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    How To Beat The Mutual Fund Companies At Their Own Game
    You'd have had to be living on a desert island with no TV, newspaper or internet connection to have missed hearing about the great mutual fund scandal of 2003.The issue was that some mutual fund companies allowed certain hedge funds to engage in after-hours trading, sometimes incorrectly referred to as market timing. Unfortunately, some companies have used the confusion about the term "market timing" to further their own cause. How?They have used this issue to pretty much ban all forms of trading their funds, and some companies are imposing hefty short-term redemption fees—penalties for all intents and purposes—in the name of avoiding impropriety. But the real idea behind it all is: Buy our fund and never sell it!These companies advocate a stubborn Buy & Hold philosophy despite the devastating effects that approach had on investors’ portfolios during the recent bear market. Performance is immaterial to them—they want your money in their fund whether it's going up or down.With all of the negative press over the months you'd think that mutual fund companies would have cleaned up their act and started giving more consideration to the individual investor. Not so.This was brought home to me when a fund manager of an $800 million mutual fund called me to see what my plans were in respect to holding our positions with his fund (about $2 million).I explained my trend tracking methodology and he got very angry when he heard I would protect my clients' accumulated profits by selling his fund if it were to drop 7% off its highs.His blustering made it quite clear that he did not like anyone managing for the benefit of their clients; he only cared about what was best for him and his company.So, what can you do to prevent being taken advantage of? For one thing, do what your mutual fund company does — not what they tell you to do. Adopt a strategy for following trends, such as I do, and use the mutual fund manger’s superior stock picking ability to your advantage by buying and holding only as long as the fund is performing well.Remember, the fund manager has one big disadvantage over you: He always “has to” be invested so that the public can purchase shares in his fund. You don’t!If market conditions dictate that you are better off in the safety of a money market account because we are in a severe downtrend, then you can take your money and run for cover. He can’t. He is constantly trying to adjust his portfolio to ever-changing economic conditions so that his potential losses are minimized. At the same time you are being told that his fund is the investment for all seasons. Don’t fall for it!You as an individual investor are r
    your site, using links within the text body of your website helps drive visitors to areas of the site which interest them, or to take the course of action you desire.

    Calls to Action: Whether it be contextual links or obvious image that say "click here to…", calls to action let your visitors know where they need to go to get the information they need.

    Consistent Navigation: Sites where the main navigation changes location from page to page often confuse their visitors. Confused visitors leave. They don't have time to "figure out" your site, they can just as easily find another site where the navigation is intuitive to helping them find what they need. Make it easy for your visitors as they flow from one page to the next.

    The other issue here is to make your site useful. This is relatively easy to accomplish, especially for those who know their stuff. If you're trying to sell a product, don't just offer that product, but provide information that will help the visitor see why they should purchase this product, and why they should purchase it from you.

    A useful site is a site buyers will return to time and time again. Maybe you attract them with the information as they do their research. Maybe they don't buy from you today, but if your site is one that provides them information that helps them make their decision, you'll be the first site on their mind when they are ready to purchase.

    Update your site's content often (at least show it's been reviewed recently).

    "People assign more credibility to sites that show they have been recently updated or reviewed."

    Have you ever been to a website and you could tell the content was old and stale? Maybe it wasn't obvious right away, but as you browse through the site you begin to see things that perhaps don't align with other things touted on the website. Or maybe you see a "Valentine's Day Special" still hanging around a weeks after Valentine's day.

    Small thinks like this can really turn visitors off. On the less obvious stuff you have a bit more leeway--until someone actually recognizes the contradictions--but on the obvious stuff, it can be a clear sign that you're not paying attention, leaving a potential customer wondering what kind of care or service they'll get from you.

    Sure, you can make the argument that you're too busy working for your customers to worry about the small details on your own site like that, but then that's assuming you get the opportunity to make that argument. The potential customer might have already bolted from your site.

    Something else you often see on sites is a "page last updated" blurb with the date. Things like these tend only to be important for sites where information frequently gets dated fast. For commercial sites this can be handy if you need to highlight new products added, but generally there are better ways to do that. The best thing to do is to simply make sure that your content remains current and relevant to your products or services.

    Use restraint with any promotional content (e.g., ads, offers).

    "If possible, avoid having ads on your site. If you must have ads, clearly distinguish the sponsored content from your own. Avoid pop-up ads, unless you don't mind annoying users and losing credibility. As for writing style, try to be clear, direct, and sincere."

    Let

    The 7 Habits of a Successful Web-Marketing Plan
    What is web-marketing? Why does your business need it?The best web site and the best web-marketing strategy will not reap the highest possible results, if they are not tightly integrated. Not only do you need a well-designed web site with relevant content and user-friendly navigation, but your site needs to be found by your target audience (prospect customers).A well-thought web marketing strategy drives traffic to your site through search engines, and other methods. Search engine strategy helps in getting the highest visibility in the search engine ranking, then helps pull the visitors to your web site if your listing is relevant to their initial query. After that, your web site or web page needs to communicate and be relevant in a targeted fashion to what your visitors had in mind when they clicked on your listing or search result.How does a web site communicate relevancy and targeting? Here are 7 habits a well-thought web-marketing plan needs to include to increase its efficiency.Habit #1: Keyword strategyKeyword research must be done to find out what people are actually typing into the search engines.Of course, it will be important to analyze the competition and your current keywords on an ongoing-basis.The really important number is the amount of traffic each keyword generates.Since search engine algorithms and methods are bound to change and are diverse, it is important to revisit your keyword strategy on a regular basis.Habit #2: Targeted pages to channels or main audience constituenciesThe key is to know your audience and address what they are looking for, rather than presenting what your business can offer.Rather than sending all visitors to your home page and then letting them wander through your web pages, hoping that they will find what they were initially looking for, why not point them in the correct direction and offer them the content they were initially looking for by doing this search query?Habit #3: Integrating keyword strategy and web contentAlso, it is important to point out that keywords need to be re-used in the content itself of the page, and this is done by striking a careful balance between selling to prospect customers, optimizing for search engines, and making the text interesting and useful to your visitors.Because search engines want repeat customers, they try to return relevant results, so this content cannot be artificially crafted for the purpose of search engine ranking only ; but rather, one must take into consideration the importance of contextual relevancy and content usability.Habit #4: A call to actionThe web page needs to have a call to act
    When doing business online your credibility will play a significant role in how much business you can get and how successful you can be. Just like any brick and mortar store, losing credibility with your online business can be disastrous for business.

