buy it!

    I often also reject money when my mom offers to give me money when times that I know that I still have enough money still... But money was always there when I needed it..

    How To Pick The Best Career For You, Part 1
    In Part One we’ll look at how Positioning or “Coming to a Theater Near You” simplifies and expedites your employment hunt by reinforcing employer buy-in through justification of the sale.Rapidly gain employer agreement that you’re the right person for the job by proving how their organizational needs are met through your specific abilities to solve their identified problems.Your search shouldn’t be about the money Most job hunters passively seek a job by default rather than strategic design. If you do, you may be committing the ultimate career crime against yourself, your wallet, and perhaps your future.Choosing a career because it pays bills puts you in a vulnerable position by exposing you to unnecessary hidden dangers. Your quest will be driven by your needs rather than the “customer’s” (an employer’s) requirements. The unfortunate result will always hold you hostage to the tyranny of the urgent or whatever pressing matter is controlling the motivation of your search at the time.Wouldn’t you rather transition to a new career that brings meaning and purpose to your work? Want to know how to make this a reality faster?Solve problems.Hot career tip How do you save yourself hundred
    py of is that we were the champions of the basketball in high school. a trophy I can just have it made at a custom trophy shop. And put on it "Chris, high school champion", and magic! I am the champion! I can be happy about it, but deep inside I don't feel successful.

    For business, money is the reward of being successful. but in reality, money is not all my goal and passion... It is not the main thing I'm after, but its the fame and pride of being able to support myself financially, and the service of business to others, making it a better economy. it is to prove to myself, my family and friends, that I am successful. it is to show my hard work and how persistent I am..

    In fact, even at first when I started business when I was about in my early 17s, I never started that business coz I needed money... Or because I wanted to buy something.. Or I wanted to put new stuff in my car... NO! I just enjoyed business and wanted to try it out..

    Business was more like a HOBBY to me... Until now, it is still something I enjoy doing.. people that love basketball love to play basketball -- they look forward to play everyday and enjoy it... I love business, so I love to work and do business -- Its something I look forward also doing everyday!

    Until now, even my real estate investment, even although there are problems and I am spending more than how much I expected to earn, also including the problems I had with my contractor that I had to switch contractors, I was a big pain in the ass for me... Even marketing and dealing with unhappy tenants that I have been promising their move in date to be last June 1, then June 12, then now July 1, I have been embarrassed of myself.. but all of these challenges I ENJOY! they make me a better person... I love challenges, and overcoming them is an obstacle... Its like playing a game, to beat the enemy.. The enemy which is the problem or the challenge..

    With money, during my earlier years, before I was successful at the age of my late 18s, I knew how to spend money.. Spend it very wisely.. Well yes, my mom isn't selfish with money, that whatever I want, she will give me.. When we bought a car when we first went to the US, I wanted just a normal used corolla, maybe something we can buy for $5,000 and get us to places... I wanted to start with that car, and to spend money on more important things... my mom said no, lets get a better car than that... I still insisted on just getting a cheap reliable car... Well we ended up deciding to get a brand new car that will last, at the decision of my mom..

    Well I said that lets just go for a brand new civic... Its one of the most reliable cars, and one of the best buys at the lowest price... Its very practical.. I suggested that... well when we were at the Honda shop, my uncle was insisting that I just get a Mercedes Benz, and my mom was also agreeing with him.. A Benz would just be around $5,000 more than the civic.. my mom kept on asking me if I should just get the civic, or maybe I wanted a Benz instead? I said, lets just stay with the civic... Although if I wanted the Benz, we could of got that instead...

    That's how I look on money before...

    There were times that my friends go to Starbucks, and I don't even buy anything, but I REALLY was craving for some iced frap... But I stopped myself...

    I was a very wise person with money before. I really didn't spend too much... All I spent was on was just cheap fast food and gas... Maybe $100 should last me about 3 weeks (not including gas)... I obviously didn't have a job that time..

    I was planning of taking out some friends of mine to a date before, but I have been holding back, to the fact that I don't want to pay for their food.. As I know that the money ill be spending will be coming from mommy.. I was actually even thinking of asking my friend if we can have separate bills if I were to take her out..

