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Casual Articles - Christian Debt Relief Counseling
More than a few dozen times, people say to me, 'I don't know how you fit it all in!' Sometimes even "I" don't know how I fit it all in, to be honest. However, not only did I realize early that if I wanted to accomplish the things in my life 'to do' list, I'd better take control of my time. I have learned that time management is a huge issue with many of my clients. So, to help with this common problem, below are some tips to at least get you started on how to make the most out of your limited resource: Time.Prioritize What do you want t
Are you a recent graduate, just out of school? Are you looking for a career change? Have you recently been laid off and need to find a new job now? Regardless of your current employment situation, you can use these job hunting tips to help you put together a job search that will see you in your dream job in no time.Your job search is your job! Unless you're as lucky as that one in a billion person discovered while waitressing and whisked away to fame and fortune, your job is not going to come to you. You have to go out and find it. And the
The Bible And Debt: What is tha Biblical counsel? First of all, debt is slavery and you can't serve 2 masters, God and money. This means the solution to debt isn't more debt. Maybe you could work more...work six days and rest one. Maybe you could improve your skill through training or college...a highly skilled person will be promoted. Maybe you could work harder...laziness is stealing. These are ways the Bible says we can increase our income. To decrease our outgo, the Bible says we are to follow a complete spending plan so we don't run out of money. This usually means saying "no" when it makes you unpopular to yourself and your loved ones. To get our spending under control and save our house, in 1991, we ate potatoes or rice for dinner 2 nights per week and bought no new clothes for the first year. By 1997 we had no debt other than our mortgage, were living on 1/5 of our income and saving and giving away the rest. 7 years after that, despite a huge stock market loss and 2 years of no employment, we moved into our new custom home on 20 acres. Giving is another way the Bible says we can increase our i
Phpfox is a very powerful script that will enable any webmaster to create their very own niche social network site. Thanks to the popularity of Myspace, social network sites are popping up left and right because many savy internet marketers are seeing the profit potential of having a myspace-like clone.After all, who wouldn't mind having a site in which... The Members create all of the contentThe members promote the content by inviting their friends, therefore giving your site a viral like exposure to new potential membersagement techniques are rooted deeply in the Bible and are, therefore, Christian. It doesn't matter whether you're talking debt management, consolidation relief or elimination, there is so much Biblical counsel you may not even need counseling.
The Bible And Debt: What is tha Biblical counsel? First of all, debt is slavery and you can't serve 2 masters, God and money. This means the solution to debt isn't more debt. Maybe you could work more...work six days and rest one. Maybe you could improve your skill through training or college...a highly skilled person will be promoted. Maybe you could work harder...laziness is stealing. These are ways the Bible says we can increase our income. To decrease our outgo, the Bible says we are to follow a complete spending plan so we don't run out of money. This usually means saying "no" when it makes you unpopular to yourself and your loved ones. To get our spending under control and save our house, in 1991, we ate potatoes or rice for dinner 2 nights per week and bought no new clothes for the first year. By 1997 we had no debt other than our mortgage, were living on 1/5 of our income and saving and giving away the rest. 7 years after that, despite a huge stock market loss and 2 years of no employment, we moved into our new custom home on 20 acres. Giving is another way the Bible says we can increase our
Regardless how small or large your budget is, there are a number of ways you can make it go farther. One way is to capitalize on the seasonality of your business.For example, it may not make sense or be necessary to market consistently all year long. Are their times when your particular industry is slow and customers are not likely to purchase? Conversely, are their times during the year when customers are more likely to be in the market for your product or service?Schedule your marketing activities to take advantage of these peak times and to
Most of the neophytes in handling small business marketing are yet fearful to face the industry. They always dwell on the thought that business marketing is fairly expensive as they are not yet into the point of earning their first million. However, no business owner can manage to work on an investment without employing business marketing.How on earth will any trade grow in the absence of business marketing whether it is neither big nor small? It is necessary that small business marketing becomes geared towards advertisement. You cannot keep your busin
I am sure that most people who have a website are looking into ways to help them to attract more people to read their site. There are many differing opinions on the best way to go about doing this but one thing that most people agree on is that it is essential to build up the number of backward links that point to your site. The question is how do we obtain these links?It is always best to try to get other websites from the same industry as your own to add a link to your site on their site (on the homepage if possible). This is not as easy as it might
Debt Consolidation Services: Based on the spam in my inbox, there is such a thing as Christian debt consolidation. I'd be really skeptical of anyone offering this. You see, this is just another kind of loan but usually at a much higher interest rate than that money could cost under other circumstances. This is because someone who needs a loan to consolidate loans is a high credit risk. The Bible teaches that debt is slavery, so, I have difficulty accepting that there's anything uniquely Christian about getting a loan. Here's the deal...if you can consolidate your debt to a lower total payment and a shorter term, then it makes sense to do so. By no means should you use the equity on your house to pay off credit cards because, though the payment will be lower, the term is 10 years longer. If we're going to use Christian principles, we need to make decisions that get us out of debt, not just prolong the slavery.
Christian Debt Management: There are many debt management companies, who, for a fee, will control your money for you, pay your bills and give you an allowance for optional spending. This, they will tell you, will get your creditors off your back and allow them to negotiate reduced payments, etc. If you're on the verge of bankruptcy, this may be a viable option, but not one that is necessarily Biblical. It set
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