    There are a number of reasons why people are distrustful of stores offline and online, but that sense is often heightened when shopping on the web. That makes it ever more important to go out of your way to create a sense of trust and credibility to your online visitors.

    Recently, Stanford published their top 10 guidelines to establishing web credibility. While the official lock of credibility won't occur in your visitors minds until they have successfully performed a business transaction, there are several things that you can do to bolster your credibility to get your visitors to take that first step at becoming a long-term customer.

    Make it easy to verify the accuracy of the information on your site.

    "You can build web site credibility by providing third-party support (citations, references, source material) for information you present, especially if you link to this evidence. Even if people don't follow these links, you've shown confidence in your material."

    If you can back up your marketing jargon with a third party source that confirms what you claim, all the better, but if you're going to cite a statistic or quote an authority, you'll enhance your credibility if you link to another published account of what it is you are referring to.

    But be careful which sources you site or link to. Many times you'll find sources that are merely quoting other sources, who might also be two or three tiers away from the original source. By then, something might have gotten lost in the translation. Do your best to go back and find the original source of the material.

    Short of finding that original source, find the one that is most credible. Don't link to some Joe's website that cited a source from someone else, when you can link to a more authoritative source, even if they are merely repeating information themselves.

    Don't forget that often times you can be your own best source. If you are talking about how satisfied your customers are, link to a testimonial page on your site. If you make the point of how well your product or service does, link to another page that backs that up with your own research. Whatever you do, don't make up your testimonials or research. Most visitors can see right through that.

    Again, you either have people and results that will back up your claims or you don't.

    The more of this evidence you can provide the better and more credible you will be in the eyes of your visitors. But don't go overboard either, by thinking you have to link to every possible resource that you mention. This can lead to a convoluted site that loses its focus and ability to sell. Make sure your references help you make the sale, not hinder it.

    Show that there's a real organization behind your site.

    "Showing that your web site is for a legitimate organization will boost the site's credibility. The easiest way to do this is by listing a physical address. Other features can also help, such as posting a photo of your offices or listing a membership with the chamber of commerce."

    Showing that your organization is legitimate goes right to credibility. There are several things that you can do to establish the legitimacy of your company.

    Posting Contact Information: Make sure your site contains as much contact information you can provide. Phone, email, physical address, fax, etc. Many businesses rely on contact forms and forgo the written contact information. This is a mistake. They more ways a visitor can contact you the better off you'll be in establishing that you are a legitimate company. On the flip side of that, don't post personal addresses, phone numbers or cell phone numbers, as that will give the impression that you're a mom and pop shop that might not be able to be reached during normal business hours. Even if you can't, you don't want to advertise that fact.

    Professional Affiliations: Letting people know of the organizations you belong to such as Chamber of Commerce or Better Business Bureau can go a long way to giving your visitors comfort about your business. If you're not a member of either, I recommend that you become one. The BBB in particular allows you to place a logo and link on your site so visitors can view your BBB profile. People trust the BBB, and while membership has its price, the credibility it provides your business is definitely worth the fee.

    Articles: Writing and distributing articles about your industry on line (and including a link to your website) is a great confidence builder. If your visitors see that your information has been published in online ezines and other industry news or information sources, they can see that your accepted expertise extends to others in the industry, and is not just part of an on-site smoke and mirrors campaign.

    Answering Phones and E-Mail: Nothing destroys credibility faster than phone messages or emails going un-returned. If you wait even a day to respond to a phone call or email chances are the inquiry has already been answered by a competitor and the sale decision already sealed. Having a live person answer the phone does wonders as well, rather than allowing the phone to go to voice mail. Even one-man, part time businesses can portray a significant amount of credibility along these lines by hiring an answering service to take messages. But again, every chance you get, return those calls.

    The first step to making a sale is to convey confidence in your organization. Let people know you are a legitimate business intent on meeting their every need quickly, efficiently and professionally.

    Highlight the expertise in your organization and in the content and services you provide.

    "Do you have experts on your team? Are your contributors or service providers authorities? Be sure to give their credentials. Are you affiliated with a respected organization? Make that clear. Conversely, don't link to outside sites that are not credible. Your site becomes less credible by association."

    What makes you different from your competitors? Is it just lower prices, or do you have something substantially unique to offer? Experience and knowledge often translates to additional value for your customers. If you got it, flaunt it! Let your visitors know why they should do business with you rather than your competition.

    It's important to allow your visitors to get comfortable with you and your team. People are more apt to buy from those whom they are more familiar with, even if a competitor seems to have a better offering. You can build this kind of trust by adding bios to your about us pages, talking about your self and your interests and pointing out the organizations you belong or participate in. You can also talk about your particular experience in your industry, detailing where you have particular expertise and demonstrating your accomplishments.

    Be careful who you link out to. While linking to other reputable sites and services is a positive, linking out to non-credible websites can easily destroy the perception of credibility. You should only link out to sites that you feel provide a substantial benefit to your visitors. If you're just building a link directory for the sake of a link directory, reconsider. Your reputation can be at stake.

    In all, you want to "put your best face forward", showing your visitors you have the knowledge and credentials to provide them the quality and results they expect.

    Show that honest and trustworthy people stand behind your site.

    "The first part of this guideline is to show there are real people behind the site and in the organization. Next, find a way to convey their trustworthiness through images or text. For example, some sites post employee bios that tell about family or hobbies."

    This is probably one of the most difficult tasks in establishing credibility. Anybody can talk a good game and even be knowledgeable in the product or service, but actions--and results--speak a lot louder than words on the web. Unfortunately, new visitors to your site do not have your past actions to take into account, only what you tell them about your past actions.

    This is where you need to humanize yourself and your staff. I'm not going to tell you to take a staff picture with a dog and put that on your website, but there is a reason why companies do this. People like dogs and the dog humanizes the staff and makes them appear to be kinder, gentler, and more genuine.

    People want to feel a connection in order to do business. Without getting into the realm of unprofessional, you can use bios to talk briefly about your family, your interests and your hobbies, but use that information to bring people back to why you do what you do.

    Your readers may find that they have something in common with you such as number of kids, enjoyments, interests or hobbies. This can help them make that connection to you in that there is something more here than a person out to make a quick buck at their expense. If your visitors can be made to feel like you're like them, then they are more apt to spend their money with you than some other faceless, nameless person or organization.

    Make it easy to contact you.

    "A simple way to boost your site's credibility is by making your contact information clear: phone number, physical address, and email address."

