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Casual Articles - How to Overcome the Biggest Challenges of Working from Home
YEEHAW!!!!!! The south will rise again!! Can't you just imagine the Dukes of Hazard boys sitting on the hood of their car (the General Lee) grinning in front of a For Sale sign in their yard? Well, they should be smiling with the prices in the south, and especially in Florida. But will this Florida real estate trend continue? That is the $100,000 question.We just recently taught a class at the Learning Annex in NYC about investing in Florida real estate. As I was preparing for this class, I was just constantly shocked by some of the facts that I was gathering…. and I live in Florida and have done so most of my life. So the question becomes "is this just an over blown Florida real estate bubble or is this something that is likely to last?"<
== DO YOU NEED HEALTH INSURANCE? ==
Insurance is a regular perk of working in the corporate world. When you go "solo" you will find yourself without the crucial coverage you need.
TIPS FOR GETTING INSURED:
a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.
b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.
Here's a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that's best for you.
- http://www.ehealthinsurance.com/
- http://www.InsureCom.com
- http://www.insurance.com/
- http://www.quotescout.com/
- http://www.localinsurance.com
Car loans can be obtained through banks and other financial institutions and the credit requirements and income requirements can be really harsh sometimes. However, those who own a property can get better loan terms on car loans from banks and financial institutions and also more chances of getting approved regardless of their credit score or history. Harsh Credit And Income Requirements In order to get approved for a car loan you need to meet certain credit and income requirements that can be too harsh for most applicants. Depending on the purchase price of the car and thus on the loan amount, you may need to show a good credit score and an excellent income in order to get approved for the car loan you seek.If you can’t m
== ARE YOU A WORKAHOLIC? ==
When you work from home it can be hard to STOP working. Temptations such as the ringing of your business phone, the constant flow of emails, and piles of paper work can easily draw you back into work mode if you let them.
TIPS TO CONQUER WORK-A-HOLISM
a) Set a regular schedule for work and home hours. Make a deliberate effort to stop working on time. When you are done with work, shut off the computer, and mentally shut off work.
b) Locate your office in a separate area of the house. Having your office out of sight may help you forget about work.
c) Enjoy your "off" time. Pamper yourself! Schedule yourself regular vacations! Take time to relax! Spend time doing the things you love most. If you started working from home to spend more time with your family, then make sure you are actually DOING that. Schedule daytrips with your kids. Take time to visit a friend you have lost touch with.
== ARE YOU EASILY DISTRACTED? ==
Does the sound of Nickelodeon, the allure of the cookies in the pantry, and the beautiful sunny weather distract you?
TIPS TO HELP YOU STAY FOCUSED:
a) Don't tolerate distractions in your life. Discover sources of the distraction and remove it from your work environment. If you can't remove it entirely, try to come up with a creative "work-a- round" that will let you function.
b) Make a daily to do list and prioritize, by placing the most important 3-5 tasks at the top. Put all other "tasks" at bottom. Try to spend your time on items which on the things which will do the most to move your business forward.
== DO YOU FEEL LONELY? ==
Do you miss birthday lunch celebrations, water cooler talk, and co-worker friendships? Are you becoming a bear in your "work at home cave"?
TIPS TO AVOID ISOLATION:
a) Volunteer. Sign up to help with a Girl Scout troop, at church, or at the local library.
b) Join a group. There are lots of local women's business breakfast groups. You might also be able to find a local playgroup, or church group to join.
c) Take a class. This is the perfect opportunity to learn a new business skill or indulge in a personal interest such as pottery, art, or scrapbooking.
d) Spend time with friends and family. Have lunch, call an old friend, make a date with your spouse, or send a personal email to a family member. Make time to connect with the important people in your life.
e) Build a personal support network. Whether it is a business coach, or fellow entrepreneur you'll need someone to encourage you, listen to you, and guide you. Find a mentor who is highly successful at what you want to do and ask what their secrets are for success!
d) Participate in an online community. There are many online communities for entrepreneurs and work at home parents. Here you can network, meet friends, and promote your business.
== DO YOU NEED HEALTH INSURANCE? ==
Insurance is a regular perk of working in the corporate world. When you go "solo" you will find yourself without the crucial coverage you need.
TIPS FOR GETTING INSURED:
a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.
b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.
Here's a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that's best for you.