    Small gambling, as some of my friends do (just small stakes), I have been always avoiding... I rarely gambled, and each time I lose, I felt VERY BAD deep inside, because I know that money came from mommy... I was their money that I just threw away..

    I lived my teenage life without an allowance... I'm not saying that I didn't have money or I wasn't given money, actually if I wanted money, my mom would give it to me... If I wanted to buy some bling bling, I know my mom will give it to me... I never had daily allowance during my high school days, but rather, I just spend, and when I'm low with cash, then I ask for more money... just that simple, no rules... But I was WISE with money, I spent way less than the average high school student... I wasn't a heavy spender..

    I remember that I always go straight to the sale rack whenever I go shopping... If it ain't in the sale rack, although if I wanted something badly, I would never buy it!

    I often also reject money when my mom offers to give me money when times that I know that I still have enough money still... But money was always there when I needed it.

    Bookkeeping For An Artist
    Income in and expenses out being recorded into their proper accounts is the essential tasks of bookkeeping. However, each type of business needs special treatments of these items. And the art business has its own unique requirements. If you are an artist then I apologize for being so blunt, but the fact is when you are considering your financial records, you are manufacturer of a product to be sold. And such your “product” is treated as any other manufactured item would be. This means that each of your creations is entered into an inventory account until sold. This is the accounting theory that says you must match expenses with the appropriate revenue.Both the manufacturing and construction industries use job costing to track the expenses incurred for each product assembled or built. An artist’s bookkeeper can take advantage of the job costing tool as well. In the cost of a piece of art work the costs of materials, such as paint, paper, ink, brushes, and miscellaneous small tools should be considered. But if you are using many colors and other items creating your piece than just how do you determine the cost of one piece of art? And what do you do if you go through several pieces of canvas or paper to create just one piece? Set up a j
    p>Until now, even my real estate investment, even although there are problems and I am spending more than how much I expected to earn, also including the problems I had with my contractor that I had to switch contractors, I was a big pain in the ass for me... Even marketing and dealing with unhappy tenants that I have been promising their move in date to be last June 1, then June 12, then now July 1, I have been embarrassed of myself.. but all of these challenges I ENJOY! they make me a better person... I love challenges, and overcoming them is an obstacle... Its like playing a game, to beat the enemy.. The enemy which is the problem or the challenge..

    With money, during my earlier years, before I was successful at the age of my late 18s, I knew how to spend money.. Spend it very wisely.. Well yes, my mom isn't selfish with money, that whatever I want, she will give me.. When we bought a car when we first went to the US, I wanted just a normal used corolla, maybe something we can buy for $5,000 and get us to places... I wanted to start with that car, and to spend money on more important things... my mom said no, lets get a better car than that... I still insisted on just getting a cheap reliable car... Well we ended up deciding to get a brand new car that will last, at the decision of my mom..

    Well I said that lets just go for a brand new civic... Its one of the most reliable cars, and one of the best buys at the lowest price... Its very practical.. I suggested that... well when we were at the Honda shop, my uncle was insisting that I just get a Mercedes Benz, and my mom was also agreeing with him.. A Benz would just be around $5,000 more than the civic.. my mom kept on asking me if I should just get the civic, or maybe I wanted a Benz instead? I said, lets just stay with the civic... Although if I wanted the Benz, we could of got that instead...

    That's how I look on money before...

    There were times that my friends go to Starbucks, and I don't even buy anything, but I REALLY was craving for some iced frap... But I stopped myself...

    I was a very wise person with money before. I really didn't spend too much... All I spent was on was just cheap fast food and gas... Maybe $100 should last me about 3 weeks (not including gas)... I obviously didn't have a job that time..

    I was planning of taking out some friends of mine to a date before, but I have been holding back, to the fact that I don't want to pay for their food.. As I know that the money ill be spending will be coming from mommy.. I was actually even thinking of asking my friend if we can have separate bills if I were to take her out..

    Small gambling, as some of my friends do (just small stakes), I have been always avoiding... I rarely gambled, and each time I lose, I felt VERY BAD deep inside, because I know that money came from mommy... I was their money that I just threw away..

