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    Credit Scores Explained
    Research has recently suggested that consumers who apply for loans and other forms of credit too often through comparison websites may risk damaging their credit rating.It is estimated that 8.7 million people have bought financial products such as loans, credit cards and insurance through using comparison websites over the past year. However, research shows that the sites could be leading consumers to adversely affect their credit rating as many of the comparison, or aggregator, sites concentrate on price rather than quality of service or suitability of a product.As a result, consumers are drawn in to applying for unsuitable products and are therefore continuously rejected. Although rejections are not held on a person's credit record, applications for credit do show up as "footprints".Consumer affairs manager at credit rating company Experian, said: "All the applications you have made for credit over the past 12 months will show up on your credit report. "When a lender carries out a credit check they will see those applications and if there are a large number of them it may make them think that you are desperate for credit, or it may even look as though someone has been fraudulently trying to apply for credit in your name," he said.The financial comparison site that commission the report, MoneyExpert.com, states on their website that 2.8 million people have made applications for 3.5 million financial products over the past year. Around 6 per cent of people have been rejected when applying for credit cards, mortgages and loans.MoneyExpert.com has launched a credit profiling service that allows consumers to tailor their search so that only those credit providers whose lending criteria suits their credi
    ale. And, theoretically, beyond.

    Ah, the great beyond. RFID’s potential is limited only by our imaginations. And not just our imaginations; the imagination of anyone who has a reader and a transponder. Wal-Mart. Your employer. The government. Anyone.

    Everything Costs Something

    Members of German privacy group FOEBUD see shadowy strangers lurking in the imagination playground. Their February 2004 demonstration in front of Metro’s RFID-rigged Future Store was intended to raise public awareness of the implications of RFID.

    “Because the spy chips are not destroyed at the shop exit, they continue to be readable to any interested party, such as other supermarkets, authorities, or anyone in possession of a reading device (available to the general public)... The antennas used for reading are still visible in the Future Store, but soon they will be hidden in walls, doorways, railings, at petrol pumps anywhere. And we won't know anymore who is when or why spying on us, watching us, following each of our steps.” 1

    Freedom is Slavery

    Dan Mullen would call that an overreaction. Mullen is the President of auto-identification consortium AIM Global. He cautions that unrealistic fear can obscure the very real benefits o

    Generic Flash Movie Business Presentations A Success
    Interactive Flash Movie Presentations explode your sales by adding a giant thrill to your business! The great thing is that they are now affordable for everyone.Some people think their products sell themselves. Think again! Unfortunately products don't jump of the shelves into the arms of customers and prospects. New wave internet pro MLMers use flash presentations. Why do they use them? A flash movie presentation holds your prospects attention so they can get all the information across.Websites try to keep you reading but how long will it keep a prospect reading? We all prefer to sit back and absorb a movie presentation. PLUS, it allows your prospects to hold and retain the information up to 10 times longer than text alone!It doesn't matter what type of product, service, or program you are promoting, video presentations WORK.Most company sites have a lot of information ready to overload any prospect. Your aim is to motivate and get their details for automated and or personal follow-up. It has been said that people need to see an ad or offer about seven (7) times before they buy. This shows the extreme importance of follow-up. But the first problem is motivating MLM prospects to giving you their information to follow up on. This is the job of the Flash Movie Presentation.How much do they cost and can I afford one? The good news is that you can. You can have the below three (3) Generic video presentations tailored to the home based business industry for less than $1 a day, They are generic enough to rip rocket the momentum to whatever MLM or business you are promoting.I highly recommend you get the full deal with these generic movies. You can run these movies in many combinations with other MLM
    He who mounts a wild elephant goes where the wild elephant goes.
    Randolph Bourne

    Radio Frequency Identification (RFID) has incubated in relative obscurity for over 60 years, quietly changing our lives with scant attention outside the technology community. First used to identify Allied aircraft in World War II, RFID is now well integrated in building security, transportation, fast food, health care and livestock management.