- http://www.ehealthinsurance.com/
- http://www.InsureCom.com
- http://www.insurance.com/
- http://www.quotescout.com/
- http://www.localinsurance.com
c
Ok, let’s face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolute best rate that you possibly can. The good news however is that it doesn’t have to be a difficult or time-consuming process. In fact, it can be very easy indeed if you know what you’re doing. In this article we will discuss the ins and outs of credit card negotiating to ensure that you get the best possible rate with the least amount of effort.First and foremost, you should figure out if you even want to continue using your current credit card company (
== ARE YOU EASILY DISTRACTED? ==
Does the sound of Nickelodeon, the allure of the cookies in the pantry, and the beautiful sunny weather distract you?
TIPS TO HELP YOU STAY FOCUSED:
a) Don't tolerate distractions in your life. Discover sources of the distraction and remove it from your work environment. If you can't remove it entirely, try to come up with a creative "work-a- round" that will let you function.
b) Make a daily to do list and prioritize, by placing the most important 3-5 tasks at the top. Put all other "tasks" at bottom. Try to spend your time on items which on the things which will do the most to move your business forward.
== DO YOU FEEL LONELY? ==
Do you miss birthday lunch celebrations, water cooler talk, and co-worker friendships? Are you becoming a bear in your "work at home cave"?
TIPS TO AVOID ISOLATION:
a) Volunteer. Sign up to help with a Girl Scout troop, at church, or at the local library.
b) Join a group. There are lots of local women's business breakfast groups. You might also be able to find a local playgroup, or church group to join.
c) Take a class. This is the perfect opportunity to learn a new business skill or indulge in a personal interest such as pottery, art, or scrapbooking.
d) Spend time with friends and family. Have lunch, call an old friend, make a date with your spouse, or send a personal email to a family member. Make time to connect with the important people in your life.
e) Build a personal support network. Whether it is a business coach, or fellow entrepreneur you'll need someone to encourage you, listen to you, and guide you. Find a mentor who is highly successful at what you want to do and ask what their secrets are for success!
d) Participate in an online community. There are many online communities for entrepreneurs and work at home parents. Here you can network, meet friends, and promote your business.
== DO YOU NEED HEALTH INSURANCE? ==
Insurance is a regular perk of working in the corporate world. When you go "solo" you will find yourself without the crucial coverage you need.
TIPS FOR GETTING INSURED:
a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.
b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.
Here's a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that's best for you.
- http://www.ehealthinsurance.com/
- http://www.InsureCom.com
- http://www.insurance.com/
- http://www.quotescout.com/
- http://www.localinsurance.com
Sarbanes Oxley act changed the way how public companies do business in this world after the debacle at Enron and WorldCom. All the Public Companies should understand what Sarbanes Oxley means to them and how they should be compliant in each one of their financially critical business process.Objective of Sarbanes OxleyTo protect investors by improving the accuracy and reliability of corporate disclosures made pursuant to the securities laws, and for other purposes.Sarbanes Oxley Actwas enacted on January 23,2002 was sponsored by Banking committee chairman Paul Sarbanes and Congressman Michael G. Oxley Sarbanes Oxley Act Key FactsIntroduced new standards of corporate accountability as well a new penaltie
b) Make a daily to do list and prioritize, by placing the most important 3-5 tasks at the top. Put all other "tasks" at bottom. Try to spend your time on items which on the things which will do the most to move your business forward.
== DO YOU FEEL LONELY? ==
Do you miss birthday lunch celebrations, water cooler talk, and co-worker friendships? Are you becoming a bear in your "work at home cave"?
TIPS TO AVOID ISOLATION:
a) Volunteer. Sign up to help with a Girl Scout troop, at church, or at the local library.
b) Join a group. There are lots of local women's business breakfast groups. You might also be able to find a local playgroup, or church group to join.
c) Take a class. This is the perfect opportunity to learn a new business skill or indulge in a personal interest such as pottery, art, or scrapbooking.
d) Spend time with friends and family. Have lunch, call an old friend, make a date with your spouse, or send a personal email to a family member. Make time to connect with the important people in your life.
e) Build a personal support network. Whether it is a business coach, or fellow entrepreneur you'll need someone to encourage you, listen to you, and guide you. Find a mentor who is highly successful at what you want to do and ask what their secrets are for success!
d) Participate in an online community. There are many online communities for entrepreneurs and work at home parents. Here you can network, meet friends, and promote your business.
== DO YOU NEED HEALTH INSURANCE? ==
Insurance is a regular perk of working in the corporate world. When you go "solo" you will find yourself without the crucial coverage you need.
