Casual Articles - Real Estate

SWOT Analysis: The Good, The Bad & The Ugly
There's a marketing concept called a SWOT Analysis. Sounds pretty daunting doesn't it?Well, don't worry it's not. It's actually very simple. And it's something that can make or break your business.What is SWOT?It stands for Strengths, Weaknesses, Opportunities and Threats.What do you do with it?You use it to size-up your current situation with your business so you can create a plan to be successful.Ask yourself the fo

vers that the seller must relocate for a new job, has become highly motivated and is now willing to accept $15,000 under the listed price. If the agent is a buyer’s agent - working for you - he/she will be obligated and probably excited to tell you this information. However, if the agent is the seller’s agent – working for the seller - he/she does not have to disclose this information to you and may withhold the information init

How to Reach Thousands of Your Ideal Clients and Customers and Skyrocket Your E-mail List
One of the questions I'm asked the most by my clients is, "How can I most quickly build my e-mail list?"My answer is, find someone who's already reaching your target market in droves, and use THEM to build your list! How? With these three easy steps:====================================================STEP 1: Determine exactly who your ideal client or customer is.The more descriptive you can be here, the better. For example, don't just think "men".

If you are a potential home buyer, you must understand the difference between seller, buyer and dual real estate agents. Using the wrong type of agent could affect the financial terms of the deal and have significant legal implications. Read on to arm yourself with an understanding of the difference and how to use it to your advantage when buying a home.

There has been a significant amount of talk over the past few years about buyer’s agents and seller’s agents. Real estate law has evolved to require that an agent list who they are representing. This is normally done early in the process through a disclosure document that you must sign that clarifies whether the agent is working for the buyer or seller. A seller’s agents represent the seller. Most real estate agents who show and market houses are seller’s agents. They may be friendly to you as a potential buyer, show you multiple homes and help you through the offer process. However, they normally are working for the seller and looking out for the interests of the seller. Conversely, buyer’s agents actually work for the buyer and have a fiduciary responsibility to look out for the interests of the buyer. There are also dual agents, but we’ll come back to that in a moment.

Normally, this has nothing to do with who actually pays the agent. So, why does it matter? If you are the buyer, it is important for you to use a buyer agent because of the financial, legal and ethical implications. A seller’s agent has a fiduciary responsibility to the seller not to you as the buyer. This means during the negotiations a seller’s agent will be looking out for the interests of the seller. Here’s a real life example to help clarify. Suppose an agent discovers that the seller must relocate for a new job, has become highly motivated and is now willing to accept $15,000 under the listed price. If the agent is a buyer’s agent - working for you - he/she will be obligated and probably excited to tell you this information. However, if the agent is the seller’s agent – working for the seller - he/she does not have to disclose this information to you and may withhold the information initi

Obtaining Permanent Residence Based On Employment
It is common knowledge that most people obtain their permanent residence (“greencard”) through family petitions (marriage, siblings and parents) or asylums. This is quite true. However, there is a significant majority of people especially in the Bay Area who have obtained their permanent residence through employment. In fact, our office has successfully processed many of such cases.First before proceeding to filing such petitions, you have to have an employer who is ready t

bout buyer’s agents and seller’s agents. Real estate law has evolved to require that an agent list who they are representing. This is normally done early in the process through a disclosure document that you must sign that clarifies whether the agent is working for the buyer or seller. A seller’s agents represent the seller. Most real estate agents who show and market houses are seller’s agents. They may be friendly to you as a potential buyer, show you multiple homes and help you through the offer process. However, they normally are working for the seller and looking out for the interests of the seller. Conversely, buyer’s agents actually work for the buyer and have a fiduciary responsibility to look out for the interests of the buyer. There are also dual agents, but we’ll come back to that in a moment.

How to Get Loans With Low APR?
Every loan involves an APR (annual percentage rate). It is the rate at which a lender charges you for parting with his money. Generally, a lender charges 6 to 40 per cent APR on a personal loan. The APR varies on many counts like absence/presence of collateral, loan amount, credit history of the borrower, lender’s policy, base rate of interest, etc.Personal loans are put into two different categories – secured and unsecured. Usually, it is your home that stands as a security

potential buyer, show you multiple homes and help you through the offer process. However, they normally are working for the seller and looking out for the interests of the seller. Conversely, buyer’s agents actually work for the buyer and have a fiduciary responsibility to look out for the interests of the buyer. There are also dual agents, but we’ll come back to that in a moment.