    This is a pet peeve of mine: going to a website and not finding usable contact information. Using web forms on your site is a great way to gather information, but you really need more than that to be credible. You should give your visitors multiple ways to contact you. Phone number, physical address and email address are all necessary. I suggest that you make your phone number visible on every page. Getting a toll free number is a great help at looking legit as well as it let's visitors know that you're willing to give a little to get a little.

    When it comes to ecommerce sites, I personally won't buy from a store that does not have visible contact information. With so many less than reputable stores on the internet, I often won't purchase from a store until I have talked with someone via email or phone. If this information isn't readily available, many purchases will be made elsewhere.

    Design your site so it looks professional (or is appropriate for your purpose).

    "We find that people quickly evaluate a site by visual design alone. When designing your site, pay attention to layout, typography, images, consistency issues, and more. Of course, not all sites gain credibility by looking like IBM.com. The visual design should match the site's purpose."

    I've written about this extensively in my EMP Book. For many industries, it's OK to have a mom and pop feel to your website, but in no case should you have a website that looks circa 1992. As the look of the average website has improved significantly over the past few years, web users are expecting more from site's they do business with. If your site looks like something that was thrown up on a shoestring budget, you're not giving your visitors much confidence in how you run your business.

    You need to look at your competitor's websites. If your site cannot match or surpass them in appearance then you need to consider a re-design. It's tricky though, because much of that is subjective. Usually, though, you can easily tell when not much effort, or thought, was put into the design of a website.

    Different industries require different styles. Check out what your competitors are doing and if there is an overall consistency of tone, you might want to try to find a similar tone with your site.

    You know your audience, do what is right for them, but by all means, give them a site worth looking at and doing business with. If your site has not undergone a major re-design in the past few years, it's probably time to get one underway. Even a minor facelift can do wonders to improving the appearance of your site.

    Make your site easy to use -- and useful.

    "We're squeezing two guidelines into one here. Our research shows that sites win credibility points by being both easy to use and useful. Some site operators forget about users when they cater to their own company's ego or try to show the dazzling things they can do with web technology."

    How do you make your site easy to use? Clear, concise and consistent navigational elements.

    It is important to let your visitors know where they are on your site and how to quickly navigate to where they want to be, or where they need to click to get what they want. There are a few very easy things you can do to accomplish this:

    Breadcrumbs: While most users do not utilize breadcrumbs as a navigational element, the simple presence of these allows the visitor to know exactly what page they are on and how deep into the site. They also provide a one click option to get to each backward level of your site.

    Contextual Links: Don't rely on your main right, left or top navigation to get your visitors from point A to point B. While these are an important part of your site, using links within the text body of your website helps drive visitors to areas of the site which interest them, or to take the course of action you desire.

    Calls to Action: Whether it be contextual links or obvious image that say "click here to…", calls to action let your visitors know where they need to go to get the information they need.

    Consistent Navigation: Sites where the main navigation changes location from page to page often confuse their visitors. Confused visitors leave. They don't have time to "figure out" your site, they can just as easily find another site where the navigation is intuitive to helping them find what they need. Make it easy for your visitors as they flow from one page to the next.

    The other issue here is to make your site useful. This is relatively easy to accomplish, especially for those who know their stuff. If you're trying to sell a product, don't just offer that product, but provide information that will help the visitor see why they should purchase this product, and why they should purchase it from you.

    A useful site is a site buyers will return to time and time again. Maybe you attract them with the information as they do their research. Maybe they don't buy from you today, but if your site is one that provides them information that helps them make their decision, you'll be the first site on their mind when they are ready to purchase.

    Update your site's content often (at least show it's been reviewed recently).

    "People assign more credibility to sites that show they have been recently updated or reviewed."

    Have you ever been to a website and you could tell the content was old and stale? Maybe it wasn't obvious right away, but as you browse through the site you begin to see things that perhaps don't align with other things touted on the website. Or maybe you see a "Valentine's Day Special" still hanging around a weeks after Valentine's day.

    Small thinks like this can really turn visitors off. On the less obvious stuff you have a bit more leeway--until someone actually recognizes the contradictions--but on the obvious stuff, it can be a clear sign that you're not paying attention, leaving a potential customer wondering what kind of care or service they'll get from you.

    Sure, you can make the argument that you're too busy working for your customers to worry about the small details on your own site like that, but then that's assuming you get the opportunity to make that argument. The potential customer might have already bolted from your site.

    Something else you often see on sites is a "page last updated" blurb with the date. Things like these tend only to be important for sites where information frequently gets dated fast. For commercial sites this can be handy if you need to highlight new products added, but generally there are better ways to do that. The best thing to do is to simply make sure that your content remains current and relevant to your products or services.

    Use restraint with any promotional content (e.g., ads, offers).

    "If possible, avoid having ads on your site. If you must have ads, clearly distinguish the sponsored content from your own. Avoid pop-up ads, unless you don't mind annoying users and losing credibility. As for writing style, try to be clear, direct, and sincere."

    Let'

    Refinancing Online - Can You Really Save Time And Money?
    You’ve decided to refinance your home mortgage loan. Interest rates are the lowest they have been in decades. But, you are wondering if you should refinance online.Can You Really Save Time And Money Refinancing Online?One of the largest financial aspects in peoples lives could not escape the Internet. Refinancing online is an integral part of the mortgage industry. This has become a paradigm shift that greatly helps benefit the consumer today. Now there is much more competition, which gives more financial power to the home owner wanting to refinance.Refinancing Online Is Much Easier Today Than In The PastWith today’s online mortgage brokers, it’s easy for you to get the information you need. This takes far less time, because there is little paper work involved while shopping for the best deal online. This can help you get a lower interest rate, because mortgage brokers are very competitive to earn your business. One of the biggest advantages is you don’t have to run all over town pulling credit reports and talking to multiple lenders. Online mortgage lenders can give you multiple quotes from many lenders.Refinancing Online With Easy Forms - Only Takes MinutesWith easy online forms, this takes a few minutes instead of hours without the hassle of talking to several high pressure loan brokers. There is no commitment until you are comfortable and have shopped around to find yourself the best deal for refinancing your home mortgage.Refinancing In The Past Was A HassleRefinancing your home mortgage in the past (before the Internet), was a real hassle for both mortgage lenders and borrowers. The process of gathering information to compare rates, fees, points and loan programs was a time consuming task. There was not a centralized information source for mortgage programs, rates and financial advice for consumers. A home owner would talk to a couple of banks and just go for what seemed to be the lowest rate and fees for their situation.Home Owners Now Have The Advantage Of Refinancing OnlineHome owners can now access online, up- to- the- minute, financial information and news. Looking for the best rates and fees for refinancing between lenders, takes a few clicks of the mouse. Within seconds you can now have all the information you need. With mortgage calculators, loan programs and financial tools, the borrower is now empowered from the Internet.Thousands Everyday Are Now Using The Internet For RefinancingThe Internet is now the fastest and hassle-free way for refinancing your home mortgage online today. Many borrowers use the Internet when looking for resources and doing research before refinancing. More consume
    quote>

    Showing that your organization is legitimate goes right to credibility. There are several things that you can do to establish the legitimacy of your company.

    Posting Contact Information: Make sure your site contains as much contact information you can provide. Phone, email, physical address, fax, etc. Many businesses rely on contact forms and forgo the written contact information. This is a mistake. They more ways a visitor can contact you the better off you'll be in establishing that you are a legitimate company. On the flip side of that, don't post personal addresses, phone numbers or cell phone numbers, as that will give the impression that you're a mom and pop shop that might not be able to be reached during normal business hours. Even if you can't, you don't want to advertise that fact.

    Professional Affiliations: Letting people know of the organizations you belong to such as Chamber of Commerce or Better Business Bureau can go a long way to giving your visitors comfort about your business. If you're not a member of either, I recommend that you become one. The BBB in particular allows you to place a logo and link on your site so visitors can view your BBB profile. People trust the BBB, and while membership has its price, the credibility it provides your business is definitely worth the fee.

    Articles: Writing and distributing articles about your industry on line (and including a link to your website) is a great confidence builder. If your visitors see that your information has been published in online ezines and other industry news or information sources, they can see that your accepted expertise extends to others in the industry, and is not just part of an on-site smoke and mirrors campaign.

    Answering Phones and E-Mail: Nothing destroys credibility faster than phone messages or emails going un-returned. If you wait even a day to respond to a phone call or email chances are the inquiry has already been answered by a competitor and the sale decision already sealed. Having a live person answer the phone does wonders as well, rather than allowing the phone to go to voice mail. Even one-man, part time businesses can portray a significant amount of credibility along these lines by hiring an answering service to take messages. But again, every chance you get, return those calls.

    The first step to making a sale is to convey confidence in your organization. Let people know you are a legitimate business intent on meeting their every need quickly, efficiently and professionally.

    Highlight the expertise in your organization and in the content and services you provide.

    "Do you have experts on your team? Are your contributors or service providers authorities? Be sure to give their credentials. Are you affiliated with a respected organization? Make that clear. Conversely, don't link to outside sites that are not credible. Your site becomes less credible by association."

    What makes you different from your competitors? Is it just lower prices, or do you have something substantially unique to offer? Experience and knowledge often translates to additional value for your customers. If you got it, flaunt it! Let your visitors know why they should do business with you rather than your competition.

    It's important to allow your visitors to get comfortable with you and your team. People are more apt to buy from those whom they are more familiar with, even if a competitor seems to have a better offering. You can build this kind of trust by adding bios to your about us pages, talking about your self and your interests and pointing out the organizations you belong or participate in. You can also talk about your particular experience in your industry, detailing where you have particular expertise and demonstrating your accomplishments.

    Be careful who you link out to. While linking to other reputable sites and services is a positive, linking out to non-credible websites can easily destroy the perception of credibility. You should only link out to sites that you feel provide a substantial benefit to your visitors. If you're just building a link directory for the sake of a link directory, reconsider. Your reputation can be at stake.

    In all, you want to "put your best face forward", showing your visitors you have the knowledge and credentials to provide them the quality and results they expect.

    Show that honest and trustworthy people stand behind your site.

    "The first part of this guideline is to show there are real people behind the site and in the organization. Next, find a way to convey their trustworthiness through images or text. For example, some sites post employee bios that tell about family or hobbies."

    This is probably one of the most difficult tasks in establishing credibility. Anybody can talk a good game and even be knowledgeable in the product or service, but actions--and results--speak a lot louder than words on the web. Unfortunately, new visitors to your site do not have your past actions to take into account, only what you tell them about your past actions.

    This is where you need to humanize yourself and your staff. I'm not going to tell you to take a staff picture with a dog and put that on your website, but there is a reason why companies do this. People like dogs and the dog humanizes the staff and makes them appear to be kinder, gentler, and more genuine.

    People want to feel a connection in order to do business. Without getting into the realm of unprofessional, you can use bios to talk briefly about your family, your interests and your hobbies, but use that information to bring people back to why you do what you do.

    Your readers may find that they have something in common with you such as number of kids, enjoyments, interests or hobbies. This can help them make that connection to you in that there is something more here than a person out to make a quick buck at their expense. If your visitors can be made to feel like you're like them, then they are more apt to spend their money with you than some other faceless, nameless person or organization.

    Make it easy to contact you.

    "A simple way to boost your site's credibility is by making your contact information clear: phone number, physical address, and email address."

    This is a pet peeve of mine: going to a website and not finding usable contact information. Using web forms on your site is a great way to gather information, but you really need more than that to be credible. You should give your visitors multiple ways to contact you. Phone number, physical address and email address are all necessary. I suggest that you make your phone number visible on every page. Getting a toll free number is a great help at looking legit as well as it let's visitors know that you're willing to give a little to get a little.

    When it comes to ecommerce sites, I personally won't buy from a store that does not have visible contact information. With so many less than reputable stores on the internet, I often won't purchase from a store until I have talked with someone via email or phone. If this information isn't readily available, many purchases will be made elsewhere.

    Design your site so it looks professional (or is appropriate for your purpose).

    "We find that people quickly evaluate a site by visual design alone. When designing your site, pay attention to layout, typography, images, consistency issues, and more. Of course, not all sites gain credibility by looking like IBM.com. The visual design should match the site's purpose."

    I've written about this extensively in my EMP Book. For many industries, it's OK to have a mom and pop feel to your website, but in no case should you have a website that looks circa 1992. As the look of the average website has improved significantly over the past few years, web users are expecting more from site's they do business with. If your site looks like something that was thrown up on a shoestring budget, you're not giving your visitors much confidence in how you run your business.

    You need to look at your competitor's websites. If your site cannot match or surpass them in appearance then you need to consider a re-design. It's tricky though, because much of that is subjective. Usually, though, you can easily tell when not much effort, or thought, was put into the design of a website.

    Different industries require different styles. Check out what your competitors are doing and if there is an overall consistency of tone, you might want to try to find a similar tone with your site.

    You know your audience, do what is right for them, but by all means, give them a site worth looking at and doing business with. If your site has not undergone a major re-design in the past few years, it's probably time to get one underway. Even a minor facelift can do wonders to improving the appearance of your site.

    Make your site easy to use -- and useful.

    "We're squeezing two guidelines into one here. Our research shows that sites win credibility points by being both easy to use and useful. Some site operators forget about users when they cater to their own company's ego or try to show the dazzling things they can do with web technology."

    How do you make your site easy to use? Clear, concise and consistent navigational elements.

    It is important to let your visitors know where they are on your site and how to quickly navigate to where they want to be, or where they need to click to get what they want. There are a few very easy things you can do to accomplish this:

    Breadcrumbs: While most users do not utilize breadcrumbs as a navigational element, the simple presence of these allows the visitor to know exactly what page they are on and how deep into the site. They also provide a one click option to get to each backward level of your site.

    Contextual Links: Don't rely on your main right, left or top navigation to get your visitors from point A to point B. While these are an important part of your site, using links within the text body of your website helps drive visitors to areas of the site which interest them, or to take the course of action you desire.

    Calls to Action: Whether it be contextual links or obvious image that say "click here to…", calls to action let your visitors know where they need to go to get the information they need.

    Consistent Navigation: Sites where the main navigation changes location from page to page often confuse their visitors. Confused visitors leave. They don't have time to "figure out" your site, they can just as easily find another site where the navigation is intuitive to helping them find what they need. Make it easy for your visitors as they flow from one page to the next.

    The other issue here is to make your site useful. This is relatively easy to accomplish, especially for those who know their stuff. If you're trying to sell a product, don't just offer that product, but provide information that will help the visitor see why they should purchase this product, and why they should purchase it from you.

    A useful site is a site buyers will return to time and time again. Maybe you attract them with the information as they do their research. Maybe they don't buy from you today, but if your site is one that provides them information that helps them make their decision, you'll be the first site on their mind when they are ready to purchase.

    Update your site's content often (at least show it's been reviewed recently).

    "People assign more credibility to sites that show they have been recently updated or reviewed."

    Have you ever been to a website and you could tell the content was old and stale? Maybe it wasn't obvious right away, but as you browse through the site you begin to see things that perhaps don't align with other things touted on the website. Or maybe you see a "Valentine's Day Special" still hanging around a weeks after Valentine's day.

    Small thinks like this can really turn visitors off. On the less obvious stuff you have a bit more leeway--until someone actually recognizes the contradictions--but on the obvious stuff, it can be a clear sign that you're not paying attention, leaving a potential customer wondering what kind of care or service they'll get from you.

    Sure, you can make the argument that you're too busy working for your customers to worry about the small details on your own site like that, but then that's assuming you get the opportunity to make that argument. The potential customer might have already bolted from your site.

    Something else you often see on sites is a "page last updated" blurb with the date. Things like these tend only to be important for sites where information frequently gets dated fast. For commercial sites this can be handy if you need to highlight new products added, but generally there are better ways to do that. The best thing to do is to simply make sure that your content remains current and relevant to your products or services.

    Use restraint with any promotional content (e.g., ads, offers).

    "If possible, avoid having ads on your site. If you must have ads, clearly distinguish the sponsored content from your own. Avoid pop-up ads, unless you don't mind annoying users and losing credibility. As for writing style, try to be clear, direct, and sincere."

    Let

    Currency Trading Fee Concept
    Troubles with Global Economy; Do you see future problems with our global economic plans to make a one world system, where free trade and prosperity can rein the world over. Many world leaders have agreed a one-world system is best for all. It is in the interest of third world and in the interest of our Multi-National Conglomerates, their stockholders and the citizens of the country for us all to move up. This can be done with a few changes. Many are quite confident that if we look at some of the problems of the past and manage the World Bank this river can flow in greater volumes and at quicker speeds.I propose a fee on inter-country currency exchanges. We have seen in the past many governments who try to control their capital inflows and exits with laws against outflows and thus restricting flow. But like a Hydropower plant, it cannot operate without significant flow. So in the end after such restrictions are made greed in currency speculations prevails and governments are literally punished for the previous currency flow policies. This is causing significant problems in trying to create a one world economic environment. We should have a fee on currency trading, for those countries, which are in the WTO. Those countries, which are not part of the WTO will now want to join since they have no adequate currency exchange controls or fees. Without the proper currency controls in place it will cause them to be the brunt of the newest currency traders speculative whims. Mind you, yes some of these countries have currency controls, but they do not work and have adverse side effects, that probably do more damage to their currency and economic stability than do the currency traders. Since it is usually not so good for the country trying to stabilize its currency to have traders screw with the floats and take profits as the currency re-adjusts in the market place under normal conditions, this will cause them to re think their role in the world economic plan and then join us on the prosperous planet plan.Here is how I plan to fix this problem. If you trade currency in any WTO country, then 1% will be taken out of the transaction and set aside. If you trade currency on margin 1.5% will be taken out. If you bet against a currency on margin 2.5%. Now if a currency is fairly stable then now the numbers are a little more risky and therefore less likely to be traded, since 1-2% will be taken out in fees. Direct capital purchases, or direct trades (wheat for steel), or purchases of products or services are not inline for any fees. This money will be used to fund sewer treatment plants, water wells, water filtration, pipelines and communication projects for those third world countries who have
    e apt to buy from those whom they are more familiar with, even if a competitor seems to have a better offering. You can build this kind of trust by adding bios to your about us pages, talking about your self and your interests and pointing out the organizations you belong or participate in. You can also talk about your particular experience in your industry, detailing where you have particular expertise and demonstrating your accomplishments.

    Be careful who you link out to. While linking to other reputable sites and services is a positive, linking out to non-credible websites can easily destroy the perception of credibility. You should only link out to sites that you feel provide a substantial benefit to your visitors. If you're just building a link directory for the sake of a link directory, reconsider. Your reputation can be at stake.

    In all, you want to "put your best face forward", showing your visitors you have the knowledge and credentials to provide them the quality and results they expect.

    Show that honest and trustworthy people stand behind your site.

    "The first part of this guideline is to show there are real people behind the site and in the organization. Next, find a way to convey their trustworthiness through images or text. For example, some sites post employee bios that tell about family or hobbies."

    This is probably one of the most difficult tasks in establishing credibility. Anybody can talk a good game and even be knowledgeable in the product or service, but actions--and results--speak a lot louder than words on the web. Unfortunately, new visitors to your site do not have your past actions to take into account, only what you tell them about your past actions.

