hat guaranteed they would not have enough to support them when they quit working. If you're dreaming about a secure retirement based on social security and your corporate retirement program, you may be in for a startling awakening.

Real estate investors have proven you can avoid this trap. There is, however, one vitally important contributing factor to successful real estate investing with minimum risk... knowing what you are doing!

You need to study a real estate investment program will lead you through the professional's methods of real estate investing. A program that is spelled out in easy to learn and use, step by step procedures. One that offers support through each phase of real estate investing.

Maybe you don't want to begin investing right away? Perhaps you are still a disbeliever. I'd suggest taking a course and then make that decision. If you choose the right program, you'll be anxious to begin securing your financial future as soon as you discover how easy real estate investing is and how you can become part of this bonanza. If you still decide to procrastinate, you'll at least have all of the knowledge you need to jump in when the urge strikes you...and I'll guarantee you'll do it sooner than you think!

One more point: If you have been tempted by the late night infomercials you see on TV, promising you can ge

If you're tired of the stock market "roller coaster ride", the solution to your problem is right here.

Let's begin with the facts that are stopping many would-be first time real estate investors and even some experienced pros, especially when you believe the stock market is beginning a great upswing.

1. We are in a turn-around economy (depressed, it you want to really be negative about it).

Comment: Yes, the economy is slow. People are pulling back. Anyone who wants to sell their home, and can wait it out, is not willing to sell now, while prices are down. Those who MUST sell, are taking much less than they could have sold for six months or a year ago. But, it may not be all bad. My wife has a home listed that, six months ago would have sold in a minute for $380,000. Now, the price has been reduced to $325,000 and it still hasn't sold. Now consider this. The home was purchased a few years ago for $110,000. Sure, it would be nice to find a buyer at $380,000 but even a $310,000 selling price will result in a $200,000 profit for the seller. Remember, this applies to someone who must sell now.

2. Real estate just isn't selling. We are in a "buyer's market" (right now).

Comment: We are in a buyer's market. If you have considered beginning your real estate investment program, now is the time to jump in with both feet. You'll have a large selection of properties from which to choose...at realistic prices. Even if you are starting out with a single family home to rent out, your selection of well priced homes should be plentiful.

3 Home prices are out of reach for many potential buyers.

Comment: Fortunately, or perhaps unfortunately for home sellers, point number three works in buyer's favor. If you own a small home or apartment complex, you'll find all kinds of tenants who are priced out of the home buying market and must rent for the indefinite future. You'll have a ready market of potential renters.

4. This is the time you need to wait and see what is going to happen to the economy.

Comment: If you are serious about becoming involved in real estate investing, now is NOT the time to wait and see. As soon as the economy turns around (which it always does), you will not have the selection of properties and potential tenants that you have right now. Now is the time to get serious about securing your financial future in real estate. If you don't, prices will be high again before you are ready... or knowledgeable in real estate investing. Let's add one more factor to make it even more dismal.

5. Many cities in the country have manufacturing plants that are out-sourcing, laying off employees and reducing or

eliminating pension programs.

Comment: Not only do new corporate policies and layoffs flood the market with the need for more affordable housing, but it creates a need for a way of securing your financial future other than relying on corporate retirement programs that may or may not be around when you need them.

OK, is that enough to make you want to crawl into a hole until things get better?

Bottom Line: Historically, our economy has periodic slow periods followed by economic booms. Right now we are in a slow economy. That means that right now is the time to become involved in a real wealth building program...real estate. Unlike the stock market, real estate is slow to react to changes in the economy. You don't have to worry about getting up in the morning and learning that the value of your investment has just dropped five or ten percent or more. You have time to plan ahead.

Have you ever wondered why when the stock market jumps up 50 or 100 points in one day and the media proclaims how great it is? The next day it drops a like amount but they refer to it as "an expected adjustment".