    Proponents hail RFID as the next natural step in our technological evolution. Opponents forewarn of unprecedented privacy invasion and social control. Which is it? That’s a bit like asking if Christopher Columbus was an intrepid visionary or a ruthless imperialist. It depends on your perspective. One thing is clear: As RFID extends its roots into common culture we each bear responsibility for tending its growth.

    Your Eyes Only

    RFID functions as a network of microchip transponders and readers that enables the mainstream exchange of more — and more specific — data than ever before. Every RFID transponder, or “smart tag”, is encrypted with a unique electronic product code (EPC) that distinguishes the tagged item from any other in the world. “Smart tags” are provocatively designed with both read and write capabilities, which means that each time a reader retrieves an EPC from a tag, that retrieval becomes part of the EPC’s dynamic history. This constant imprinting provides real-time tracking of a tagged item at any point in its lifespan.

    Recognizing the potential commercial benefits of the technology, scientists at the Massachusetts Institute of Technology (MIT) began developing retail applications of RFID in 1999. Install a reader in a display shelf and it becomes a “smart shelf”. Network that with other readers throughout the store and you’ve got an impeccable record of customers interacting with products — from the shelf to the shopper; from the shopper to the cart; from the cart to the cashier, etc.

    Proctor & Gamble, The Gillette Company and Wal-Mart were among the first to provide financial and empirical support to the project. Less than five years later RFID has eclipsed UPC bar coding as the next generation standard of inventory control and supply chain management. RFID offers unparalleled inventory control at reduced labor costs; naturally the retail industry is excited.

    Katherine Albrecht founded the consumer advocacy group CASPIAN (Consumers Against Supermarket Privacy Invasion and Numbering) to educate consumers about the potential dangers of automatic-identification technology. She warns that “smart tags” — dubbed “spy chips” — increase retailer profits at the expense of consumer privacy.

    RFID provides a continuous feed of our activities as we peek, poke, squeeze and shake tagged items throughout the store. Advocacy groups consider this electronic play-by-play a treasure for corporate marketing and a tragedy for consumer privacy.

    Albrecht’s apprehension is understandable. However, shopping in any public venue is not private. It’s public. The decision to be in a public space includes a tacit acknowledgement that one can be seen by others. That’s the difference between the public world and the private world.

    What if those worlds collide? CASPIAN and other consumer groups are concerned about retailers using RFID to connect public activities with private information. Because each EPC leaves a singular electronic footprint, linking each item of each transaction of each customer with personally identifying information, anyone with access to the system can simply follow the footprints to a dossier of the customer and their purchases.

    Again, we must be clear. RFID does enable retailers to surveil consumers and link them with their purchasing histories. As disconcerting as that may be, it is neither new nor unique to RFID. Anyone who uses credit cards agrees to forfeit some degree of privacy for the privilege of buying now and paying later. Credit card companies collect and retain your name, address, telephone and Social Security numbers. This personal information is used to track the date, time, location, items and price of every purchase made with the card.

    Don’t use credit cards? Unless you pay with cash, someone is monitoring you too. The now familiar UPC bar codes on nearly all consumer goods neatly catalogue the intimate details of all check and bank card purchases. Cash remains the last outpost for the would-be anonymous consumer. Of course, all things are subject to change. RFID inks may be coming soon to a currency near you, but that’s a discussion for another day.

    If RFID is no more intrusive than a curious fellow shopper or a ceiling mounted security camera, what is the downside for consumer groups? If RFID is no more revealing than a bank or credit card transaction, what is the upside for the corporate suits? There must be more.

    Indeed, there is. Bear in mind that “smart tags” are uniquely designed to pinpoint tagged items anytime, anywhere from point of origin through point of sale. And, theoretically, beyond.

    Ah, the great beyond. RFID’s potential is limited only by our imaginations. And not just our imaginations; the imagination of anyone who has a reader and a transponder. Wal-Mart. Your employer. The government. Anyone.

    Everything Costs Something

    Members of German privacy group FOEBUD see shadowy strangers lurking in the imagination playground. Their February 2004 demonstration in front of Metro’s RFID-rigged Future Store was intended to raise public awareness of the implications of RFID.