    This is where you need to humanize yourself and your staff. I'm not going to tell you to take a staff picture with a dog and put that on your website, but there is a reason why companies do this. People like dogs and the dog humanizes the staff and makes them appear to be kinder, gentler, and more genuine.

    People want to feel a connection in order to do business. Without getting into the realm of unprofessional, you can use bios to talk briefly about your family, your interests and your hobbies, but use that information to bring people back to why you do what you do.

    Your readers may find that they have something in common with you such as number of kids, enjoyments, interests or hobbies. This can help them make that connection to you in that there is something more here than a person out to make a quick buck at their expense. If your visitors can be made to feel like you're like them, then they are more apt to spend their money with you than some other faceless, nameless person or organization.

    Make it easy to contact you.

    "A simple way to boost your site's credibility is by making your contact information clear: phone number, physical address, and email address."

    This is a pet peeve of mine: going to a website and not finding usable contact information. Using web forms on your site is a great way to gather information, but you really need more than that to be credible. You should give your visitors multiple ways to contact you. Phone number, physical address and email address are all necessary. I suggest that you make your phone number visible on every page. Getting a toll free number is a great help at looking legit as well as it let's visitors know that you're willing to give a little to get a little.

    When it comes to ecommerce sites, I personally won't buy from a store that does not have visible contact information. With so many less than reputable stores on the internet, I often won't purchase from a store until I have talked with someone via email or phone. If this information isn't readily available, many purchases will be made elsewhere.

    Design your site so it looks professional (or is appropriate for your purpose).

    "We find that people quickly evaluate a site by visual design alone. When designing your site, pay attention to layout, typography, images, consistency issues, and more. Of course, not all sites gain credibility by looking like IBM.com. The visual design should match the site's purpose."

    I've written about this extensively in my EMP Book. For many industries, it's OK to have a mom and pop feel to your website, but in no case should you have a website that looks circa 1992. As the look of the average website has improved significantly over the past few years, web users are expecting more from site's they do business with. If your site looks like something that was thrown up on a shoestring budget, you're not giving your visitors much confidence in how you run your business.

    You need to look at your competitor's websites. If your site cannot match or surpass them in appearance then you need to consider a re-design. It's tricky though, because much of that is subjective. Usually, though, you can easily tell when not much effort, or thought, was put into the design of a website.

    Different industries require different styles. Check out what your competitors are doing and if there is an overall consistency of tone, you might want to try to find a similar tone with your site.

    You know your audience, do what is right for them, but by all means, give them a site worth looking at and doing business with. If your site has not undergone a major re-design in the past few years, it's probably time to get one underway. Even a minor facelift can do wonders to improving the appearance of your site.

    Make your site easy to use -- and useful.

    "We're squeezing two guidelines into one here. Our research shows that sites win credibility points by being both easy to use and useful. Some site operators forget about users when they cater to their own company's ego or try to show the dazzling things they can do with web technology."

    How do you make your site easy to use? Clear, concise and consistent navigational elements.

    It is important to let your visitors know where they are on your site and how to quickly navigate to where they want to be, or where they need to click to get what they want. There are a few very easy things you can do to accomplish this:

    Breadcrumbs: While most users do not utilize breadcrumbs as a navigational element, the simple presence of these allows the visitor to know exactly what page they are on and how deep into the site. They also provide a one click option to get to each backward level of your site.

    Contextual Links: Don't rely on your main right, left or top navigation to get your visitors from point A to point B. While these are an important part of your site, using links within the text body of your website helps drive visitors to areas of the site which interest them, or to take the course of action you desire.

    Calls to Action: Whether it be contextual links or obvious image that say "click here to…", calls to action let your visitors know where they need to go to get the information they need.

    Consistent Navigation: Sites where the main navigation changes location from page to page often confuse their visitors. Confused visitors leave. They don't have time to "figure out" your site, they can just as easily find another site where the navigation is intuitive to helping them find what they need. Make it easy for your visitors as they flow from one page to the next.

    The other issue here is to make your site useful. This is relatively easy to accomplish, especially for those who know their stuff. If you're trying to sell a product, don't just offer that product, but provide information that will help the visitor see why they should purchase this product, and why they should purchase it from you.

    A useful site is a site buyers will return to time and time again. Maybe you attract them with the information as they do their research. Maybe they don't buy from you today, but if your site is one that provides them information that helps them make their decision, you'll be the first site on their mind when they are ready to purchase.

    Update your site's content often (at least show it's been reviewed recently).

    "People assign more credibility to sites that show they have been recently updated or reviewed."

    Have you ever been to a website and you could tell the content was old and stale? Maybe it wasn't obvious right away, but as you browse through the site you begin to see things that perhaps don't align with other things touted on the website. Or maybe you see a "Valentine's Day Special" still hanging around a weeks after Valentine's day.

    Small thinks like this can really turn visitors off. On the less obvious stuff you have a bit more leeway--until someone actually recognizes the contradictions--but on the obvious stuff, it can be a clear sign that you're not paying attention, leaving a potential customer wondering what kind of care or service they'll get from you.

    Sure, you can make the argument that you're too busy working for your customers to worry about the small details on your own site like that, but then that's assuming you get the opportunity to make that argument. The potential customer might have already bolted from your site.

    Something else you often see on sites is a "page last updated" blurb with the date. Things like these tend only to be important for sites where information frequently gets dated fast. For commercial sites this can be handy if you need to highlight new products added, but generally there are better ways to do that. The best thing to do is to simply make sure that your content remains current and relevant to your products or services.

    Use restraint with any promotional content (e.g., ads, offers).

    "If possible, avoid having ads on your site. If you must have ads, clearly distinguish the sponsored content from your own. Avoid pop-up ads, unless you don't mind annoying users and losing credibility. As for writing style, try to be clear, direct, and sincere."

    Let

    Ensuring Your Internet Marketing Success - Stick With One Expert
    If you try everything that can make you money online at the onset, you're bound to fail. You can end up diversifying as much as possible later. However, you must consolidate on something that's working before you begin to diversify.The easiest way to fail online is to listen to the right things everybody is saying. Now, I hope you took note of the fact that I said right things. This is very important because a lot of folks have failed online because they followed too many right ideas.It is a good idea, if you're just starting out online, to get a trustworthy expert and stick with them (following their instructions to the end) without wavering.There are people who teach slow and steady processes. They work. There are others who teach processes that require speed and a lot of outlay. Funny thing, they work, too.But, you see, you mess up your internet life if you attempt to implement “slow and steady” techniques in “up and fast” processes.So how do you avoid this? Take good time out and look for something that appeals to you. Look for established internet marketers (Not fly-by-night gurus who are up today and nowhere tomorrow). They must have living proof of ordinary folks that their techniques and processes have worked for. One hundred or more verifiable successes will be a good starting point.If they can't give you over a hundred, they may be real but are way beyond your level. You want to start out successfully. You don't need the experts' expert - No, not yet.Another thing that will help you get the right expert is their Alexa ranking. True, it can be manipulated at the 500,000th and worse positions. However, a top 20,000 position can't be easily faked.But since you are looking for an expert who you will stick to, get someone who's site is in the top 5000 or, better still, the top 1000.I followed an expert who's site is in the top 300 of all the sites in the whole world wide web using methods that ordinary people can also implement.Now, when you have found your guru, be a good disciple and do not listen to anyone else no matter how true what they say is. Remember, on the internet, it is the truth that you don't need that hurts you most.After you have explored and succeeded with this expert's methods, you'll be knowledgeable enough to explore other experts' opinions and increase your profits.But for now, stick with one expert until you make reasonable profits online.
    egit as well as it let's visitors know that you're willing to give a little to get a little.

    When it comes to ecommerce sites, I personally won't buy from a store that does not have visible contact information. With so many less than reputable stores on the internet, I often won't purchase from a store until I have talked with someone via email or phone. If this information isn't readily available, many purchases will be made elsewhere.

    Design your site so it looks professional (or is appropriate for your purpose).

    "We find that people quickly evaluate a site by visual design alone. When designing your site, pay attention to layout, typography, images, consistency issues, and more. Of course, not all sites gain credibility by looking like IBM.com. The visual design should match the site's purpose."

    I've written about this extensively in my EMP Book. For many industries, it's OK to have a mom and pop feel to your website, but in no case should you have a website that looks circa 1992. As the look of the average website has improved significantly over the past few years, web users are expecting more from site's they do business with. If your site looks like something that was thrown up on a shoestring budget, you're not giving your visitors much confidence in how you run your business.

    You need to look at your competitor's websites. If your site cannot match or surpass them in appearance then you need to consider a re-design. It's tricky though, because much of that is subjective. Usually, though, you can easily tell when not much effort, or thought, was put into the design of a website.

    Different industries require different styles. Check out what your competitors are doing and if there is an overall consistency of tone, you might want to try to find a similar tone with your site.

    You know your audience, do what is right for them, but by all means, give them a site worth looking at and doing business with. If your site has not undergone a major re-design in the past few years, it's probably time to get one underway. Even a minor facelift can do wonders to improving the appearance of your site.

    Make your site easy to use -- and useful.

    "We're squeezing two guidelines into one here. Our research shows that sites win credibility points by being both easy to use and useful. Some site operators forget about users when they cater to their own company's ego or try to show the dazzling things they can do with web technology."

    How do you make your site easy to use? Clear, concise and consistent navigational elements.

    It is important to let your visitors know where they are on your site and how to quickly navigate to where they want to be, or where they need to click to get what they want. There are a few very easy things you can do to accomplish this:

    Breadcrumbs: While most users do not utilize breadcrumbs as a navigational element, the simple presence of these allows the visitor to know exactly what page they are on and how deep into the site. They also provide a one click option to get to each backward level of your site.

    Contextual Links: Don't rely on your main right, left or top navigation to get your visitors from point A to point B. While these are an important part of your site, using links within the text body of your website helps drive visitors to areas of the site which interest them, or to take the course of action you desire.

    Calls to Action: Whether it be contextual links or obvious image that say "click here to…", calls to action let your visitors know where they need to go to get the information they need.

    Consistent Navigation: Sites where the main navigation changes location from page to page often confuse their visitors. Confused visitors leave. They don't have time to "figure out" your site, they can just as easily find another site where the navigation is intuitive to helping them find what they need. Make it easy for your visitors as they flow from one page to the next.

    The other issue here is to make your site useful. This is relatively easy to accomplish, especially for those who know their stuff. If you're trying to sell a product, don't just offer that product, but provide information that will help the visitor see why they should purchase this product, and why they should purchase it from you.

    A useful site is a site buyers will return to time and time again. Maybe you attract them with the information as they do their research. Maybe they don't buy from you today, but if your site is one that provides them information that helps them make their decision, you'll be the first site on their mind when they are ready to purchase.

    Update your site's content often (at least show it's been reviewed recently).

    "People assign more credibility to sites that show they have been recently updated or reviewed."

    Have you ever been to a website and you could tell the content was old and stale? Maybe it wasn't obvious right away, but as you browse through the site you begin to see things that perhaps don't align with other things touted on the website. Or maybe you see a "Valentine's Day Special" still hanging around a weeks after Valentine's day.

    Small thinks like this can really turn visitors off. On the less obvious stuff you have a bit more leeway--until someone actually recognizes the contradictions--but on the obvious stuff, it can be a clear sign that you're not paying attention, leaving a potential customer wondering what kind of care or service they'll get from you.

    Sure, you can make the argument that you're too busy working for your customers to worry about the small details on your own site like that, but then that's assuming you get the opportunity to make that argument. The potential customer might have already bolted from your site.

    Something else you often see on sites is a "page last updated" blurb with the date. Things like these tend only to be important for sites where information frequently gets dated fast. For commercial sites this can be handy if you need to highlight new products added, but generally there are better ways to do that. The best thing to do is to simply make sure that your content remains current and relevant to your products or services.

    Use restraint with any promotional content (e.g., ads, offers).

    "If possible, avoid having ads on your site. If you must have ads, clearly distinguish the sponsored content from your own. Avoid pop-up ads, unless you don't mind annoying users and losing credibility. As for writing style, try to be clear, direct, and sincere."

