Tags |
|
|
Links |
|
|
Casual Articles - Financial Exposure
Since the October 23rd announcement of Cameco’s Cigar Lake uranium mine flooding, several junior uranium companies have behaved in the same way mining markets sometimes react to a major exploration discovery. The massive cobalt-copper- nickel discovery at Voisey
Expert authors are specialists by definition. You are an expert when you know very much (a deep knowledge) of a limited area (of expertise). Generalists, and managers belong more to this “category” than to the other, they know more about a broader area but thei
A deductible is something you'll only need to pay if you have a big claim. However, your premium is something you need to pay no matter what, just to keep the insurance. Just for an easy example, we'll say that a 50 year old male is looking for a policy from Anthem Blue Cross Blue Shield of Colorado (we'll call him Larry). Larry requests a $500 deductible with $25 copays for doctors visits, $15/$40/$60 copays on Rx, and an 80/20 coinsurance with a $5,000 maximum. Right now, this would cost Larry $338.50 per month. This would give Larry a maximum financial exposure of ($500 deductible + $1,000 co
Have you walked down the cereal aisle lately?There is a lot you can learn from sitting surrounded by the boxes and bags of artificially sweated corn, rice and wheat for a few minutes observing marketing in action.If you look closely, you will see s
A deductible is something you'll only need to pay if you have a big claim. However, your premium is something you need to pay no matter what, just to keep the insurance. Just for an easy example, we'll say that a 50 year old male is looking for a policy from Anthem Blue Cross Blue Shield of Colorado (we'll call him Larry). Larry requests a $500 deductible with $25 copays for doctors visits, $15/$40/$60 copays on Rx, and an 80/20 coinsurance with a $5,000 maximum. Right now, this would cost Larry $338.50 per month. This would give Larry a maximum financial exposure of ($500 deductible + $1,000 c
I’ve worked in media and public relations for 20 years, and experience has taught me that communication is an essential skill to master in order to be successful in all aspects of one’s life. No one person can do many things without the involvement of othe
If you are a guy, can you imagine how easy things will be if the lady you've been eyeing all this while actually comes after you. She makes the move and...Can you imagine how easy it will be for things to just happen?Imagine you, the affiliate, are
Rules. No-one likes rules. But we all realize that if we didn’t follow traffic rules and stop at a red light, our streets would be chaos. If you want to have a successful personal budget, you have to follow the rules (in this case one simple rule).Many
As a good broker, I try to help Larry by pointing out that he can get the same exact plan with a $1,000 deductible for $291.70. This would save him ($46.80/month x 12) $561.60 per year in premiums, and give him a maximum financial exposure of ($1,000 deductible + $1,000 coinsurance + $3500.40/year in premiums) = $5,500.40 per year plus copays if he had a catastrophic event.
So in a worse case scenario, Larry would still save $61.60/year by having the higher deductible if he had a big claim every year. But in a year where he doesn't have something happen, he would save $561.60. Either way, he comes out ahead with the higher deductible. Sometimes I'll talk to people so entrenched wit
HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.casualarticles.com/article/124127/casualarticles-Financial-Exposure.html">Financial Exposure</a>
BB link (for phorums):
[url=http://www.casualarticles.com/article/124127/casualarticles-Financial-Exposure.html]Financial Exposure[/url]
Related Articles:
Writing a Successful Radio Commercial
Payment Card Industry Data Security Standard - A Twelve Step Program
How Much Does it Cost to Become a Millionaire?
Bookmark it:
|