Casual Articles - Insurance

Moving Tips for Expats to India
Know India Before you MoveAs an Indian I was asked by many of my friends from different countries about the opportunities, customs, traditions, behavior and much other information at various occasions. This has made me to think of an accumulated answer to all these general questions together which will be very much useful and handy for any foreigner who visit India as a tourist,

hank goodness it wasn't George in that accident. A great guy and he's been with us five years. He's our top salesman. There again what if it had been my co-director who also owns 50% of the business? What would be the repercuss

What Information Should You Store In Your Customer Database - And Why?
After 15 years working as a Business Analyst and an IT Specialist, the most common question I get asked by business owners is what information should I store in my customer database. Up until five years ago, I would have given them the same answers most Business Analysts would give. It wasn’t until I decided to go into business and build my own company from scratch that I really began to get a

Last month I had to drive down to London. I don't like driving at the best of times but the rain, spray and heavy traffic on the M1 made conditions difficult. Radio 2 kept me company and the heater kept me warm. Then I hit that queue - six miles solid and I was soon an hour behind schedule.

They were still clearing up the accident when I got there. It was nasty. A lorry and what was left of two cars. Made me think, after all that could have been me. Yep, my life insurance is up to date and my Will was renewed only last month. The family would be well cared for and the mortgage repaid. Had I missed anything?

The business. What would happen to that? We have two directors, 7 employees, an overdraft and lots of insurance. Public Liability, professional indemnity, vehicles and stock are all insured. We even have legal protection insurance. Had I missed anything? I got to thinking.

Thank goodness it wasn't George in that accident. A great guy and he's been with us five years. He's our top salesman. There again what if it had been my co-director who also owns 50% of the business? What would be the repercuss

The Most Important Aspect Of Debt Consolidation
When we talk about debt consolidation, interest rate reduction, late payment fees, lower monthly payments, and better monthly repayment terms often comes into the picture.Interest Rates make up of the biggest contribution to your debts and should be lowered as much as possible. Late payment fees penalties should be waived or review again. A lower monthly payment can help you live a norm

queue - six miles solid and I was soon an hour behind schedule.

Achieving a State of 'Flow' at Work
Do you ever feel like your mind is a million miles away? You can watch someone in a meeting who is “somewhere else,” and they have a far-away, glassy look to the eye. You know they are not hearing a word of what is being said. They may be with you physically, but their minds are somewhere else, thinking about some meeting, worrying about that errand, or trying to figure out what someone m

n me. Yep, my life insurance is up to date and my Will was renewed only last month. The family would be well cared for and the mortgage repaid. Had I missed anything?

Corporation - What Is It?
Simply put, a corporation is a form of business entity. You probably already know this, so this article delves into a few of the particulars.Separate EntityFor legal purposes, a corporation is considered a separate legal entity from those forming it. Although it is not a living person, a corporation generally has the same rights. It can own property, enter contracts and claim con

irectors, 7 employees, an overdraft and lots of insurance. Public Liability, professional indemnity, vehicles and stock are all insured. We even have legal protection insurance. Had I missed anything? I got to thinking.

Re-discovering eBay & Amazon
It is some time (a couple of years at least) since I did any selling on eBay (although I have used it quite a bit as a buyer) but this week I decided to list a few items that have been lying around the house for months. Makes sense as I am never going to use them again so I might as well let someone else benefit and make a little money on the side ;-)The one thing that I used to really

Sales down, profits down, bank phoning all too politely to ask about the Directors guarantee on the overdraft. Then I'd have to try and buy his shares. I wouldn't want someone else to get hold of those. At some stage I'd have to recruit someone of his calibre to continue the company going forward - that wouldn't be easy! And recruiting top people doesn't come cheap. That's more time and more money. The personal problems …… the repercussions …….. the extra work ……… the extra stress ……..

Oh heck, I don't want to think about it all. Quickly, switch over to Radio 1.

Does all this ring alarm bells with you? 95.2% of UK businesses employ less than 10 people and these are precisely the organisations most at risk from the impact of severe illness or death of a key person. The risks of a key person being stuck down with a long term illness or death are real. 1 in 5

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Team building starts with you, the team leader. Actions speak louder than words - how true is that clich?.

Easy availability of finance and increasing use of credit cards has made debt consolidation popular these days-

Getting Ready To Submit Your Tax Return? Read these tips to save money before the tax year ends.

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Casual Articles - Memo to Myself - I Need Keyman Insurance

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