e they are causing links in your financial vessel.

Getting rich is just so easy if you will spend less than you make. It is like a restaurant guy I knew, he would say we lose a bit of money on each sale but we are going to make it up on volume. As crazy as it sounds many people actually think this way. Of course they go broke and their ship sinks.

Stop and have a look around you, how is your financial situation? Really stop and have a good look, now look backwards ten years. How

Are you taking on water, are the debt collectors calling? Did every credit card you have get declined at dinner tonight? Hey join the growing club, they are making prime time shows on taking people from the brink of bankruptcy back to financial health. You know when it is a TV show that it is just that common of a thing.

It was not always this way. In post WW II people were sailing pretty lean and mean ships. They did not buy anything they really did not need. My Grandpa (and likely yours also) talked about the ‘hard time’ and that really made that generation “penny pinchers”. Those days seem long ago. Now we have the most ‘bling-bling’ sailing vessels in the history of the world.

Many of these boats are sinking and fast. Are you in one of them? If you are not, the percentage says your neighbors on your left and right, are. Amazing isn’t it, the Joneses are one paycheck away from losing it all. Heck many families are less than one paycheck away.

What to do, just like in the old days, throw stuff overboard. The fancy leased car, get rid of it. Of the most common purchases, buying or worse leasing a fancy car is one of the worst, why? It loses money year after year. One of my friends (who by the way is struggling with debt) drives a leased car that costs as much as the mortgage on my first home. That is insane considering he'll never own it. It seems that when it comes to vehicles we lose our ability for sound judgment. I know a 1967 Mustang is, for some unbelievable reason, worth several hundred thousand dollars. Trust me that will not last and I would like to meet the person who paid $300K for a $3000 car. Aside from the present insanity for muscle cars, cars just plain lose you money. Get something economical and easy to maintain.

Eating out, coffee, smoking, magazines, cell phones (if yours does not make you money), new cloths, furniture, jewelry and the other million things you just “have to have” stop buying them because they are causing links in your financial vessel.

Getting rich is just so easy if you will spend less than you make. It is like a restaurant guy I knew, he would say we lose a bit of money on each sale but we are going to make it up on volume. As crazy as it sounds many people actually think this way. Of course they go broke and their ship sinks.

Stop and have a look around you, how is your financial situation? Really stop and have a good look, now look backwards ten years. How

ours also) talked about the ‘hard time’ and that really made that generation “penny pinchers”. Those days seem long ago. Now we have the most ‘bling-bling’ sailing vessels in the history of the world.

Many of these boats are sinking and fast. Are you in one of them? If you are not, the percentage says your neighbors on your left and right, are. Amazing isn’t it, the Joneses are one paycheck away from losing it all. Heck many families are less than one paycheck away.

What to do, just like in the old days, throw stuff overboard. The fancy leased car, get rid of it. Of the most common purchases, buying or worse leasing a fancy car is one of the worst, why? It loses money year after year. One of my friends (who by the way is struggling with debt) drives a leased car that costs as much as the mortgage on my first home. That is insane considering he'll never own it. It seems that when it comes to vehicles we lose our ability for sound judgment. I know a 1967 Mustang is, for some unbelievable reason, worth several hundred thousand dollars. Trust me that will not last and I would like to meet the person who paid $300K for a $3000 car. Aside from the present insanity for muscle cars, cars just plain lose you money. Get something economical and easy to maintain.

Eating out, coffee, smoking, magazines, cell phones (if yours does not make you money), new cloths, furniture, jewelry and the other million things you just “have to have” stop buying them because they are causing links in your financial vessel.

Getting rich is just so easy if you will spend less than you make. It is like a restaurant guy I knew, he would say we lose a bit of money on each sale but we are going to make it up on volume. As crazy as it sounds many people actually think this way. Of course they go broke and their ship sinks.

Stop and have a look around you, how is your financial situation? Really stop and have a good look, now look backwards ten years. How

ust like in the old days, throw stuff overboard. The fancy leased car, get rid of it. Of the most common purchases, buying or worse leasing a fancy car is one of the worst, why? It loses money year after year. One of my friends (who by the way is struggling with debt) drives a leased car that costs as much as the mortgage on my first home. That is insane considering he'll never own it. It seems that when it comes to vehicles we lose our ability for sound judgment. I know a 1967 Mustang is, for some unbelievable reason, worth several hundred thousand dollars. Trust me that will not last and I would like to meet the person who paid $300K for a $3000 car. Aside from the present insanity for muscle cars, cars just plain lose you money. Get something economical and easy to maintain.

Eating out, coffee, smoking, magazines, cell phones (if yours does not make you money), new cloths, furniture, jewelry and the other million things you just “have to have” stop buying them because they are causing links in your financial vessel.

Getting rich is just so easy if you will spend less than you make. It is like a restaurant guy I knew, he would say we lose a bit of money on each sale but we are going to make it up on volume. As crazy as it sounds many people actually think this way. Of course they go broke and their ship sinks.

Stop and have a look around you, how is your financial situation? Really stop and have a good look, now look backwards ten years. How

for some unbelievable reason, worth several hundred thousand dollars. Trust me that will not last and I would like to meet the person who paid $300K for a $3000 car. Aside from the present insanity for muscle cars, cars just plain lose you money. Get something economical and easy to maintain.

Eating out, coffee, smoking, magazines, cell phones (if yours does not make you money), new cloths, furniture, jewelry and the other million things you just “have to have” stop buying them because they are causing links in your financial vessel.

Getting rich is just so easy if you will spend less than you make. It is like a restaurant guy I knew, he would say we lose a bit of money on each sale but we are going to make it up on volume. As crazy as it sounds many people actually think this way. Of course they go broke and their ship sinks.

Stop and have a look around you, how is your financial situation? Really stop and have a good look, now look backwards ten years. How

e they are causing links in your financial vessel.

Getting rich is just so easy if you will spend less than you make. It is like a restaurant guy I knew, he would say we lose a bit of money on each sale but we are going to make it up on volume. As crazy as it sounds many people actually think this way. Of course they go broke and their ship sinks.

Stop and have a look around you, how is your financial situation? Really stop and have a good look, now look backwards ten years. How was it then? Has it changed much? Draw a financial line from then to now and off into the future, how does it look? Did you just chart a path into the rocks? If so take action and get your ship lean and mean.