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Casual Articles - Everything A Real Estate Agent Doesn't Want You To Know! Part - 4
I was fortunate enough to spend a weekend in Monte Carlo recently and being surrounded by the luxury yachts and other symbols of extreme wealth got me thinking about retirement :-)Ok, I know, I am far too young to retire but one day I may well have had enough of working online (or indeed working!) and may want to sell my website businesses and of course, this is the case for any other business owner.Which brings me to the subject of this article - the ideal time to think about selli
And then there is the financial speak. Terms like amortization, discount points, clos
Publicity via email is easy and fast. Hence email marketing has become an important aspect of publicity of one’s products. Through direct email marketing, one can publicize one’s products among existing and potential consumers. But for most of the people these emails are no more than junk. But if you send your emails to people who are seriously interested in knowing about your products or are in need of your services then you will call it as targeted email marketing. Here are five easy steps thro
How much do you know about home financing? If you are planning on buying a home for the first time, you probably have a lot to learn before you are ready to plunge into home ownership. Home financing is one of the single most important and typically least understood elements of the home purchasing process.
Why is home financing so important? Two primary reasons:
1)Without financing you can’t buy a home (unless you are cash rich) and...
2) you will live with your home loan for a long-long time, well after the thrill of home ownership has subsided.
There are a wide variety of financial products (home loans) on the market today besides the traditional 15 year and 30 year fixed rate and adjustable rate mortgages (ARM’s). Other loan types include government loans like VA loans, FHA loans and community development assistance loans/grants available in some areas. Lets not forget the Jumbo loans, bridge loans, negative amortization loans, balloon loans and interest only loans to name a few. Then you have to consider whether you will borrow your home loan from a bank or a mortgage company and does the lender service the loan or is the loan sold on the secondary market? It’s’ important to know this information because home buyers (and home owners) can be surprised to discover they are sending payments to different lenders over time as their loans are sold on the market. The good old days when the S&L’s made portfolio loans are over.
And then there is the financial speak. Terms like amortization, discount points, closi
Increased targeted web site traffic means more chances of generating sales, leads and interests. There are multiple ways of driving traffic to your site. Some work and some don't. In this article, I will teach you the ultimate secret to skyrocket your targeted website traffic.Before I reveal the secrets to generating traffic, I need to tell you the fundamentals of website traffic. Basically there are four types of traffic source:You can buy traffic This may in
Why is home financing so important? Two primary reasons:
1)Without financing you can’t buy a home (unless you are cash rich) and...
2) you will live with your home loan for a long-long time, well after the thrill of home ownership has subsided.
There are a wide variety of financial products (home loans) on the market today besides the traditional 15 year and 30 year fixed rate and adjustable rate mortgages (ARM’s). Other loan types include government loans like VA loans, FHA loans and community development assistance loans/grants available in some areas. Lets not forget the Jumbo loans, bridge loans, negative amortization loans, balloon loans and interest only loans to name a few. Then you have to consider whether you will borrow your home loan from a bank or a mortgage company and does the lender service the loan or is the loan sold on the secondary market? It’s’ important to know this information because home buyers (and home owners) can be surprised to discover they are sending payments to different lenders over time as their loans are sold on the market. The good old days when the S&L’s made portfolio loans are over.
And then there is the financial speak. Terms like amortization, discount points, clos
We all strive for the pie in the sky called the American Dream, which basically translates into the continuous quest for a larger wallet. This dream, however, has a fundamental glitch, a virus in its software, a gaping hole in its foundation—the wallet is never quite large enough. This means that the Dream will never become a reality. Some may snicker and say this is preposterous; however, the truth is that the more training you receive, the more credentials you obtain, the better promotions y
And then there is the financial speak. Terms like amortization, discount points, clos
It has been a long morning and you need a mental break. You start thinking of your weekend plans and jump on your messaging program to make plans with a friend. You have the movie times and a chat box up on your screen and what happens, your supervisor walks up behind you! You think to yourself Murphy's law is in full effect. What do you do when you get busted surfing or chatting at work? The situation all depends on how you react and handle yourself. Here are some helpful techniques/excuses you
And then there is the financial speak. Terms like amortization, discount points, clos
Every community has 'em. Fast talkers who roll into town with a clever idea to sell to people in business.Many times the ideas are clever and cute but you should weigh the ups and downs of every offer before you dig out the checkbook. Most of these in-town-for-a-day people want their cash up front.Some of the common ways to separate you from your cash are:Coupon BooksThey offer to put you in a giant coupon book to be sold for the needy charity or Lions Club. Books are
And then there is the financial speak. Terms like amortization, discount points, closing costs, doc prep fees, appraisals, zoning, good faith estimates, dowry rights, truth in lending, APR, HUD, originators, brokers, secondary market, hybrids, MIP, balloons, second mortgages, carry back mortgages, etc. Even seasoned homeowners who are selling and planning to buy a home may be taken back by all the financial terminology and buzzwords associated with the lending industry as a whole. The best strategy for wading through all this technical mumbo jumbo is start gathering information well in advance of a home purchase (or refi) because nothing is worse then having to learn all this information during the heat of a real estate transaction. There can be brisk movement during a real estate deal once your offer is accepted. You don’t want to get hit with a tidal wave of information requiring your critical decision making (and your legally bound signature) when you are going to school on every issue, detail and term associated with home financing.
For most first time buyers this can be overwhelming as they are forced to rely on real estate agents, bankers and mortgage brokers for advice. Keep in mind that when you are buying real estate you are SURROUNDED by sales people with an economic incentive called commissions! Do you
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