My personal injury

This is exactly the situation I was left in after my road traffic accident. I'd been driving along a narrow road when another car came out of a bend at speed.

Because of his speed, even though I stopped my car, he was unable to stop and crashed into the front of my car. Both cars were write offs and the police arranged for them to be taken away.

My loses

So now I had lost my no claims bonus and suddenly was a higher insurance risk. My car insurance premiums were going to increase and I'd lost my insurance excess. My own insurance were unhelpful and I needed professional help defending my position.

I needed a solicitor. Whenever I called my insurance they never returned calls. Letters were being ignored. But magically, a phone call from a solicitor immediately got a response and some sense from them.

But why would a solicitor take on the case? Had I just asked one to work for me, what would they have charged? Could I really afford it? Could I claim it on the insurance?

This wasn't all I had lost. The accident happened on the second day of my holiday and the rest of the holiday was lost to phoning around trying to sort out insurance. Stranded, in the middle of no where, without a car, how could we continue our holiday? A hire car was possible, but not for another couple of days. And would we really feel up to driving these strange roads - just after the crash.

So we had also lost the holiday. Plus we needed a relative to drive down to take us home. The financial loss was starting to mount up.

Accid