    “Because the spy chips are not destroyed at the shop exit, they continue to be readable to any interested party, such as other supermarkets, authorities, or anyone in possession of a reading device (available to the general public)... The antennas used for reading are still visible in the Future Store, but soon they will be hidden in walls, doorways, railings, at petrol pumps anywhere. And we won't know anymore who is when or why spying on us, watching us, following each of our steps.” 1

    Freedom is Slavery

    Dan Mullen would call that an overreaction. Mullen is the President of auto-identification consortium AIM Global. He cautions that unrealistic fear can obscure the very real benefits of

    Personal Loans – Low Rate Financial Support At Your Terms
    You have that work to be taken in hands which should no more be deferred or you need to pay for various expenditures or you are off to a holiday tour in a soon or whatever may be the purpose, you have to borrow as own pocket often does not allow for the required funds. It is for meeting an urgency of for regular expenditures that personal loans are especially designed for. Personal loans are considered as the easiest of all loans to avail as number of lenders are competing to make a business from out of your loan needs. While providing personal loans, lenders put you under no restriction. Personal loans are used these days for virtually any personal purpose, if it is legal one,For covering every type of borrower, lenders offer personal loans in secured and unsecured options, with each having own advantages for the borrowers. Secured personal loans are preferred for ensuring greater amount that ranges from ?5000 to ?75000. The biggest advantage of secured personal loans is that it comes at lower interest rate which makes the loan less burdensome for the borrower. Secured personal loans can be conveniently repaid in 5 to 30 years as suits to the repaying capacity of the borrower. The monthly outgo towards installments gets reduced if larger repayment duration is chosen. The borrower however shall have to offer his property like home or any valuable asset as collateral. This may be risky if the loan is not paid back.Unsecured personal loans however are approved without collateral and are of no risk to borrowers like tenants, though homeowners can also apply. Smaller amount ranging from ?5000 to ?25000 is offered as unsecured personal loans for shorter repayment duration. The loan however is approved for a higher interest rate
    and write capabilities, which means that each time a reader retrieves an EPC from a tag, that retrieval becomes part of the EPC’s dynamic history. This constant imprinting provides real-time tracking of a tagged item at any point in its lifespan.

    Recognizing the potential commercial benefits of the technology, scientists at the Massachusetts Institute of Technology (MIT) began developing retail applications of RFID in 1999. Install a reader in a display shelf and it becomes a “smart shelf”. Network that with other readers throughout the store and you’ve got an impeccable record of customers interacting with products — from the shelf to the shopper; from the shopper to the cart; from the cart to the cashier, etc.

    Proctor & Gamble, The Gillette Company and Wal-Mart were among the first to provide financial and empirical support to the project. Less than five years later RFID has eclipsed UPC bar coding as the next generation standard of inventory control and supply chain management. RFID offers unparalleled inventory control at reduced labor costs; naturally the retail industry is excited.

    Katherine Albrecht founded the consumer advocacy group CASPIAN (Consumers Against Supermarket Privacy Invasion and Numbering) to educate consumers about the potential dangers of automatic-identification technology. She warns that “smart tags” — dubbed “spy chips” — increase retailer profits at the expense of consumer privacy.

    RFID provides a continuous feed of our activities as we peek, poke, squeeze and shake tagged items throughout the store. Advocacy groups consider this electronic play-by-play a treasure for corporate marketing and a tragedy for consumer privacy.

    Albrecht’s apprehension is understandable. However, shopping in any public venue is not private. It’s public. The decision to be in a public space includes a tacit acknowledgement that one can be seen by others. That’s the difference between the public world and the private world.

    What if those worlds collide? CASPIAN and other consumer groups are concerned about retailers using RFID to connect public activities with private information. Because each EPC leaves a singular electronic footprint, linking each item of each transaction of each customer with personally identifying information, anyone with access to the system can simply follow the footprints to a dossier of the customer and their purchases.

    Again, we must be clear. RFID does enable retailers to surveil consumers and link them with their purchasing histories. As disconcerting as that may be, it is neither new nor unique to RFID. Anyone who uses credit cards agrees to forfeit some degree of privacy for the privilege of buying now and paying later. Credit card companies collect and retain your name, address, telephone and Social Security numbers. This personal information is used to track the date, time, location, items and price of every purchase made with the card.

