so many relationships at our places of work.

These Johns don't give a hoot about good money sense: when you borrow money be sure to return it as soon as you should. There's nothing closer to a man's heart than his money. So when you play around with it (don't pay back in time) you are, in essence, doing yourself a disservice.

A disservice? Yes, and rightly so. You will need th

Your colleague at the workplace is short of cash. Going to the Accounts office for a salary advance is out of the question for he was there last week. He comes to you…

"Hi, bro, do you have a minute?" he says, his eyes searching your face. "Sure, can I help you?" you say, putting your pen down to look at him. "Well, I have a slight problem and I believe you can help a brother out." You are all ears now as you half think – half guess what he is driving at and try to work out a reply. But as it were, he is a 'professional' at this game. He's done it so many times that he doesn't suffer from 'conscience pinch'. "Lend me some cash; I'll pay you back at the end of the month," he blurts and, unflinchingly, waits for a response.

You've heard about him and how he 'handles' people's money. He's known for doing a moonlight flit the moment he senses someone is coming for their money.

As he stands there before you, with a woebegone expression on his face, you find yourself asking him "How much do you need?" against your will. ……….

Two months down the line and he still hasn't paid you. Everytime he sees you coming he pretends to be so busy and not able to see you. You pretend not to see him too. It is not because you don't want your money back but because you find it hard to 'face' him about it. You secretly wish there were a debt collector you could hire to do the murky job for you. In the long run what started as an act of 'helping a bro in dire need' leaves so much to be desired as it creates a rift between two workmates.

There are so many guys who behave like our guy here (let's call him John). This sours so many relationships at our places of work.

These Johns don't give a hoot about good money sense: when you borrow money be sure to return it as soon as you should. There's nothing closer to a man's heart than his money. So when you play around with it (don't pay back in time) you are, in essence, doing yourself a disservice.

A disservice? Yes, and rightly so. You will need thi

as you half think – half guess what he is driving at and try to work out a reply. But as it were, he is a 'professional' at this game. He's done it so many times that he doesn't suffer from 'conscience pinch'. "Lend me some cash; I'll pay you back at the end of the month," he blurts and, unflinchingly, waits for a response.

You've heard about him and how he 'handles' people's money. He's known for doing a moonlight flit the moment he senses someone is coming for their money.

As he stands there before you, with a woebegone expression on his face, you find yourself asking him "How much do you need?" against your will. ……….

Two months down the line and he still hasn't paid you. Everytime he sees you coming he pretends to be so busy and not able to see you. You pretend not to see him too. It is not because you don't want your money back but because you find it hard to 'face' him about it. You secretly wish there were a debt collector you could hire to do the murky job for you. In the long run what started as an act of 'helping a bro in dire need' leaves so much to be desired as it creates a rift between two workmates.

There are so many guys who behave like our guy here (let's call him John). This sours so many relationships at our places of work.

These Johns don't give a hoot about good money sense: when you borrow money be sure to return it as soon as you should. There's nothing closer to a man's heart than his money. So when you play around with it (don't pay back in time) you are, in essence, doing yourself a disservice.

A disservice? Yes, and rightly so. You will need th

moonlight flit the moment he senses someone is coming for their money.

As he stands there before you, with a woebegone expression on his face, you find yourself asking him "How much do you need?" against your will. ……….

Two months down the line and he still hasn't paid you. Everytime he sees you coming he pretends to be so busy and not able to see you. You pretend not to see him too. It is not because you don't want your money back but because you find it hard to 'face' him about it. You secretly wish there were a debt collector you could hire to do the murky job for you. In the long run what started as an act of 'helping a bro in dire need' leaves so much to be desired as it creates a rift between two workmates.

There are so many guys who behave like our guy here (let's call him John). This sours so many relationships at our places of work.

These Johns don't give a hoot about good money sense: when you borrow money be sure to return it as soon as you should. There's nothing closer to a man's heart than his money. So when you play around with it (don't pay back in time) you are, in essence, doing yourself a disservice.

A disservice? Yes, and rightly so. You will need th

use you don't want your money back but because you find it hard to 'face' him about it. You secretly wish there were a debt collector you could hire to do the murky job for you. In the long run what started as an act of 'helping a bro in dire need' leaves so much to be desired as it creates a rift between two workmates.

There are so many guys who behave like our guy here (let's call him John). This sours so many relationships at our places of work.

These Johns don't give a hoot about good money sense: when you borrow money be sure to return it as soon as you should. There's nothing closer to a man's heart than his money. So when you play around with it (don't pay back in time) you are, in essence, doing yourself a disservice.

A disservice? Yes, and rightly so. You will need th

so many relationships at our places of work.

These Johns don't give a hoot about good money sense: when you borrow money be sure to return it as soon as you should. There's nothing closer to a man's heart than his money. So when you play around with it (don't pay back in time) you are, in essence, doing yourself a disservice.

A disservice? Yes, and rightly so. You will need this guys' help either directly or indirectly, in future. Moreover, I believe, you'll be in a better position if you don't burn the bridges you have crossed because you just don't know when you might need to use them again.