Borrowing Online
Online borrowing is growing rapidly. The technology has developed to allow secure and private transactions to take place over the internet. This has led to huge increase in customer trust of the internet as a place to manage their finances. It is also an extremely good place to conduct loan research as you can get information from many lenders quickly and accurately and rates are often lower online in recognition of the savings it brings to the lender.In the last year, the s

actually pays the agent. So, why does it matter? If you are the buyer, it is important for you to use a buyer agent because of the financial, legal and ethical implications. A seller’s agent has a fiduciary responsibility to the seller not to you as the buyer. This means during the negotiations a seller’s agent will be looking out for the interests of the seller. Here’s a real life example to help clarify. Suppose an agent discovers that the seller must relocate for a new job, has become highly motivated and is now willing to accept $15,000 under the listed price. If the agent is a buyer’s agent - working for you - he/she will be obligated and probably excited to tell you this information. However, if the agent is the seller’s agent – working for the seller - he/she does not have to disclose this information to you and may withhold the information init

What Your Credit Score Means To You
Your credit score is a number contained within your credit report. The final judgment on your credit score depends on you amount of debt and your history in repaying loans. The amount of credit you have available to you will also be taken into consideration when your credit score is determined.Credit scores typically range between 300 and 850, with something over 600 being average. If you have ever been referred to a collection agency or defaulted on a loan, your credit s

So then, what is a dual agent? Occasionally your will find an agent that says they are performing in a dual role; meaning they are acting as a buyer and seller agent. Be careful in this situation. As a buyer you may want to avoid a dual agent. Realistically, the dual agent cannot fully represent the buyer's interests without adversely affecting the seller and visa versa. There are some excellent agents that can operate effectively in the dual role. However, as a buyer, you should realize the potential conflict. If you want the lowest price on a home, seek a good buyer's agent whose loyalties are aligned solely with you.

You may be wondering who actually pays for a buyer’s agent. Typically the selling agent lists the property in the MLS ("multiple listing service") and agrees to split the commission with the agent who brings the buyer. In this scenario, the seller’s agent and the buyer’s agent split the real estate commission 50/50. This means that although the buyer’s agent is working for you, the seller is actually paying for the buyer’s agent. Occasionally you may find a listing where the selling agent does not agree to split the commission with the agent who brings the buyer and in that case you would have to negotiate who will pay for the buyer's agent.

Understanding the financial, legal and ethical implications of buyer, seller and dual agents is important to you as a home buyer. Before you start searching for a new home, find yourself a good buyer’s agent with at least 10 years of experience in your market. They will be aligned with your interests and have the experience to help you negotiate the lowest price for the ho

HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.casualarticles.com/article/137582/casualarticles-Who-Does-Your-Real-Estate-Agent-Really-Work-For.html">Who Does Your Real Estate Agent Really Work For?</a>

BB link (for phorums):
[url=http://www.casualarticles.com/article/137582/casualarticles-Who-Does-Your-Real-Estate-Agent-Really-Work-For.html]Who Does Your Real Estate Agent Really Work For?[/url]

Sometimes we miss out on the sale because we are our own worst enemy; we do not realize that all we need to do to succeed is get out of our own way! Here are three things you can focus on to improve your sales results.

Do you want to get fre traffic to your acution listings? If you are a serious eBay seller you know that the more free traffic you have comming to your auction listings the better your overall sales will be. ebay recently released a new section of their website called eBay blogs. Any active member of eBay can now sign up for their own free blog. This will allow you to promote your eBay business, auction listings and provide great content to your customers to keep them comming back. Find out how to easily get started with eBay blogs today it is a great way to receive free traffic and interact with your loyal customers.

Tags

Links

Casual Articles - Who Does Your Real Estate Agent Really Work For?

Related Articles: