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    80/20 Home Mortgage Loans - Creative Financing For Your Mortgage Loan
    An 80/20 mortgage loan is where, for a new home loan, there are two separate loans with two separate payments. There are also two separate interest rates and the loans are usually funded by separate companies. The two loans consist of 80% of the loan amount and 20% of the loan amount.Some of the benefits to having an 80/20 mortgage loan are:1. No PMI - Private mortgage insurance is a monthly payment that every borrower needs to pay when they purchase a home with less than 20% down. PMI is insurance for the lender to protect the lender against losses should the borrower default on their loan. PMI does not insure the borrower in any way. When you split your mortgage into two loans, one loan is for 80% of the loan amount and the other is for 20% of the loan amount. So, PMI is not necessary for the first mortgage.2. Qualify for 100% Financing on Your Mortgage - Many times
    r.

    6. Highlighting Ideas in the Copy -

    Some writers use a Numbered List like I am using here. This can generally produce good results. Better than a Numbered List is a Bulleted List with stars or dashes defining the different ideas.

    Yes, I considered using a Bulleted List, but thought a Numbered List would be better for this particular article.

    7. Highlighting Subtitles in the Copy -

    Most articles I write do not fit the Numbered or Bulleted List scenarios. In those cases, I always use subtitles to differentiate my ideas. With subtitles, I either use ALL CAPS or Title Ca

    Credit Repair
    Credit is the use of someone else's money to pay for goods or services. In return, you promise to repay the funds you borrowed to the individual or business that provided the loaned funds.When an individual applies for the funds needed, whether a loan, credit card, mortgage or other purpose from the business or individual known as the lender, the financial credit-worthiness of the borrower is assessed in order to make a decision on the advisability of granting credit.A person with a positive credit history is likely to receive better terms and conditions, while a credit history with blemishes often leads to attempting to perform credit repair.WHAT IS CREDIT REPAIR? Credit repair is the process by which consumers with damaged credit history attempt to remove negative entries of the credit bureau report and improve positive entries. In the United States and many other countries around the gl
    The writers who have learned the value of using free reprint articles as a promotional tool, go back to the well time and time again because it generates real results. Some writers have ended using all other methods of promotion because reprint articles work so very well.

    It is a beautiful thing when one of my clients tell me that they need to stop article distributions for a spell because they are swamped with new business and need to have time to catch up. Of course, that is less money for now, but they will be back.

    TIPS THAT WILL HELP YOU GET GREAT RESULTS WITH YOUR ARTICLES TOO

    1. Teach, Don't Sell -

    Article writers who generate a 1000 word sales pitch will not get the results they expect, if any at all. Publishers do not want to reprint sales pitches. They want to reprint articles that will teach or entertain their readers.

    2. Tell an Interesting Story -

    Just the other day, I saw an article in the lists that flat put me to sleep after two paragraphs. Did I finish the article? No. Do you think the article got republished? I doubt it. Did the article generate any traffic or sales? Not likely.

    If you can capture the interest of readers and keep their interest through your whole message, you will have overcome the greatest challenge all writers face.

    3. Trim Excessive Words -

    Even I occasionally put together an article that should have had the excess baggage trimmed from it. One of my most printed articles ran 200 words longer on its first publication. On the first run, I received zero reprints. Trimmed and resent, the article has been published hundreds of times.

    4. Select a Good Title -

    A title should always catch the eye and tell the reader that it is an article they want to read. An article that is written well can fail to produce results if the title does not match the quality of the article.

    5. White Space Management -

    In newspapers and books, white space is not as important as it is when you are writing for the web. Short paragraphs are vitally important to keeping the interest of the reader. And extra white space to break up the ideas in an article are just as important.

    Unless you can manage white space properly, reading on the web can be extremely difficult. The reasons for this are the smaller viewing area in electronic print, AND the eye strain that comes from looking at a monitor.

    6. Highlighting Ideas in the Copy -

    Some writers use a Numbered List like I am using here. This can generally produce good results. Better than a Numbered List is a Bulleted List with stars or dashes defining the different ideas.

    Yes, I considered using a Bulleted List, but thought a Numbered List would be better for this particular article.