    I lived my teenage life without an allowance... I'm not saying that I didn't have money or I wasn't given money, actually if I wanted money, my mom would give it to me... If I wanted to buy some bling bling, I know my mom will give it to me... I never had daily allowance during my high school days, but rather, I just spend, and when I'm low with cash, then I ask for more money... just that simple, no rules... But I was WISE with money, I spent way less than the average high school student... I wasn't a heavy spender..

    I remember that I always go straight to the sale rack whenever I go shopping... If it ain't in the sale rack, although if I wanted something badly, I would never buy it!

    I often also reject money when my mom offers to give me money when times that I know that I still have enough money still... But money was always there when I needed it.

    Do Correct Investment in Business Opportunities
    Business opportunities are only good when you know what you want and what you are doing. All to often people let a good business opportunity pass them by or they will jump into something when they really don’t know what they are getting themselves into. The business opportunities are only as good as the person who is investing in them. If you do things correctly then your business will grow and expand.There some things that you should keep in mind when you are looking to get involved in some business opportunities. You should never believe claims that you can make money with little no effort. Any business opportunity that you come across will require that you put in the time and effort in order to make this business opportunity work. If you are not willing to put in the effort then there is not guarantee that you business opportunities will flourish.If you are interested in certain business opportunities than you should get all needed information in writing before you commit to anything. If you are in contact that with someone who is selling a franchise or business opportunities then you should be able to get all needed information from them. This information should include any past financial information, employers and contact people as w
    new car that will last, at the decision of my mom..

    Well I said that lets just go for a brand new civic... Its one of the most reliable cars, and one of the best buys at the lowest price... Its very practical.. I suggested that... well when we were at the Honda shop, my uncle was insisting that I just get a Mercedes Benz, and my mom was also agreeing with him.. A Benz would just be around $5,000 more than the civic.. my mom kept on asking me if I should just get the civic, or maybe I wanted a Benz instead? I said, lets just stay with the civic... Although if I wanted the Benz, we could of got that instead...

    That's how I look on money before...

    There were times that my friends go to Starbucks, and I don't even buy anything, but I REALLY was craving for some iced frap... But I stopped myself...

    I was a very wise person with money before. I really didn't spend too much... All I spent was on was just cheap fast food and gas... Maybe $100 should last me about 3 weeks (not including gas)... I obviously didn't have a job that time..

    I was planning of taking out some friends of mine to a date before, but I have been holding back, to the fact that I don't want to pay for their food.. As I know that the money ill be spending will be coming from mommy.. I was actually even thinking of asking my friend if we can have separate bills if I were to take her out..

    Small gambling, as some of my friends do (just small stakes), I have been always avoiding... I rarely gambled, and each time I lose, I felt VERY BAD deep inside, because I know that money came from mommy... I was their money that I just threw away..

    I lived my teenage life without an allowance... I'm not saying that I didn't have money or I wasn't given money, actually if I wanted money, my mom would give it to me... If I wanted to buy some bling bling, I know my mom will give it to me... I never had daily allowance during my high school days, but rather, I just spend, and when I'm low with cash, then I ask for more money... just that simple, no rules... But I was WISE with money, I spent way less than the average high school student... I wasn't a heavy spender..

    I remember that I always go straight to the sale rack whenever I go shopping... If it ain't in the sale rack, although if I wanted something badly, I would never buy it!

    I often also reject money when my mom offers to give me money when times that I know that I still have enough money still... But money was always there when I needed it.

    Need Of Flexible Circuits
    In the world of electronics, necessity is the mother of all inventions, holds best applicable to the invention, evolution and development of flexible circuits in all types of electrical and electronics gadgets. The flexible circuits have just recently come of age as an interconnection technology, although it was originally developed around two decades ago.In short, a flexible circuit is "a patterned arrangement of printed wiring utilizing flexible base material with or without flexible cover layers."Let us first understand the necessity of such circuits and the constraints posed by the earlier technology of printed circuit boards, which led to its invention.Increased application of electronic devices such as car stereos, heart pacemakers, disk drives, digital cameras etc., requires greater flexibility of circuit designing and installation, to maximize space constraints. Since size of all gadgets is reducing exponentially, the need arose for designing circuits, which are functionally more capable and compact in size. Therefore came up flexible circuits to replace bulky wire attachments.Miniaturization is the buzzword in the world of circuit designing. Great emphasis is there in reducing the size of the circuits without compro
    l be coming from mommy.. I was actually even thinking of asking my friend if we can have separate bills if I were to take her out..

    Small gambling, as some of my friends do (just small stakes), I have been always avoiding... I rarely gambled, and each time I lose, I felt VERY BAD deep inside, because I know that money came from mommy... I was their money that I just threw away..

    I lived my teenage life without an allowance... I'm not saying that I didn't have money or I wasn't given money, actually if I wanted money, my mom would give it to me... If I wanted to buy some bling bling, I know my mom will give it to me... I never had daily allowance during my high school days, but rather, I just spend, and when I'm low with cash, then I ask for more money... just that simple, no rules... But I was WISE with money, I spent way less than the average high school student... I wasn't a heavy spender..

    I remember that I always go straight to the sale rack whenever I go shopping... If it ain't in the sale rack, although if I wanted something badly, I would never buy it!

    I often also reject money when my mom offers to give me money when times that I know that I still have enough money still... But money was always there when I needed it..

    I would say all in all, I learned about money habits by EXPERIENCE. I learned to spend money INDEPENDENTLY. many parents give their children daily allowance, that the person is only limited to spend that much, and if the person SAVES, then he would be able to buy the luxuries that they want... That's how most children and teens go about, but I was just different from that.

    When I was 17 and early 18, I have been having businesses... They were almost just slightly profitable... Not too much profit, but a little profit.. Maybe I would say a good $5 profit per day.. But with that $5 I was making each day, I didn't spend money differently.. I was still the same money spender I was... Its not like I was able to buy nice clothes then, or something like that.. I didn't even mind that $5 at all... It wasn't anything to me... What was important to me was the experience of doing business... Knowing the ins and outs of business..

    During then my late 18s, when I started to make profits, (3 digit figures profits a day), then I slowly became loose with my spending.. I have been treating my friends out for some shakes and drinks... Treating people out for lunch, etc. I did it very slowly...

    The Christmas of 2004, when I was in my late 18s still, I felt that I was making so much profits that I wanted to give back to others the blessings I received.. It was Christmas, and I made a gift to more than 20 people.. I wrote them each a check of $100 each as Christmas gifts... I wanted to prove to myself as a non-greedy person, and show to others that I am not selfish... These people include my close friends, relatives, employees, and even the mailmen that I see every other day.

    I wouldn't give them all, but many times that I donated to non-profits, to foundations... I don't think I even remember half of them..

    I remember the day when I bought my car, the Evo, that was Feb of 2005. one of my close friend's mom was in financial problems.. She was low on cash, and had bills to pay... As being a person that is successful and just bought a car, I personally went to her house and offered her a check to help her with her finances... I wont say the exact amount, but its around $500.

    That week also when I bought the Evo, I had it blessed by our parish priest, then after blessing the car, I told our priest, that I have been so successful lately with business, that I was able to buy my own car myself. but I also thank God for the blessings, and if I am able to buy my own car, I should also be able to donate to the church. I gave him a check for the church... Amount is around the same amount as above..

    I feel so nice of myself, that I can also share Gods blessings to others.

    Most recent one was just yesterday. my friend Melissa from Gawad Kalinga, to keep it short, I made a donation for the tuition fee of teenagers that cannot afford their college tuition, since school is starting about now.. there were about 15 teenagers that we sponsored, I gave about 1/3 of the total sponsorship needed. I wont say the exact amount.

    I have been independent with my spending... I focus more on what I earn rather on how much I save... If I needed more money, then I would work more and thus earn more... most people SAVE MONEY to have more money... I EARN more money if I need more..

    Just a while ago my mom was offering me money because she wanted to pay for my tuition fee (I am taking a class at Ateneo). Tuition is 23,000 pesos, she said she wants to pay for it instead of me, but I rejected it and I just paid it myself... I know I have money, and I could afford it.. Even the seminars that I attend... But I very very VERY appreciate her offer to me, that education is something that she wants to offer to me from her end... It was touching on what she did.

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