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Casual Articles - UK Car Insurance Explained - What It All Means (Part 2)
Building Loyal Customers
Without clients we have no business. In too many companies however, the goal is grow the client base as fast as possible. Unfortunately, that may not be the smartest or most effective way of increasing the bottom line. A better goal than simply attracting new clients is to attract and then continually deepen client relationships.The more closely we get to know our clients, the better we can serve them. The better we serve them, the more likely they will spend more with us and the more probable it is that they will refer others.It is common knowledge that it is less expensive to sell add
your insurance with monthly instalments, many insurers will provide a cover note and keep your certificate and policy documents until all or most of your premium has been paid for.
Without clients we have no business. In too many companies however, the goal is grow the client base as fast as possible. Unfortunately, that may not be the smartest or most effective way of increasing the bottom line. A better goal than simply attracting new clients is to attract and then continually deepen client relationships.The more closely we get to know our clients, the better we can serve them. The better we serve them, the more likely they will spend more with us and the more probable it is that they will refer others.It is common knowledge that it is less expensive to sell add
EXCESS
Your excess is the amount YOU will pay in the event of making a claim. For example, a driver has an insurance policy with a ?200 excess. He has an a
A Better Comparison Shopping Engine
Setting up a comparison shopping engine can be a daunting task, especially if you are alien to dynamic web development. I will admit my site is affiliate based but it is a less expensive way for merchants to list products and services. No longer do merchants have to pay for a mere click, but only commission for sales. I will also admit I have had some help from a third party, but their services have allowed me to concentrate on promotion of my site. This is a project I really believe in and I hope it brings in a new era to affiliate marketing.The Merchant AdvantageComparison shopping hi
This article aims to provide explanation to some of the terms and features of car insurance in the UK. Understanding exactly what it all means can hopefully lead to a more informed decision when buying your car insurance from one of the many insurers in the UK today.
Setting up a comparison shopping engine can be a daunting task, especially if you are alien to dynamic web development. I will admit my site is affiliate based but it is a less expensive way for merchants to list products and services. No longer do merchants have to pay for a mere click, but only commission for sales. I will also admit I have had some help from a third party, but their services have allowed me to concentrate on promotion of my site. This is a project I really believe in and I hope it brings in a new era to affiliate marketing.The Merchant AdvantageComparison shopping hi
The first part of this article, Car Insurance Explained (Part 1), looked at the various types of cover available, acceptable vehicle usage, and who can be insured under your policy. In this part we will look at insurance documents, excesses and additional add-ons for your insurance.
DOCUMENTS
Once you have purchased your insurance you will normally be issued with two documents detailing your insurance. These are as follows:
Certificate of Insurance - This is required by the Road Traffic Act 1984 for all drivers. It acts as proof that your vehicle is insured.
Policy Document - This sets out the full terms and conditions of your insurance policy, such as vehicle use, named drivers, type of cover etc.
Cover Note - A cover note acts as a temporary policy and certificate of insurance, and is valid for up to a month. It can be issued when you first buy your insurance to provide cover and compliancy with the Road Traffic Act until you receive your certificate and policy documents. If you pay for your insurance with monthly instalments, many insurers will provide a cover note and keep your certificate and policy documents until all or most of your premium has been paid for.
EXCESS
Your excess is the amount YOU will pay in the event of making a claim. For example, a driver has an insurance policy with a ?200 excess. He has an ac
How to Sell a Product Online- Affiliate Marketing and Joint Ventures Part II
If your product is an ebook, you should include a link to your website, and to more of your products, within it. Some of these products can be affiliate products, from which you also make 50%. You can then offer resale rights to buyers free of charge, so that every time they sell the product, your affiliate links are exposed to more and more people. That is what is called ‘viral marketing’ and it is a very effective way of making money.If your product is good, you could also consider joint ventures. This is a very powerful way of marketing a product, especially if you have a reasonable emai
lained---What-It-All-Means-(Part-1)&id=286655">Car Insurance Explained (Part 1), looked at the various types of cover available, acceptable vehicle usage, and who can be insured under your policy. In this part we will look at insurance documents, excesses and additional add-ons for your insurance.
If your product is an ebook, you should include a link to your website, and to more of your products, within it. Some of these products can be affiliate products, from which you also make 50%. You can then offer resale rights to buyers free of charge, so that every time they sell the product, your affiliate links are exposed to more and more people. That is what is called ‘viral marketing’ and it is a very effective way of making money.If your product is good, you could also consider joint ventures. This is a very powerful way of marketing a product, especially if you have a reasonable emai
DOCUMENTS
Once you have purchased your insurance you will normally be issued with two documents detailing your insurance. These are as follows:
Certificate of Insurance - This is required by the Road Traffic Act 1984 for all drivers. It acts as proof that your vehicle is insured.
Policy Document - This sets out the full terms and conditions of your insurance policy, such as vehicle use, named drivers, type of cover etc.
Cover Note - A cover note acts as a temporary policy and certificate of insurance, and is valid for up to a month. It can be issued when you first buy your insurance to provide cover and compliancy with the Road Traffic Act until you receive your certificate and policy documents. If you pay for your insurance with monthly instalments, many insurers will provide a cover note and keep your certificate and policy documents until all or most of your premium has been paid for.
