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    the announcement that dozens of fixed rate deals were withdrawn by lenders last week in readiness after the rise in inflation, there are still good deals to be had.

    Standard variable rates can be up to 7.5% compared to some special d

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    With average house prices reaching record levels at ?192,000 (Daily Mail 23/04/2007), many homeowners must feel comfortable knowing they are sitting on a pile of cash. In an ideal World yes but may I be the one to throw 2 spanners in the works:

    1. The financial website money supermarket.com reports one in five of us continue to overpay on our mortgages because we are too lazy to re-mortgage, and

    2.

    What about those who fall into the undesirably named "sub prime " category- more politely those with a less than perfect credit rating or are self employed.

    One in five of us are still on standard variable rates rather than switching to cheaper deals. Some have finished on special deals but not got around to renewing it, while others are simply too lazy to arrange their finances properly.

    Many homeowners could potentially lose even more as loan rates are expected to rise once again.

    Whilst we are still shocked at the announcement that dozens of fixed rate deals were withdrawn by lenders last week in readiness after the rise in inflation, there are still good deals to be had.

    Standard variable rates can be up to 7.5% compared to some special de

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    orks:

    1. The financial website money supermarket.com reports one in five of us continue to overpay on our mortgages because we are too lazy to re-mortgage, and

    2.

    What about those who fall into the undesirably named "sub prime " category- more politely those with a less than perfect credit rating or are self employed.

    One in five of us are still on standard variable rates rather than switching to cheaper deals. Some have finished on special deals but not got around to renewing it, while others are simply too lazy to arrange their finances properly.

    Many homeowners could potentially lose even more as loan rates are expected to rise once again.

    Whilst we are still shocked at the announcement that dozens of fixed rate deals were withdrawn by lenders last week in readiness after the rise in inflation, there are still good deals to be had.

    Standard variable rates can be up to 7.5% compared to some special d

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    prime " category- more politely those with a less than perfect credit rating or are self employed.

    One in five of us are still on standard variable rates rather than switching to cheaper deals. Some have finished on special deals but not got around to renewing it, while others are simply too lazy to arrange their finances properly.

    Many homeowners could potentially lose even more as loan rates are expected to rise once again.

    Whilst we are still shocked at the announcement that dozens of fixed rate deals were withdrawn by lenders last week in readiness after the rise in inflation, there are still good deals to be had.

    Standard variable rates can be up to 7.5% compared to some special d

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    Many homeowners could potentially lose even more as loan rates are expected to rise once again.

    Whilst we are still shocked at the announcement that dozens of fixed rate deals were withdrawn by lenders last week in readiness after the rise in inflation, there are still good deals to be had.

    Standard variable rates can be up to 7.5% compared to some special d

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    the announcement that dozens of fixed rate deals were withdrawn by lenders last week in readiness after the rise in inflation, there are still good deals to be had.

    Standard variable rates can be up to 7.5% compared to some special deals offering around 5.5% pa.

    This seems to contradict the increasing spending habits of the population where loans now reach the heady heights of ?10.6 Billion. Why are people still paying this on high interest cards and unsecured loans when a re-mortgage or secured loan would offer them a chance to consolidate existing debts with a lower rate of interest, plus with a re-mortgage a chance to save money long term on their mortgage?

    My advice to anyone who has had their mortgage for at least a year, has outstanding balances on a credit card or a loan is to look for a re-mortgage now before the banks pull everything that cuts their margins.

    If your circumstances have changed since you last applied for a re-mortgage and you feel your bank may not be very happy to see you then don't despair. Try one of the brokers who will search the market for a lender who will look at your circumstances more favourably. There are lenders like ww

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