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Fans, Not Customers
I’ve been to 97 concerts in my lifetime. I know this because every ticket stub of every show I’ve ever seen since I was 12 lay under a sheet of glass on my coffee table. Some of the stubs are signed by my favorite musicians; some are tattered and torn from the pouring rain through which I stood and sung for hours. Some of the tickets aren’t even tickets! They’re napkins or flyers I stole from the venue because I just HAD to get a memento from every event.And each day when I look at those faded pieces of cardstock, I don’t just think about some of the greatest memories of my life.I think about being a fan.

foot because Nike is trying to convince us that it is a groovy and respectful company. We begin to respect Nike because Tiger Woods uses them. Tiger has sold his image. Using my treasured rock songs to sell cars, computers and any other consumer product really offends me. The Who, Led Zeppelin, Aerosmith and The Rolling Stones do it and have sold out. The Doors have not (completely). Advertising images and music are reality. Success isn’t about exciting rock songs and getting everything you want. It isn’t about looking like Tiger. Spend your time on what is truly important to YOU and not on what the advertisers tell you. Close the television and get outdoors. Take a hike in the woods. Marvel at the beautiful sky. Life can be magical at times. Sometimes

All About Online Banking
Banking today isn't about standing in line anymore. Instead of waiting in line, go online, and discover the advantages of internet banking. Access your account 24 hours a day, 365 days a year. Do all of your banking from the comfort of your own home. In fact, the advantages are numerous:Look at your financial statements anytime you want. The online transaction record is updated instantly, so when the bank knows you made the transaction, you know too.Save precious time and money. Going to the bank often requires booking time off work, driving a considerable distance, and spending hours in line.

I’m fortunate to have an excellent financial planner who in turn works with an excellent team of financial specialists. These specialists scrutinize all aspects of finance including taxes, insurance, saving and budgeting. They have a wide range of clients, from the average Joe to multi-millionaires. Knowing whether I am spending more than I earn is probably the simplest and best advice he has ever given me. Here is that strategy plus a few others for reducing debt and living a life with less stress and more freedom.

Are you spending more than you earn?

Isn’t it incredibly easy to have money “mysteriously float away” each month on purchases you simply “forgot”? We know we have monthly bills, but a person’s got to live, eh? Are you scared to add up those credit card purchases each month? And then months become years, and the money continues to “float away.” If you really think about it, keeping track of your money is easy. All it takes is paper and pencil. One column for debts and one column for income; add them up each month, subtract the difference and see if you spend more than you earn. Once you clearly see your spending habits on paper, you can no longer hide from them. This is by far the single most important step towards debt reduction and wealth creation. Being completely honest with yourself is the first crucial step towards incorporating positive financial change in your life. Are you spending more than you earn? Credit cards got a hold of you?

Understand how emotional intelligence and your values can rid you of crazy monkey brain.

How many times have you innocently walked into a store and found a million reasons why it’s okay to purchase something? This is the last time I will buy this. My credit card balance is low; it’s okay. I love it and it’s on sale! I’m not doing this for me, I’m doing it for them. Hey, I have some extra cash! We all have these emotions and thoughts coursing through our heads at some time. Real millionaires with solid finances realize that spending money on stuff doesn’t buy lasting happiness. In the short term, it’s pleasurable but financially disastrous. So the next time you have the spending bug, take a moment to simply appreciate everything you do have. Appreciation is a powerful emotion and a fantastic core value. Appreciating your family, friends, health, nature and the simple pleasures in life will make you realize that spending won’t buy happiness. Use your emotional intelligence. Make appreciation a core value. Real millionaires respect the dollar but place appreciation, gratitude, family and friends before all else. You most likely don’t need to buy it.

Hold on to your own reality. Don’t give in to the advertisers.

In this information age we are continuously assaulted with advertising images trying to convince us to buy, buy and buy. Bigger, better and faster. We will look more successful. We see celebrities using their names to sell almost anything. Tiger Woods drapes himself in Nike from head to foot because Nike is trying to convince us that it is a groovy and respectful company. We begin to respect Nike because Tiger Woods uses them. Tiger has sold his image. Using my treasured rock songs to sell cars, computers and any other consumer product really offends me. The Who, Led Zeppelin, Aerosmith and The Rolling Stones do it and have sold out. The Doors have not (completely). Advertising images and music are reality. Success isn’t about exciting rock songs and getting everything you want. It isn’t about looking like Tiger. Spend your time on what is truly important to YOU and not on what the advertisers tell you. Close the television and get outdoors. Take a hike in the woods. Marvel at the beautiful sky. Life can be magical at times. Sometimes i