    7. Highlighting Subtitles in the Copy -

    Most articles I write do not fit the Numbered or Bulleted List scenarios. In those cases, I always use subtitles to differentiate my ideas. With subtitles, I either use ALL CAPS or Title Cas

    Corporate Awards 101
    One universal and noteworthy characteristic of human beings is to seek accolades for their accomplishments. From childhood to maturity we are captivated by the lust for recognition in some form or the other especially for remarkable work (if any) done by us. Bearing this essential human feature in mind, Homo sapiens have invented diverse ways to compliment a person’s achievements.Speech is a viable means to honor a person in our day-to-day life. But apart usual living in areas like corporate sector, words are not enough to regard an employee’s outstanding contribution; there ought to be something more to proclaim his attainment. For this, the corporate world relies largely on awards. An award is an ideal way to express the unspoken feelings of one and many other individuals towards its recipient. Since the corporate prizes are not mere an emblem of appreciation and gratitude but also an instrument to boost up
    >

    1. Teach, Don't Sell -

    Article writers who generate a 1000 word sales pitch will not get the results they expect, if any at all. Publishers do not want to reprint sales pitches. They want to reprint articles that will teach or entertain their readers.

    2. Tell an Interesting Story -

    Just the other day, I saw an article in the lists that flat put me to sleep after two paragraphs. Did I finish the article? No. Do you think the article got republished? I doubt it. Did the article generate any traffic or sales? Not likely.

    If you can capture the interest of readers and keep their interest through your whole message, you will have overcome the greatest challenge all writers face.

    3. Trim Excessive Words -

    Even I occasionally put together an article that should have had the excess baggage trimmed from it. One of my most printed articles ran 200 words longer on its first publication. On the first run, I received zero reprints. Trimmed and resent, the article has been published hundreds of times.

    4. Select a Good Title -

    A title should always catch the eye and tell the reader that it is an article they want to read. An article that is written well can fail to produce results if the title does not match the quality of the article.

    5. White Space Management -

    In newspapers and books, white space is not as important as it is when you are writing for the web. Short paragraphs are vitally important to keeping the interest of the reader. And extra white space to break up the ideas in an article are just as important.

    Unless you can manage white space properly, reading on the web can be extremely difficult. The reasons for this are the smaller viewing area in electronic print, AND the eye strain that comes from looking at a monitor.

    6. Highlighting Ideas in the Copy -

    Some writers use a Numbered List like I am using here. This can generally produce good results. Better than a Numbered List is a Bulleted List with stars or dashes defining the different ideas.

    Yes, I considered using a Bulleted List, but thought a Numbered List would be better for this particular article.

    7. Highlighting Subtitles in the Copy -

    Most articles I write do not fit the Numbered or Bulleted List scenarios. In those cases, I always use subtitles to differentiate my ideas. With subtitles, I either use ALL CAPS or Title Ca

    Networking Success Strategies
    Using networking as a sales and marketing tool is the most effective way to promote your product or service. The unfortunate reality is many simply can’t network effectively and often times end up standing around with a group of people they already know and leave an event with no new contacts. The good news is networking is a skill that can be learned.There are many organizations which can provide excellent networking opportunities for a business. However, the key to attending networking events is planning ahead and maximizing the opportunity.Before attending an event, it is important to clearly identify the members you would like to get to know better and what you hope to achieve. Members of an organization are usually listed on a member’s directory web-page and many organizations have photos of each member, as well as a brief description, making it easy to get a head start. Although it may prove
    ir interest through your whole message, you will have overcome the greatest challenge all writers face.

    3. Trim Excessive Words -

    Even I occasionally put together an article that should have had the excess baggage trimmed from it. One of my most printed articles ran 200 words longer on its first publication. On the first run, I received zero reprints. Trimmed and resent, the article has been published hundreds of times.

    4. Select a Good Title -

    A title should always catch the eye and tell the reader that it is an article they want to read. An article that is written well can fail to produce results if the title does not match the quality of the article.

    5. White Space Management -

    In newspapers and books, white space is not as important as it is when you are writing for the web. Short paragraphs are vitally important to keeping the interest of the reader. And extra white space to break up the ideas in an article are just as important.

    Unless you can manage white space properly, reading on the web can be extremely difficult. The reasons for this are the smaller viewing area in electronic print, AND the eye strain that comes from looking at a monitor.

    6. Highlighting Ideas in the Copy -

    Some writers use a Numbered List like I am using here. This can generally produce good results. Better than a Numbered List is a Bulleted List with stars or dashes defining the different ideas.

    Yes, I considered using a Bulleted List, but thought a Numbered List would be better for this particular article.