TIPS FOR GETTING INSURED:
a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.
b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.
Here's a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that's best for you.
- http://www.ehealthinsurance.com/
- http://www.InsureCom.com
- http://www.insurance.com/
- http://www.quotescout.com/
- http://www.localinsurance.com
Moving can be a stressful and expensive time. Not only are you moving to an new and unfamilier place, but you are loaded with the responsibility of packing up all your belongings, coordinating the move with movers and helpers and getting everything to your new home in one piece.Saving money on any aspect of the move can help relieve some of that stress and in order to get the best among the various deals that are offered now in the market, it is important to know the options. Here are some basic points you may have to consider.1. Plan AheadIt will be very advantageous to plan ahead. Never ever wait until the last moment. There should be at least 3 weeks allowance before the date of moving. This way, you can very much pick an opti
c) Take a class. This is the perfect opportunity to learn a new business skill or indulge in a personal interest such as pottery, art, or scrapbooking.
d) Spend time with friends and family. Have lunch, call an old friend, make a date with your spouse, or send a personal email to a family member. Make time to connect with the important people in your life.
e) Build a personal support network. Whether it is a business coach, or fellow entrepreneur you'll need someone to encourage you, listen to you, and guide you. Find a mentor who is highly successful at what you want to do and ask what their secrets are for success!
d) Participate in an online community. There are many online communities for entrepreneurs and work at home parents. Here you can network, meet friends, and promote your business.
== DO YOU NEED HEALTH INSURANCE? ==
Insurance is a regular perk of working in the corporate world. When you go "solo" you will find yourself without the crucial coverage you need.
TIPS FOR GETTING INSURED:
a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.
b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.
Here's a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that's best for you.
- http://www.ehealthinsurance.com/
- http://www.InsureCom.com
- http://www.insurance.com/
- http://www.quotescout.com/
- http://www.localinsurance.com
A few years ago, one of my consulting clients, a large, independent appliance store gave me an education in the marketing of refrigerators.Walking me past a lineup of mostly white machines, the president said, “Look at the pricing, and tell me the one that most customers will want.”I can’t recall if I guessed right, but soon enough he gave me the answer.“The middle one,” he said. “They don’t want the cheapest, and they don’t feel they can afford the most expensive, so they take the one that’s priced, in between.”That makes sense, I thought. But the fun was just beginning.“Now,” he continued, “Guess which machine is the most profitable to us; the one with the fattest margin.””The most expensive?” I guessed.<
== DO YOU NEED HEALTH INSURANCE? ==
Insurance is a regular perk of working in the corporate world. When you go "solo" you will find yourself without the crucial coverage you need.
TIPS FOR GETTING INSURED:
a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.
b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.
Here's a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that's best for you.
- http://www.ehealthinsurance.com/
- http://www.InsureCom.com
- http://www.insurance.com/
- http://www.quotescout.com/
- http://www.localinsurance.com
c) If you recently quit your corporate job, the COBRA law will let you purchase health insurance from your old corporate employer for up to 18 months.
d) Ask your insurance agent about opening a Medical Savings Account (MSA). An MSA is a combo type account from which you can draw funds to pay for your medical expenses and the remaining funds grow like a tax deferred retirement fund.
== DO YOU MISS REGULAR PAYCHECKS? ==
Do you have trouble making regular paychecks to yourself?
TIPS FOR REGULATING YOUR INCOME:
a) Build reserves. When you have a good month, stash it away for those slow business periods. Stock up by working more during winter, so that you can take time off in the summer.
b) Develop an "automatic" income source. Some options include writing and selling an ebook and acting as a reseller for services that complement your offerings.
== DO FAMILY & FRIENDS VIOLATE YOUR BOUNDARIES? ==
Do your friends, family call you during your work time? Do your clients call during your family time?
TIPS FOR SETTING BOUNDARIES:
a) Communicate with your clients early on letting them know your policies, your work hours, and what they can expect.
b) Let family know what your work hours are. Ask them not to call you with personal chit chat until your "home" hours begin.
c) Caller ID can help you identify calls to see if they are from family, friends, or pesky sales people.
The bottom line is to determine your boundaries, set them in stone, communicate them, and guard and uphold them!
== SUMMARY ==
While working from home is the new American Dream, it can present some real challenges at times. Smart business owners work hard to maintaining balance, practice extreme self-care, and regulate their income. By overcoming these obstacles you'll experience renewed energy, focus, and stability in both your personal and business life.
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