The Basics of RSS
RSS stands for “Really Simple Syndication”, and it is a standard, public format designed for sharing headlines and the content of web sites (previously known as the RDF Site Summary). But RSS feeds are not just for news anymore. Almost anything that can be organized into smaller items can be then syndicated through an RSS feed.Overview of RSS:In many ways, it is similar to newsletters that web sites offer to keep viewers updated. The substantial difference is that this system does not require users to provide their e-mail addresses since it offers a direct channel to the information.An RSS feed is a

ed to add up those credit card purchases each month? And then months become years, and the money continues to “float away.” If you really think about it, keeping track of your money is easy. All it takes is paper and pencil. One column for debts and one column for income; add them up each month, subtract the difference and see if you spend more than you earn. Once you clearly see your spending habits on paper, you can no longer hide from them. This is by far the single most important step towards debt reduction and wealth creation. Being completely honest with yourself is the first crucial step towards incorporating positive financial change in your life. Are you spending more than you earn? Credit cards got a hold of you?

Understand how emotional intelligence and your values can rid you of crazy monkey brain.

Hold on to your own reality. Don’t give in to the advertisers.

Wealth - Ten Highly SPECIFIC Reasons That Are the Cause of ALL Your Money Worries
Would you be surprised to learn that there are a LOT more people in your country and even your city who have money problems than those who do not?I attended a seminar recently where one of the speakers said that just by having a roof over your head, enough to eat when you are hungry and a fresh supply of drinking water puts you in the top 10% of wealthy people in the world.Now, I know that such a statement gives you little comfort or solace when you are finding it difficult to pay the rent, meet your monthly mortgage repayments or put fuel in your motor vehicle. But, hey, it sure does put a NEW perspective on

ional intelligence and your values can rid you of crazy monkey brain.

Hold on to your own reality. Don’t give in to the advertisers.

5 Sure - Fire Ways To Increase Your Credit Card Limit
Many credit card holders want a higher credit card limit for various reasons. Credit card holders need to remember that to get a higher credit card limit, they must follow the terms and conditions of the credit card company or bank that issued the credit card.Here are 5 ways for you to get a higher credit card limit:1. The most important thing to do to get a higher credit card limit is to prove your credit worthiness. This is the first thing that banks look for when increasing your credit limit. Always give importance to the prompt payment of your credit card bill.2. Attract positive attention from

rful emotion and a fantastic core value. Appreciating your family, friends, health, nature and the simple pleasures in life will make you realize that spending won’t buy happiness. Use your emotional intelligence. Make appreciation a core value. Real millionaires respect the dollar but place appreciation, gratitude, family and friends before all else. You most likely don’t need to buy it.

Hold on to your own reality. Don’t give in to the advertisers.

5 Highly Visible Marketing Strategies That Make Your Brand Recognizable
The Secret to Creating Great Wealth is to be Recognizable. You’ve probably heard it said that you have to be famous to be wealthy. That isn’t quite true, but the idea is significant to the process.If nobody knows your business exists, you won’t make much money from the business. You must be both visible and recognizable within your niche. Niche Marketing will take you where you want to go once your customers know you’re there.1) Leave your calling card.Business Cards are relatively inexpensive and can be left everywhere. I leave one on the table with my tip (and tip generously, I want

Note: Although they allowed one song to be used in the 70’s, here is what the drummer Densmore from the Doors said recently being offered millions to use their music for Apple and Cadillac advertising. From the LAtimes…

"People lost their virginity to this music, got high for the first time to this music," Densmore said. "I've had people say kids died in Vietnam listening to this music, other people say they know someone who didn't commit suicide because of this music…. On stage, when we played these songs, they felt mysterious and magic. That's not for rent."

Let’s summarize:

1. Take action today to spend less than you earn. It will reduce stress and release those shackles of debt.

2. Your emotions and thoughts can easily make you spend more. Use appreciation or gratitude to realize what is truly important in life.

3. Don’t let the advertisers make your reality. Your reality and beliefs should have little to do with snazzy rock songs and advertising.

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Finding a good survey site you can join and make some good part-time or full time money.

To make money, many online business owners are making the decision to create their own affiliate program. An affiliate program connects business owners with website publishers, who are often referred to as affiliates.

To many people, the word frugal brings many thoughts to mind -- most of them unpleasant.

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