EXCESS
Your excess is the amount YOU will pay in the event of making a claim. For example, a driver has an insurance policy with a ?200 excess. He has an a
What You Need to Know About Web Site Bandwidth
The term "bandwidth" can have different meanings, depending on the context it's used in. In terms of web hosting, it's referring to the amount of data that gets transferred to and from your website.Incoming data includes requests for web pages, incoming email, and files uploaded with FTP. Outgoing data includes web pages being read by your visitors, downloads via FTP and outgoing email messages.When you sign up for a web hosting account you are normally allocated a certain amount of bandwidth per month. This can range anywhere from 3GB for a smaller website to 200GB or more for busy sit
r insurance you will normally be issued with two documents detailing your insurance. These are as follows:The term "bandwidth" can have different meanings, depending on the context it's used in. In terms of web hosting, it's referring to the amount of data that gets transferred to and from your website.Incoming data includes requests for web pages, incoming email, and files uploaded with FTP. Outgoing data includes web pages being read by your visitors, downloads via FTP and outgoing email messages.When you sign up for a web hosting account you are normally allocated a certain amount of bandwidth per month. This can range anywhere from 3GB for a smaller website to 200GB or more for busy sit
Certificate of Insurance - This is required by the Road Traffic Act 1984 for all drivers. It acts as proof that your vehicle is insured.
Policy Document - This sets out the full terms and conditions of your insurance policy, such as vehicle use, named drivers, type of cover etc.
Cover Note - A cover note acts as a temporary policy and certificate of insurance, and is valid for up to a month. It can be issued when you first buy your insurance to provide cover and compliancy with the Road Traffic Act until you receive your certificate and policy documents. If you pay for your insurance with monthly instalments, many insurers will provide a cover note and keep your certificate and policy documents until all or most of your premium has been paid for.
EXCESS
Your excess is the amount YOU will pay in the event of making a claim. For example, a driver has an insurance policy with a ?200 excess. He has an a
Flash or No Flash?
Deciding on the way you want your web site to appear might not be a straight forward task, especially when one is not fully aware of the technology available today. One of these tools is called ‘Flash’, a programming language that allows you to have great audio and visual content on your site.Flash is a technology developed by Macromedia, a leader in web development tools. Flash generates a movie file which is a combination of images and text that is then compiled and put on a site.Some web sites are completely written in Flash, others have only some Flash elements inserted here and the
cy, such as vehicle use, named drivers, type of cover etc.Deciding on the way you want your web site to appear might not be a straight forward task, especially when one is not fully aware of the technology available today. One of these tools is called ‘Flash’, a programming language that allows you to have great audio and visual content on your site.Flash is a technology developed by Macromedia, a leader in web development tools. Flash generates a movie file which is a combination of images and text that is then compiled and put on a site.Some web sites are completely written in Flash, others have only some Flash elements inserted here and the
Cover Note - A cover note acts as a temporary policy and certificate of insurance, and is valid for up to a month. It can be issued when you first buy your insurance to provide cover and compliancy with the Road Traffic Act until you receive your certificate and policy documents. If you pay for your insurance with monthly instalments, many insurers will provide a cover note and keep your certificate and policy documents until all or most of your premium has been paid for.
EXCESS
Your excess is the amount YOU will pay in the event of making a claim. For example, a driver has an insurance policy with a ?200 excess. He has an a
Problems When Importing from China
The prospect of importing goods from China is both exciting and terrifying for many sellers. On one hand there is huge potential for making money from reselling wholesale goods purchased very cheaply. But on the other hand, language and cultural barriers present a number of difficulties to sellers. The main issue that everyone is worried about is payment: How do I pay? Will my money disappear?, and so on.The difficulty lies in the fact that most Chinese wholesalers will only accept Western Union and wire transfer payments. These are not secure payment options so they must be treated with caut
your insurance with monthly instalments, many insurers will provide a cover note and keep your certificate and policy documents until all or most of your premium has been paid for.
The prospect of importing goods from China is both exciting and terrifying for many sellers. On one hand there is huge potential for making money from reselling wholesale goods purchased very cheaply. But on the other hand, language and cultural barriers present a number of difficulties to sellers. The main issue that everyone is worried about is payment: How do I pay? Will my money disappear?, and so on.The difficulty lies in the fact that most Chinese wholesalers will only accept Western Union and wire transfer payments. These are not secure payment options so they must be treated with caut
EXCESS
Your excess is the amount YOU will pay in the event of making a claim. For example, a driver has an insurance policy with a ?200 excess. He has an accident and makes a claim for ?500. He will pay ?200 of this (his excess) and his insurance company would pay the remaining ?300.
Your excess is always responsible for the first portion of the claim, so a driver with an excess of ?300 who made a ?200 claim would be liable to pay for the full amount.
Multiple Excesses
Some policies may include more than one excess, for example, one that applies to accidental damage, and one that applies to theft. Many policies will also have a separate excess for windscreen damage.
Voluntarily increasing your excess can help to lower your premium, but you must make sure you can afford to pay the excess in the event you need to make a claim.
NO CLAIMS BONUS
Drivers with at least one year of claim free driving can normally qualify for a No Claims Bonus, or NCB. An NCB offers a discount on your premium and can result in substantial savings on your insurance. Amounts vary between insurers but can range from 30% discount for one years NCB to 60% or more for four or more years of claim free driving.
Making a claim does not necessarily mean automatically losing your no claims bonus. Normally, a deduction of 2 years is made from your NCB in the event of an at fault claim. For example, a driver with 4 years no claim bonus, who makes an at fault claim would still have a 2 years bonus.
EXTRAS AND ADDITIONS
These days there are many extras a
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