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    Risk Management is a hot topic in the financial sector especially in the light of the recent losses of some multinational corporations e.g. collapses of Britain’s Barings Bank, WorldCom and also due
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    Through the credit-scoring method, which is based on statistical analysis of applicant char

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    Since their hard-earned money is at stake, virtually all lenders are very cautious about granting loans to people. The borrower's capacity, character and capital are checked by the lender. The lender determines the borrower's history and whether the borrower has a good or bad credit history. The credit scoring method is generally used for this purpose. Large lending companies more often rely on a credit rating score to help make loan decisions.

    Through the credit-scoring method, which is based on statistical analysis of applicant chara

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    Through the credit-scoring method, which is based on statistical analysis of applicant char

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    rower's history and whether the borrower has a good or bad credit history. The credit scoring method is generally used for this purpose. Large lending companies more often rely on a credit rating score to help make loan decisions.

    Through the credit-scoring method, which is based on statistical analysis of applicant char

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    lly used for this purpose. Large lending companies more often rely on a credit rating score to help make loan decisions.

    Through the credit-scoring method, which is based on statistical analysis of applicant char

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    Through the credit-scoring method, which is based on statistical analysis of applicant characteristics, lenders determine the applicant's qualifications for credit. This information is collected from the credit application and credit reports. The factors which determine the likelihood of the repayment are identified and evaluated. Certain factors like on-time payment of credit card bills are given more weight than others. Then points are awarded according to these factors. The total number of awarded points results in the c

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