Casual Articles - Real Estate

Six Simple Steps for Getting More Applications
When I first started out as a loan officer, one of the things I found to be the toughest, was taking an application over the phone. I just didn’t seem to have the skills, nor did I have a plan. I was literally calling people on the phone and saying something to the effect of; Hello, my name is Jay Conners, and this is what I do, and this is why I am calling, would you be interested? No wonder I wasn’t having any success.Knowing that my pathetic tag line wasn’t going to cut it, I knew that I would have to change my approach.Over time, through trial and error, and a whole lot of sales tra

d there is no other apparent "deep pocket"), they probably won't take the case. As you can see, appearing "broke" is the best lawsuit-repellent money can buy!

There is another problem with owning real estate in your own name. If a judgment is obtained against you and filed in any county in which you own real estate, all real estate in that county will have a lien attached to it. You cannot sell or refinance any property in that c

Your Site in a Shopping Centre - Location, Location!
Have you ever wondered just how all the retailers who have a shop at your local shopping centre, sorted out who’d go where? If you imagined that they didn’t really care – think again.The adage in real estate; location, location is just as relevant in the shopping centre placement game.Firstly some useful terms to clarify the language used:Anchor tenant – A major retailer such as a supermarket or discount department store who ‘anchors’ all or part of the centre. Usually found at either end. Satellite – A retail area physically separated from the main building, but sharing the car

Land Trusts:

There are over 80 million lawsuits filed every year in the United States. Landlords and real estate investors are especially susceptible to liability. Are you a target? Are your assets easy to locate? Is your real estate titled in your name?

You wouldn't walk around with a financial statement taped to your forehead would you? So why would you have your most valuable assets exposed to public scrutiny? Anyone can go down to the county courthouse or recorder's office and look up the owner of any property. Real estate records are now computerized, so all of your real estate holdings can be located at the touch of a button!

Any mortgages on your property will be recorded as well. Most recorded mortgages will state the amount of the original principal balance and the date the mortgage payments began. All one has to do is figure out the balance of your mortgage and subtract that amount from the market value of your house. Bingo! Now they know how much equity you have and hence whether suing you is worthwhile.

If a tenant or creditor is contemplating suing you, he will make an appointment with a lawyer. Unless he can afford an attorney by the hour ($150 and up), he will likely seek a "contingency-fee" lawyer. A contingency-fee lawyer does not charge by the hour; he charges a percentage of whatever he collects. Most contingency-fee lawyers will not take a case unless there is something upon which to collect. If you have no real estate in your name, then finding out your ownership interest will not be easy for a typical lawyer. It's not that lawyers are lazy. It's simply a matter of allocation of resources; lawyers focus on cases they can win and collect. If they don't find any assets in your name (and there is no other apparent "deep pocket"), they probably won't take the case. As you can see, appearing "broke" is the best lawsuit-repellent money can buy!

How Do You Know That It Isn't Working?
Can you tell when your finances aren't working the way they should? I would think so. It often surprises me how many people don't realize they are in financial trouble, when they seem to be showing plenty of the signs.There are so many people out there complaining about their money situations, yet doing nothing about them. Many of them are waiting for that boat to come in and save them. However, that boat never really comes.You have to get out there and get your feet wet in order to fix what isn't working.How do you know you have money problems?Have you ever said any of th

n go down to the county courthouse or recorder's office and look up the owner of any property. Real estate records are now computerized, so all of your real estate holdings can be located at the touch of a button!

So You Want To Be a Nurse When You Grow Up?
You're interested in becoming a nurse. How do you get into the field? First of all, you need to assess your basic interest. Why do you want to get into nursing? Are you getting ready to graduate from high school and always wanted to be a nurse? Do you want to go into nursing, because a relative is in the profession or your family has a tradition of graduating nurses, and it seems like the right thing to do? Nursing seems like a nice secure profession-the pay attracts you? You've always liked helping others and you care a lot?Have you worked in another career field and want a change for various

ce of your mortgage and subtract that amount from the market value of your house. Bingo! Now they know how much equity you have and hence whether suing you is worthwhile.

Does Your Accounting System Measure KPIs?
Every accounting system measures cash, deferrals and accruals according to Generally Accepted Accounting Standards. Every accounting system outputs various statements and reports that show the financial health of the company at a point in time. Law, investors and common sense usually require this. But does your accounting system give you the kind of Key Performance Indicators (KPIs) that you need to insure your business is one to take pride in?KPIs – A BEGINNER’S LISTDo you have a KPI list? Every business is different and therefore, different KPIs are important to each. In choosing

arges a percentage of whatever he collects. Most contingency-fee lawyers will not take a case unless there is something upon which to collect. If you have no real estate in your name, then finding out your ownership interest will not be easy for a typical lawyer. It's not that lawyers are lazy. It's simply a matter of allocation of resources; lawyers focus on cases they can win and collect. If they don't find any assets in your name (and there is no other apparent "deep pocket"), they probably won't take the case. As you can see, appearing "broke" is the best lawsuit-repellent money can buy!

A Simple 4 Step Approach To Have Google Crawl Your Site Today Guaranteed!
Extra, Extra Google Now Gives you feedback. By Creating a Google Sitemap using free online tools you can get Google to crawl your site within 24 Hours. As an Added bonus after Google Crawls your site they give you feedback about any problems they encountered. To take advantage of this amazing service from yahoo just follow these 4 simple steps.Step 1 Get a Google Site Map AccountIn order to create a Google Sitemap account just cut and paste the below URL in your browser and follow the simple directionshttps://www.google.com/webmasters/sitemaps/login)Step 2 Creat

d there is no other apparent "deep pocket"), they probably won't take the case. As you can see, appearing "broke" is the best lawsuit-repellent money can buy!

Some people use a corporation or limited liability company to hold title to their real estate. While these entities will protect you, they will not protect your property. If you own all of your properties in one corporation, a judgment against the corporation will create a lien on all property owned by the corporation. Furthermore, the directors and officers of a corporation are public record, so a corporation will not hide your ownership.

The solution for holding title to real estate is a land trust. A land trust is a revocable, living trust used to title ownership of real estate. Title to the property is held in the name of a trustee, who is forbidden to reveal the beneficial owner. The beneficial owner or "beneficiary" can be an individual, corporation or other entity for further protection. Land trusts were first used in Illinois, hence the nickname, "Illinois Land Trust." In nine states (AL, FL, GA, HI, IL, IN, ND and VA), land trusts are specifically recognized by statute. In most other states the validity of land trusts are supported by common law and general trust principles (land trusts are not recognized in TN & LA).

A land trust, if properly setup and implemented, will hide your name from the public records. No one will know who owns the property but you, your attorney and the trustee. If a judgment is entered against you, a lien will not automatically attach to the property, since title is not in your name.

A transfer of realty into a land trust virtually no income tax consequences. A land trust is considered a revocable "grantor" trust under the Internal Revenue Code, so it does not r

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You could be missing out on one of the most productive job search times of the year.

An auto equity loan allows a vehicle owner to access cash quickly by using their vehicle as collateral. In some cases people have got an auto equity loan by using the value of their home as collateral instead in order for them to purchase a new car. However, there certainly are some advantages to be gained from using an auto equity loan compared to other kinds of auto finance.

Whoever causes pain, harm, diseases, infirmity or injury to any person or impair disable or dismember any part of the body thereof of any person without causing his death, is said to have committed...

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