Now, let real estate sales slow down and prices come down and real estate is blackballed as a sign that the economy is in a recessionary period and home sellers are in a most undesirable situation, that they have to drastically reduce their prices in the hopes they can sell. The media fails to point out that the home will still sell, in most cases, for a lot more than the owner paid for it. We saw an example earlier in this report. This price reduction only applies to someone who must sell now. Somehow, most medial coverage overlooks the 'must sell now' part of the equation.

The most important consideration is to find a way to secure your financial future. Real estate, over the past 200 plus years, has proven to be the finest way to do it. Before you sit back and think, "Hey, I've got it made doing what I'm doing", here's a frightening statistic regarding your financial future:

Did you also know that 95% of our population, over the age of 65 cannot afford to retire? In a national survey made in the 1960s by the Kennedy Administration, they discovered that 22% of the people over the age of 65 relied on charity for survival, 28% had to continue working and 45% relied on relatives for survival. That survey was repeated a year ago, before corporate layoffs really started taking hold, and the new survey indicated that 95% of our population over the age of 65 were still not able to survive retirement without outside support.

That ninety-five percent did what you and I have always been taught to do...they saved their money for retirement. But, they saved it in the wrong places... places that guaranteed they would not have enough to support them when they quit working. If you're dreaming about a secure retirement based on social security and your corporate retirement program, you may be in for a startling awakening.

Real estate investors have proven you can avoid this trap. There is, however, one vitally important contributing factor to successful real estate investing with minimum risk... knowing what you are doing!

You need to study a real estate investment program will lead you through the professional's methods of real estate investing. A program that is spelled out in easy to learn and use, step by step procedures. One that offers support through each phase of real estate investing.

Maybe you don't want to begin investing right away? Perhaps you are still a disbeliever. I'd suggest taking a course and then make that decision. If you choose the right program, you'll be anxious to begin securing your financial future as soon as you discover how easy real estate investing is and how you can become part of this bonanza. If you still decide to procrastinate, you'll at least have all of the knowledge you need to jump in when the urge strikes you...and I'll guarantee you'll do it sooner than you think!

One more point: If you have been tempted by the late night infomercials you see on TV, promising you can get

You'll have a large selection of properties from which to choose...at realistic prices. Even if you are starting out with a single family home to rent out, your selection of well priced homes should be plentiful.

3 Home prices are out of reach for many potential buyers.

Comment: Fortunately, or perhaps unfortunately for home sellers, point number three works in buyer's favor. If you own a small home or apartment complex, you'll find all kinds of tenants who are priced out of the home buying market and must rent for the indefinite future. You'll have a ready market of potential renters.

4. This is the time you need to wait and see what is going to happen to the economy.

Comment: If you are serious about becoming involved in real estate investing, now is NOT the time to wait and see. As soon as the economy turns around (which it always does), you will not have the selection of properties and potential tenants that you have right now. Now is the time to get serious about securing your financial future in real estate. If you don't, prices will be high again before you are ready... or knowledgeable in real estate investing. Let's add one more factor to make it even more dismal.

5. Many cities in the country have manufacturing plants that are out-sourcing, laying off employees and reducing or

eliminating pension programs.

Comment: Not only do new corporate policies and layoffs flood the market with the need for more affordable housing, but it creates a need for a way of securing your financial future other than relying on corporate retirement programs that may or may not be around when you need them.

OK, is that enough to make you want to crawl into a hole until things get better?

Bottom Line: Historically, our economy has periodic slow periods followed by economic booms. Right now we are in a slow economy. That means that right now is the time to become involved in a real wealth building program...real estate. Unlike the stock market, real estate is slow to react to changes in the economy. You don't have to worry about getting up in the morning and learning that the value of your investment has just dropped five or ten percent or more. You have time to plan ahead.

Have you ever wondered why when the stock market jumps up 50 or 100 points in one day and the media proclaims how great it is? The next day it drops a like amount but they refer to it as "an expected adjustment".

Now, let real estate sales slow down and prices come down and real estate is blackballed as a sign that the economy is in a recessionary period and home sellers are in a most undesirable situation, that they have to drastically reduce their prices in the hopes they can sell. The media fails to point out that the home will still sell, in most cases, for a lot more than the owner paid for it. We saw an example earlier in this report. This price reduction only applies to someone who must sell now. Somehow, most medial coverage overlooks the 'must sell now' part of the equation.

