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    How do you know if you have a problem with debt? Ask yourself these questions. You should be able to answer them off of the top of your head.

    • How much do you owe an
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      Let me fill you in on the biggest secret to eliminating your debt. Books have been written on the topic. Many programs have been formed to help you help yourself out of debt. Thousands of articles fill the internet with solutions to your debt problems.

      The secret that they are trying to hide from you is that getting out of debt is as simple as paying off your debt.

      Sounds too simple to work. However, read any book, go to any seminar or enroll (and pay for) any program and you will find that there is no other way out of your debt. You must pay it off.

      The average balance on a credit card in this country is $7,000 at 18.9% interest. The average household holds 10 credit cards. Most people with credit cards have trouble paying their minimum monthly payments.

      How do you know if you have a problem with debt? Ask yourself these questions. You should be able to answer them off of the top of your head.

      • How much do you owe and
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        The secret that they are trying to hide from you is that getting out of debt is as simple as paying off your debt.

        Sounds too simple to work. However, read any book, go to any seminar or enroll (and pay for) any program and you will find that there is no other way out of your debt. You must pay it off.

        The average balance on a credit card in this country is $7,000 at 18.9% interest. The average household holds 10 credit cards. Most people with credit cards have trouble paying their minimum monthly payments.

        How do you know if you have a problem with debt? Ask yourself these questions. You should be able to answer them off of the top of your head.

        • How much do you owe an
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          too simple to work. However, read any book, go to any seminar or enroll (and pay for) any program and you will find that there is no other way out of your debt. You must pay it off.

          The average balance on a credit card in this country is $7,000 at 18.9% interest. The average household holds 10 credit cards. Most people with credit cards have trouble paying their minimum monthly payments.

          How do you know if you have a problem with debt? Ask yourself these questions. You should be able to answer them off of the top of your head.

          • How much do you owe an
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            erage balance on a credit card in this country is $7,000 at 18.9% interest. The average household holds 10 credit cards. Most people with credit cards have trouble paying their minimum monthly payments.

            How do you know if you have a problem with debt? Ask yourself these questions. You should be able to answer them off of the top of your head.

            • How much do you owe an
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              ayments.

              How do you know if you have a problem with debt? Ask yourself these questions. You should be able to answer them off of the top of your head.

              • How much do you owe and to whom?
              • What are the interest rates you are paying?
              • Have you ever missed a payment?
              • Do you have savings? If so, how much and for what?
              • What are your financial goals?
              If you find that you don't know the balance on your credit cards, you could be on the verge of a debt problem. If you simply whip it out at the store without thinking, you could have a debt problem. If you are only paying your minimum payments and using your card because you don't have the money in your checking, you definately have a debt problem.

              The fact is that you have to face your debt and deal with it before you can ever be financially sound. Do you want to retire? Do you want to send your children to college? Do you want to pay less bills? Do

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