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    argest home that they can afford. Before spending the $300 to $400 to apply for a mortgage, you should have a good idea wh
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    Before making an Ohio mortgage loan, an Ohio lender spends from $500 to $800 putting together a package of documents for its underwriters and loan committee. Based on these documents and on a set of nationally accepted standards, the lender decides whether to approve the loan application.

    As many as half of all Ohio mortgage loan applicants fall in the gray area where loan approval decisions must be made. For example, first-time homebuyers will stretch their income to buy the largest home that they can afford. Before spending the $300 to $400 to apply for a mortgage, you should have a good idea whe

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    ts underwriters and loan committee. Based on these documents and on a set of nationally accepted standards, the lender decides whether to approve the loan application.

    As many as half of all Ohio mortgage loan applicants fall in the gray area where loan approval decisions must be made. For example, first-time homebuyers will stretch their income to buy the largest home that they can afford. Before spending the $300 to $400 to apply for a mortgage, you should have a good idea wh

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    ides whether to approve the loan application.

    As many as half of all Ohio mortgage loan applicants fall in the gray area where loan approval decisions must be made. For example, first-time homebuyers will stretch their income to buy the largest home that they can afford. Before spending the $300 to $400 to apply for a mortgage, you should have a good idea wh

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    area where loan approval decisions must be made. For example, first-time homebuyers will stretch their income to buy the largest home that they can afford. Before spending the $300 to $400 to apply for a mortgage, you should have a good idea wh
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    argest home that they can afford. Before spending the $300 to $400 to apply for a mortgage, you should have a good idea whether you qualify for the loan amount that you -want. If you get turned down, you may lose your application fee and, worse, you may lose the opportunity to buy the house you want.

    Even if you are seeking only to refinance an existing Ohio mortgage, you could have trouble qualifying. Some of the nationally accepted qualification standards have changed in the past few years, and these changes may affect you. If your income has dropped since you got your last mortgage, you may have

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