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  • Casual Articles - Don't Let December Debt Haunt Your New Year Resolutions

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    e in January when we must face the stack of bills that we can't pay off.

    According to

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    One of the top New Years resolutions for Canadians is to get out of debt and to better manage their money. Currently, consumer debt is at an all time high and many people are still paying off their credit cards from last Christmas.

    As we all know, accumulating December debt is a bad way to end the year. In the back of our minds, we know our stress will be worse in January when we must face the stack of bills that we can't pay off.

    According to

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    e their money. Currently, consumer debt is at an all time high and many people are still paying off their credit cards from last Christmas.

    As we all know, accumulating December debt is a bad way to end the year. In the back of our minds, we know our stress will be worse in January when we must face the stack of bills that we can't pay off.

    According to

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    ing off their credit cards from last Christmas.

    As we all know, accumulating December debt is a bad way to end the year. In the back of our minds, we know our stress will be worse in January when we must face the stack of bills that we can't pay off.

    According to

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    debt is a bad way to end the year. In the back of our minds, we know our stress will be worse in January when we must face the stack of bills that we can't pay off.

    According to

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    e in January when we must face the stack of bills that we can't pay off.

    According to the experts at Consolidated Credit Counseling Service of Canada the first step is to take a look at your credit situation and figure out your debt-to-income ratio. As a rule of thumb, your total installment debt (e.g., credit cards, auto loans, student loans) shouldn’t exceed 15 percent of your annual take-home pay.

    Many people receive 0% credit card offers t

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