    Let

    Getting Cash Now for Your Structured Settlement
    If you’ve agreed to accept a structured settlement, it’s likely that you felt a sense of relief that your financial uncertainties were being resolved, and that you’d have the funds necessary to pay your bills, support your family and go on with your life. When you agreed to the terms of the settlement, hopefully with the help of a financial advisor, you accepted a series of financial payments that made sense for you at that time.Perhaps you’d suffered personal injury in an auto or other accident, you were awarded damages in a product liability case, or you were the victim of medical malpractice or were even the plaintiff in a wrongful death suit. You agreed to a periodic (usually monthly) payment, maybe in the form of a lifetime income stream, that seemed to be the answer to paying your ongoing living expenses and perhaps your medical costs. You made the best decisions you could at the time, with the information you had – based upon how life was then, and what you expected for the future.But life seldom works out as we expect. Maybe you’re on the road to recovery from the accident or other event for which you received the settlement, and want to move and buy a house, get married, go to school, or buy a business. Maybe medical bills or high interest debt is an undue burden on you that you need to resolve now. Or, if your family has grown, and your children no longer need for you to provide for their education or other expenses, you may want to spend more of the money you have coming to you now, instead of later.What can you do to match your finances – specifically your structured settlement – with the life you now have or want to have? You should always consult an attorney or a financial advisor, but here’s a basic overview of your rights and options in assigning your structured settlement:Settlements are funded by single premium annuities, issued by insurance companies. Instead of paying you a lump sum amount, the party found responsible for injury or damages to you has paid a one-time lump sum to an insurance company, which has, in turn, invested it. The insurance company has projected the interest rate or securities dividends they will receive on the lump sum, and based upon the length of time and number of payments you chose or were offered for the structured settlement, they calculated the periodic payment amount you’re now receiving.So who owns what? The insurance company owns the annuity, and you, as the beneficiary, are entitled to an income stream, or the series of periodic payments. Because you don’t own the underlying asset, the annuity, you therefore can’t sell the annuity contract to another party to receive your money. However, u
    your site, using links within the text body of your website helps drive visitors to areas of the site which interest them, or to take the course of action you desire.

    Calls to Action: Whether it be contextual links or obvious image that say "click here to…", calls to action let your visitors know where they need to go to get the information they need.

    Consistent Navigation: Sites where the main navigation changes location from page to page often confuse their visitors. Confused visitors leave. They don't have time to "figure out" your site, they can just as easily find another site where the navigation is intuitive to helping them find what they need. Make it easy for your visitors as they flow from one page to the next.

    The other issue here is to make your site useful. This is relatively easy to accomplish, especially for those who know their stuff. If you're trying to sell a product, don't just offer that product, but provide information that will help the visitor see why they should purchase this product, and why they should purchase it from you.

    A useful site is a site buyers will return to time and time again. Maybe you attract them with the information as they do their research. Maybe they don't buy from you today, but if your site is one that provides them information that helps them make their decision, you'll be the first site on their mind when they are ready to purchase.

    Update your site's content often (at least show it's been reviewed recently).

    "People assign more credibility to sites that show they have been recently updated or reviewed."

    Have you ever been to a website and you could tell the content was old and stale? Maybe it wasn't obvious right away, but as you browse through the site you begin to see things that perhaps don't align with other things touted on the website. Or maybe you see a "Valentine's Day Special" still hanging around a weeks after Valentine's day.

    Small thinks like this can really turn visitors off. On the less obvious stuff you have a bit more leeway--until someone actually recognizes the contradictions--but on the obvious stuff, it can be a clear sign that you're not paying attention, leaving a potential customer wondering what kind of care or service they'll get from you.

    Sure, you can make the argument that you're too busy working for your customers to worry about the small details on your own site like that, but then that's assuming you get the opportunity to make that argument. The potential customer might have already bolted from your site.

    Something else you often see on sites is a "page last updated" blurb with the date. Things like these tend only to be important for sites where information frequently gets dated fast. For commercial sites this can be handy if you need to highlight new products added, but generally there are better ways to do that. The best thing to do is to simply make sure that your content remains current and relevant to your products or services.

    Use restraint with any promotional content (e.g., ads, offers).

    "If possible, avoid having ads on your site. If you must have ads, clearly distinguish the sponsored content from your own. Avoid pop-up ads, unless you don't mind annoying users and losing credibility. As for writing style, try to be clear, direct, and sincere."

    Let's set the distinction here between commercial sites and informational sites. Ads on informational sites and blogs are fine and a great way to create an additional source of income. Of course, this only goes so far. Even informational sites can lose their credibility if you have too many ads or utilize annoying popup/popunder windows.

    On commercial sites, displaying ads that sell similar or competing products/services or directs visitors elsewhere to get what they came looking for, is just plain silly and a terrible marketing strategy. You might get a small stream of "additional" income from these ads, but undoubtedly it will be at your own expense in the long run.

    Commercial sites should be focused on selling one thing... your own products or services. Anything on the site that pulls visitors away or interferes with that selling process is a bad marketing strategy that will inhibit your own ability to "sell" your visitors on what you offer.

    When writing content for your site, be sure to keep your target audience in mind. If you customers are more technologically savvy or highly educated, then write accordingly. If your audience is the average John or Jane Doe Consumer, then write toward them. Whatever you do, don't write above your audiences head, and don't talk down to them either. While you won't be able to please everybody, knowing your primary target audience will ensure that you are not insulting the larger percentage of your audience.

    You also want to be clear about what you offer. Don't write to try and keep your visitors in suspense about what your product or service is. If it's appropriate, you can use sales jargon that enhances the anticipation, but don't string it out for too long, otherwise your visitors will tire of seeking the payoff and go look for your product or service somewhere else.

    The best sites are those that are informative, professional and don't resort to gimmicky content or designs. The bottom line is that you should treat your visitors as you would want to be treated.

    Avoid errors of all types, no matter how small they seem.

    "Typographical errors and broken links hurt a site's credibility more than most people imagine. It's also important to keep your site up and running."

    We all make mistakes. The worst are the little things that are often overlooked but easily correctable. Before publishing new content on your website, take a few extra minutes to run the content through a spell check program. Even if you've made only a few minor edits, don't assume that you don't need to double check your work.

    Just like any other form of medium, it's best to get a third party to proof read your site's content. Undoubtedly, they'll find something you missed even after several proof reads of your own.

    Aside from spelling and grammar, you should check your site regularly for broken links. Allowing visitors to find broken links on your site is just another way of letting them know that your site is outdated or that you might not have the proper infrastructure to handle their needs. This is as good of a reason as any to leave and purchase from a competitor instead.

    Regularly check your site for broken links. There are plenty of online tools that will spider your site and give you a broken link report quickly. Even if you have not made changes to your site in a while, running a broken link check will identify links to external pages which may have changed or been relocated. Regular checks will ensure that all links, both internal and external, are completely functional.

    When it comes to credibility, you can't have too much of it. Like trust, credibility takes time to earn but can be lost with the smallest of errors. Do your best to create a website that speaks to your visitor's needs and gives them a good user experience. Credibility won't come instantaneously, but the more you provide to enhance that the more business you'll be able to generate.

    HTTP = HTML link (for blogs, profiles,phorums):
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