    Don’t use credit cards? Unless you pay with cash, someone is monitoring you too. The now familiar UPC bar codes on nearly all consumer goods neatly catalogue the intimate details of all check and bank card purchases. Cash remains the last outpost for the would-be anonymous consumer. Of course, all things are subject to change. RFID inks may be coming soon to a currency near you, but that’s a discussion for another day.

    If RFID is no more intrusive than a curious fellow shopper or a ceiling mounted security camera, what is the downside for consumer groups? If RFID is no more revealing than a bank or credit card transaction, what is the upside for the corporate suits? There must be more.

    Indeed, there is. Bear in mind that “smart tags” are uniquely designed to pinpoint tagged items anytime, anywhere from point of origin through point of sale. And, theoretically, beyond.

    Ah, the great beyond. RFID’s potential is limited only by our imaginations. And not just our imaginations; the imagination of anyone who has a reader and a transponder. Wal-Mart. Your employer. The government. Anyone.

    Everything Costs Something

    Members of German privacy group FOEBUD see shadowy strangers lurking in the imagination playground. Their February 2004 demonstration in front of Metro’s RFID-rigged Future Store was intended to raise public awareness of the implications of RFID.

    “Because the spy chips are not destroyed at the shop exit, they continue to be readable to any interested party, such as other supermarkets, authorities, or anyone in possession of a reading device (available to the general public)... The antennas used for reading are still visible in the Future Store, but soon they will be hidden in walls, doorways, railings, at petrol pumps anywhere. And we won't know anymore who is when or why spying on us, watching us, following each of our steps.” 1

    Freedom is Slavery

    Dan Mullen would call that an overreaction. Mullen is the President of auto-identification consortium AIM Global. He cautions that unrealistic fear can obscure the very real benefits o

    Supplemental Security Income: A Valuable Aid To The Disabled
    Disability makes one feel equally miserable about oneself irrespective of his social stature, earnings and age. But as the time passes by one gets accustomed to things, adjusts to the surrounding and starts living. Enjoying more and more, and complaining less and less one goes about the curious business of living. That's, loosely speaking, the 'philosophical' part of the story though I don't claim to be philosopher of any sort whatsoever.Now the harder part. The philosophical distinction between childhood disability and adult disability is also reflected in the disability benefits one is entitled to, albeit in a slightly different fashion. To put it straight, the law makes a distinction between the disabled below and above 18 years of age.Supplemental Security Income or SSI is a social benefit program instituted by the Social Security Administration (SSA). The SSA pays a monthly sum to those whose income is lower on account of old age, blindness or disability. Most of those under 18 years of age are considered children and the ones above as adults by the SSA. To be eligible for the SSI the rules are much the same for children and adults, but 'disability' in case of children is by definition more accommodating than the one employed for the adults.The amount one gets as SSI is meant to meet one's very basic needs because it is assumed that a disabled person may not be able to earn enough. The need of one person living in a certain condition may be different from another in another set of circumstances. Therefore, the amount payable also differs. For instance, it is estimated that the disabled children living with their parents in the State of California need a sum of $722 per month. For those who are blind the amount
    potential dangers of automatic-identification technology. She warns that “smart tags” — dubbed “spy chips” — increase retailer profits at the expense of consumer privacy.

    RFID provides a continuous feed of our activities as we peek, poke, squeeze and shake tagged items throughout the store. Advocacy groups consider this electronic play-by-play a treasure for corporate marketing and a tragedy for consumer privacy.

    Albrecht’s apprehension is understandable. However, shopping in any public venue is not private. It’s public. The decision to be in a public space includes a tacit acknowledgement that one can be seen by others. That’s the difference between the public world and the private world.

    What if those worlds collide? CASPIAN and other consumer groups are concerned about retailers using RFID to connect public activities with private information. Because each EPC leaves a singular electronic footprint, linking each item of each transaction of each customer with personally identifying information, anyone with access to the system can simply follow the footprints to a dossier of the customer and their purchases.

    Again, we must be clear. RFID does enable retailers to surveil consumers and link them with their purchasing histories. As disconcerting as that may be, it is neither new nor unique to RFID. Anyone who uses credit cards agrees to forfeit some degree of privacy for the privilege of buying now and paying later. Credit card companies collect and retain your name, address, telephone and Social Security numbers. This personal information is used to track the date, time, location, items and price of every purchase made with the card.

    Don’t use credit cards? Unless you pay with cash, someone is monitoring you too. The now familiar UPC bar codes on nearly all consumer goods neatly catalogue the intimate details of all check and bank card purchases. Cash remains the last outpost for the would-be anonymous consumer. Of course, all things are subject to change. RFID inks may be coming soon to a currency near you, but that’s a discussion for another day.

    If RFID is no more intrusive than a curious fellow shopper or a ceiling mounted security camera, what is the downside for consumer groups? If RFID is no more revealing than a bank or credit card transaction, what is the upside for the corporate suits? There must be more.

    Indeed, there is. Bear in mind that “smart tags” are uniquely designed to pinpoint tagged items anytime, anywhere from point of origin through point of sale. And, theoretically, beyond.

    Ah, the great beyond. RFID’s potential is limited only by our imaginations. And not just our imaginations; the imagination of anyone who has a reader and a transponder. Wal-Mart. Your employer. The government. Anyone.

    Everything Costs Something

    Members of German privacy group FOEBUD see shadowy strangers lurking in the imagination playground. Their February 2004 demonstration in front of Metro’s RFID-rigged Future Store was intended to raise public awareness of the implications of RFID.

    “Because the spy chips are not destroyed at the shop exit, they continue to be readable to any interested party, such as other supermarkets, authorities, or anyone in possession of a reading device (available to the general public)... The antennas used for reading are still visible in the Future Store, but soon they will be hidden in walls, doorways, railings, at petrol pumps anywhere. And we won't know anymore who is when or why spying on us, watching us, following each of our steps.” 1

    Freedom is Slavery

    Dan Mullen would call that an overreaction. Mullen is the President of auto-identification consortium AIM Global. He cautions that unrealistic fear can obscure the very real benefits o

    Confidence Is Critical to YOUR Success....
    Make EYE contact when you look at another person. Look at them!! Don’t look down at your shoes or away from the other person. Don’t look around the room for someone else who may be more interesting.Be sincere in communicating (talking!) with another person. Give them your undivided attention. Act interested! Respond to their questions with a positive answer.NETWORKING takes time, but --For years in my business career it took many nights of long meetings. Lunch/Dinner. Listening to speakers give their best shot. Not going home to see my bride or 3 children. Many nights they were in bed long before Dad got home.There was Sales & Marketing Executives; Administrative Management Society; Jaycees; Chamber of Commerce and others. Christian Businessmen for breakfast. Rotary was a weekly lunch fellowship with other local executives.Business success means interaction. It means Participation and Involvement with others in the business community. Building TRUST in the marketplace is an imperative. BRAND yourself as one who is a contributor of time and money to worthy causes. Make your city a better place to live and a place to do business by who you are.A BIG SMILEVolumes are quietly spoken when you express greetings or welcome with a smile. Few of us can help but return a smile to another person. Just a quick walk down the street and almost everyone you meet will respond in kind. You smile. They smile back.If you send out a BIG frown on your face then you’ll think a lot of people are simply not happy today. You sent the wrong message. Even when things are not “wonderful” it still makes sense to reflect your best side to others.Always remember that everyone has an occas
    As disconcerting as that may be, it is neither new nor unique to RFID. Anyone who uses credit cards agrees to forfeit some degree of privacy for the privilege of buying now and paying later. Credit card companies collect and retain your name, address, telephone and Social Security numbers. This personal information is used to track the date, time, location, items and price of every purchase made with the card.

    Don’t use credit cards? Unless you pay with cash, someone is monitoring you too. The now familiar UPC bar codes on nearly all consumer goods neatly catalogue the intimate details of all check and bank card purchases. Cash remains the last outpost for the would-be anonymous consumer. Of course, all things are subject to change. RFID inks may be coming soon to a currency near you, but that’s a discussion for another day.

    If RFID is no more intrusive than a curious fellow shopper or a ceiling mounted security camera, what is the downside for consumer groups? If RFID is no more revealing than a bank or credit card transaction, what is the upside for the corporate suits? There must be more.

    Indeed, there is. Bear in mind that “smart tags” are uniquely designed to pinpoint tagged items anytime, anywhere from point of origin through point of sale. And, theoretically, beyond.

    Ah, the great beyond. RFID’s potential is limited only by our imaginations. And not just our imaginations; the imagination of anyone who has a reader and a transponder. Wal-Mart. Your employer. The government. Anyone.

    Everything Costs Something

    Members of German privacy group FOEBUD see shadowy strangers lurking in the imagination playground. Their February 2004 demonstration in front of Metro’s RFID-rigged Future Store was intended to raise public awareness of the implications of RFID.

    “Because the spy chips are not destroyed at the shop exit, they continue to be readable to any interested party, such as other supermarkets, authorities, or anyone in possession of a reading device (available to the general public)... The antennas used for reading are still visible in the Future Store, but soon they will be hidden in walls, doorways, railings, at petrol pumps anywhere. And we won't know anymore who is when or why spying on us, watching us, following each of our steps.” 1

    Freedom is Slavery

    Dan Mullen would call that an overreaction. Mullen is the President of auto-identification consortium AIM Global. He cautions that unrealistic fear can obscure the very real benefits o

    Make Money With Affiliate Marketing
    Affiliate marketing is getting bigger and bigger each and every day. So what is it? Affiliate marketing is basically advertising another person's product. So why would you market someone else's product? Well owner's of products pay affiliates a percentage of each sale that the affiliate makes them.For example, one of the products I am an affiliate of is the rich jerk. The rich jerk is an informational product that explains how to make money online through various different methods. Each time I sell this product, I get 75% of each sale. The product costs about $49, so I make about $34 each time I sell the the rich jerk's informational product.So basically I am making money without having to create my own product or deal with any unsatisfied customers! It is a great deal for both sides. The owner of the product makes money basically doing nothing and I make money without having to deal with any of the stuff that goes along with having my own product.So how do you know that you are getting credit? There is special tracking code in a link that you are provided that tracks every time you make a sale.There also companies that act as middlemen between product owners and affiliates. Two of the more popular ones are clickbank and commission junction.Affiliate marketing is a booming new business and people are making millions of dollars a year when they don't even have their own product.So how do you advertise affiliate products? There are all kinds of ways. I recommend going to www.melovemoney.com/advertising.html to find out some of the best guides to learning effective affiliate marketing. The programs provided there a
    ale. And, theoretically, beyond.

    Ah, the great beyond. RFID’s potential is limited only by our imaginations. And not just our imaginations; the imagination of anyone who has a reader and a transponder. Wal-Mart. Your employer. The government. Anyone.

    Everything Costs Something

    Members of German privacy group FOEBUD see shadowy strangers lurking in the imagination playground. Their February 2004 demonstration in front of Metro’s RFID-rigged Future Store was intended to raise public awareness of the implications of RFID.

    “Because the spy chips are not destroyed at the shop exit, they continue to be readable to any interested party, such as other supermarkets, authorities, or anyone in possession of a reading device (available to the general public)... The antennas used for reading are still visible in the Future Store, but soon they will be hidden in walls, doorways, railings, at petrol pumps anywhere. And we won't know anymore who is when or why spying on us, watching us, following each of our steps.” 1

    Freedom is Slavery

    Dan Mullen would call that an overreaction. Mullen is the President of auto-identification consortium AIM Global. He cautions that unrealistic fear can obscure the very real benefits of RFID: “Many of the concerns expressed by some of the advocacy groups are frankly, inflated. The technology can be set up so that identifying information is associated with the item, not with the people interacting with the item. Tracking individuals? That’s not how the technology is used.”

