Casual Articles

Tips and Tricks for Legal Debt Collections
If a customer owes your local business money, it's hard not to feel angry, like you want to do anything possible to get your money back. But the days of going all out to collect on a debt over. The Fair Debt Collection Practices Act, designed to protect consumers from harassment or intimidation, sets firm limits on what you can do to collect a debt from a consumer. The federal debt collections law even prohibits practices that were once standard, and that you might not consider harassment at all.Besides, as a local business, you have an even more powerful reason to be especially careful about legal debt collection issues. You have something

Forex Trading - The Common Indicator Myth
I see it all the time. People saying that you can no longer use the common everyday indicators that come with every trading package to make money in forex.The funny thing is there are usually two kinds of people who are saying this. One kind is trying to sell you something. The other kind is failing in trading and instead of taking the blame and finding the solution, they blame what ever is handy. It's the old adage, a poor workman blames his tools.Let's get one thing straight. Indicators don't make money. That doesn't happen. They are mathematical formulas and squiggly lines on the chart. They don't do anything by themselves.

During many Divorce cases, one party or the other may have the need to file for a Civil Protection Order. These are commonly referred to as "Restraining Orders." Although all the details described herein are specific to the state of Colorado, restraining orders are somewhat standard throughout the country. Consult your attorney or feel free to contact us for assistance.

In Colorado, the law states that restraining orders are governed by C.R.S. Section 13-14-102. When a judge has the power to grant a restraining, it is for the following purposes:

1. To prevent assaults and threatened bodily harm;

2. To prevent Domestic Violence;

3. To prevent emotional abuse of the elderly or of an at risk adult;

4. To prevent stalking.

Throughout the country, normally the proper county or venue for the filing of a restraining order is where the acts occur that result in the complaint.

The first step that must be taken, when a party wishes to obtain a restraining order, is for that party to go to the courthouse and seek a "Temporary Civil Protection Order." This requires the party to be placed under oath and swear that the facts which serve as the basis for the restraining order are true and correct. The judge must find that imminent danger exists to the life or health of one or more persons, and as stated in the law, "the court shall consider when the most recent incident of abuse or threat of harm occurred as well as other relevant evidence concerning the safety and protection of the person(s) seeking the protection order."

A pattern of ongoing and continual harm, or the likelihood of harm to the person seeking protection is required.When one party has been arrested for a Domestic Violence criminal charge, the District Attorney will most likely seek to prove that the offending party had a history of committing domestic abuse against one or more persons. If a party violates the terms and conditions of a restraining order, the commission of said offense is a crime (Colorado Law).

All too often "false allegations" are made by one parent against the other when children are involved in divorce proceedings. Since evidence of domestic abuse or violence is relevant, there must exist proof of a real threat of harm to the safety of the other spouse, not just bare allegations. In many divorce cases, one spouse makes Domestic Violence allegations against the other, and seeks a restraining order for the sole purposes of manipulating the system in an attempt to blackmail the other party or parent, particularly when custody is at stake. As an example, I represented a client who's spouse filed a restraining order in which that spouse alleged that the party was being violent and abusive and made threats in that party's attempt to win custody of the three children. I went to cour

Small Business CRM Is Here To Stay
If you ask most small business owners what priority CRM has in their short-term business plans, chances are you’ll get more than one blank stare. The fact is that most small business owners don’t even know what CRM is not to mention how significantly it can benefit their growing company. This prevailing ignorance of small business CRM (customer relationship management) usually stems from just a few basic causes.Excuses not to invest in small business CRM The first and most common reason for disinterest in small business CRM is the very nature of small business. With limited financial and personnel resources at their d

o prevent assaults and threatened bodily harm;

2. To prevent Domestic Violence;

3. To prevent emotional abuse of the elderly or of an at risk adult;

4. To prevent stalking.

Throughout the country, normally the proper county or venue for the filing of a restraining order is where the acts occur that result in the complaint.