The most important consideration is to find a way to secure your financial future. Real estate, over the past 200 plus years, has proven to be the finest way to do it. Before you sit back and think, "Hey, I've got it made doing what I'm doing", here's a frightening statistic regarding your financial future:

Did you also know that 95% of our population, over the age of 65 cannot afford to retire? In a national survey made in the 1960s by the Kennedy Administration, they discovered that 22% of the people over the age of 65 relied on charity for survival, 28% had to continue working and 45% relied on relatives for survival. That survey was repeated a year ago, before corporate layoffs really started taking hold, and the new survey indicated that 95% of our population over the age of 65 were still not able to survive retirement without outside support.

That ninety-five percent did what you and I have always been taught to do...they saved their money for retirement. But, they saved it in the wrong places... places that guaranteed they would not have enough to support them when they quit working. If you're dreaming about a secure retirement based on social security and your corporate retirement program, you may be in for a startling awakening.

Real estate investors have proven you can avoid this trap. There is, however, one vitally important contributing factor to successful real estate investing with minimum risk... knowing what you are doing!

You need to study a real estate investment program will lead you through the professional's methods of real estate investing. A program that is spelled out in easy to learn and use, step by step procedures. One that offers support through each phase of real estate investing.

Maybe you don't want to begin investing right away? Perhaps you are still a disbeliever. I'd suggest taking a course and then make that decision. If you choose the right program, you'll be anxious to begin securing your financial future as soon as you discover how easy real estate investing is and how you can become part of this bonanza. If you still decide to procrastinate, you'll at least have all of the knowledge you need to jump in when the urge strikes you...and I'll guarantee you'll do it sooner than you think!

One more point: If you have been tempted by the late night infomercials you see on TV, promising you can ge

rams.

Comment: Not only do new corporate policies and layoffs flood the market with the need for more affordable housing, but it creates a need for a way of securing your financial future other than relying on corporate retirement programs that may or may not be around when you need them.

OK, is that enough to make you want to crawl into a hole until things get better?

Bottom Line: Historically, our economy has periodic slow periods followed by economic booms. Right now we are in a slow economy. That means that right now is the time to become involved in a real wealth building program...real estate. Unlike the stock market, real estate is slow to react to changes in the economy. You don't have to worry about getting up in the morning and learning that the value of your investment has just dropped five or ten percent or more. You have time to plan ahead.

Have you ever wondered why when the stock market jumps up 50 or 100 points in one day and the media proclaims how great it is? The next day it drops a like amount but they refer to it as "an expected adjustment".

Now, let real estate sales slow down and prices come down and real estate is blackballed as a sign that the economy is in a recessionary period and home sellers are in a most undesirable situation, that they have to drastically reduce their prices in the hopes they can sell. The media fails to point out that the home will still sell, in most cases, for a lot more than the owner paid for it. We saw an example earlier in this report. This price reduction only applies to someone who must sell now. Somehow, most medial coverage overlooks the 'must sell now' part of the equation.

The most important consideration is to find a way to secure your financial future. Real estate, over the past 200 plus years, has proven to be the finest way to do it. Before you sit back and think, "Hey, I've got it made doing what I'm doing", here's a frightening statistic regarding your financial future:

Did you also know that 95% of our population, over the age of 65 cannot afford to retire? In a national survey made in the 1960s by the Kennedy Administration, they discovered that 22% of the people over the age of 65 relied on charity for survival, 28% had to continue working and 45% relied on relatives for survival. That survey was repeated a year ago, before corporate layoffs really started taking hold, and the new survey indicated that 95% of our population over the age of 65 were still not able to survive retirement without outside support.

That ninety-five percent did what you and I have always been taught to do...they saved their money for retirement. But, they saved it in the wrong places... places that guaranteed they would not have enough to support them when they quit working. If you're dreaming about a secure retirement based on social security and your corporate retirement program, you may be in for a startling awakening.

