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    Only 61% of adult Americans have life insurance (down from 70% in 1984).

    Only 41% of adult Americans have individual life insurance, many rely on group insurance leaving them vulnerable if they lose their j

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    Only 41% of adult Americans have individual life insurance, many rely on group insurance leaving them vulnerable if they lose their

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    41% of adult Americans have individual life insurance, many rely on group insurance leaving them vulnerable if they lose their
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    eaving them vulnerable if they lose their job.

    The average life insurance needed, based on calculations recommended by the U.S. Government for victims of 9/11, is $459,000...The average insurance coverage o

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