No Load Term Life Insurance
A term life insurance policy or plan that does not have any form of agent commissions or cuts attached to it is commonly termed as a no load term life insurance policy. This kind of no commission policy is thus devoid of any tussle due to conflicts of interest on behalf of agent and the person seeking insurance. This is a kind of coverage that can cost the policy holder a lesser amount of money and at the same time can offer the individual a quality product.Most companies today will offer this kind of no load life insurance quotes or policies directly to the public for purchase. In order to receive an estimate, the customers who may be inte

laced under oath and swear that the facts which serve as the basis for the restraining order are true and correct. The judge must find that imminent danger exists to the life or health of one or more persons, and as stated in the law, "the court shall consider when the most recent incident of abuse or threat of harm occurred as well as other relevant evidence concerning the safety and protection of the person(s) seeking the protection order."

What Am I Paying To Be In The 401k
All investments have internal fees but the fees vary dramatically. If your company representative ( the person at your company that makes the final decisions on what vendor is selected for your 401k - that is usually the owner or CEO ) does not monitor these fees closely, they can cost you a lot of money. You have an absolute right to have a CLEAR understanding of the fees that you are paying inside your company sponsored 401k investments. Since you can only pick from a menu of funds that your company approves, they are the ones that have the responsibility to make sure that ALL fees that are taken from your account are necessary and that they a

party has been arrested for a Domestic Violence criminal charge, the District Attorney will most likely seek to prove that the offending party had a history of committing domestic abuse against one or more persons. If a party violates the terms and conditions of a restraining order, the commission of said offense is a crime (Colorado Law).

Internet Marketing and the Silver Bullet
Whether we’re business owners, employees, volunteers or just family members trying to carry our load, we’re all looking to do more with less. Get more done in less time, earn more money with less effort, get more benefits with less money…we’re looking for the top ten if not the one thing that will just get ‘er done so we move on to other things.For businesses trying to establish an effective marketing plan the silver bullet has been perhaps more illusive than any other area of focus. We budget a percentage of our revenues, guess at a particular mix of appropriate media, and hope for the best. We don’t know if we are going to get the resul

f harm to the safety of the other spouse, not just bare allegations. In many divorce cases, one spouse makes Domestic Violence allegations against the other, and seeks a restraining order for the sole purposes of manipulating the system in an attempt to blackmail the other party or parent, particularly when custody is at stake. As an example, I represented a client who's spouse filed a restraining order in which that spouse alleged that the party was being violent and abusive and made threats in that party's attempt to win custody of the three children. I went to court and as a result of a hearing before a judge, we established that there was insufficient evidence to prove the allegations and the permanent restraining order was denied. It is very important for any lawyer representing a party in a divorce case to know the entire history of any allegations, proved or not, which are material to the issue of whether a restraining order is proper or not.

Where there are children involved in a divorce matter, and a parent has obtained a restraining order against the other parent, the court will consider whether an order needs to be entered that awards temporary care and control of the children, for a period of not more than 120 days. This is why it is extremely important, to have the judge in the divorce action make certain rulings as to the best interests of the children and whether depriving the children of contact with a parent is well founded. A competent Divorce Attorney who represents a client who has a restraining order entered against that client, can effectively take action to prove to the court that the children are not in imminent danger or request that the court order an investigation by an independent expert. On the other hand, acts of Domestic Violence which gave rise to the entry of a Permanent Restraining Order, is an extremely serious matter in determining the best interests of the children and can be utilized to limit a parent's contact with the children or even make such contact, "supervised."

Valid and documented Domestic Violence allegations will significantly affect the orders entered in a divorce case. A judge will not be inclined to expose children to possible harm, if it has been established that there exists a history of Domestic Violence or that a Permanent Restraining Order has been entered. In most states it is the court's discretion to fully protect the best interests of the minor children.

If any party or parent in an ongoing divorce matter believes that he or she has been threatened or that such threats expose the children to harm, it is vital to call 911 and at the earliest possible date, obtain a restraining order. An experienced Family Law attorney should be hired to fully protect either party's rights, whether for the purpose of aggressively pursuing valid domesti

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