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    Lessons Learned from the Dot Com Bomb and the Attack on America
    Many Americans didn’t have time to recover from the “dot com bomb” before the “attack on America.” Whether we wanted to or not, many of us are forced to take a long, hard look at life and realize several bitter truths:• What seems highly logical may turn out to be completely ridiculous.• What you see today may be gone tomorrow.• Who you think has all the answers may be totally wrong.• Why you expect to succeed may be the very reason you fail.Eighty hour workweeks, two hour commutes, and a family who never sees you…these are just some of the hallmarks of the past dot com business craze where high-tech entrepreneurs sacrific
    onal home inspectors who will meet your dead lines with complete line item reports and photographs.

    8.Title company or Attorney, who can start the process on a timely basis to competently and quickly complete the title work report any deficiencies and work with the sellers and sellers agent to clean them up to meet the closing schedule.

    9.Engineers Survey companies, have competent engineers who will complete the survey quickly and professionally and present any problems in a timely manner.

    10.Phone numbers for all local utilities gas, electric, cable TV so you can have them transferred into your name in time for closing.

    11.Schools phone numbers, addresses, websites and locations of schools public and private in the areas you are considering for your new home.

    12.Hotels and apartments complexes convenient for you if there is a delay or while your new

    8 Tips for Choosing a Domain Name
    If you're just starting out on the Internet, choosing a domain name is one of the first major decisions you will have to make. I won't say that choosing a name for your site will determine the overall success or failure of your online business. It will, however, affect almost every aspect of your business. Finding a good domain name requires extensive planning.I would like to offer some tips for successfully choosing a domain name:1) Use the .COM extension. This is still the number one choice for the majority of online businesses. While, .NET,.ORG,.INFO,.BIZ, and .US are viable alternatives they are not as widely recognized as .COM. The .CO
    We are all so skeptical we don’t believe much of what we are told. We need the reassurance of seeing for ourselves proven results. At the least we require some sort of guarantee or commitment from any salesperson we are dealing with. Real estate is no different.

    There was a time not that long ago that all agents represented the seller in residential real estate. As a buyer you had no control and were at the mercy of sellers, agents, title companies, mortgage companies and attorney’s (unless you hired an attorney to represent you). “Caveat emptor” Buyer Beware was the law of the land and essentially how the real estate transactions took place. Major changes have occurred over the past 10 years where buyer agency has now become the normal and required practice in real estate transactions.

    For a new home buyer hearing all of the scary stories about real estate and how you can be burned in the process its’ hard for them to get their hands around the real benefits of buyer agency. With Buyer Agency you now have control you have your agent right where you want them under contract working for you not the seller. Best of all you can cancel the contract easier than the agent. With a phone call and fax to your agents Broker in Charge or by a complaint to the Real estate board you’re on your merry way with apologies from every one involved.

    What should you expect from your agent when employing the as your exclusive agent?

    1.To seek property at a price and terms acceptable to you,

    2.Presenting in a timely manner all written offers and counter offers,

    3.Disclosing all material facts related to the property and transaction,

    4.Accounting for in a timely manner all money and property,

    5.Maintain confidentiality of all personal and financial information,

    6.Comply with all laws and regulations,

    7.Treat sellers honestly and not give them false information,

    8.Non-Discrimination,

    That’s the standard contract stuff, how about the other things that will benefit you in buying a home?

    Below are 15 techniques that professional Buyer Agents use to save you thousands.

    1.Real Estate Team approach to the real estate business, Buyer agents, listing agents, customer care assistants, and a closing coordinator are needed to properly handle all properly the functions of a real estate agent.

    2.Written guarantees, the best agents will put in writing 2 guarantees. A performance guarantee (i.e. Save you $5,000 on your home purchase price or they will pay you $500 at closing). A cancellation guarantee ( If the agent has not done everything they said they would and your not completely satisfied with their performance you can cancel the Buyer agency contract no questions asked)

    3.Weekly communication at a minimum. A phone call, email or face to face meeting. With the agent or team member working on your transaction.

    4.Multiple forms of contact for you of your agent: office phone number, direct phone number, fax number, email address, website, cell phone number. Names and functions of team members who will be working with you.

    5.Emailing you daily or weekly new listings that come on the market meeting your specific buying criteria. VIP Buyers program.

    6.Mortgage pre-approval, helping you with the process by giving you information and following up with competent mortgage professionals who can have the mortgage processed, delivered and closed on time.

    7.Home Inspection, giving you information and following up with professional home inspectors who will meet your dead lines with complete line item reports and photographs.

    8.Title company or Attorney, who can start the process on a timely basis to competently and quickly complete the title work report any deficiencies and work with the sellers and sellers agent to clean them up to meet the closing schedule.

    9.Engineers Survey companies, have competent engineers who will complete the survey quickly and professionally and present any problems in a timely manner.

    10.Phone numbers for all local utilities gas, electric, cable TV so you can have them transferred into your name in time for closing.

    11.Schools phone numbers, addresses, websites and locations of schools public and private in the areas you are considering for your new home.

    12.Hotels and apartments complexes convenient for you if there is a delay or while your new h

    The Myth Behind Maternity Insurance
    Maternity is a period between conception and birth of the child. For most women and their partners alike, this period is filled with anticipation and excitement as they await the coming of their new baby. But this period can be quite burdensome too to the couple, especially to the mother. Aside from physical and emotional burden they experience, and lifestyle changes they have to deal with, the couple is faced with financial burden as well. Vitamins, maternity clothes, check ups and the baby’s stuff are only few of the things they must spend for. To aid expectant mothers get through this very important stage in her life, insurance companies provide assistanc
    process its’ hard for them to get their hands around the real benefits of buyer agency. With Buyer Agency you now have control you have your agent right where you want them under contract working for you not the seller. Best of all you can cancel the contract easier than the agent. With a phone call and fax to your agents Broker in Charge or by a complaint to the Real estate board you’re on your merry way with apologies from every one involved.

    What should you expect from your agent when employing the as your exclusive agent?

    1.To seek property at a price and terms acceptable to you,

    2.Presenting in a timely manner all written offers and counter offers,

    3.Disclosing all material facts related to the property and transaction,

    4.Accounting for in a timely manner all money and property,

    5.Maintain confidentiality of all personal and financial information,

    6.Comply with all laws and regulations,

    7.Treat sellers honestly and not give them false information,

    8.Non-Discrimination,

    That’s the standard contract stuff, how about the other things that will benefit you in buying a home?

    Below are 15 techniques that professional Buyer Agents use to save you thousands.

    1.Real Estate Team approach to the real estate business, Buyer agents, listing agents, customer care assistants, and a closing coordinator are needed to properly handle all properly the functions of a real estate agent.

    2.Written guarantees, the best agents will put in writing 2 guarantees. A performance guarantee (i.e. Save you $5,000 on your home purchase price or they will pay you $500 at closing). A cancellation guarantee ( If the agent has not done everything they said they would and your not completely satisfied with their performance you can cancel the Buyer agency contract no questions asked)

    3.Weekly communication at a minimum. A phone call, email or face to face meeting. With the agent or team member working on your transaction.

    4.Multiple forms of contact for you of your agent: office phone number, direct phone number, fax number, email address, website, cell phone number. Names and functions of team members who will be working with you.

    5.Emailing you daily or weekly new listings that come on the market meeting your specific buying criteria. VIP Buyers program.

    6.Mortgage pre-approval, helping you with the process by giving you information and following up with competent mortgage professionals who can have the mortgage processed, delivered and closed on time.

    7.Home Inspection, giving you information and following up with professional home inspectors who will meet your dead lines with complete line item reports and photographs.

    8.Title company or Attorney, who can start the process on a timely basis to competently and quickly complete the title work report any deficiencies and work with the sellers and sellers agent to clean them up to meet the closing schedule.

    9.Engineers Survey companies, have competent engineers who will complete the survey quickly and professionally and present any problems in a timely manner.

    10.Phone numbers for all local utilities gas, electric, cable TV so you can have them transferred into your name in time for closing.

    11.Schools phone numbers, addresses, websites and locations of schools public and private in the areas you are considering for your new home.

    12.Hotels and apartments complexes convenient for you if there is a delay or while your new

    How Online Competitors are Attacking Each Other with Feedback - Beat Them or Eliminate Them
    In the world of the media, giving someone attention whether good or bad is a form of publicity and it tends to help the party receiving the attention to become more well known. Publicity then, good or bad, tends to help the overall individual or company, unless it's so horrible. General publicity is good , not bad, even if it's not favorable.Everyone's entitled to their opinion of a product or service and we are fortunate to have a multitude of choices as well as prices. It's a fabulous thing that not everyone likes or wants the same thing.The scary and unfortunate part of feedback is when a competitor will go out of their way to downgrade or
    cial information,

    6.Comply with all laws and regulations,

    7.Treat sellers honestly and not give them false information,

    8.Non-Discrimination,

    That’s the standard contract stuff, how about the other things that will benefit you in buying a home?

    Below are 15 techniques that professional Buyer Agents use to save you thousands.

    1.Real Estate Team approach to the real estate business, Buyer agents, listing agents, customer care assistants, and a closing coordinator are needed to properly handle all properly the functions of a real estate agent.

    2.Written guarantees, the best agents will put in writing 2 guarantees. A performance guarantee (i.e. Save you $5,000 on your home purchase price or they will pay you $500 at closing). A cancellation guarantee ( If the agent has not done everything they said they would and your not completely satisfied with their performance you can cancel the Buyer agency contract no questions asked)

    3.Weekly communication at a minimum. A phone call, email or face to face meeting. With the agent or team member working on your transaction.

    4.Multiple forms of contact for you of your agent: office phone number, direct phone number, fax number, email address, website, cell phone number. Names and functions of team members who will be working with you.

    5.Emailing you daily or weekly new listings that come on the market meeting your specific buying criteria. VIP Buyers program.

    6.Mortgage pre-approval, helping you with the process by giving you information and following up with competent mortgage professionals who can have the mortgage processed, delivered and closed on time.

    7.Home Inspection, giving you information and following up with professional home inspectors who will meet your dead lines with complete line item reports and photographs.

    8.Title company or Attorney, who can start the process on a timely basis to competently and quickly complete the title work report any deficiencies and work with the sellers and sellers agent to clean them up to meet the closing schedule.

    9.Engineers Survey companies, have competent engineers who will complete the survey quickly and professionally and present any problems in a timely manner.

    10.Phone numbers for all local utilities gas, electric, cable TV so you can have them transferred into your name in time for closing.

    11.Schools phone numbers, addresses, websites and locations of schools public and private in the areas you are considering for your new home.

    12.Hotels and apartments complexes convenient for you if there is a delay or while your new

    If I declare Bankruptcy in Edmonton, Will I Ever Be Able to Borrow Again?
    One of the biggest misconceptions about filing for bankruptcy in Edmonton, Alberta, or anywhere in Canada, is that personal bankruptcy will eliminate your ability to borrow money in the future. This simply isn't true.The only restriction on borrowing money is that while you are in bankruptcy (i.e. prior to receiving a discharge) you are not allowed to borrow more than $500 without informing the lender that you are in the middle of a bankruptcy. Once you are discharged from bankruptcy this requirement is removed. Now let's talk logistics.Is every lender required to loan you money?Of course not. N
    ot completely satisfied with their performance you can cancel the Buyer agency contract no questions asked)

    3.Weekly communication at a minimum. A phone call, email or face to face meeting. With the agent or team member working on your transaction.

    4.Multiple forms of contact for you of your agent: office phone number, direct phone number, fax number, email address, website, cell phone number. Names and functions of team members who will be working with you.

    5.Emailing you daily or weekly new listings that come on the market meeting your specific buying criteria. VIP Buyers program.

    6.Mortgage pre-approval, helping you with the process by giving you information and following up with competent mortgage professionals who can have the mortgage processed, delivered and closed on time.

    7.Home Inspection, giving you information and following up with professional home inspectors who will meet your dead lines with complete line item reports and photographs.

    8.Title company or Attorney, who can start the process on a timely basis to competently and quickly complete the title work report any deficiencies and work with the sellers and sellers agent to clean them up to meet the closing schedule.

    9.Engineers Survey companies, have competent engineers who will complete the survey quickly and professionally and present any problems in a timely manner.

    10.Phone numbers for all local utilities gas, electric, cable TV so you can have them transferred into your name in time for closing.

    11.Schools phone numbers, addresses, websites and locations of schools public and private in the areas you are considering for your new home.

    12.Hotels and apartments complexes convenient for you if there is a delay or while your new

    Understand Your Insurance Contract
    All insurance contracts are governed by the concept of ‘offer and acceptance’. This requires you to fill the proposal form and send it to the insurance company. Sometimes you are also required to attach a check for the premium amount, with the proposal form.Your filling the proposal form and sending it to the insurance company is the ‘offer’ and when the insurance company accepts your proposal it is the ‘acceptance’ part of the concept. The amount you pay as premium is considered as the ‘consideration’ part of the contract. The concept of ‘legal capacity’ also applies to insurance contracts. It requires both the parties to be legally capable of enteri
    onal home inspectors who will meet your dead lines with complete line item reports and photographs.

    8.Title company or Attorney, who can start the process on a timely basis to competently and quickly complete the title work report any deficiencies and work with the sellers and sellers agent to clean them up to meet the closing schedule.

    9.Engineers Survey companies, have competent engineers who will complete the survey quickly and professionally and present any problems in a timely manner.

    10.Phone numbers for all local utilities gas, electric, cable TV so you can have them transferred into your name in time for closing.

    11.Schools phone numbers, addresses, websites and locations of schools public and private in the areas you are considering for your new home.

    12.Hotels and apartments complexes convenient for you if there is a delay or while your new home is under construction.

    13.Local information on parks, recreation, maps, newspapers, chamber of commerce, banking, shopping, grocery stores, restaurants.

    14.Contractors and service providers, lawn service, house cleaning, widow washing, roofing contractors, plumbers, electricians, deck builders.

    15.Hospitals, clinics, special needs for your children, parents or you.

    Your agent should be in contact with you and be able to offer assistance or direct you to where you can get help without leaving you out on your own. Keeping in contact (communication) is what will make the house hunting and closing go smoother and lessen the complications.

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