    7. Highlighting Subtitles in the Copy -

    Most articles I write do not fit the Numbered or Bulleted List scenarios. In those cases, I always use subtitles to differentiate my ideas. With subtitles, I either use ALL CAPS or Title Ca

    Cheap Health Insurance Plan - A Simple Way to Save Money
    Is there such a thing as cheap health insurance? It hardly seems possible when you look at the rise in hospital costs and physician services. Insurance companies have the task of underwriting the medical risk for insurance. The insurer then issues and delivers the policy to the insured once they are accepted into the plan. The policyholders then receive the policy declaration pages that list all of the benefits and features.What are those benefits and features? How do they work after a hospital stay? When you begin to find the answers to those questions then you begin to understand what makes up the total premium. When you receive your first benefit statement after a hospital stay then you will begin to understand how the deductible is applied and how the coinsurance works.Simple claims analysis1. Total inpatient expense for 4 days in the hospital including physician services amounts to $
    can fail to produce results if the title does not match the quality of the article.

    5. White Space Management -

    In newspapers and books, white space is not as important as it is when you are writing for the web. Short paragraphs are vitally important to keeping the interest of the reader. And extra white space to break up the ideas in an article are just as important.

    Unless you can manage white space properly, reading on the web can be extremely difficult. The reasons for this are the smaller viewing area in electronic print, AND the eye strain that comes from looking at a monitor.

    6. Highlighting Ideas in the Copy -

    Some writers use a Numbered List like I am using here. This can generally produce good results. Better than a Numbered List is a Bulleted List with stars or dashes defining the different ideas.

    Yes, I considered using a Bulleted List, but thought a Numbered List would be better for this particular article.

    7. Highlighting Subtitles in the Copy -

    Most articles I write do not fit the Numbered or Bulleted List scenarios. In those cases, I always use subtitles to differentiate my ideas. With subtitles, I either use ALL CAPS or Title Ca

    Simple Steps to Build a Better Team - Part 1 (of 3)
    Most people have all experienced bad management at some time or another, either directly or when looking at other departments. Some managers just seem unable to get the best out of their team, creating an atmosphere of low morale and destroying any motivation.So what are the root causes? Put simply - attitude. A manager with the right attitude has a positive effect on their team.Many new managers try to make changes in order to please their managers. But change needs to be managed carefully. A motivated, well-built team will always manage change better than a fragmented and demoralised team. So before introducing any significant changes, the team needs to be receptive and 'on-side'.Managers will often feel that it is their job to be dynamic to get things done. If not done carefully, this can come across as being aggressive and pushy, which will alienate the team. A team that has been carefully b
    r.

    6. Highlighting Ideas in the Copy -

    Some writers use a Numbered List like I am using here. This can generally produce good results. Better than a Numbered List is a Bulleted List with stars or dashes defining the different ideas.

    Yes, I considered using a Bulleted List, but thought a Numbered List would be better for this particular article.

    7. Highlighting Subtitles in the Copy -

    Most articles I write do not fit the Numbered or Bulleted List scenarios. In those cases, I always use subtitles to differentiate my ideas. With subtitles, I either use ALL CAPS or Title Case for the subtitle. In most cases, I prefer using all caps for the subtitle to ensure that the title case subtitle is not mistook as standard body text.

    8. Write an Effective Resource Box -

    The Resource Box is otherwise referred to as your About the Author Information. When your reader reaches the end of the article, if you have done a good job in the body of the article, the reader will be interested in who you are and what you do.

    Your goal is not to sell a product or service in your Resource Box. Your goal is to provide an intriguing biography that will entice the reader to actually visit your website URL.

    9. Keep Your Resource Box Short -

    The basic length restriction for your Resource Box is 9 lines by 65 characters.

    Sure, you can put out a larger Resource Box, but the chances of getting published is greatly dimished if you spent too many words talking about yourself.

    10. Leave Your Site URL's in the Resource Box -

    You should always try to leave links to your website in the Resource Box and not in the body of the article. The only links that should appear in the body of your article are links to URL's where the reader can find additional documentation to support the basis of your article or where the reader can find additional tools or resources associated to the context of your article.

    Your site URL is expected to be seen in your Resource Box. That is where it belongs.

    11. Rules Governing Links to Your Site in an Article -

    Many publishers and distribution list moderators believe that if you put your own links in the body of your article, then your article is simply an advertisement disguising itself as an article. Most publishers and distribution list moderators reject this type of offense out of hand without any recourse.

    The only exception to this rule is when you are linking to a related resource on your website or providing a shorter-url redirect for another website.

    Most publishers and distribution list moderators will check your on-site links to verify where they go.

    12. End With a Solid Conclusion -

    It is always good to conclude your article and wind everything up nicely. Sometimes we see bulleted list articles that would have done well, had they only told us that the article was over. When your reader gets to the end of the article and wonders where the ending is, then you wi

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