Real estate investors have proven you can avoid this trap. There is, however, one vitally important contributing factor to successful real estate investing with minimum risk... knowing what you are doing!

You need to study a real estate investment program will lead you through the professional's methods of real estate investing. A program that is spelled out in easy to learn and use, step by step procedures. One that offers support through each phase of real estate investing.

Maybe you don't want to begin investing right away? Perhaps you are still a disbeliever. I'd suggest taking a course and then make that decision. If you choose the right program, you'll be anxious to begin securing your financial future as soon as you discover how easy real estate investing is and how you can become part of this bonanza. If you still decide to procrastinate, you'll at least have all of the knowledge you need to jump in when the urge strikes you...and I'll guarantee you'll do it sooner than you think!

One more point: If you have been tempted by the late night infomercials you see on TV, promising you can ge

es they can sell. The media fails to point out that the home will still sell, in most cases, for a lot more than the owner paid for it. We saw an example earlier in this report. This price reduction only applies to someone who must sell now. Somehow, most medial coverage overlooks the 'must sell now' part of the equation.

The most important consideration is to find a way to secure your financial future. Real estate, over the past 200 plus years, has proven to be the finest way to do it. Before you sit back and think, "Hey, I've got it made doing what I'm doing", here's a frightening statistic regarding your financial future:

Did you also know that 95% of our population, over the age of 65 cannot afford to retire? In a national survey made in the 1960s by the Kennedy Administration, they discovered that 22% of the people over the age of 65 relied on charity for survival, 28% had to continue working and 45% relied on relatives for survival. That survey was repeated a year ago, before corporate layoffs really started taking hold, and the new survey indicated that 95% of our population over the age of 65 were still not able to survive retirement without outside support.

That ninety-five percent did what you and I have always been taught to do...they saved their money for retirement. But, they saved it in the wrong places... places that guaranteed they would not have enough to support them when they quit working. If you're dreaming about a secure retirement based on social security and your corporate retirement program, you may be in for a startling awakening.

Real estate investors have proven you can avoid this trap. There is, however, one vitally important contributing factor to successful real estate investing with minimum risk... knowing what you are doing!

You need to study a real estate investment program will lead you through the professional's methods of real estate investing. A program that is spelled out in easy to learn and use, step by step procedures. One that offers support through each phase of real estate investing.

Maybe you don't want to begin investing right away? Perhaps you are still a disbeliever. I'd suggest taking a course and then make that decision. If you choose the right program, you'll be anxious to begin securing your financial future as soon as you discover how easy real estate investing is and how you can become part of this bonanza. If you still decide to procrastinate, you'll at least have all of the knowledge you need to jump in when the urge strikes you...and I'll guarantee you'll do it sooner than you think!

One more point: If you have been tempted by the late night infomercials you see on TV, promising you can ge

hat guaranteed they would not have enough to support them when they quit working. If you're dreaming about a secure retirement based on social security and your corporate retirement program, you may be in for a startling awakening.

Real estate investors have proven you can avoid this trap. There is, however, one vitally important contributing factor to successful real estate investing with minimum risk... knowing what you are doing!

You need to study a real estate investment program will lead you through the professional's methods of real estate investing. A program that is spelled out in easy to learn and use, step by step procedures. One that offers support through each phase of real estate investing.

Maybe you don't want to begin investing right away? Perhaps you are still a disbeliever. I'd suggest taking a course and then make that decision. If you choose the right program, you'll be anxious to begin securing your financial future as soon as you discover how easy real estate investing is and how you can become part of this bonanza. If you still decide to procrastinate, you'll at least have all of the knowledge you need to jump in when the urge strikes you...and I'll guarantee you'll do it sooner than you think!

One more point: If you have been tempted by the late night infomercials you see on TV, promising you can get rich quick with no money or credit, check them out on your Internet search engines. Read some of the reviews written by those who have taken the $1,000 and up boot camps or seminars. Be sure you are not reading a promotion written by the company giving the seminar. You'll quickly learn who has a program you may want to try that offers easy to learn and use systems with minimum risk.