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Casual Articles - How The U.S. Prime Rate Works
You have a great month and make more than you thought possible, but the next month your sales are much lower and by the third month they are almost non existent. What happened and how on earth do you survive this situation?First of all congratulations on your big sales figures. Do you know why this happened? Did you have a good marketing campaign going on at the
Hydroelectric power plants often do not get the credit they deserve. Hydroelectric power is some of the cheapest energy around. Hydroelectric power is so cheap that if we only had more water and more dams we could lower our nation's energy costs by 50%. It is important for hydroelectric power companies to explain to the public how they are so vitally important to our n
On Wall Street and throughout the worldwide banking community, the U.S. Prime Rate is understood as the interest rate at which banks lend money to their most creditworthy business customers. Most American banks, credit unions and other lending institutions use the U.S. Prime Rate as an index or base rate for numerous loan products; a margin is added to the Prime Rate depending on how risky the lending institution feels the loan is: the riskier the loan, the higher the margin. However, since the Prime Rate is an index and not a law, busi
Need more business? Who doesnt?Thankfully, new business is pretty easy to get, but you do have to do something to get it. Usually something you aren't currently doing. Here are 25 ways you can bring in more business, and if you do things right, more profits.These are not long term business strategies. These are short to medium term tactics desig
On Wall Street and throughout the worldwide banking community, the U.S. Prime Rate is understood as the interest rate at which banks lend money to their most creditworthy business customers. Most American banks, credit unions and other lending institutions use the U.S. Prime Rate as an index or base rate for numerous loan products; a margin is added to the Prime Rate depending on how risky the lending institution feels the loan is: the riskier the loan, the higher the margin. However, since the Prime Rate is an index and not a law, bus
At some point in the workday, most of us have to work with customers, citizens, vendors or suppliers. And, unfortunately, these interactions can sometimes be tinged with anger. Aside from the normal customer service behaviors we rely on when someone displays anger, what else can we do?The most common answer I get when I ask what someone does to deal with an angry
When terrorists shook America and the world with the September 11 attacks of 2001, they didn’t just hit the travel industry hard but also changed the way corporate travel management functioned. Post 9/11, corporate travel management in the U.S. has become as much about security as it is about booking low-priced tickets and hotel rooms. Though the terrorists could not dete
Part of good leadership requires skill in the hiring process. Good leaders know that retention of productive employees affects the bottom line as well as morale and growth.Recruiting, training and then terminating someone is never desirable. There are many good candidates you could hire. However, even though they may have certain desirable skills, they may not be
The U.S. Prime Rate is determined by adding 300 basis points (3.00 percentage points) to the federal funds target rate (also known as the fed funds target rate.) So if the fed funds target rate is 5.25%, then the U.S. Prime rate will be 8.25%.
The federal funds target rate is America’s most important short-term interest rate, and it is controlled by a group within the U.S. Federal Reserve system called the Federal Open Market Committee (FOMC). The FOMC convenes a moneta
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