    When asked, “Could it be used that way?” Mullen was doubtful. “I don’t think so. Not at this point. And I don’t see a benefit to anyone.” We'd like to think he’s right, but someone obviously sees a benefit. RFID has been used exactly that way.

    Wal-Mart is one of the retailers who have tested photographic “smart shelves” in some of their U.S. stores. The technology did what it was supposed to do — photograph customers who removed tagged items from a display. Unfortunately, Wal-Mart didn’t do what they were supposed to do. Goliath didn’t tell David about the camera.

    The most disturbing aspect of the project was Wal-Mart’s emphatic denial that they had secretly photographed their customers. They weren’t confused. They didn’t make a mistake. They chose to lie. It was only after Albrecht exposed the evidence that Wal-Mart finally admitted conducting the pilot tests in an effort to combat shoplifting and employee theft. After all, the argument goes, this type of inventory shrinkage costs U.S. retailers as much as $32 billion each year. 2 (Don’t feel too sorry for our friends in blue. The bill for this hefty loss is passed on to you and me.)

    The public was unmoved by Wal-Mart’s defense, and the project has been aborted. At least for now. Wal-Mart’s smiley face logo belies the arrogance wrought by its success, and we will likely see the photographic “smart shelf” again. Or it will see us, anyway.

    Wal-Mart is somewhat like a spoiled child, a casualty of indulgence, who is accustomed to doing quite what he wants when he wants to and rarely anything that he doesn’t. It hardly seems fair to expect the child to accept “no” when he only vaguely recognizes the word, and even less so, it’s finality.

    Bear in mind that RFID does not create opportunities for consumer profiling. We do. Every time we enter a store we expose ourselves to scrutiny. Every time we purchase goods or utilize a service we are assimilated, Borg-like, into the collective revenue stream. Everything costs something.

    Worldwide spending on RFID is expected to top $3 billion by 2008, almost triple the market of a year ago. 3 Wal-Mart’s decree that its top 100 suppliers must be RFID compliant by 2005 told the rest of the world to either get on the train or get off the track. The U.S. Department of Defense has since issued a similar mandate, and falling technology prices coupled with the establishment of uniform RFID communication standards are making it easier for other industries to do the same.

    The War on Drugs

    It’s no longer enough to just say no to the schoolyard crack jockeys. We have new enemies in the war on drugs. Our increasing reliance on chemical relief — born of a pervasive spiritual poverty as much as our aging demographic — has made us attractive to drug counterfeiters.

    Counterfeit drugs are sub-potent or inert imposter pills that are channeled into the prescription drug pipeline and sold as legitimate medication. The World Health Organization estimates that in less-developed countries as many as half of all prescription drugs dispensed are counterfeit. 4 The economic cost to defrauded and dying consumers is staggering. And it is almost meaningless compared to the emotional cost.

    In February 2004 the U.S. Food and Drug Administration’s Counterfeit Drug Task Force released its report “Combating Counterfeit Drugs”. FDA Commissioner Mark McClellan directed the group’s six month review of America’s prescription drug channels.

    Its conclusion? The supply of prescription drugs in the United States is overwhelmingly safe. The FDA’s complex system of regulatory oversight insures that with rare exception, the pills we pop have been manufactured to the highest standards of purity and potency, distributed safely and dispensed as the doctor ordered.

    However, later in the same report McClellan warns that drug counterfeiters are better organized and more technologically sophisticated than ever before. According to McClellan, the FDA’s current system can not meet the evolving challenges of the new century, and he recommends full-scale implementation of RFID technology by 2006. 5

    Without question, RFID is a more formidable guardian than our present paper-based drug audit system. The savviest saboteur will find RFID tags extremely difficult to counterfeit and almost impossible to do so at a profit. EPCs afford flawless accountability, which is a distinct impediment to illegal diversions and substitutions. And no doubt every overworked, carpal tunnel-strained pharmacist would welcome RFID’s promise of tighter inventory and simplified service.

    Does this justify the enormous expense of a complete system overhaul? Do the benefits outweigh the privacy concerns? Are you comfortable enlisti

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