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  • Casual Articles - Are You In Debt Management Denial?

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    will soon make you think twice!

    I also advocate that consolidating and or borrowing to pay off debt may not be wise. If it is done to get out of debt, it is good. But if in doing so you get deeper into de

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    So, how did you answer? Are You In Debt Management Denial?

    You can't normally borrow your way out of debt!

    Many within our western society try to borrow their way out of debt. It is possible that this is a form of debt management denial. Borrow money for any reason often times boils down to something that the IRS has labeled, "Gotta have it now syndrome".

    For years I have advocated, "If you can't afford to pay for it in cash, you can't afford it." Although operating on cash may be an over simplification when it comes to a house or a car, there is still great merit in the philosophy. These days, using the internet without a credit card, booking travel and many more things are possible only with a card, but much of the costs of daily living can easily be 'cash only' if you want them to. Seeing the money leave you hand will soon make you think twice!

    I also advocate that consolidating and or borrowing to pay off debt may not be wise. If it is done to get out of debt, it is good. But if in doing so you get deeper into deb

    Graphic Designers - Your Client Says They Have a Logo Project, But What They Have Is Concept Design
    About a year ago I worked with three enterprising women who were considering a start-up company specializing in makeup and a bath and bodyline. They were a good referral from a trusted business colleague.When these clients first contacted me, they hadn’t done any rese
    s is a form of debt management denial. Borrow money for any reason often times boils down to something that the IRS has labeled, "Gotta have it now syndrome".

    For years I have advocated, "If you can't afford to pay for it in cash, you can't afford it." Although operating on cash may be an over simplification when it comes to a house or a car, there is still great merit in the philosophy. These days, using the internet without a credit card, booking travel and many more things are possible only with a card, but much of the costs of daily living can easily be 'cash only' if you want them to. Seeing the money leave you hand will soon make you think twice!

    I also advocate that consolidating and or borrowing to pay off debt may not be wise. If it is done to get out of debt, it is good. But if in doing so you get deeper into de

    Freedom to Be You!
    Ours is the only Country founded on a good idea. -John GuntherThe American Dream is right to be who we want to be. This is the human dynamic behind today’s entrepreneur! We all the face the challenge of “being true to ourselves”. We must assess the meaning of success. W
    rd to pay for it in cash, you can't afford it." Although operating on cash may be an over simplification when it comes to a house or a car, there is still great merit in the philosophy. These days, using the internet without a credit card, booking travel and many more things are possible only with a card, but much of the costs of daily living can easily be 'cash only' if you want them to. Seeing the money leave you hand will soon make you think twice!

    I also advocate that consolidating and or borrowing to pay off debt may not be wise. If it is done to get out of debt, it is good. But if in doing so you get deeper into de

    How to Increase Wine Sales
    There is no doubt that one of the most effective ways to boost overall profits of a restaurant is to increase wine sales. Actually, any kind of beverage sales will increase the bottom line, but the focus of this article will be on wine.Since the majority of patrons are
    rnet without a credit card, booking travel and many more things are possible only with a card, but much of the costs of daily living can easily be 'cash only' if you want them to. Seeing the money leave you hand will soon make you think twice!

    I also advocate that consolidating and or borrowing to pay off debt may not be wise. If it is done to get out of debt, it is good. But if in doing so you get deeper into de

    How to provide Superior Customer Service
    As many of you know, I have made it my mission to change the world's view point of customer service. Too many people today have just accepted the fact that no matter where they go, they will receive less than acceptable customer service. THAT'S NOT ACCEPTABLE!When we w
    will soon make you think twice!

    I also advocate that consolidating and or borrowing to pay off debt may not be wise. If it is done to get out of debt, it is good. But if in doing so you get deeper into debt, it could be debt management denial.

    What is attractive for some with a consolidation loan is that sometimes they can get money out in addition to paying off the remainder of their credit card debt. They can also stretch out the term and lower the monthly payment, but...

    Being honest, a lower payment means MORE TIME IN DEBT. People also convert unsecured debt into secured debt which often is not a wise move. They tie up their most valuable asset and all of this is so that they can spend more money. People need to understand that IF YOU CAN'T PAY CASH FOR IT, DON'T BUY IT.

    Something else that happens when people pay off a credit card with the equity in their home is the bank reissues the card to them. More often than not, people get back to the practice of using the cards.

    For the past few years interest rate

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